Brockman & Associates

On this Memorial Day, we honor and remember the brave men and women who made the ultimate sacrifice for our country. Their courage and selflessness will never be forgotten. In observance of this important day, please note that our office will be closed as we take time to reflect on the sacrifices made by our fallen heroes. Wishing everyone a safe and meaningful Memorial Day. If you need immediate assistance please call Ben directly.

It's never too early to start teaching our kids about money management and investing. Check out this inspiring article about how middle schoolers in Brooklyn are getting hands-on experience with the stock market through a financial literacy class. Empowering our future leaders with financial literacy is crucial. Let's ensure they have the tools they need to make informed financial decisions and build a secure future.

Middle schoolers get taste of stock market, investing through financial literacy class A middle school teacher in Brooklyn, New York, is helping students gain knowledge about the stock market and investing through a financial literacy class.

The past few years have seen a series of historic global shocks and a bumpy economic cycle, contributing to a challenging investing environment. We encourage you to join Global Market Strategist Julia Hermann, as she provides an economic update and insights to help you navigate the ups and downs and twists and turns of election year uncertainty. Register now at: https://bit.ly/4bsK41U

Financial planning is a journey, not a single destination. It's a continuous process of setting goals, making adjustments, and navigating life's twists and turns. Remember, it's not just about reaching a specific milestone—it's about building a strong foundation for your future. Embrace the journey, stay proactive, and trust the process.

Happy Mother's Day to all the incredible moms out there! Today, we celebrate the love, sacrifice, and unwavering support that mothers provide every single day. To all the moms, grandmothers, stepmothers, and mother figures, thank you for your endless dedication and unconditional love. You are the heart of our families and the guiding light in our lives. You deserve all the appreciation and more!

This week schools are kicking off Teacher Appreciation week and we want to say a special thank you to these hard-working, dedicated, and understanding professionals who help mold our children and guide them in positive directions. No matter where we are in life, a teacher influenced us!

As you approach retirement, striking the right balance between riskier and safer investments can be a confusing venture. While you don't want to lose your nest egg, you also don't want to lose out on opportunities to grow your assets. The key is knowing your objectives and getting sound guidance to help you implement strategies that address risk concerns and your overall financial objectives.

This article does a great job expounding on:
- Understanding risk
- Seeking growth and protection
- Covering income gaps
- Retirement concerns

Annuities address fear about risk | New York Life With the concept of "minding the risk gap", start feeling confident and in control of the retirement planning process.

Tired of watching your savings gather dust? Meet Max – where your money grows faster than ever with competitive interest rates. Make sure your savings account is keeping up with the times.

Remember to look for these key items when picking an account:
- FDIC Insured
- No minimum balance
- Easy access to funds
- Low fees

We can introduce you to a high yield savings account program and provide information on how to start earning more than you are now.

Today is the LAST day we will be submitting applications to lock in the NYL Premium Deposit Account rate of 12% in year 1 and 6% for the remaining years. This PDA is used to fund cash value permanent life insurance policies. If this is something you are interested in, please call our office today 832-982-2031. *Applications will be submitted on a case by case basis, due to the limited amount of time for underwriting.

Earth Day is the perfect reminder that what we do today matters for future generations.

For the strategists at New York Life Investments, the U.S.-China tech relationship is near the top of their geopolitical analysis. From TikTok to chip production, the past few weeks have seen several developments in this relationship, carrying both risks and opportunities. Tune in to the latest episode of the Market Matters podcast.
https://bit.ly/3JqZgju

Learn more about what’s currently shaping the markets. Read this quarter’s edition of The Eagle Edge here.
https://bit.ly/3xMwUxu

If you missed Ed Slott's seminar live this is your chance to catch the on-demand version. This insightful and educational seminar provides strategies to help protect your retirement funds. Feel free to pass along to anyone else you know that would benefit from watching it. View on-demand any time before 5/13/2024:
https://bit.ly/3xkxItj

"Taxes will be the single biggest factor that separates people from their retirement dreams" - Ed Slott

You've worked hard to build a comfortable retirement. Be sure to safeguard that investment! Join us tomorrow at 2pm CST for this live event and learn how to help protect your retirement funds from taxes with America's IRA Expert: Ed Slott. Register now at: https://bit.ly/3IFDvfo

Inheriting a Roth IRA can provide financial benefits, but understanding the rules and options is crucial. We'll cover everything you need to know in this guide.

Guide to Inheriting a Roth IRA While inheriting a Roth IRA can provide financial benefits, understanding the rules and options is crucial. This guide covers taxes and more.

J.P. Morgan’s David Li shares the importance of financial education and why it’s important to teach children the concepts of delayed gratification, saving, and being thoughtful about sharing with loved ones.

Best Idea: Teaching Children the Merits of Saving, Sharing, Giving Saving money was a lesson J.P. Morgan’s David Li learned from his parents while growing up in Cambridge, Mass. "I came from very humble beginnings," said Li who immigr...

As the year-end approaches, this is the perfect time to reflect on your financial objectives and align them with your current and future financial commitments. Take a look at these year-end tax strategy tips which can help reap the benefits of optimizing your financial outlook.

Maximizing Your 2023 Year-End Tax Planning Benefits It's never too late to start planning, and with the right approach and resources, you can make the most of your financial capabilities to secure your present and future.

Please join us in congratulating Josh Prihoda for reaching the one year milestone with Brockman & Associates 🔔!

His valuable experience and contributions help guide many aspects of our financial and business operations. He brings a positive attitude and a willingness to go above and beyond for all of our clients. His hard work, passion, and commitment have made a positive impact on our team and company as a whole.

Here is to many more years of success, growth, and memorable moments together. We appreciate you Josh!

Roth accounts can provide you with a tax-free source of income during retirement but they’re also valuable for account beneficiaries. Learn more about Roth conversions and how to use them in your estate planning strategy.

Why a Roth Conversion Is a Powerful Estate Planning Tool | ThinkAdvisor Under the Secure Act, Roth IRAs allow beneficiaries to enjoy 10 years of tax-free account growth.

The pain of grief is enough without the added weight of financial strain. Life insurance is for the people who live.

The basic premise is simple: Life insurance gives you peace of mind while you're alive, and financial support for your loved ones when you're gone. It's something you should have if there are people in your life depending on you for everyday living expenses, college tuition, or retirement income. It is worth a phone call.

With so many types of life insurance options available, it may all seem a bit confusing. It doesn’t have to be. This video from New York Life Insurance Company does a great job explaining the two basic types of life insurance available, how they work, and how one may be right for you. If you have additional questions about life insurance that may fit in with your needs, please feel free to contact me. https://bcove.video/3D2sIsU

As you progress through your career and begin to transition towards retirement, you probably have a lot of questions. We invite you to join us on Monday, September 18th at 1pm CST as Dr. Finke provides a simple framework for understanding how to create a GOAL BASED retirement plan.

In this seminar you will learn about:
• The lifestyle implications of financial risk
• Creating a strategy for funding flexible and inflexible expenses
• The impact of taxes
• Addressing lifestyle and legacy risk concerns

Register now at: https://bit.ly/3sXPtfL

Please join us in recognizing Emilee Owen 👏 🎈 🎉 in achieving 1 year of dedicated service at Brockman & Associates 🔔 !

Our clients love working with Emilee! She is tenacious, smart, an extremely hard worker, and most importantly she genuinely CARES about the success of our clients and serving them at the highest level. We are truly stronger and brighter with her a part of our team! ⭐

Watching your grandkids grow up is a grandparent's greatest joy, but being able to help them become who they want to be is one of the greatest gifts you can give. The gift of a whole life insurance policy for grandchildren is a great option for helping secure their future.

With whole life insurance, you have the ability to choose how the policy is structured so you know exactly how much cash value your grandchild will have at a specific time in the future. The growth in value is not tied to a volatile stock market. Cash value of the policy can be accessed for college costs and also for other purposes. If your grandchild earns a full scholarship or ends up on a different path than anticipated, the cash value of the insurance policy can be accessed for things like a down payment on a home or seed money to start a business.

We would love to help you figure out the type of gift you want to give as your legacy!