Kristen Kirchner Mortgage Banker

NMLS #319726

05/30/2021

It’s a great time to refinance!! Rates are still very low!!

05/16/2021

Right Now is a great time to Refinance!! Rates are still low, property values are going up and anyone who’s in an FHA loan paying MI can probably get a conventional loan and get rid of the MI payments and lower your rate

01/02/2021
Photos from Andrea White The Realtor's post 02/11/2019

Once again, Andrea Elisa Childress, Thank you for being such a great agent!! More closings around the corner :)

11 Cheap Garage Updates (Plus an Expensive One) 01/19/2019

11 Cheap Garage Updates (Plus an Expensive One)

If you’ve been neglecting your garage, it’s time to pay attention and give that hard-working space the makeover it deserves.

11 Cheap Garage Updates (Plus an Expensive One) If you've been neglecting your garage, it's time to pay attention and give that hard-working space the makeover it deserves. With these DIY projects

10 Design Strategies for Art Lovers 01/18/2019

10 Design Strategies for Art Lovers

How have you been able to incorporate art into your designs?

10 Design Strategies for Art Lovers Buy the art that you love, then boost its impact with decor

Why Real Estate Builds Wealth More Consistently Than Other Asset Classes 01/17/2019

Why Real Estate Builds Wealth More Consistently Than Other Asset Classes

While the down payment on a rental property might seem like a lot, your tenants will pay that off for you.

Why Real Estate Builds Wealth More Consistently Than Other Asset Classes Are you curious why real estate investors talk so much about why they love real estate? Want to know if there's any substance behind HGTV shows and glamorous remodel projects? Take a look as we pull back the curtain and show the nuts and bolts of why real estate investing grows wealth so well.

How To Start Investing In Real Estate 01/16/2019

How To Start Investing In Real Estate

How to get started with one of the best kinds of investments.

How To Start Investing In Real Estate Individuals aged 36 years and younger accounted for the largest group of the real estate buyers over the last four years, according to the National Association of Realtors. It’s no doubt that this age group is now realizing the power that real estate investments has to make a lot of money.

How to get clean lines with painters tape 01/15/2019

How to get clean lines with painters tape

Are you the type of person that cringes every time you see jagged lines?

How to get clean lines with painters tape Media Contact: Website: www.IamDetour.com Instagram: www.instagram.com/detour303 Email Address: [email protected]

Indoor Halloween Decorations 01/14/2019

Indoor Halloween Decorations

One name comes to mind when you think of Halloween... Martha Stewart.

Indoor Halloween Decorations Dress up your house in the spirit of the season with our best creepy indoor decor, followed by our cutest.

7 Green Living Projects for Autumn | Greener Ideal 01/12/2019

7 Green Living Projects for Autumn | Greener Ideal

If you're looking to spruce up your home, check out these eco-friendly fall projects.

7 Green Living Projects for Autumn | Greener Ideal Autumn is never short of green-friendly projects around the home and garden. Here are seven green ideas to keep you busy in the season of pumpkin spice, apples, cinnamon, and falling leaves:

Buying a second home? Don’t overlook these key tax considerations 01/11/2019

Buying a second home? Don’t overlook these key tax considerations

Owning a second home can enhance your family's lifestyle. Here's what you need to know.

Buying a second home? Don’t overlook these key tax considerations Second homes come with some key tax issues. Taking the time to plan ahead can save you money, and headaches, later on.

Need a Reality Check on Your Home Before You Sell? Here You Go 01/10/2019

Need a Reality Check on Your Home Before You Sell? Here You Go

When it comes time to sell your house, you need to take off those rose-tinted glasses and regard your house as a buyer would.

Need a Reality Check on Your Home Before You Sell? Here You Go Home sellers have to learn how to see their home as a buyer would. Here's how to get that reality check.

A List of 30 Electricity Leaking Standby Power Appliances 01/09/2019

A List of 30 Electricity Leaking Standby Power Appliances

Some of the biggest energy hogs in your house are the gadgets you turned off. Find out how to really unplug them off here.

A List of 30 Electricity Leaking Standby Power Appliances Stop wasting electricity! Here is a list of 30 electrical appliances that leak electricity when powered off & in standby mode. Save on your electric bill by killing the vampire appliances.

Where the super wealthy are investing their money 01/08/2019

Where the super wealthy are investing their money

You may never be super wealthy, but you can invest your savings as if you were.

Where the super wealthy are investing their money Ultra-wealthy investors aren't bullish on the markets but are positioning themselves well, says Michael Sonnenfeldt, founder of investment club Tiger 21.

This Harry Potter–Themed Home and Lifestyle Collection Will Charm Muggles and Wizards Alike | Architectural Digest 01/05/2019

This Harry Potter–Themed Home and Lifestyle Collection Will Charm Muggles and Wizards Alike | Architectural Digest

The new Harry Potter home decor collection is perfect for wizards of all ages.

This Harry Potter–Themed Home and Lifestyle Collection Will Charm Muggles and Wizards Alike | Architectural Digest A new collaboration between Pottery Barn brands and Warner Bros. films brings fans Hogwarts-themed wall decorations and tumblers with the house crests

Home Staging Tips: Eliminate Clutter, Focus on Details, & More 01/04/2019

Home Staging Tips: Eliminate Clutter, Focus on Details, & More

See what this professional home stager has to say about the process of home staging + its importance for sellers.

Home Staging Tips: Eliminate Clutter, Focus on Details, & More A certain rug, a particular couch, a well-chosen wall hanging—each decision can totally alter not only the look, but the feel of a room, transforming it from simple to inviting. Kelley Proxmire,...

Weekly mortgage applications rise 5.5% as homebuyers edge back in 01/03/2019

Weekly mortgage applications rise 5.5% as homebuyers edge back in

It may be due to a greater supply of homes for sale or price cuts, but buyers are making a comeback!

Weekly mortgage applications rise 5.5% as homebuyers edge back in Buyers are coming back to the market, and driving mortgage demand.

30 eco-friendly alternatives for things you use every day 01/02/2019

30 eco-friendly alternatives for things you use every day

Even if you just make one change, you're making a difference.

30 eco-friendly alternatives for things you use every day Here's how to be nicer to the earth, just by switching out stuff you use every day with better alternatives.

27 Eco-Friendly Baby Products That Every Environmentally Friendly Mom Should Have 01/01/2019

27 Eco-Friendly Baby Products That Every Environmentally Friendly Mom Should Have

When it comes to baby products, there are many eco-friendly options on the market.

27 Eco-Friendly Baby Products That Every Environmentally Friendly Mom Should Have There are some great natural products out there.

What NOT to Do When Selling Your Home - The Simple Dollar 12/31/2018

What NOT to Do When Selling Your Home - The Simple Dollar

Trying to sell your home? You may want to hide the personal photos.

What NOT to Do When Selling Your Home - The Simple Dollar I’ll never forget an open house I visited in 2008. I asked our realtor to look around for some larger homes – possibly a two-story deal or a roomy ranch

10 Scariest Things a Home Inspector Might Find in Your House 12/29/2018

10 Scariest Things a Home Inspector Might Find in Your House

Not a fan of costly surprises? Hire an inspector before you list your home to find out if you have any of these major issues.

10 Scariest Things a Home Inspector Might Find in Your House Home inspections are scary. Just when you've found the house of your dreams, a home inspector comes along and tells you all that's wrong with it.

Eco-friendly Nashville neighborhood takes shape with unique homes, unspoiled spaces 12/28/2018

Eco-friendly Nashville neighborhood takes shape with unique homes, unspoiled spaces

What are your thoughts on an eco-friendly neighborhood like this?

Eco-friendly Nashville neighborhood takes shape with unique homes, unspoiled spaces Nature takes the lead at Voce, an eco-friendly Nashville neighborhood being developed on property once belonging to Opry member Eddy Arnold.

These High-Tech Home Gadgets Are Saving The Planet 12/27/2018

These High-Tech Home Gadgets Are Saving The Planet

Here are a few tech gadgets that make it easier and quicker than ever to cut down on your entire home's impact.

These High-Tech Home Gadgets Are Saving The Planet AI all the way.

10 Essential Elements of a Home Theater System 12/26/2018

10 Essential Elements of a Home Theater System

Everything you wanted to know about creating a home theater.

10 Essential Elements of a Home Theater System A home theater system is a great way to enjoy watching TV and movies. Find out what you need to know to set one up...

How to Use a Color Wheel for Decorating - How To Decorate 12/25/2018

How to Use a Color Wheel for Decorating - How To Decorate

You're going to want to repaint your house after reading this guide.

How to Use a Color Wheel for Decorating - How To Decorate The color wheel is a crucial tool for designers when working with color. We'll show you how to use it to create color palettes for your home and beyond.

New Homebuyers Face A Friendlier Housing Market, Thanks To Cooldown 12/22/2018

New Homebuyers Face A Friendlier Housing Market, Thanks To Cooldown

It's a good time to be a first-time buyer! Here's how the cooldown in sales affected potential buyers.

New Homebuyers Face A Friendlier Housing Market, Thanks To Cooldown In many parts of the country it's actually gotten a bit easier, though not any cheaper, to buy a house. Housing sales are down nationwide, and the market is cooling off.

Some millennials are raiding 401(k) plans to buy a house — there are better ways to do it 12/21/2018

Some millennials are raiding 401(k) plans to buy a house — there are better ways to do it

Don't rush into the home buying process without asking all the right questions.

Some millennials are raiding 401(k) plans to buy a house — there are better ways to do it ‘This is a clear sign you’re not ready to buy yet,’ financial experts caution

Solar-powered modern studio appears to float in midair 12/20/2018

Solar-powered modern studio appears to float in midair

Plenty of homes give the illusion of floating, but this solar-powered studio in Australia, is, in fact, hovering over a drop-off.

Solar-powered modern studio appears to float in midair The 650-square-foot studio is powered 100 percent by the solar panels that line the roof.

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