Stacy Noble - Loan Officer

Stacy Noble - Loan Officer

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Love giving back!

Guild Mortgage is an Equal Housing Lender
Guild Mortgage Company NMLS ID 3274
Individual Loan Officer NMLS #: 2088589
Office Phone: 520-300-7413
Cell Phone: 520-979-5208
Arizona BK# 0018883

Operating as usual

Timeline photos 12/28/2021

You don't need a marriage license to purchase a home with your partner, but there are a few things you should discuss before you start house shopping: https://bddy.me/3HyPzgf

You don't need a marriage license to purchase a home with your partner, but there are a few things you should discuss before you start house shopping: https://bddy.me/3HyPzgf

Timeline photos 12/25/2021

Merry Christmas from all of us here at Guild Mortgage! ‍🎄🎁☃️

Merry Christmas from all of us here at Guild Mortgage! ‍🎄🎁☃️

Timeline photos 12/24/2021

Here's a friendly reminder that our offices are closed today in observance of the Christmas holiday. Have a great weekend! 🎅 #happyholidays #MerryChristmas #guildmortgage

Here's a friendly reminder that our offices are closed today in observance of the Christmas holiday. Have a great weekend! 🎅 #happyholidays #MerryChristmas #guildmortgage

Timeline photos 12/21/2021

Escrow accounts, homes in escrow, escrow agents...do you know your escrow vocabulary? Check out our handy guide to all things 'escrow' in the mortgage process: https://bddy.me/3ec2Cr6

Escrow accounts, homes in escrow, escrow agents...do you know your escrow vocabulary? Check out our handy guide to all things 'escrow' in the mortgage process: https://bddy.me/3ec2Cr6

Photos from Stacy Noble - Loan Officer's post 12/20/2021

🤝 A handshake should be enough if you’re borrowing your friend’s hat.

When it comes cars, homes, and sums of cash, lenders are going to want a little more than that. That’s where credit scores come in:

📈 Higher scores = more reliable, less risk
📉 Lower scores = less reliable, more risk (or, sometimes...there’s just not enough information to know)

Here’s what kinds of information credit reporting agencies use to calculate your score:

📌Length of credit history
-How deep is your experience with credit? The longer the better.

📌Payment history
-Do you make your payments on time? Lenders love that.

📌Percent of credit used
-How much have you already used? Lower usage = more room for your mortgage payment

📌New credit
-How many new accounts have you opened? Are you able to take on more debt?

📌Types of credit
-Just like your credit history, different types of credit reflect more experience. This means credit cards, loans, mortgages, etc.

Remember – building your credit score is a marathon, not a race. If you keep these tips top of mind, we'll help you get your mortgage to the finish line 😉

#creditscore #knowyourscore #buildingcredit #GuildMortgage

Timeline photos 12/17/2021

It's the most wonderful time of the year - ugly sweater season! In honor of #NationalUglySweaterDay today, let's see everybody's favorites this year 👇👇

It's the most wonderful time of the year - ugly sweater season! In honor of #NationalUglySweaterDay today, let's see everybody's favorites this year 👇👇

Timeline photos 12/16/2021

Lenders will "check your credit" during the mortgage process, but what exactly does that mean? Learn about the types of credit inquiries, when these checks occur, and what that means for you in our blog: https://bddy.me/33zUZZA

Lenders will "check your credit" during the mortgage process, but what exactly does that mean? Learn about the types of credit inquiries, when these checks occur, and what that means for you in our blog: https://bddy.me/33zUZZA

Timeline photos 12/15/2021

The #TwelveDaysofChristmas? We thought you said The Five Benefits of Owning a Home!

🎄 Equity
🎄 A financial cushion
🎄 Potentially lower monthly housing costs
🎄 Tax benefits
🎄 Consistent payments

Learn more in our free guide: https://bddy.me/3dRlWK2

The #TwelveDaysofChristmas? We thought you said The Five Benefits of Owning a Home!

🎄 Equity
🎄 A financial cushion
🎄 Potentially lower monthly housing costs
🎄 Tax benefits
🎄 Consistent payments

Learn more in our free guide: https://bddy.me/3dRlWK2

Timeline photos 12/14/2021

Lenders will "check your credit" during the mortgage process, but what exactly does that mean? Learn about the types of credit inquiries, when these checks occur, and what that means for you in our blog: https://bddy.me/325LVdW

Lenders will "check your credit" during the mortgage process, but what exactly does that mean? Learn about the types of credit inquiries, when these checks occur, and what that means for you in our blog: https://bddy.me/325LVdW

Timeline photos 12/14/2021

Is a New Home one of your 2022 Resolutions? If YES - Start the conversation now! Let's get you pre-qualified so come January, you can shop! Call Todd Grenier @ 520-907-4529 or Stacy Noble @ 520-979-5208 to chat about your 2022 Resolution of buying a New Home

Is a New Home one of your 2022 Resolutions? If YES - Start the conversation now! Let's get you pre-qualified so come January, you can shop! Call Todd Grenier @ 520-907-4529 or Stacy Noble @ 520-979-5208 to chat about your 2022 Resolution of buying a New Home

Timeline photos 12/10/2021

Please keep in mind that although this Sunday is #NationalGingerbreadHouseDay, Guild Mortgage does not offer financing on these types of homes.

We'll gladly eat them though 😋

Please keep in mind that although this Sunday is #NationalGingerbreadHouseDay, Guild Mortgage does not offer financing on these types of homes.

We'll gladly eat them though 😋

Photos from Stacy Noble - Loan Officer's post 12/07/2021

🤝 A handshake should be enough if you’re borrowing your friend’s hat.

When it comes cars, homes, and sums of cash, lenders are going to want a little more than that. That’s where credit scores come in:

📈 Higher scores = more reliable, less risk
📉 Lower scores = less reliable, more risk (or, sometimes...there’s just not enough information to know)

Here’s what kinds of information credit reporting agencies use to calculate your score:

📌Length of credit history
-How deep is your experience with credit? The longer the better.

📌Payment history
-Do you make your payments on time? Lenders love that.

📌Percent of credit used
-How much have you already used? Lower usage = more room for your mortgage payment

📌New credit
-How many new accounts have you opened? Are you able to take on more debt?

📌Types of credit
-Just like your credit history, different types of credit reflect more experience. This means credit cards, loans, mortgages, etc.

Remember – building your credit score is a marathon, not a race. If you keep these tips top of mind, we'll help you get your mortgage to the finish line 😉

#creditscore #knowyourscore #buildingcredit #GuildMortgage

Timeline photos 12/07/2021

Discount points aren't the type of discount you apply to your Black Friday purchases, but they're an important term to know in the mortgage process #loanlingo #GuildMortgage

Discount points aren't the type of discount you apply to your Black Friday purchases, but they're an important term to know in the mortgage process #loanlingo #GuildMortgage

Timeline photos 12/05/2021

Be Like Mike!

Call Stacy Noble at 520-979-5208 or Todd Grenier at 520-907-4529 to get the process started!

Be Like Mike!

Call Stacy Noble at 520-979-5208 or Todd Grenier at 520-907-4529 to get the process started!

Timeline photos 12/05/2021

Let's chat about your Debt to Income Ratio and how it affects your mortgage loan and approval process.

We are here to help.
Stacy Noble: 520-979-5208
Todd Grenier: 520-907-4529

Let's chat about your Debt to Income Ratio and how it affects your mortgage loan and approval process.

We are here to help.
Stacy Noble: 520-979-5208
Todd Grenier: 520-907-4529

Timeline photos 12/03/2021

Cookie-cutter desserts ✅

Cookie-cutter mortgage solutions 🚫

Your needs are unique, and your mortgage should be too. Find the loan that fits your life - let's talk!

#NationalCookieCutterWeek

Cookie-cutter desserts ✅

Cookie-cutter mortgage solutions 🚫

Your needs are unique, and your mortgage should be too. Find the loan that fits your life - let's talk!

#NationalCookieCutterWeek

Timeline photos 12/03/2021

A lifechanging conversation may be a message or phone call away. If you're not sure how or where to begin your homebuying journey, #BetterConversationsWeek is a good reason to reach out. Let us know what's on your mind and how we can help - that's what we're here for. #letstalk #heretohelp #GuildMortgage

A lifechanging conversation may be a message or phone call away. If you're not sure how or where to begin your homebuying journey, #BetterConversationsWeek is a good reason to reach out. Let us know what's on your mind and how we can help - that's what we're here for. #letstalk #heretohelp #GuildMortgage

Timeline photos 12/02/2021

CLEAR TO CLOSE!

Let's get there together!

Call Todd Grenier @ 520-907-4529 or Stacy Noble @ 520-979-5208.

CLEAR TO CLOSE!

Let's get there together!

Call Todd Grenier @ 520-907-4529 or Stacy Noble @ 520-979-5208.

Timeline photos 12/01/2021

We can't emphasize this enough: getting pre-approved for a mortgage is essential the the homebuying process, and should be done before you start your search.

In addition to a pre-approval, a Proof of Funds letter shows you have cash on hand for the other expenses related to a mortgage, like a down payment and closing costs.

Want to learn more about Proof of Funds letters? Read our blog 'What’s a Proof of Funds letter?' on the Guild Mortgage website or send us a message to learn more!

We can't emphasize this enough: getting pre-approved for a mortgage is essential the the homebuying process, and should be done before you start your search.

In addition to a pre-approval, a Proof of Funds letter shows you have cash on hand for the other expenses related to a mortgage, like a down payment and closing costs.

Want to learn more about Proof of Funds letters? Read our blog 'What’s a Proof of Funds letter?' on the Guild Mortgage website or send us a message to learn more!

Check out Guild Foothills 110's team fundraising page for The Salvation Army Southwest Division 12/01/2021

Check out Guild Foothills 110's team fundraising page for The Salvation Army Southwest Division

It's time for some Bell Ringing! If you can't donate in person....of course there is a link! https://give-sw.salvationarmy.org/team/394437

I'll be ringing the bell from 10am to Noon every Wednesday until Christmas. Our team will be there until 6! Where? FRY'S at Rita Ranch.

Stop in and say Hello!

Check out Guild Foothills 110's team fundraising page for The Salvation Army Southwest Division When you give to the Salvation Army, you help change lives in Tucson for GOOD!  

Timeline photos 11/30/2021

Don't search alone! We are here to help!

Call Stacy Noble @ 520-979-5208 or Todd Grenier @ 520-907-4529.

Don't search alone! We are here to help!

Call Stacy Noble @ 520-979-5208 or Todd Grenier @ 520-907-4529.

Timeline photos 11/30/2021

Contingencies are common when buying a home. Certain conditions must be met by the buyer or the seller before the sale can close. For a summary of what this could mean for you, read our blog or send us a message to learn more: https://bddy.me/3d2Jdbx #GuildMortgage

Contingencies are common when buying a home. Certain conditions must be met by the buyer or the seller before the sale can close. For a summary of what this could mean for you, read our blog or send us a message to learn more: https://bddy.me/3d2Jdbx #GuildMortgage

Timeline photos 11/29/2021

If Black Friday deals can go digital, why not the mortgage process too? Our newly redesigned application process lets you get pre-approved, submit documents, and get updates all from the comfort of your own home. See how easy it is at https://bddy.me/3o47apl #CyberMonday #applyonline

If Black Friday deals can go digital, why not the mortgage process too? Our newly redesigned application process lets you get pre-approved, submit documents, and get updates all from the comfort of your own home. See how easy it is at https://bddy.me/3o47apl #CyberMonday #applyonline

Timeline photos 11/26/2021

Just like getting a pre-approval before house shopping, make sure to double check your funds before participating in #BlackFriday. Deals are only deals if you're not getting charged overdraft fees 🤓 #moneytips #overdraft #themoreyouknow #happyshopping

Just like getting a pre-approval before house shopping, make sure to double check your funds before participating in #BlackFriday. Deals are only deals if you're not getting charged overdraft fees 🤓 #moneytips #overdraft #themoreyouknow #happyshopping

Timeline photos 11/25/2021

Happy Thanksgiving to all our wonderful customers, employees and real estate partners! We're thankful for you - what are you thankful for today? 🦃🙏

Happy Thanksgiving to all our wonderful customers, employees and real estate partners! We're thankful for you - what are you thankful for today? 🦃🙏

Timeline photos 11/23/2021

We can't emphasize this enough: getting pre-approved for a mortgage is essential the the homebuying process, and should be done before you start your search.

In addition to a pre-approval, a Proof of Funds letter shows you have cash on hand for the other expenses related to a mortgage, like a down payment and closing costs.

Want to learn more about Proof of Funds letters? Check out our blog: https://bddy.me/3HNQt9q

We can't emphasize this enough: getting pre-approved for a mortgage is essential the the homebuying process, and should be done before you start your search.

In addition to a pre-approval, a Proof of Funds letter shows you have cash on hand for the other expenses related to a mortgage, like a down payment and closing costs.

Want to learn more about Proof of Funds letters? Check out our blog: https://bddy.me/3HNQt9q

Timeline photos 11/18/2021

You might've scrolled past some interesting things today, but if you want to see something really impressive - just look up! Tonight's partial lunar eclipse is the last lunar eclipse of 2021 🌝

You might've scrolled past some interesting things today, but if you want to see something really impressive - just look up! Tonight's partial lunar eclipse is the last lunar eclipse of 2021 🌝

Timeline photos 11/16/2021

You'll hear the term "approved with conditions" when you're getting approval for your home loan. To learn more about what this means, check out our blog: https://bddy.me/3DmTN8T #GuildMortgage

You'll hear the term "approved with conditions" when you're getting approval for your home loan. To learn more about what this means, check out our blog: https://bddy.me/3DmTN8T #GuildMortgage

11/12/2021

Every day is another opportunity to spread kindness in the world. At Guild Mortgage, our passion for home and community shows through acts of charitable giving. We're especially excited for days like #WorldKindessDay to help keep the giving going. What are you doing to spread kindness today? #makekindnessthenorm

Timeline photos 11/11/2021

We're proud to serve those who've served. Thank you to all our veterans, we appreciate everything you do for us ❤️🎖️ Have questions about your VA benefits? Let's talk! #veteransday #ThankYou #veterans

We're proud to serve those who've served. Thank you to all our veterans, we appreciate everything you do for us ❤️🎖️ Have questions about your VA benefits? Let's talk! #veteransday #ThankYou #veterans

Timeline photos 11/05/2021

What's going on your nachos tomorrow?

In the spirit of #NationalNachosDay, we made something everyone can share 👨‍🍳

Download our free Homebuyer Guide for tips, loan lingo, checklists are more: https://bddy.me/31u28cJ

#nachos #forthetable #buyingahome

What's going on your nachos tomorrow?

In the spirit of #NationalNachosDay, we made something everyone can share 👨‍🍳

Download our free Homebuyer Guide for tips, loan lingo, checklists are more: https://bddy.me/31u28cJ

#nachos #forthetable #buyingahome

Photos from Stacy Noble - Loan Officer's post 11/02/2021

According to the Beatles, all you need is love.

According to good financial habits, you'll need a budget too; and that you can find in 7 easy steps:

1️⃣Know your numbers
Look at pay stubs, receipts, or bank statements for the last 2-3 months to understand your typical income and expenses.

2️⃣Choose a time frame
Are you budgeting weekly, monthly, by paycheck? Pick a time frame that works for the numbers you found in Step 1.

3️⃣Choose a tracking method
Use what will be easiest for you to keep up with - consistency is key in budgeting. Apps or software may be helpful for beginners, or you may be a spreadsheet wiz. Even a pencil and paper works.

4️⃣Establish categories
This is where you add your flair. Use as many or as little categories as you need. That could be “food,” or it could be “dining out,” “groceries,” “takeout,” etc. You can always add or remove categories once you get rolling.

5️⃣Establish spending amounts
Here’s where the budget magic happens. Place your previous income and expenses into your categories and see how the numbers line up. What do you need to cut? Where could you spend or save more? Give yourself a little room for the occasional unexpected expense (or make that its own category!)

6️⃣Track your finances
A few minutes a day or week is much better than several hours at the end of the month. You’ll have a closer understanding of your money and be less likely to get overwhelmed (or give up on your budget.)

7️⃣Own your budget
You’re in control, not your money. Review and rework your budget as often as you need, and remember – there's no budget exam. It’s a tool to help YOU reach YOUR goals, whether that’s homeownership or paying the bills on time. You can do it!

#budgeting #knowyournumbers #GuildMortgage

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Tucson, AZ
85712
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