German Sparkassenstiftung Uzbekistan

Kristin Trostorf yosh iqtidorlarni xorijda tajriba orttirishda qo‘llab-quvvatlash maqsadida Germaniya Sparkassalarining moliyalashtirish dasturi doirasida to‘rt hafta davomida O‘zbekistondagi loyiha ofisimizda. Kristin dual tizimda soliq va audit bo‘yicha tahsil olmoqda hamda Toshkentda bo‘lgan vaqtida jismoniy imkoniyati cheklangan yoshlarning ijtimoiy va kasbiy hayotga integratsiyalashuvini yaxshilashga e’tibor qaratadi. Toshkentga kelishidan oldin u Qirg‘izistondagi loyiha ofisimizda bir hafta bo‘lib, u yerda nafaqat faoliyat haqida professional tushunchaga ega bo‘ldi, balki tabiat va madaniyat haqida ham taassurot orttirdi.

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As part of the promotional program of German Sparkassen to support young talents in gaining experiences abroad, Christin Trostorf is joining our project office in Uzbekistan for four weeks. Christin studies taxation and auditing in a dual system. During her stay in Tashkent, she will focus on improving the integration of young people with physical disabilities into the social and professional life. Before arriving to Tashkent, she already spent a week in the project office in Kyrgyzstan, where she was able to gain not only a professional insight into the work, but also impressions of nature and culture.

“Ma’suliyatli moliya va qishloqni barqaror rivojlantirish” loyihamizning yana bir yo‘nalishi banklarda iste’molchilar huquqlarini himoya qilishni kuchaytirishga qaratilgan. Bugun mutaxassis Germaniyadagi Mas'uliyatli moliya institutidan (iff) Dr. Helena Klinger ushbu mavzu bo'yicha onlayn ma'ruza qildi. 60 dan ortiq ishtirokchilar turli kredit mahsulotlarini taqdim etish va ulardan foydalanishda iste'molchilar huquqlarini himoya qilish haqida ma'lumot oldilar.

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Another focus of our project “Responsible Finance and Rural Sustainable Development” lies on strengthening consumer protection in banks. Today, expert Dr. Helena Klinger from the Institute for Responsible Finance (iff) in Germany gave an online presentation on this topic. More than 60 participants learned about German consumer protection for issuing and using different credit products.

Mijozlarning omonat depozitlari banklarda turli xil maqsadlarda qo'llaniladi - garchi ular har doim kredit berish uchun mablag' sifatida hal qiluvchi rol o'ynaydi. Bundan tashqari, tejash har bir kishi uchun kutilmagan hodisalar va xarajatlarga tayyor bo'lishi uchun ham muhimdir.
Mijozlarni bankdagi jamg'armalar haqida qanday xabardor qilish mumkin va qanday imtiyozlar o'rnatilishi kerak? Va aslida qanday qilib mos keladigan jamg'arma mahsulotlarini ishlab chiqasiz? Germaniyalik ekspertimiz Natasha Mundinger bir necha kun davom etadigan seminarlarda uchta hamkor bankimiz xodimlariga shu va boshqa ko‘plab jihatlarni tushuntirib beradi.

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Customers‘ savings deposits are used in banks for very different purposes – but as funds for bank lending they always play a decisive role. In addition, however, saving is also important for everyone to be prepared for unforeseen events and expenses.
How can customers be made aware of the need to save money in a bank, and what incentives must be in place? And how to develop suitable innovative savings products in the first place? In multi-day seminars, our German expert Natascha Mundinger trains bank employees in these and many other aspects.

Rivojlanayotgan mamlakatlarda qishloq xo‘jaligidagi ishchi kuchining 40% dan ortig‘ini ayollar tashkil etishini bilasizmi? Agar ayollarga erkaklar bilan bir xil imkoniyatlar berilsa, ular qishloq xo'jaligi mahsulotlarini sezilarli darajada oshirishi va shu orqali to'yib ovqatlanmaydigan odamlar sonini 29 %dan 17 %ga kamaytirishi mumkinligini ham bilasizmi?

„Xalqaro qishloq ayollari kuni“ („International Day of Rural Women“) qishloq ayollari va ularning global oziq-ovqat tizimidagi muhim roli borasida o´z ijobiy ta´siriri o´tkazadi. Gender tengligi hamda ayollarning huquq va imkoniyatlarini kengaytirish qashshoqlikni kamaytirish hamda oziq-ovqat xavfsizligini yaxshilashning kalitidir.

Bu va qoʻshimcha maʼlumot uchun BMT maqolasini oʻqing: https://www.un.org/en/observances/rural-women-day
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Did you know that women make up more than 40% of the agricultural workforce in developing countries? And did you know that if women had the same opportunities as men, they could significantly increase agricultural production, reducing the number of undernourished people from 29% to 17%?

The “International Day of Rural Women” on October 15 throws a bright light on rural women and their essential role in the global food system. Gender equality and women’s empowerment are key to fighting poverty and improving food security.

For this and more information, please read the UN article: https://www.un.org/en/observances/rural-women-day

Salom, men Dr. Abdulaziz Qosimov. Men loyihada bank bo‘yicha ekspert va tarjimonman, menda juda xavotirli zaif tomonim bor: men turli xil kitoblar va logotipli ruchkalarni to‘plovchiman. Menda ulardan qancha bor? Men endi buning sanog´ini hisoblay olmayman.

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Hello, I am Dr. Abdulaziz Qosimov. I am Bank Expert and interpreter in the project, and I have a very worrying weakness: I am a passionate collector of various books and pens with logos. How many of them do I own? I have already lost count.

Imagefilm of German Sparkassenstiftung for International Cooperation

Endi tayyor bo´ldi!
German Sparkassenstiftung tashkilotining yangi imidj filmi

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Out now!
The new imagine film of German Sparkassenstiftung

https://www.youtube.com/watch?v=M8asLF1RXoY

Imagefilm of German Sparkassenstiftung for International Cooperation Since 1992, German Sparkassenstiftung has been promoting financial inclusion around the world. Find out more about our projects worldwide in our new imagefilm.

Oʻzbekiston Isteʼmolchilar huquqlarini himoya qilish agentligi aholining moliyaviy savodxonligi bo´yicha davlat topshirig´ini o´z zimmasiga olgan. German Sparkassenstiftung muhim hamkor sifatida taqdimotda ishtirok etish, ma'ruzachilarni tayyorlash, ko'plab tadbirlarni qo'llab-quvvatlash va ta'lim fondidan moliyaviy yordam ko'rsatish orqali agentlikni umummilliy kampaniyada qo'llab-quvvatlaydi. Aksiya mavzusi: "Bank iste'molchilarining huquqlari". 2022 yil 25 avgustdan 15 sentabrgacha mamlakatning 13 ta hududida jami 160 ta axborot tadbiri orqali 4.500 dan ortiq ishtirokchilar qamrab olinadi.

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The Agency for Consumer Protection of Uzbekistan carries the state mandate for basic financial education of the population. As a key partner, German Sparkassenstiftung is supporting the agency in a nationwide campaign by contributing to the presentation, preparing the speakers, accompanying them at many events, and by providing financial resources from an education fund. The topic of the campaign: “Rights of consumers of banking services”. With a total of 160 information events in 13 regions of the country, more than 4,500 participants will be reached from August 25 to September 15, 2022.

Mening ismim Dilshod. 2022 yil mart oyidan German Sparkassenstiftung tashkilotining O‘zbekistondagi ofisida loyiha haydovchisi bo‘lib ishlayapman. Turmush qurganman, 3 farzandim, 3 nabiram bor. Mening sevimli mashg'ulotlarim musiqa tinglash, mazali mahsulotlar bilan ovqat pishirish va mamlakat bo'ylab sayohat qilishdir. Mening uy hayvonlarim ham men uchun juda muhim. O‘zbekistondagi German Sparkassenstiftung a’zosi ekanligimdan xursandman.

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My name is Dilshod. I have been working as a project driver at the German Sparkassenstiftung office in Uzbekistan since March 2022. I am happily married; I have 3 children and 3 grandchildren. My hobbies are listening to music, cooking with delicious products, and traveling in the country. My pets are also very important to me. I am happy to be a part of the German Sparkassenstiftung organization in Uzbekistan.

Hamkorimiz – O‘zbekiston „Tadbirkor ayol" assotsiatsiyasining shijoatli va g‘ayratli trenerlari qishloq joylarda o‘tkazayotgan ko‘plab seminarlardan birgina misol. Bu safar: Parkentda “Fermer xo’jalik” biznes o'yini.

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Just one example of the numerous seminars that the ambitious and highly motivated trainers from our partner, the Business Women’s Association of Uzbekistan, conduct in rural areas. This time: the Farmers Business Game in Parkent.

Salom, mening ismim Sobaxon va men loyihada uzoq muddatli ekspert sifatida ishlayman. Men Germaniyada “Xalqaro menejment” bo´yicha MBA darajasini tugatdim. Men uchun hayotdagi uyg'unlik muhim. Men sayohat qilishni yaxshi ko'raman. Menga boshqa mamlakatlarda sayohatchi sifatida emas, balki ularni "ichkaridan" ko'rish - odamlar bilan uchrashish, turli madaniyatlar va fikrlash tarzini tushunish yoqadi.

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Hello, my name is Sobakhon and I am working as a Long-term Expert in the project. I completed my MBA “International Management” in Germany. Harmony in life is very important for me and I enjoy traveling. I love to be in other countries not as a traveler, but to see those countries from “inside” – to get to know people and to understand different cultures and ways of thinking.

Ushbu haftada “Germaniya Iqtisodiy hamkorlik va taraqqiyot vazirligi” ning (BMZ) yuqori martabali vakillari Oʻzbekistonga oktyabr oyida boʻlib oʻtadigan Oʻzbekiston va Germaniya hukumati muzokaralariga tayyorgarlik doirasida tashrif buyurishdi. Ular Germaniyaning O‘zbekistondagi elchixonasining yuqori martabali vakili bilan birgalikda Samarqand viloyatida bo‘lib o‘tgan “Biznes-rejalarni tuzish” nomli mahalliy seminarimizda ham ishtirok etishdi. Ular bizning muvaffaqiyatli ta’lim dasturimiz va qishloq yosh fermerlari bilan olib borilayotgan bevosita ish haqida chuqur tushunchaga ega bo‘ldilar.

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As part of the preparations for the upcoming intergovernmental negotiations between Uzbekistan and Germany in October, representatives of the German Federal Ministry for Economic Cooperation and Development (BMZ) traveled to Uzbekistan this week. Together with a representative of the German Embassy in Uzbekistan, they also joined our field seminar "Preparing Business Plans" in Samarkand Oblast. They gained a deep insight into our successful educational program as well as into the direct work with young farmers from rural regions.

Ism-sharifim Azizxon Azizov. 2021 yildan beri Sparkassenstiftung ning Toshkentdagi vakolatxonasida tarjimon bo`lib ishlayman. Bundan tashqari Germaniyadan kelgan mehmonlarni gid sifatida O`zbekistonning Toshkent, Samarqand, Buxoro va Xiva shaharlari bo`ylab olib yuraman. Ikkala ishim ham menga yoqadi. Tarix, siyosat, Yevropa va islom me`morchiligiga qiziqaman. Birdan-bir orzuim Backpacker sifatiga turli joylarga sayohat qilish.

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My name is Aziz Azizov. I have been working as an interpreter for German Sparkassenstiftung since 2021. Additionally, I work as a tour guide in Tashkent, Samarkand, Bukhara and Khiva. Both jobs are a lot of fun for me. I am interested in history, politics, as well as in European and Islamic architecture. My dream is to travel to different countries as a backpacker.

Salom, mening ismim Falko Heidrix va men German Sparkassenstiftung Uzbekistan tashkilotida ishlayman. 25 yillik Commercial Business dagi faoliyatimdan so'ng, hozirda "Mas'uliyatli moliya" ("Responsible Finance") loyihasida uzoq muddatli ekspert sifatida hamkorlikni rivojlantirish bo'yicha ishlayapman. 19 yildan keyin men O‘zbekistonga qaytdim. Quyosh hali ham qizitmoqda, lekin hayot avvalgidan ko'ra yaxshiroq Work-Life-Balance ga ega.

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Hello, my name is Falko Heidrich and I am working for German Sparkassenstiftung Uzbekistan. After working for 25 years in the commercial business, I have now entered the field of development cooperation as a Long-term Expert in the project “Responsible Finance”. After 19 years, I am also back to Uzbekistan. The sun is still shining hot, but life has a better work-life balance than before.

Samarqand shahridagi yoshlar ittifoqi trenerlariga yana bir o‘quv avtomobilining rasman topshirilishi munosabati bilan bugungi k***a jami 6 ta ana shunday avtomashinalar foydalanishga taqdim etildi. Ushbu mikroavtobuslar stullar, yozuv taxtalari kabi barcha zarur materiallar bilan jihozlangan bo‘lib, seminarlarni chekka qishloqlarda ham o‘tkazish imkonini beradi. Shu tariqa trenerlar katta markaz va shaharlarga seminarlar o‘tkazish uchun imkoni yoki moliyaviy imkoniyati bo‘lmagan insonlarga murojaat qilishlari mumkin. “Ta´lim insonlar oldiga keladi” shioriga sodiq qolgan holda.

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With the official handing over of another educational vehicle to the trainers of the Youth Union in Samarkand, a total of 6 such vehicles are now in use. These small vans are equipped with all the necessary materials, such as chairs and writing boards, so seminars can also be conducted in remote rural areas. The trainers can thus reach people who do not have the opportunity or financial means to travel to larger centers and cities for seminars. True to the motto: “Education comes to people”.

Boshqaruvchi direktorimiz Niklaus Bergmanning tashrifidan so‘ng, biz Toshkent shahrida Weihenstephan-Triesdorf amaliy fanlar universiteti (HSWT) delegatsiyasini qabul qildik. Oliygoh, boshqa yo´nalishlar bilan bir qatorda, qishloq xo'jaligi va atrof-muhitni o'rganish bo'yicha Germaniyadagi yetakchi akademik muassasalardan biri bo'lib, tashrif Prof. Dr. habil. Karsten Lorz, Dr. Aram Aristakesyan va uning hamkasbi Prof.Dr. Paul Mixels tomonidan amalga oshirildi. Tashrif bir-birimizni yaqinroq bilishga xizmat qildi. Mumkin bo'lgan hamkorlikning elementlari o'rganildi va ishlab chiqildi.
Shuning uchun biz faqatgina Toshkentda bo´lmadik. Biz oliygoh delegatsiyasiga turli hamkorlar, ilmiy tashkilotlar hamda ularning vakillari bilan uchrashish uchun Jizzax va Samarqandga hamrohlik qildik.


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Following the visit of our Managing Director Niclaus Bergmann, we welcomed the delegation of the Weihenstephan-Triesdorf University of Applied Sciences (HSWT) in Tashkent. HSWT is, among other things, one of the leading academic institutions in Germany for agricultural and environmental studies and was represented by the delegation of Prof. Dr. habil. Carsten Lorz, Dr. Aram Aristakesyan and their colleague Prof. Dr. Paul Michels. The visit was an opportunity to get to know each other better. Elements of a possible cooperation were explored and elaborated.
Therefore, we did not only stay in Tashkent. We accompanied the delegation of HSWT to Jizzax and Samarkand to meet with different partners, academic organizations, and their representatives.

Mening ismim Anvar. Men 2020-yildan buyon German Sparkassenstiftung O’zbekistondagi vakolatxonasida loyiha assistenti va haydovchi bo’lib ishlayapman. Oilaliman. Ikki nafar ajoyib o´g´lim bor. Mening hobbiyim: mashina haydash, futbol o’ynash va tomosha qilish. Real Madrid klubining ashaddiy muxlisiman. German Sparkassenstiftung tashkiloti O’zbekistondagi ahil jamoasinig bir bo’lagi ekanligimdan mamnunman.

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My name is Anvar. I work as a project assistant and project driver for German Sparkassenstiftung Uzbekistan. I am married and I have two wonderful sons. My hobbies are car driving, playing soccer and watching soccer matches. I am a big fan of Real Madrid. I am happy to be a part of the team here in Uzbekistan.