Rusch Insurance

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the table, the time spent with loved ones, and the milestone memories made in between.

It is in these moments that we are reminded what truly matters most, and why protecting it is so important. Life insurance is not about focusing on the worst-case scenario. It is about creating a plan that helps ensure the people you love are supported, no matter what the future holds.

If it has been a while since you reviewed your coverage. Now is a great time to start the conversation. Reach out today to learn more.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

With six months remaining in the year, now can be an ideal time to review your health savings account (HSA) and flexible spending account (FSA) balances. Swipe for more information on 2026 limits and what to review.

We encourage you to log in to your account, check your current balance, and think about any upcoming medical needs or appointments where these funds could be put to good use. And as always, if you have questions about your coverage, your benefits, or how to make the most of your HSA or FSA, don't hesitate to reach out. Our team is always happy to help.

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re away from home.

Many people assume their coverage will follow them no matter where they go, but that’s not always the case. Depending on your plan, factors such as provider access, network rules, and even geography can affect what’s covered and how much you may pay out of pocket if you need care while you’re away from home.

The good news is that a little planning ahead of your trip can help you avoid surprises and feel more confident if something unexpected comes up while you’re traveling. Swipe for a few things to keep in mind as you prepare for any summer travel.

If you’d like help reviewing your plan to fully understand your policy ahead of any summer travel, we’re always happy to lend a hand. Just give us a call, and we can get started.

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history, service, and shared values that shape our country! We wish each of you a memorable holiday with family and friends.

Please note that our office will be closed Thursday, July 2nd and Friday, July 3rd, in observance of Independence Day. We will reopen and return to regular business hours on Monday, July 6th.

If there is one thing worth celebrating, it’s knowing that when life gets unpredictable, you are not facing it alone.

That is exactly why we do what we do, and clients like you make it all worthwhile. So, this National Insurance Day, we want to thank you for trusting us with your insurance needs.

As always, if you have any questions or needs, don’t hesitate to give us a call. We are here to help you!

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.