Grupo Semidey

Jose L Semidey Mortgage Loan Originator NMLS9315619

Want to know why the supply of homes for sale is low? There are a number of reasons why, including both long-term factors and current market trends. For example, builders haven’t been building enough homes for over a decade and people aren’t moving as often right now. But you can still find your dream home with my help. DM me today so we can make it happen.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Want to know why people choose to stop renting and buy a home instead? According to a recent study of first-time buyers, two of the big reasons are wanting freedom from renting and seeing homeownership as a smart financial decision. If either of these resonates with you, DM to chat about your options and determine if it's time to say so long to renting for good this year.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Today's grandparents are literally going the extra mile to be close to their grandkids. Data shows that many baby boomers are choosing to move a greater distance from home so they can be near their grandbabies. If you're ready to prioritize having more quality time with your loved ones, DM me to make that move a reality.



Call Jose Luis Semidey 571-426-9950

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Want to know why the supply of homes for sale is low? There are a number of reasons why, including both long-term factors and current market trends. For example, builders haven’t been building enough homes for over a decade and people aren’t moving as often right now. But you can still find your dream home with my help. DM me today so we can make it happen.



Call Jose Luis Semidey 571-426-9950

Jose L Semidey Mortgage Loan Originator NMLS9315619

While you want to get the most money possible out of your house when you sell, setting the price too high can cost you. When a house is overpriced, it’ll deter buyers and that means it could sit on the market longer. Instead, pricing it at market value draws in more buyers, so it sells quickly. DM me so you have an expert to find that pricing sweet spot for your house.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Want to know why people choose to stop renting and buy a home instead? According to a recent study of first-time buyers, two of the big reasons are wanting freedom from renting and seeing homeownership as a smart financial decision. If either of these resonates with you, DM to chat about your options and determine if it's time to say so long to renting for good this year.



Call Jose Luis Semidey 571-426-9950

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

While you want to get the most money possible out of your house when you sell, setting the price too high can cost you. When a house is overpriced, it’ll deter buyers and that means it could sit on the market longer. Instead, pricing it at market value draws in more buyers, so it sells quickly. DM me so you have an expert to find that pricing sweet spot for your house.



Call Jose Luis Semidey 571-426-9950

Jose L Semidey Mortgage Loan Originator NMLS9315619

Are You a Homebuyer Worried About Climate Risks?

The increasing effects of natural disasters are leading to new obstacles in residential real estate. As a recent article from CoreLogic explains:

“As the specter of climate change looms large, the world braces for unprecedented challenges. In the world of real estate, one of those challenges will be the effects of natural catastrophes on property portfolios, homeowners, and communities.”

Expert Advice for Homebuyers To Reduce Climate Risks

The first thing to do is understand how to go about buying a home while thinking about climate risks. With the right help and resources, you can simplify the process.

The Mortgage Reports provides these tips for buying your next home:

• Evaluate climate risks
• Consider future preventative maintenance costs
• Take steps to avoid losing your assets

Above all else, your most...

¿Es usted un comprador de vivienda preocupado por los cambios climáticos? Los crecientes efectos de los desastres naturales están dando lugar a nuevos obstáculos en bienes raíces residenciales.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Are You a Homebuyer Worried About Climate Risks?

The increasing effects of natural disasters are leading to new obstacles in residential real estate. As a recent article from CoreLogic explains:

“As the specter of climate change looms large, the world braces for unprecedented challenges. In the world of real estate, one of those challenges will be the effects of natural catastrophes on property portfolios, homeowners, and communities.”

Expert Advice for Homebuyers To Reduce Climate Risks

The first thing to do is understand how to go about buying a home while thinking about climate risks. With the right help and resources, you can simplify the process.

The Mortgage Reports provides these tips for buying your next home:

• Evaluate climate risks
• Consider future preventative maintenance costs
• Take...



Call Jose Luis Semidey 571-426-9950

Are You a Homebuyer Worried About Climate Risks? The increasing effects of natural disasters are leading to new obstacles in residential real estate.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Comprendiendo los beneficios de ser propietario de su primera casa

¿Está considerando comprar su primera casa?

Comprendiendo los beneficios de ser propietario de su primera casa ¿Está considerando comprar su primera casa?

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Understanding the Benefits of Owning Your First Home

Are you considering buying your first home? If so, it can be helpful to know what led other people to make that decision.

While that survey looked specifically at first-time homebuyers buying newly built homes, the same sentiment is true for just about anyone buying their first home. Here’s a bit more information to help you think about those two benefits of homeownership to see if they’re a key factor for you too.

When You Buy a Home, You Have More Stability than When You Rent

You might want to stop renting because rents keep going up. If you’re a renter, that means there’s a chance your payment will increase each time you sign a new rental agreement or renew your current one.

On the other hand, when you buy your home with a fixed-rate...



Call Jose Luis Semidey 571-426-9950

Understanding the Benefits of Owning Your First Home Are you considering buying your first home?

Jose L Semidey Mortgage Loan Originator NMLS9315619

Los precios de las casas no están cayendo

Durante el cuarto trimestre del año pasado, algunos expertos en la vivienda proyectaron que los precios de las casas se desplomarían en 2023.

www.simplifyingthemarket.com

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Home Prices Are Not Falling

During the fourth quarter of last year, some housing experts projected home prices were going to crash in 2023. The media ran with those forecasts and put out headlines calling for doom and gloom in the housing market. All of this negative news coverage made a lot of people have doubts about the strength of the residential real estate market.

If it made you question if you should delay your own plans to move, here’s what you really need to know.

Home Prices Never Crashed

Disregard what you saw in the headlines. The actual data shows home prices were remarkably resilient and performed far better than the media would have you believe.

As Nicole Friedman, a reporter at the Wall Street Journal (WSJ), says: “Home prices aren’t falling anymore. . . The surprisingly quick...



Call Jose Luis Semidey 571-426-9950

Home Prices Are Not Falling During the fourth quarter of last year, some housing experts projected home prices were going to crash in 2023.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Desembalando los beneficios a largo plazo de ser propietario de vivienda

Si está pensando en comprar una casa pronto, las tasas hipotecarias más altas, el aumento de los precios de las casas y las preocupaciones continuas sobre la asequibilidad pueden hacer que se pregunte si todavía tiene sentido comprar una casa en este momento.

Desembalando los beneficios a largo plazo de ser propietario de vivienda Si está pensando en comprar una casa pronto, las tasas hipotecarias más altas, el aumento de los precios de las casas y las preocupaciones continuas sobre la asequibilidad pueden hacer que se pregunte si todavía tiene sentido comprar una casa en este momento.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Unpacking the Long-Term Benefits of Homeownership

If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there's more to consider. You should think about the long-term benefits of homeownership too.

Think about this: if you know people who bought a home 5, 10, or even 30 years ago, you’re probably going to have a hard time finding someone who regrets their decision. Why is that? The reason is tied to how home values grow with time and how, by extension, that grows your own wealth. That may be why, in a recent Fannie Mae survey, 76% of respondents say they believe buying a home is a safe investment.

If you look at the percent...



Call Jose Luis Semidey 571-426-9950

Unpacking the Long-Term Benefits of Homeownership If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Explicando la oferta baja de la vivienda de hoy [infografía]

¿Se pregunta por qué la oferta de casas en venta es limitada hoy en día?

Explicando la oferta baja de la vivienda de hoy [infografía] ¿Se pregunta por qué la oferta de casas en venta es limitada hoy en día?

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Housing inventory is still historically low. There are nearly 45% fewer homes for sale compared to the last normal year in the market. If you're considering selling, this gives you a chance for your house to stand out. With inventory this low, your house could sell quickly if you work with an agent to price it right. Let's chat about what we need to do next to get it on the market.



Call Jose Luis Semidey 571-426-9950

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Explaining Today’s Low Housing Supply [INFOGRAPHIC]

Wondering why the supply of homes for sale is limited today? There are a few factors at play. Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low. But real estate agents know exactly where to look and what to do to make your dream a reality. DM me so you have an expert on your side to help you successfully navigate the market and find your next home.



Call Jose Luis Semidey 571-426-9950

Explaining Today’s Low Housing Supply [INFOGRAPHIC] Wondering why the supply of homes for sale is limited today?

Jose L Semidey Mortgage Loan Originator NMLS9315619

Housing inventory is still historically low. There are nearly 45% fewer homes for sale compared to the last normal year in the market. If you're considering selling, this gives you a chance for your house to stand out. With inventory this low, your house could sell quickly if you work with an agent to price it right. Let's chat about what we need to do next to get it on the market.

Jose L Semidey Mortgage Loan Originator NMLS9315619

If you work remotely, you may not need to live near your office. This opens up your options for your home search. You can look at areas that offer more amenities at a better price or seize this opportunity to move to your dream destination. DM me if you want to learn more about how remote work can help you with your move.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Homeowners tend to have higher net worth than renters. This is true across different income categories. Why is that? It has to do with the power of homeownership. When you own a home, it usually appreciates in value over time. When that happens, your net worth grows too. If you want to know more about the benefits of owning a home or are ready to buy, let's chat.

Jose L Semidey Mortgage Loan Originator NMLS9315619

If you’re ready to make a move and you’re thinking about climate risks as you search for your next home, you’re not alone. Today, more than 4 out of 5 buyers have that same thing on their minds. Let's connect so you have an expert on your side to listen to what’s important to you and help find a home that fits what you’re looking for.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

If you work remotely, you may not need to live near your office. This opens up your options for your home search. You can look at areas that offer more amenities at a better price or seize this opportunity to move to your dream destination. DM me if you want to learn more about how remote work can help you with your move.



Call Jose Luis Semidey 571-426-9950

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Homeowners tend to have higher net worth than renters. This is true across different income categories. Why is that? It has to do with the power of homeownership. When you own a home, it usually appreciates in value over time. When that happens, your net worth grows too. If you want to know more about the benefits of owning a home or are ready to buy, let's chat.



Call Jose Luis Semidey 571-426-9950

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

If you’re ready to make a move and you’re thinking about climate risks as you search for your next home, you’re not alone. Today, more than 4 out of 5 buyers have that same thing on their minds. Let's connect so you have an expert on your side to listen to what’s important to you and help find a home that fits what you’re looking for.



Call Jose Luis Semidey 571-426-9950

Jose L Semidey Mortgage Loan Originator NMLS9315619

Have questions about the housing market? Don't rely on online search results for your answers. Instead, have a conversation with a local real estate professional. That way you have reliable expertise you can trust. DM me and let me know what questions you have. I'm here to help.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Have questions about the housing market? Don't rely on online search results for your answers. Instead, have a conversation with a local real estate professional. That way you have reliable expertise you can trust. DM me and let me know what questions you have. I'm here to help.



Call Jose Luis Semidey 571-426-9950

Jose L Semidey Mortgage Loan Originator NMLS9315619

Por qué su casa no se vendió

Si su contrato de venta expiró y su casa no se vendió, es probable que se sienta un poco frustrado.

Por qué su casa no se vendió Si su contrato de venta expiró y su casa no se vendió, es probable que se sienta un poco frustrado.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Why Your House Didn’t Sell

If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. Not to mention, you're also probably wondering what went wrong. Here are three questions to think about as you figure out what to do next.

Did You Limit Access to Your House?

One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. ShowingTime advises: “. . . do your best to be as flexible as possible when granting access to your house for showings.”

It’s simple. If no one’s able to look at it, how’s it going to sell?

Did You Make Your House Stand Out?

When selling your house, the old saying matters: you never get a second chance to make a first impression. Putting in the work to make the...



Call Jose Luis Semidey 571-426-9950

Why Your House Didn’t Sell If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated.

¿Planea jubilarse? Su plusvalía puede ayudarle a mudarse Alcanzar la jubilación es un hito importante en la vida, que trae consigo muchos cambios y nuevas oportunidades.

Simón

Ayer, ¡Por fin! Tuve la oportunidad de ver SIMÓN, la ópera prima de Diego Vicentini. Yo no la llamaría “película”. Se me ocurren varios adjetivos: “Un registro histórico”, “un espejo”, “Una Terapia colectiva e individual”, “Un recuento honesto y brutal”

Esta obra te sacude, te cuestiona y te emociona. Son muchos sentimientos para procesar de inmediato. Creo que necesitamos tiempo para ver la magnitud de lo que Diego y su equipo lograron.

En Simón, más que pesimismo o derrotismo, hay mucha realidad. Incómoda y desafiante, eso sí. Nadie sale ileso. Serrat decía: “no es triste la verdad, lo que no tiene es remedio” y nuestra verdad es una herida que nos tocó vivir como sociedad. Hay que enfrentarla, procesarla para sanar, no solo individualmente, sino colectivamente. Esta historia trata el desarraigo, la culpa, el perdón.

No sé si los demás latinoamericanos, pero los venezolanos somos de memoria corta. Es compresible que queramos pasar la página. Pero ahí está ‘Simón”para recordarnos que tenemos mucho por resolver como país y como individuos . No importa dónde nos encontremos. Hay que enfrentarnos a esa realidad sin remedio y trabajar para cambiarla. En los próximos años se podrá ver, la enorme contribución que esta obra dejará para la historia de nuestro país.

En cuanto a la parte artística, el resultado también es óptimo. Indiscutible. El guión, la puesta en escena, las actuaciones. Maravillosas.

Felicito a Diego y todo el equipo que logró esta hazaña. También quiero felicitar a sus padres, Claudia y Andrés por haber apostado a este proyecto. Ellos han sido buenos amigos de hace tiempo.
Han estado presentes y consecuentes en mis exhibiciones y siempre me comentaban de esta obra de Diego. A través de sus relatos, supe lo duro que puede ser realizar una película.

Anoche, al salir de la función, pude conversar con Claudia, la mamá de Diego y con , , uno de los productores de la película. Antes de irme, me comentó: “deberías hacer un dibujo de Simón”. Me dejó pensando. Le tomé la palabra y aquí lo tienen. Este es el resúmen gráfico de lo que sentí al salir de ver “Simón”

No se la pierdan.

Jose L Semidey Mortgage Loan Originator NMLS9315619

Por qué el inventario de la vivienda de hoy muestra que un colapso no está en el horizonte

Es posible que recuerde la crisis de la vivienda en 2008, incluso si no era dueño de una casa en ese momento.

Por qué el inventario de la vivienda de hoy muestra que un colapso no está en el horizonte Es posible que recuerde la crisis de la vivienda en 2008, incluso si no era dueño de una casa en ese momento.

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

Why Today’s Housing Inventory Shows a Crash Isn’t on the Horizon

You might remember the housing crash in 2008, even if you didn't own a home at the time. If you’re worried there’s going to be a repeat of what happened back then, there's good news – the housing market now is different from 2008.

Here’s a closer look at today's housing inventory to understand why this isn’t like 2008.

Homeowners Deciding To Sell Their Houses

Although housing supply did grow compared to last year, it’s still low. The current months’ supply is below the norm. There’s only about a third of that available inventory today.

Newly Built Homes

People are also talking a lot about what's going on with newly built houses these days, and that might make you wonder if homebuilders are overdoing it.

The 14 years of...



Call Jose Luis Semidey 571-426-9950

Why Today’s Housing Inventory Shows a Crash Isn’t on the Horizon You might remember the housing crash in 2008, even if you didn't own a home at the time.

Jose L Semidey Mortgage Loan Originator NMLS9315619

El retorno de la estacionalidad normal para la apreciación del precio de las casas

Si está pensando en mudarse, probablemente una de las preguntas más importantes que tiene en este momento es: ¿qué está pasando con los precios de las casas? 

El retorno de la estacionalidad normal para la apreciación del precio de las casas Si está pensando en mudarse, probablemente una de las preguntas más importantes que tiene en este momento es: ¿qué está pasando con los precios de las casas? 

Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995

The Return of Normal Seasonality for Home Price Appreciation

If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices? Despite what you may be hearing in the news, nationally, home prices aren’t falling. It’s just that price growth is beginning to normalize. Here’s the context you need to really understand that trend.

In the housing market, there are predictable ebbs and flows that happen each year. It’s called seasonality. Spring is the peak homebuying season when the market is most active. That activity is typically still strong in the summer but begins to wane as the cooler months approach. Home prices follow along with seasonality because prices appreciate most when something is in high demand.

Why This Is So...



Call Jose Luis Semidey 571-426-9950

The Return of Normal Seasonality for Home Price Appreciation If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices? 

Jose L Semidey Mortgage Loan Originator NMLS9315619

Comenzando con la preaprobación

Si está buscando comprar una casa este otoño, hay algunas cosas que necesita saber.

Comenzando con la preaprobación Si está buscando comprar una casa este otoño, hay algunas cosas que necesita saber.