Laurie Macnaughton at Atlantic Coast Mortgage, LLC

Laurie Macnaughton at Atlantic Coast Mortgage, LLC

Equal Housing Lender | LO NMLS ID # 506562 | Company NMLS ID #643114 ( Laurie MacNaughton grew up in a large, multi-generational family, and was a highly competitive athlete, symphony harpist, and community volunteer.

She attended school in Europe, graduated with honors from Villanova University, and then attended the George Washington University School of Graduate Studies. She is an active Rotarian and a Paul Harris Fellow. Laurie is a nationally top-ranked Reverse Mortgage originator and is state certified to teach Continuing Education for realtors.

[03/29/18]   Ladies!!! Join us in Leesburg for a Ladies' Lunch and a Damsel In Defense presentation. Lunch provided!!!

[05/17/17]   I love my job: what I do changes the very trajectory of the retirement years.

And now, I get to love my job among a new lending family, namely Atlantic Coast Mortgage.

I am excited to announce, effective immediately, my email address will be: [email protected]. My phone number is 703-477-1183.

I look forward to hearing from you!


Is a Reverse Mortgage Right for you

What to consider as you look into a Reverse Mortgage. 07/18/2015

In Loudoun, happiness is the truth...

Let's hear it for Loudoun!!! According to the Huffington Post, Loudoun County, VA offers residents the highest quality of life of any major county in the U.S.Loudoun County, VirginiaLoudoun County has grown rapidly in recent years. The population has exploded from less than 90,000 in 1990 to over 310,000 today. One reason for t… 05/01/2015

Market Statistics - Northern Virginia Association of Realtors

We're off to a great start in the spring Northern Virginia housing market! The 14 percent increase in home sales this past March is a trend to celebrate.... 03/04/2015

Middleburg Reverse Lady - 703.477.1183

The Twelve-Month Rule He’s not young. He’s not well. He needs a financial buffer. But for another six months he cannot move forward with a reverse mortgage. And why? 01/05/2015

Ten Reasons Not to Read The Motley Fool

Some things are just too off-the-wall to ignore. The author of this piece from The Motley Fool should consider a career with The Onion - much the better fit. Ok, enough is enough - what started off as sloppy journalism unbefitting a widely-read publication has become flat-out obnoxious as it spreads through the news channels. 12/15/2014

Middleburg Reverse Lady - 703.477.1183 Unprecidented Changes Coming to FHA’s Reverse Mortgage Program

Reverse Mortgage guidelines will change dramatically March 2, 2015. Under current... 10/27/2014

It’s Not Just a Boomer Issue This is not a rant about profligate boomers and slacker Gen X kids, so hang with me here while I quote a couple statistics that are pretty scary: according to a Wells Fargo study out this month, 71... 09/30/2014

Forward-thinking Reverse

Some analogies are hard to miss... Some analogies are hard to miss. This week two events came together to create just such an obvious pairing. The first element of the analogy was a piece in the New York Times. The article, with a t... 07/20/2014

Middleburg Reverse Lady - 703.477.1183 July 20, 2014 by Laurie MacNaughtonReverse Mortgage : A bad idea whose time has come? Hardly.By all accounts, my dad was a funny guy. Looking every bit the part of the aerospace engineer he was by profession, no one ever expected him to have a piercing sense of humor or the ability to capture just t… 06/10/2014

This List of Senior Discounts for People Over 50 Might Be the Best Thing You Learn All Day

Here's a nice bit of information for those who have celebrated the 37th anniversary of the day they turned 18... The following post was found on Facebook, written by a man named Steve Herman. You can see the original post here. We posted it on MOGUL, however, because we cannot wait for retirement, and for our members who are already at that wonderful phase in their life, we thought the following informati…

[06/07/14]   This past Thursday was DAAR's Spring Mixer. This was a wonderful event with our amazing Loudoun area realtors.

As an event sponsor, I would like to thank fellow sponsor Charlene Jones and her George Mason Mortgage team for being the evening's wine sponsor.

Loudoun realtors, all of us involved in housing are so proud of the exceptional job you do! 05/30/2014

Low Interest Rates, Low Inventory, and a Slow Market? Huh? Laurie MacNaughton [NMLS# 506562] Low interest rates, low housing inventory, and a slow housing market? In what kind of crazy world do these three conditions exist simultaneously? At last week’s 20... 05/20/2014

Reverse Mortgages: Take the Longevity View

Bloomberg reports on why wealth managers and financial planners are showing renewed interest in reverse mortgages: It's a reversal in reverse mortgages. And that may mean a boon for boomers. 04/24/2014

Middleburg Reverse Lady - 703.477.1183

And the WINNER for Most Embarrassing Is…

What would be the most embarrassing thing for you to admit? Your weight? Your age? Your bank balance?

For most Americans, it’s none of these. It’s their credit score. April 23, 2014 by Laurie MacNaughtonAnd the WINNER for Most Embarrassing Is…What would be the most embarrassing thing for you to admit? Your weight? Your age? Your bank balance?For most Americans, it’s none of these. It’s their credit score.According to a new poll conducted by National Foundation fo… 04/21/2014

Weekly Scenario: What Happens to the Home When we Move? Scenario: My wife and I want to work until we’re both 70, and then move to North Carolina. If we do a reverse mortgage now, what happens to the home when we move? Answer: Let’s put aside the concep... 04/13/2014

Middleburg Reverse Lady - 703.477.1183

I just can’t seem to help myself. I just have to explain...

Wait, Wait...I Can Explain!!!! April 10, 2014 by Laurie MacNaughtonWait, Wait…I Can Explain!Do you ever do something, and even while you’re doing it you’re thinking, “This is stupid”?I do this thing that drives me crazy, but I just can’t seem to stop myself…and it’s always when I’m already doing something that makes me look stupi... 04/08/2014

Middleburg Reverse Lady - 703.477.1183

Reverse Mortgage and Divorce Settlements April 8, 2014 by Laurie MacNaughtonWeekly Scenario – Reverse Mortgage and Divorce SettlementsI frequently find myself answering the same questions, so I have decided to begin a ”Weekly Scenario” post. If you have a question, let me know and I’ll address it in a future ”Weekly Scenario.”Question:I am... 03/29/2014

Why economists say 2014 could prove breakout year - The Boston Globe

As the weather warms, at long last the economy looks poised to do the same... Once this year’s harsh weather has faded, the U.S. economy could be poised for a breakout year — its strongest annual growth in nearly a decade. The combination of an improving job market, pent-up consumer demand, less drag from U.S. government policies and a brighter global outlook is boosting opti...


Middleburg Reverse Lady - 703.477.1183

ttp:// March 23, 2014 by Laurie MacNaughtonStick to What You Know, SuzeI don’t own a television – I never have. And, frankly, I cannot imagine any scenario under which I would want one. This fact is material to what I say next:Suze Orman needs to butt out of discussions on topics she clearly does not know… 03/07/2014

Contemplations of a Crummy Magician

Contemplations of a Crummy Magician... I stood waving my hands in front of the paper towel dispenser like some feeble magician trying to conjure paper towels, when the thought occurred to me: I frankly can't remember the last time I hea... 03/05/2014

Economic Outlook, Indicators, Forecasts - Your Business-Kiplinger

Thinking about selling and downsizing into your retirement home? Now's the time!

There’s more expansion ahead for the housing market in 2014, with starts and new-home sales continuing to rise at double-digit rates, thanks to tight inventory.

Read more at Kiplinger looks ahead at the GDP, interest rates, housing, energy, inflation, trade, retail, and employment. Business owners, managers and executives can use Kiplingers Economic Outlook to seize emerging business and investment opportunities and prepare in advance to protect your business and financ... 02/17/2014

Alien Abductions, Anyone? Laurie MacNaughton [506562] This past week an article on reverse mortgage appeared in the online edition of CNNMoney, a publication with a solid history of well-written, well-researched financial n... 02/17/2014

Middleburg Reverse Lady - 703.477.1183 February 7, 2014 by Laurie MacNaughtonGuilty as ChargedLaurie MacNaughton [506562] © 2014I could hear it in her voice, I could see it in her eyes – the fear, the sublimated guilt, the tears lurking just beneath her every word.Her sin? Old age.Her crime? The loss of her husband of 58 years. And, wit...

[01/19/14]   Moving Forward…In Reverse
Laurie MacNaughton [NMLS 506562]

A couple years back my friend Robert took his 17-year-old daughter, Sarah, to college. Robert said the whole weekend Sarah walked a couple steps ahead of him, for fear someone would actually suspect she had PARENTS.

Funny thing about life: we all have parents. And, though WE haven't aged a day since college, we do have to admit that when we were home over the holidays Mom and Dad were looking a bit, well, older. And so was Aunt Louise. And for that matter, so were the Johnsons next door.

Fact is, we're living in a graying nation. And, fact is, only one third of Americans have put by anywhere enough savings to carry them through their retirement years, according to a 2013 study by the Washington, D.C.-based National Institute on Retirement Security.

So for the other two-thirds, the FHA-insured Reverse Mortgage can fill the gap, allowing our parents, our neighbors, our friends, to live healthier, safer, more financially-secure lives at home, with independence and dignity.

Reverse Mortgage was never intended to meet every financial goal in retirement. However, it can create a financial safety net, an extra financial "bucket," to draw upon in the retirement years.

Give me a call and let's talk about how the FHA-insured Reverse may help you and your loved ones. And together, we can all move Reverse!

Laurie Denker MacNaughton [NMLS# 506562] is a freelance writer and Reverse Mortgage Consultant at Middleburg Mortgage, a Division of Middleburg Bank. She can be reached at 703-477-1183 (Direct), or [email protected]
Middleburg Mortgage • 20937 Ashburn Road, Suite 115 •Ashburn, Virginia 20147

Licensed in: Maryland (MD), Washington, DC, Virginia (VA), Pennsylvania (PA), Delaware (DE), North Carolina (NC), South Carolina (SC), Georgia (GA), Tennessee (TN).

[01/15/14]   Jean Stewart Wasserman Denker - The Passing of an Era
by Laurie Denker MacNaughton

Like many young couples, Mother and Daddy were on a budget when they started out, so Friday night outings often meant taking long drives through the Southern California hills. Gas was cheap, we kids were small, and Friday night Little League games hadn’t yet been invented, so we would grab pillows and pile in the car. Though there were favorite routes, the destination was not the point; the journey itself held the magic.

On these drives Mother and Daddy would break into song, singing in what sounded to a child's ear like perfect two-part harmony. Though I was still very small, wistfulness would drift over me as they sang "Down in the Valley," or "I’m Going to Leave Old Texas Now," only to be brought back up to childhood buoyancy by "Dance With the Dolly With a Hole in Her Stocking." Other than when digging holes in the rich California backyard soil, I cannot remember ever feeling happier as a preschooler than I did on those Friday night family car rides. It was the perfect combination of togetherness and harmony, as well as a creative way to meet the recreational needs of a big family on a budget.

I turned five the year we moved to Tucson. Often Mother would call us to the widow to look at the breathtaking Santa Catalinas. “Look,” she would say, “Do you see how the mountains fade from blue to gray?” More times than I possibly could count she would grab a pencil – the particular color on hand was not important – and illustrate distance, tone, perspective, light and shading.

Mother was not good at everything – to this day I have about 100 undistributed fourth-grade school pictures as testament to her lack of hair-cutting skills. But there was nothing she wouldn’t try, and her stunning successes, based upon her breathtaking skillset, was nothing less than spectacular.

Many - indeed most - of my friends, never learned to sew; nor to embroider; bind books; set a formal table; discern sterling from plate, or Baldwin from look-alikes; build an open cook-fire; set a solar still; catch snakes; sketch a cityscape, landscape, flame, face, or hand; bind a wound; bake a cake; change a tire; row a boat; feed a crowd of hundreds; write a column; write a poem; recite a soliloquy; fire a gun; shoot a bow; arrange a bouquet.

Not only could Mother do all this, and more; Mother could – and did – teach both her children, and many others’ children, all this, and more.

My mother was not perfect. She could be harsh. She could be judgmental. She could be unforgiving. She was often vexing. But she was one of the great souls of our age, and truly, with her passes an era.

Laurie MacNaughton [NMLS 506562] is a freelance writer and Reverse Mortgage Consultant at Middleburg Mortgage, a Division of Middleburg Bank. She can be reached at: 703-477-1183 or [email protected] 12/10/2013

62 and Looking to Relocate? FHA’s Reverse for Purchase May Be Just The Ticket

REALTORS - Have clients aged 62 or older? See why Reverse for Purchase may be the perfect fit. by Laurie MacNaughton, as originally published in Culpeper Times © 12/2013 According to recent National Association of Realtors figures, last year over 26% of homes were sold to homebuyers over the... 12/06/2013

Homebuyers will be looking for bargains this winter | Inman News Prospective homebuyers hoping to buy a home in the next four months say the lack of inventory is their biggest challenge, but many believe winter is a good time to buy because sellers are motivated to sell and more willing to negotiate. That's according to a survey of more than 1,300 visitors to rea...


Housing permits are up almost 14% from a year ago - this is a great time to make that move you've been considering! 11/29/2013

Soldiering Through: Men on the Front Lines of Caregiving

Soldiering Through: Men on the Front Lines of Caregiving Laurie MacNaughton When my firstborn was barely two she and her best friend, a little boy named Willoughby (really), spent the afternoon playing with an assortment of stuffed toys. While Willoughby practiced drop-kicking the animals against the wall,… 11/23/2013

In-Flight Reflections Tapped Out on an iPhone

In-Flight Reflections Tapped Out on an iPhone Laurie MacNaughton Thank you, Michael P. But maybe I should back up a bit. This morning as scheduled my iPhone alarm went off at 3:00 AM. And as scheduled by 3:30 AM I was out the door and on my way to Baltimore Washington Airport. But that’s where… [ 578 more words. ] 11/18/2013

You Thought it Couldn't Happen - A New Home in Your Future

You Thought it Couldn't Happen - A New Home in Your Future Laurie MacNaughton 11|2013 The numbers are compelling: according to the National Association of Realtors, last year just over 26% of homes were sold to homebuyers over the age of 50. And as the peak bulge of the boomer generation approaches, this… [ 678 more words. ]




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