Kredit MD Credit Repair Services

Kredit MD was established to offer a safe way to begin the credit repair process as well as lease affordable tradelines. CCA Board Certified Credit Consultant
CCA Certified Credit Score Consultant
CCA FCRA Certified
CCA FDCPA Certified

Operating as usual

01/08/2022

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

12/18/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

12/10/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

12/03/2021

Patience is a virtue.
Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Patience is a virtue.
Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

11/19/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

11/12/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

11/06/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

10/29/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

10/22/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

10/15/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

10/08/2021

We wanted to hear your Goals!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

We wanted to hear your Goals!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

10/01/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

09/25/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

09/17/2021

A FICO® Score of 720 provides access to a broad array of loans and credit card products, but increasing your score can increase your odds of approval for an even greater number, at more affordable lending terms.

Additionally, because a 720 FICO® Score is on the lower end of the Good range, you'll probably want to manage your score carefully to prevent dropping into the more restrictive Fair credit score range (580 to 669)

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

A FICO® Score of 720 provides access to a broad array of loans and credit card products, but increasing your score can increase your odds of approval for an even greater number, at more affordable lending terms.

Additionally, because a 720 FICO® Score is on the lower end of the Good range, you'll probably want to manage your score carefully to prevent dropping into the more restrictive Fair credit score range (580 to 669)

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

09/10/2021

Advantages Of A Good Credit Score

Loan Approval
Like it or not, we live in a world where the need to make major purchases isn’t a question of “Should I?”, but rather it’s a question of “When?”. Sudden emergencies can occur at any given time and the likelihood of approval for a loan is entirely dependent upon whether or not you have a good credit score

Job Qualification
A good credit score implies trustworthiness, reliability, and good decision making skills—all of which are as critical for job placement as they are for career advancement.

Lower Interest Rates
An estimated 55 percent of Americans have some sort of credit card debt. In some cases, they are very minor. Worst cases can reach up to tens of thousands of dollars.

Cash Flow Projection
More and more Americans are developing thorough and specific financial outlines to help them to plan for the future.

Rental Approval
It probably comes as no surprise that your likelihood of being approved for a mortgage depends on your credit score.

Auto Insurance Rates
There’s only one thing more inevitable than death and taxes– your auto insurance rates. Your credit rating can affect your insurance premium even if your driving record is spotless

Confidence
All of the above may seem like beneficial reasons to maintain a good credit score. But there’s one thing that a good credit score can give you that is worth more than any amount of monetary savings or opportunity that you can imagine: confidence.

Need professional help in Fixing your Credit?
Click the link for a free Discovery Call
https://www.kreditmd.com/new-client-discovery-call

Advantages Of A Good Credit Score

Loan Approval
Like it or not, we live in a world where the need to make major purchases isn’t a question of “Should I?”, but rather it’s a question of “When?”. Sudden emergencies can occur at any given time and the likelihood of approval for a loan is entirely dependent upon whether or not you have a good credit score

Job Qualification
A good credit score implies trustworthiness, reliability, and good decision making skills—all of which are as critical for job placement as they are for career advancement.

Lower Interest Rates
An estimated 55 percent of Americans have some sort of credit card debt. In some cases, they are very minor. Worst cases can reach up to tens of thousands of dollars.

Cash Flow Projection
More and more Americans are developing thorough and specific financial outlines to help them to plan for the future.

Rental Approval
It probably comes as no surprise that your likelihood of being approved for a mortgage depends on your credit score.

Auto Insurance Rates
There’s only one thing more inevitable than death and taxes– your auto insurance rates. Your credit rating can affect your insurance premium even if your driving record is spotless

Confidence
All of the above may seem like beneficial reasons to maintain a good credit score. But there’s one thing that a good credit score can give you that is worth more than any amount of monetary savings or opportunity that you can imagine: confidence.

Need professional help in Fixing your Credit?
Click the link for a free Discovery Call
https://www.kreditmd.com/new-client-discovery-call

09/03/2021

Effects of a Bad Credit

>High interest rates on credit cards and loans.
>Credit and loan applications may not be approved
>Difficulty getting approved for an apartment
>Security deposits on utilities
>Getting denied for a cell phone contract
>Getting denied for employment
>Higher insurance premiums
>Calls from debt collectors
>Difficulty starting your own business
>Difficulty purchasing a car

Need professional help in Fixing your Credit?
Click the link for a free Discovery Call

https://www.kreditmd.com/new-client-discovery-call

Effects of a Bad Credit

>High interest rates on credit cards and loans.
>Credit and loan applications may not be approved
>Difficulty getting approved for an apartment
>Security deposits on utilities
>Getting denied for a cell phone contract
>Getting denied for employment
>Higher insurance premiums
>Calls from debt collectors
>Difficulty starting your own business
>Difficulty purchasing a car

Need professional help in Fixing your Credit?
Click the link for a free Discovery Call

https://www.kreditmd.com/new-client-discovery-call

08/27/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

08/24/2021

Kredit MD Works!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

Kredit MD Works!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.com/new-client-discovery-call?

08/06/2021

Do you want to know more how to control your Credit?

Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/DiscoveryCall

Do you want to know more how to control your Credit?

Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/DiscoveryCall

08/02/2021

As long as you can use a credit card responsibly, there are endless advantages to using a credit card. They offer rewards, protection, and convenience. ... When used responsibly, credit cards can be great for your financial well-being. Smart credit card holders can earn money just by using their card!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/DiscoveryCall

As long as you can use a credit card responsibly, there are endless advantages to using a credit card. They offer rewards, protection, and convenience. ... When used responsibly, credit cards can be great for your financial well-being. Smart credit card holders can earn money just by using their card!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/DiscoveryCall

07/23/2021

Kredit MD Reminders!
Happy Friday Everyone!
Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.
https://kreditmd.as.me/DiscoveryCall

Kredit MD Reminders!
Happy Friday Everyone!
Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.
https://kreditmd.as.me/DiscoveryCall

05/21/2021

We Provide Knowledge!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

We Provide Knowledge!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

05/17/2021

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

05/12/2021

Sending certified does not help with results or get mail to the destination any faster.

The letter will sit in the USPS distribution center for a week.
Then in the bureau PO Box for another, then not scanned for another.
Keep in mind weekends do not count.
Then the agents will LIE and say they never received anything

**it does help when building a case & is recommended to send certified to creditors/collection tho.

05/11/2021

Bad credit myths:

1. Changing your SS number to get something
2. Thinking they will slip up so you keep applying
3. A repo is a repo voluntary or not
4. Getting a secured card then charging up the whole limit
5. Just wait and let it fall off

These are just a few of the things that will keep you systematically stagnant for YEARS of your life! The definition of insanity is doing the same thing over and over and expecting a different result! The system has been put in place for a reason.

05/10/2021

On the mortgage loan application, there is a question asking if there was a bankruptcy in the past 7 years.
That must be answered honestly, whether or not it shows on the credit report. Lying on a mortgage application is a felony, and that is also stated on the application itself. Additionally, the underwriter WILL find the BK either by LexisNexis, by the title company, or by another source they use.

A BK never remains hidden, even if a person "forgets" to check the yes box. You can get an FHA loan 24 months after Chapter 7 is discharged. A conventional loan 4 years after BK 7 is discharged. For Chapter 13, no waiting time if it was paid on time through the court trustee, which will be documented.
There are subprime lenders that will approve a mortgage without any waiting time, but the down payment required will be about 30% down. The advantage of having a BK removed from the credit report is that the score will go up, enabling the person to qualify for a better interest rate (while still being honest about the BK.)

05/10/2021

Kredit MD works!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://KreditMD.as.me/DiscoveryCall

Kredit MD works!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://KreditMD.as.me/DiscoveryCall

05/07/2021

Know Your Limit!
Utilization has tiers. Maximum utilization should be 30% across all accounts that are revolving and on each individual revolving account. Good utilization is under 15%. Great utilization is under 10% the best utilization is 0 to 3% that is where you will see your maximum score increase for that category.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

Know Your Limit!
Utilization has tiers. Maximum utilization should be 30% across all accounts that are revolving and on each individual revolving account. Good utilization is under 15%. Great utilization is under 10% the best utilization is 0 to 3% that is where you will see your maximum score increase for that category.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

04/27/2021

Kredit MD certainly working!
Scores Increased!
Scores Improved!
Scores are going up high!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.
https://kreditmd.as.me/schedule.php

Kredit MD certainly working!
Scores Increased!
Scores Improved!
Scores are going up high!

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.
https://kreditmd.as.me/schedule.php

04/23/2021

There is no quick way to fix bad credit.

In fact, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

There is no quick way to fix bad credit.

In fact, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

04/16/2021

Credit reports remain a bit of a mystery to many. Navigating your credit health can feel like winding your way through a never-ending maze. Fear not, though — we’re here to shed a bit more light on the credit report system.

Wondering why an account has been removed from your credit reports? Read on to find a few common reasons.

1️⃣ The account has been closed for seven to ten years
The most typical reason for the removal of a credit account (this article doesn’t apply to other items, like derogatory marks or hard inquiries) is that the account in question has simply aged out. Contrary to the belief of many, accounts are not immediately removed from your credit reports when they’re reported as closed. Instead, those accounts and their information will typically remain on your reports for seven to ten years before being completely deleted.

2️⃣ Your lender has changed names
Often, if your lender has recently changed their business name, your old account will be removed from your reports and replaced by an account with the updated name. This type of maneuver is usually relatively easy to spot: If a new account has been added to your credit reports with the same open date, balances and other information as the account that’s been removed, a lender name change is probably the cause.

3️⃣ The account was incorrectly included in the first place
If the account in question shouldn’t have been on your reports in the first place, then you may be receiving a removal notification because the initial error has been corrected.

4️⃣ Your lender or the credit bureau removed the account by mistake
If your removed account doesn’t fit under any of these other explanations, it’s possible that your account was removed from your reports due to a mistake by your lender or the credit bureau. If you think the account in question should not have been removed at all, you could contact your lender or file a dispute directly with the credit bureau to get to the bottom of the disappearance.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

Credit reports remain a bit of a mystery to many. Navigating your credit health can feel like winding your way through a never-ending maze. Fear not, though — we’re here to shed a bit more light on the credit report system.

Wondering why an account has been removed from your credit reports? Read on to find a few common reasons.

1️⃣ The account has been closed for seven to ten years
The most typical reason for the removal of a credit account (this article doesn’t apply to other items, like derogatory marks or hard inquiries) is that the account in question has simply aged out. Contrary to the belief of many, accounts are not immediately removed from your credit reports when they’re reported as closed. Instead, those accounts and their information will typically remain on your reports for seven to ten years before being completely deleted.

2️⃣ Your lender has changed names
Often, if your lender has recently changed their business name, your old account will be removed from your reports and replaced by an account with the updated name. This type of maneuver is usually relatively easy to spot: If a new account has been added to your credit reports with the same open date, balances and other information as the account that’s been removed, a lender name change is probably the cause.

3️⃣ The account was incorrectly included in the first place
If the account in question shouldn’t have been on your reports in the first place, then you may be receiving a removal notification because the initial error has been corrected.

4️⃣ Your lender or the credit bureau removed the account by mistake
If your removed account doesn’t fit under any of these other explanations, it’s possible that your account was removed from your reports due to a mistake by your lender or the credit bureau. If you think the account in question should not have been removed at all, you could contact your lender or file a dispute directly with the credit bureau to get to the bottom of the disappearance.

Need Professional Help To Fix Your Credit Score?
Please CLICK the LINK for FREE Consultation.

https://kreditmd.as.me/schedule.php

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Covid 19 Relief Special
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Taking on 15 new NO RISK credit repair clients this week! Message us for details! For those of you that missed out...NOW...
Anotha one! From the low 500s to the 600s!🙌🏾
Not all "Credit Specialists" practice what they preach...AND ARE WILLING TO SHOW IT! My scores typically fluctuate from ...
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Telephone

Website

KreditMD.com

Address


3410 La Sierra Ave. Ste. F474
West Sacramento, CA
92503

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
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