The Davis Team - CrossCountry Mortgage

The Davis Team - CrossCountry Mortgage

CrossCountry Mortgage, LLC offers a variety of home purchase loans and refinance options for your unique needs.

Operating as usual

06/08/2021

This is absolutely amazing and we are SO excited about it. Reach out to us if you'd like to learn more! 😁😁

This is absolutely amazing and we are SO excited about it. Reach out to us if you'd like to learn more! 😁😁


05/12/2021

WoWW- Insurance Types

Mortgage insurance, home owners insurance and title insurance...what the...?

04/21/2021

This area is not immune to the struggles of getting a home in the current market. Low inventory, higher selling prices, and brutal bidding wars! But, here is the good news, while many of you may think it impossible to jump into the home buying game as a first time buyer right now and come out a winner, there are many misconceptions and myths about the process (like you must have 20% down), and we have many options to help get your very first home. Give us a call to see what we can do to help you and your family.

This area is not immune to the struggles of getting a home in the current market. Low inventory, higher selling prices, and brutal bidding wars! But, here is the good news, while many of you may think it impossible to jump into the home buying game as a first time buyer right now and come out a winner, there are many misconceptions and myths about the process (like you must have 20% down), and we have many options to help get your very first home. Give us a call to see what we can do to help you and your family.

04/09/2021

Our FastTrack credit approval process is back and it’s fantastic! We provide our families with a fully underwritten credit approval (think commitment letter versus pre-approval or pre-qual) before you even start looking for your dream home. Now we can close in 21 days or even sooner in some cases! Contact us today to get started!

Our FastTrack credit approval process is back and it’s fantastic! We provide our families with a fully underwritten credit approval (think commitment letter versus pre-approval or pre-qual) before you even start looking for your dream home. Now we can close in 21 days or even sooner in some cases! Contact us today to get started!

04/02/2021

Give us a call to see how much you could be approved for!

Give us a call to see how much you could be approved for!

03/23/2021

We have all noticed that rates are creeping up, but there is no “the sky is falling” Chicken Little panic going on here. In fact, rates are currently only slightly above historic lows and still a great time to buy versus waiting. Check out why below:

We have all noticed that rates are creeping up, but there is no “the sky is falling” Chicken Little panic going on here. In fact, rates are currently only slightly above historic lows and still a great time to buy versus waiting. Check out why below:

Photos from The Davis Team - CrossCountry Mortgage's post 03/09/2021

Happy International Women’s Day from CrossCountry Mortgage to all the ladies out there running the show... like a boss! And a special thanks to Patrice Andes DeHaven from Carried Away Gifts for putting together some incredible gifts for a couple of our own hardworking ladies. They absolutely loved their gift baskets Patrice created for them.

03/02/2021

Another 5 star review! We wouldn’t expect anything less.

Another 5 star review! We wouldn’t expect anything less.

02/24/2021

Don’t mind us while we celebrate smashing our best record yet (previously 17) by helping 23 wonderful families this month make the beginning of 2021 an amazing one! We love nothing more than making dreams come true, saving families money, and making friends along the way 😁😁😁

Don’t mind us while we celebrate smashing our best record yet (previously 17) by helping 23 wonderful families this month make the beginning of 2021 an amazing one! We love nothing more than making dreams come true, saving families money, and making friends along the way 😁😁😁

02/23/2021

We certainly love helping others, but it’s an added bonus to see how happy they are about it, too!

We certainly love helping others, but it’s an added bonus to see how happy they are about it, too!

Buying a Home Without W-2s or Paystubs | CrossCountry Mortgage 02/18/2021

Buying a Home Without W-2s or Paystubs | CrossCountry Mortgage

We pride ourselves in making sure the people we’re helping get the right loan for them! CrossCountry gives us a variety of options to choose from in order to make sure we find the right fit. Be as selective with choosing the people you trust with your hard earned money as we are with your loan selection! 😁

Check out this article to see if one of our signature series loans is right for you!

https://crosscountrymortgage.com/resource-center/articles/December-2020/Buying-a-Home-Without-W-2s-or-Paystubs/?page_name=Scott+Evans+-+CrossCountry+Mortgage

Buying a Home Without W-2s or Paystubs | CrossCountry Mortgage You can still get a home loan if you don’t have W-2s or paystubs! Learn more about the CrossCountry Mortgage Signature Series of proprietary loan products to suit virtually every borrower and home financing situation.

Timeline Photos 02/17/2021

This was a heck of a ledge today. Mortgage rates have an inverse relationship to price. As you see this drop in price, there is a correlating mortgage rate increase as well. If you are on the fence waiting for rates to drop, time to jump off the fence and call me.

This was a heck of a ledge today. Mortgage rates have an inverse relationship to price. As you see this drop in price, there is a correlating mortgage rate increase as well. If you are on the fence waiting for rates to drop, time to jump off the fence and call me.

02/14/2021

❤️❤️ celebrating all the love today ❤️❤️

❤️❤️ celebrating all the love today ❤️❤️

02/10/2021

The difference between getting you a home loan and getting you the right home loan...

The difference between getting you a home loan and getting you the right home loan...

02/05/2021

If you are considering refinancing your home, now is the time to go for it! Rates are still near historic lows, but who knows for how long? Reach out to see if we can help you get a super low rate!

If you are considering refinancing your home, now is the time to go for it! Rates are still near historic lows, but who knows for how long? Reach out to see if we can help you get a super low rate!

Biden to Offer $15,000 First-Time Homebuyer Tax Credit 01/26/2021

Biden to Offer $15,000 First-Time Homebuyer Tax Credit

Another example of politicians not having a clue. On the surface, this seems like a great idea to stimulate housing. But lets take a moment to think about what this will do and the "why". What will it do: get more home-buyers in the market. Give them funds for closing costs and down-payment. Ok, now the "why"-... I don't know what to put here. The housing industry does not need more buyers, we need more inventory. Stimulatingly activity for new buyers seems right on the surface, but if we have a housing shortage now, what will this really do? Let's think cause and effect. It will cause more families to "want to" get into the housing market, and the effect (by not addressing inventory now) will be home prices pushed even higher because we have moved from cause and effect to supply and demand. Gov't gives home-buyers $15,000 to buy a home, mass influx of new buyers, still no more inventory than we have now, so the existing limited supply "increases" in value, so now that $15k stimulus has pushed the avg home price up $25k (making that number up, but you get where i am going) So who wins here and how does it really work? Let's flip the script and offer this stimulus to SELLERS, or subsidizing new construction and the costs to build new homes. Existing home sales (already built and re-selling) represent 85% of the housing market. That is the issue. Lets address the actual issue and make it better. Any ideas...?#CCM #DavisTeam #mortgage #homeloans #crosscountrymortgage #stimulus #money

Biden to Offer $15,000 First-Time Homebuyer Tax Credit President Biden is proposing a $15,000 tax credit for first-time homebuyers, to help offset the costs of homebuying and help millions of families "lay down roots for the first time," according to the...

01/02/2021

Hoping each and every one of you enjoyed the first day of the new year. Wishes for happiness, health, and peace from your favorite mortgage family!

Hoping each and every one of you enjoyed the first day of the new year. Wishes for happiness, health, and peace from your favorite mortgage family!

12/25/2020

Holiday wishes for a wonderful Christmas... from our family to yours 💚

12/25/2020

Santa must have delivered this to the wrong office because, as our customers can tell you, The Davis Team is ALWAYS on the nice list 😊

#thedavisteam #ChristmasEve #santa #Virginia #Nova #sterling #CCM #crazygoodatwhatido #merrychristmas #naughtyornice


12/19/2020

Davis Team decal reveal

What a great moment with OG Media! I think we were ALL excited to see the final result.

12/19/2020

We would like to give the biggest shout out and thank you to Owen Gotimer and his mom from OG Media who created this absolutely stunning vinyl decal for our office. He made the process so easy for us... always in touch with us, super helpful picking out the right product, and coming out personally for the install. You won’t regret choosing Owen for whatever work you need done. And he’s local! Always an added bonus 😁

[12/16/20]   Encompass experience is a must. Great base plus bonus and full benefits. Growing office. Responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer in a professional and effective manner. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.

Job Responsibilities:
• Perform a thorough review and analysis of borrower’s credit, employment, income and assets as required by the particular loan program before submitting to underwriting
• Assemble the complete loan package in proper order for underwriting:
o Verify all required documentation (pre-underwrite) in the file;
o Complete the required loan checklist;
o Verify that an application is complete and accurate; and
o Identify any potential issues that may arise in underwriting
• Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan
• Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures
• Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information
• Verify that vendor orders are complete, invoices received, and in the applicant’s efile.
• Manage pipeline by completing and submitting reports within allotted turn-around times.
• Assist set-up of loans
• Document all communication related to the loan application in the conversation log.
• Train and help supervise new loan processors and other processing personnel
• Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors
Qualifications and Skills:
• High School Diploma or equivalent
• A minimum of 3 years of current residential mortgage processing experience
• Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents preferred
• Strong math and analytical skills
• Excellent written and verbal communication skills
• Ability to prioritize and meet deadlines.
• Available to work varying hours and overtime if needed
• Encompass experience
• Computer Knowledge (DU, LP, Microsoft Office & Windows)

[12/15/20]   Knowing that you have encouraged other to do good in the community is an amazing feeling.

#thedavisteam #inspire #helpingothers #sterling #virginia #ccm #christmasspirit #December #sharingiscaring

12/10/2020

Helping others. It doesn’t have to be big. It doesn’t have to be grand. Each one of us chose to join the mortgage family because helping others is something that drives us every day. We wake up in the morning and know that when we come to work, we are going to be filling our day with a million little tasks with one main goal in mind- helping our customers achieve their dreams. We do it happily and we do it proudly.

We believe December is a special time because it gives us the chance to reflect on the year (what a crazy one this has been!) and allows us the opportunity to end the year on a positive note by… you guessed it… helping others. The Davis Team has decided to fit in as much holiday cheer and helping as possible before ringing in the New Year together. And we love a good challenge. We also love the community we live in, which is why we wanted to donate to a local charity this season. The Loudoun County Sheriff’s office is taking donations for Cole’s Closet- which provides toys to hospitalized children infant through 17.

Our team took a field trip to Target to get the holiday festivities started. Check out the photos to see how we made out. We also encourage you to join in along with us! Donations are being accepted through December 14th at multiple locations.
#thedavisteam #HELPINGOTHERS #december #holidaycheer #CCM #crazygoodatwhatido #crosscountrymortgage

12/05/2020

We just want to give a huge shoutout to Axes and O's for hosting us last night during our first office appreciation outing. And thanks to our good friends who joined us for all the fun!

Check this place out and make sure you hang out with Pedro. He took care of us all night and taught us some fun games.

12/01/2020

Wishing you all a very merry December!!! 💚

#december #crazygoodatwhatido #thedavisteam #CCM #Virginia #family

12/01/2020
11/29/2020

Support your favorite CrossCountry family- The Davis Team!!
#smallbusinesssaturday #nova #virginia #sterling #thedavisteam #crosscountrymortgage #family #team #crazygoodatwhatido #helpingothers

11/28/2020

The Davis Team - CrossCountry Mortgage's cover photo

11/25/2020

Day 3 of The Davis Team gratitude post comes from our amazing Azra Shaikh

“I love and look forward to Thanksgiving each year! For me it’s a time of reflection. Reflecting on life experiences both good & bad and how I grew as an individual as a result. Reflecting on the blessings I have including family, friends, my cozy home, a 20+ year mortgage career, allowing me to contribute to the dream of homeownership for so many! Finally, the most gratifying realization has been, being able to give back, both locally and internationally, whatever is within my means and time. It’s a start and I look forward to being much more involved soon.

Wishing everyone a safe, Happy Thanksgiving and Holidays!”

Thank you, Azra!

11/25/2020

It’s day 2 of of The Davis Team Thanksgiving gratitude posts, and I, Ashley Holubek, am up next!

I am so truly grateful to be part of such a warm, welcoming, and close knit community here in the Cascades/Sterling/Potomac Falls area. I have been living here for about 12 years now and I am completely blessed to have had so many amazing relationships blossom into friendship among neighbors, customers/clients, teachers in the community, our local volunteer firefighters, business owners and their staff, etc.

I can honestly say that I find myself having a friendly conversation or simply laughing alongside a new face almost every single day. There is an abundance of incredible individuals here and I am honored to consider myself not only apart of the community, but also now apart of The Davis Team family.

I am sure there are plenty of you I haven’t met... yet! But, if you see me- please come over and say hello 😊

11/24/2020

With Thanksgiving upon us, The Davis Team would like to share with you what each of us are thankful for. Kelly Catherine is starting the week off for us by talking about the love she has for her family and helping others.

“I am thankful for my family, especially my father. I feel truly blessed to be on this path helping people realize their dreams.”

Thanks, Kelly ❤️

[11/22/20]   Give us a call and be part of the family!

11/17/2020

Wishing the happiest of birthdays to our amazing Rockstar of a teammate, Azra!

linkedin.com 11/16/2020

Is your home ready for the holidays?

linkedin.com Well, believe it or not it is about time to start thinking about the holidays, based on social media posts, many families already have! Even politics and 2020 can’t keep the holiday spirit away! It is actually good to see, even on Nov 15th! Which brings me right into the reason for this weekend’...

Our Story

Personal NMLS166596 - Branch NMLS1854239 - Company NMLS3029

WHO WE ARE

CrossCountry Mortgage, LLC is a growing nationwide mortgage lending and refinancing company with numerous branch locations and licensed professionals dedicated to serving you. Our goal is to be recognized as the leading and most reputable mortgage company in the nation.

WHAT WE DO

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Davis Team decal reveal
Rates and the mortgage market-the sky is not falling...

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21515 RIDGETOP CIRCLE
Sterling, VA
20166

Opening Hours

Monday 09:00 - 17:00
Tuesday 08:00 - 19:00
Wednesday 08:00 - 19:00
Thursday 08:00 - 19:00
Friday 08:00 - 19:00
Saturday 09:00 - 19:00
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