Model Mortgage

Buying vs renting analysis after just 9 years with 3.5% down. Share on your story for action! Share with friends and family members too!

This closing is extremely special to me. My best friend since 6th grade and his wife and kids closed on their home today! He opened my eyes to moving to Texas which was the best decision I have ever made. I am grateful to them and extremely proud to be a part of their new home purchase. Congrats

Why a 3/2/1 or 2/1 buy downs vs permanent rate buy down??? The big difference is with a temporary rate buy down is the amount of money received via credits let say $12,000, that money is held in a separate account that is pulled from to keep the monthly payment lower and when you refinance the unused money comes off the principal loan amount therefore you do not lose the money like you would if you for instance bought a rate from 6% to 5.25% with a permanent rate buy down.

Two Amazing properties listed by & with up to 10k in credits that can go toward a 2/1 buy down! Start your rate in the threes or fours and be happy 😊

Complete game changer for agents who want to win. The link is in my story RIGHT NOW! 4/23

New logo. We are looking for loan originators who want to take complete control of their business, if you are tired of retail rates, feel your comp is too low and unfair, Model Mortgage may be the place for you. Our Model is to allow you to create a business inside the business, learn more - send me a DM.

Calling all FHA loans over 7% , you may be able to save a great amount of money and skip 1-2 mortgage payments with limited documentation and only a soft credit check, no appraisal needed! Message me if this is you, we can likely help!