Sheila Ortiz at Waterstone Mortgage Nmls#788632
Nearby finance companies
417 E. Palace Avenue
150 Washington Avenue, Suite #201
87501
231 Washington Ave
150 E Washington St, Ste 201
150 Washington Ave Suite 201
87501
62 Lincoln Avenue
136 Grant Avenue
136 Grant Ave
318 Grant Avenuee
326 Grant Ave
324 Paseo De Peralta, Suite B
231A County Road 84
300 Galisteo Suite 101
Nearby finance companies
119 E Marcy St
150 Washington Avenue, Ste 201
130 Lincoln Ave
901 W Alameda St
1100 S Saint Francis Dr
87502
Nearby realtors & realty services
216 Washington Avenue
231 Washington Ave
231 Washington Ave
231 Washington Avenue
231 Washington Ave
231 Washington Avenue
Nearby law practices
123 W San Francisco St
325 Paseo de Peralta
491 Old Santa Fe Trl
210 Montezuma Ave, Ste 200A
327 Sandoval St
911 Old Pecos Trail
Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF) I look forward to hearing from you soon!
Born and Raised in Santa Fe, I'm native of New Mexico. Anytime I leave the wonderful place I call home, I can’t wait to get back. I instantly miss the sense of community, the diverse culture, my family and the friends I’ve made along the way. There's so much to love about New Mexico: The Culture and Art, great food, awesome trails everywhere, and the fact that all four seasons can appear any time
06/13/2019
8 Things Learned from 2018n State of Hispanic Homeownership Report | Infographic
NAHREP recently released their 2018 State of Hispanic Homeownership Report – take a look at some of the great insights we can take away from it. Thanks for the awesome infographic, MGIC. https://hubs.ly/H0jghYz0
mgic-connects.com Our Hispanic homeownership mortgage infographic trends show us 92 percent indicate that in the future they are more likely to own a home than rent.
05/20/2019
Starting the Search for Your Dream Home? Here Are 5 Tips!
Starting the Search for Your Dream Home? Here Are 5 Tips!
simplifyingthemarket.com In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highl...
05/17/2019
Top Days to List Your Home for Sale [INFOGRAPHIC]
Top Days to List Your Home for Sale [INFOGRAPHIC]
simplifyingthemarket.com Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your home brought in a 10% premium over market value and are all i
05/16/2019
What is Really Happening with Home Prices?
What is Really Happening with Home Prices?
simplifyingthemarket.com Home values have softened over the last twelve months. We are no longer seeing 6-7% annual appreciation levels for the national housing market. The current numbers are closer to 4%. Some have suggested that year-over-year appreciation levels could fall to 3% or less this year. However, a stronger
05/15/2019
4 Tips for Making a Competitive Offer
4 Tips for Making a Competitive Offer
simplifyingthemarket.com So, you’ve been searching for that perfect house to call 'home,' and you've finally found it! The price is right, and in such a competitive market, you want to make sure you make a good offer so that you can guarantee that your dream of making this house yours comes true! Below are 4 steps provid
05/14/2019
New Research Shows Housing Is Affordable For First-Time Buyers
New Research Shows Housing Is Affordable For First-Time Buyers
simplifyingthemarket.com Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns. The National Association of Realtors (NAR) reports on the percentage of First-Time Home Buyers (F
05/13/2019
A Lack of Inventory Continues to Impact the Housing Market
A Lack of Inventory Continues to Impact the Housing Market
simplifyingthemarket.com The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up and distressed sales (foreclosures and short sales) have fallen to their lowest point in years. The market will continue to strengthen in 2019. However, t
05/10/2019
A Tale of Two Markets [INFOGRAPHIC]
A Tale of Two Markets [INFOGRAPHIC]
simplifyingthemarket.com Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and pre
05/09/2019
Mainstream Concerns about an Economic Slowdown Revisited
Mainstream Concerns about an Economic Slowdown Revisited
simplifyingthemarket.com Recently, we reported that many believe a recession could happen within the next two years. We explained that 70% of economists and market analysts surveyed last year believe that a recession will occur in 2019 or 2020 and that 42% of consumers currently looking to purchase a home also agree that a
05/08/2019
The Benefits of a 20% Down Payment
The Benefits of a 20% Down Payment
simplifyingthemarket.com If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth is that there are many programs available
05/07/2019
Home Buyers are Optimistic About Homeownership!
Home Buyers are Optimistic About Homeownership!
simplifyingthemarket.com When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a...
05/06/2019
Why Access Is One of the Most Important Factors in Getting Your House Sold!
Why Access Is One of the Most Important Factors in Getting Your House Sold!
simplifyingthemarket.com So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire process, and they have asked you what level of access you want to provide to your potential buyers. There are four elements to a quality listing. At the top of the list is access, follow...
05/03/2019
The Cost of Renting vs. Buying This Spring [INFOGRAPHIC]
The Cost of Renting vs. Buying This Spring [INFOGRAPHIC]
simplifyingthemarket.com Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every mark
05/02/2019
Your Fabulous New Dream Home is Now Available
Your Fabulous New Dream Home is Now Available
simplifyingthemarket.com Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a change in the type of home they live in. That two-story, four-bedroom colonial
05/01/2019
2 Trends Helping Keep Housing Affordable
2 Trends Helping Keep Housing Affordable
simplifyingthemarket.com Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that wages have increased at their highest rate in decades! These two factors have helped keep housing affor
04/30/2019
What Would Make You Sell Your House?
What Would Make You Sell Your House?
simplifyingthemarket.com There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtors asked recent home sellers to share their reason for moving. The younger the respondents, the more likely their top response centered around
04/29/2019
How Quickly Can You Save Your Down Payment?
How Quickly Can You Save Your Down Payment?
simplifyingthemarket.com Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state. Using data from HUD, Census and Apartme
04/26/2019
Existing Home Sales Slow to Start Spring [INFOGRAPHIC]
Existing Home Sales Slow to Start Spring [INFOGRAPHIC]
simplifyingthemarket.com Some Highlights: Existing Home Sales slowed to an annual pace of 5.21 million home sales in March. Low inventory levels are still impacting home sales! The current month’s supply of homes for sale is 3.9-months. Median home prices were up 3.8% over last March at $259,400. This marked the
04/25/2019
Renters Paying Substantially More While Owning Costs Less
Renters Paying Substantially More While Owning Costs Less
simplifyingthemarket.com In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national rent index was up 36% in December 2018 compared with December 2005, while the typical mortgage payment was down 4% ove...
04/24/2019
New Study Reveals One Surprising Reason for the Inventory Shortage
New Study Reveals One Surprising Reason for the Inventory Shortage
simplifyingthemarket.com There has been a great amount written on millennials and their impact on the housing market. However, the headlines often contradict each other. Some claim this generation is becoming the largest share of first-time home buyers, while others claim millennials don’t want to own a home, blaming them...
04/23/2019
With Inventory Low: Will Your Dream Home Need Some TLC?
With Inventory Low: Will Your Dream Home Need Some TLC?
simplifyingthemarket.com According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are willing to consider buying a fixer-upper, with 95% believing that the projects needed will inc
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Address
119 East Marcy Street, Suite 106
Santa Fe, NM
87501
Opening Hours
| Monday | 8am - 5pm |
| Tuesday | 8am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 8am - 5pm |
| Friday | 8am - 5pm |
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