David Cockerill

Ways to Buy a Home with Little or No Money Down Homeownership Buying a home is considered the American Dream. As you chase this dream, learn about down payment assistance options that may be right for you. Whether you are a first-time buyer or moving on to your next home, there are grants, programs and assistance available for qualified buyers. G...

The following professions are eligible for $15,000 towards down payment or closing costs:

Law Enforcement, Health care workers, Educators, Firefighters, First responders, Veteran or surviving spouse, and Essential workers .

FHLB Funds can be combined with our Ameris Grant Program. Combining funds could potentially provide qualified buyers with up to $25,000 towards the purchase of your first home.

Contact The Cockerill Lending Team today to see if you qualify! 757-620-3910

Down Payment Grant See if you qualify.

Your credit score is the key to getting approved for a mortgage and will help determine your interest rate and which loan programs you’re eligible for. You’ve probably heard that hard credit inquiries, like a mortgage application, ding your credit score. Here we explain everything you need to know about how applying for a mortgage affects your credit score. https://buff.ly/3cNBTA1

If you’re planning on buying a home soon, you’re probably wondering how much of a down payment you need to save for. Your loan program will determine the amount you’ll need to put down. Learn more about this topic here, including the advantages of higher and lower down payments. https://buff.ly/3AuXkzA

If you’re a current or former U.S. military member, a VA loan can make buying your next home a whole lot easier. This is because they typically don’t require a down payment or mortgage insurance fees. Learn more about how VA loans work, who qualifies for them, and how to apply for one. https://buff.ly/2Z8CVOg

There are actually quite a few reasons that purchasing a home in the wintertime can be beneficial for buyers. If you're planning to buy a home in the next couple of months, check out these 6 advantages you may be able to look forward to. From less competition to sellers more likely to accept a counter-offer, see how you can save money and get the home you've wanted this winter. https://buff.ly/3FIEp7C