Richard Mallory Real Estate Agent

Speed is a byproduct of precision. 🎯

8111 NE 157th in Kenmore went under contract in just 6 days because we knew exactly how to position its unique 'sweat equity' potential. In this market, you don't just list: you strategize.

Ready for a result like this? Let's talk.

Richard Mallory
Every Door Real Estate
206-478-5001

Wednesday Wisdom 💡
If saving for a home in Seattle feels brutal, here’s a strategy I see smart buyers use: house hacking with DADU potential.

📍 The idea
Buy a property that can create income later (rent a room now, add a DADU/ADU when it makes sense), so your housing cost isn’t just “money out.”

✅ What this means for you
• You can target a home that works today AND has an upside plan.
• Future rental income can help offset the payment, rebuild reserves, or fund the next move.
• The win is finding the right lot + realistic numbers (zoning, access, utilities, permits, timelines).

🚩 Quick real talk
Not every yard can handle a DADU, and not every “ADU-friendly” listing actually pencils out.

Want me to sanity-check a neighborhood or a specific address for DADU potential + a rough rent offset? Message me or call.

Richard Mallory
Every Door Real Estate
206-478-5001

Happy Wednesday! ☕️ In the PNW, we know how to prep for a rainy day. But when it comes to your home savings, waiting for the "perfect time" is a recipe for missed opportunities in our fast-moving market.

You need the "Rainy Day" Strategy: automate your progress while you live your life.

📍 The Move: Local Credit Unions
Washington has incredible credit unions that often offer better rates and more personal service than national banks. Comparing local options can save you thousands over time.

📊 The Strategy: Set and Forget
- Open a dedicated high-yield savings account for your home fund.
- Set an automatic transfer to trigger the moment your paycheck lands.
- If you don't see it, you won't spend it.

💡 The Bottom Line:
Consistency beats intensity. By automating your savings today, you turn homeownership from a "maybe" into a certainty. The market rewards those who are positioned correctly.

Let’s talk strategy and get you ready for the Puget Sound market.

Message me or call: 206-478-5001

Richard Mallory
Every Door Real Estate

Saving for a home in the Puget Sound isn’t about luck; it’s about leverage. It’s Wednesday, and we’re talking about the single most effective way to hit your goal: Automation.

In a market as competitive as Washington, your "leftover" money isn't going to cut it. You need a strategy that works while you’re busy living your life. If you’re waiting until the end of the month to see what’s left to save, you’ve already lost the game.

💡 The Strategy:
Treat your down payment like a mandatory bill. Set up a direct deposit from your paycheck into a high-yield savings account before it ever touches your checking. If you don't see it, you won't spend it.

📊 What this means for you:
Automating removes decision fatigue. Whether you’re looking at a condo in Seattle or a craftsman in Tacoma, consistency is what gets you the keys.

✨ Quick Reality Checks:
- You don’t always need 20% down (check the slides for 3% and 0% options).
- Closing costs are real: budget for an extra 2-5% of the loan.
- Your emergency fund is non-negotiable and separate from your down payment.

The market rewards those who are prepared. Don’t wait for the "perfect" time( create it with a plan.)

Happy Wednesday! Let’s talk about the Transit Savings Swap. 💡

Saving for a down payment in the Puget Sound is the biggest hurdle for most buyers. But the new Light Rail 2 Line extension is a total game-changer for your bank account.

📍 The Play:
Swap the daily drive for the Link. You could save $300–$500 a month on gas, parking, and tolls. That’s up to $6,000 a year for your home fund: without changing your lifestyle, just your commute.

The slides below break down how to turn those savings into a winning strategy.

📊 What this means for you:
- You do NOT need 20% down (check the last slide).
- Small weekly swaps = big results.
- Preparation is your ultimate leverage in WA.

The PNW market rewards the strategic. Stop burning cash on I-405 and start building equity.

Whether you are a first-time buyer or a seasoned investor, I’m here to help you navigate the process with honest advice and zero pressure. Let’s build your strategy.

Call me: 206-478-5001

Richard Mallory | Every Door Real Estate

Happy Wednesday! 🏡 If you're working in the Seattle tech corridor, your path to homeownership might be closer than you think.

Many major PNW employers like Microsoft, Amazon, and Boeing offer specific relocation or housing assistance programs that can help bridge the gap for first-time buyers. From relocation stipends to specialized lender partnerships, navigating these perks is a key part of your saving strategy.

Check out our guide to starting your home-buying journey in Washington! 🌲👇

Richard Mallory
Every Door Real Estate
206-478-5001

It's Wednesday, and if you’re planning to buy in the Puget Sound, your savings strategy needs to be as aggressive as the market itself. Welcome to the Mid-week Wealth Strategy: The High-Yield Savings Account (HYSA).

If your down payment is sitting in a big-box bank earning 0.01% interest, you are essentially paying for their office space with your potential equity. In a market like Seattle, every bit of leverage counts.

The Bottom Line on HYSA:

📊 Compound your growth: Moving from 0.01% to 4.5%+ interest can add thousands to your budget without you lifting a finger.
💡 Stay Liquid: Unlike other investments, your cash is ready the second we find the right home.
✨ Safety first: Your principal is protected and FDIC-insured while it grows.

Stop letting your money stay stagnant. A strategic buyer is a successful buyer.

This is Day 1 of our 5-day series on navigating the Washington real estate landscape. Check out the slides below for the foundation of your saving journey.

Ready to build a plan that actually works? Let's talk strategy.

📞 206-478-5001
Richard Mallory | Every Door Real Estate

Happy Wednesday! Mid-week check-in on those homeownership goals. 🏠 In Washington, where you choose to save for matters just as much as how much you save.

We’re seeing unique opportunities right now in the Puget Sound where existing homes are offering incredible value compared to new construction costs. It’s a "buy low" moment for savvy savers who are ready to pounce.

Check out these 4 essential steps to get your savings plan on track! 👇

💡 The Bottom Line: The market rewards the prepared. If you're looking for an edge in this market, let's build your strategy together.

Richard Mallory
Every Door Real Estate
206-478-5001

Another one under contract! 🏠 8111 NE 157th in Kenmore.

We showcased the potential, and the market responded in just 6 days. Thinking about selling? Let's discuss how we can position your home for a quick and successful sale.

Let’s talk about the "secret weapon" for Seattle buyers right now.

Seller credits. You’ve probably heard the term, but let’s get clear on what it actually is.

📍 Seller Credits Mini-Series: Part 2 of 6

Simply put, a seller credit (or concession) is cash that the seller agrees to contribute toward your closing costs. Instead of just dropping the price of the home, they’re helping you cover the fees to get the deal done.

💡 What this means for you:
Think of it as the seller helping you cross the finish line. It keeps more liquidity in your pocket for things like renovations, moving expenses, or a rainy-day fund. In today’s market, cash is leverage.

Strategy always beats just looking at the sticker price. 📊

The market rewards those who know how to use every tool available. This is one of the best ones in the box right now.

Want to see how this fits into your home-buying strategy? Let’s talk.

📞 206-478-5001
Richard Mallory | Every Door Real Estate