Asuncion Rodriguez Jr. , Insurance Professional

Sorting out a loved one's estate can be a stressful time full of potential disputes. That's one reason why opting for gentler phrasing like "I wish" can be useful in your estate plan.

I Wish I May, I Wish I Might: Estate Planning’s Gentle Nudge Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives.

Here are a few financial takeaways we can draw from the recent bank failures.

Two Key Lessons From the Banking Crisis The banking crisis is a result of poor risk management. Learn from mistakes that caused it and apply the lessons to your retirement planning.

In what circumstances can the IRS reach out to you? Learn more about why and how they may contact a taxpayer.

Important details to understand when the IRS might contact a taxpayer | Internal Revenue Service IR-2023-56, March 23, 2023 — The Internal Revenue Service reaches out in multiple ways to educate taxpayers while ensuring it fairly enforces the nation’s tax laws. There are important factors to keep in mind about when the IRS may initiate direct contact with a taxpayer.

If tax season caught you off guard, have no fear -- here's what you need to know and the best next steps you can take to avoid further consequences.

What To Do If You Miss the Tax Deadline There are a few options available that can help reduce or eliminate penalties.

Twice a month, newsletter subscribers receive helpful information for their financial journey. The next edition will cover what you can do if you can't file taxes on time this year.

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If you're trying to improve your credit score or manage your spending habits, it helps to know your credit utilization rate. This guide covers what credit utilization means and how to calculate it.

Everything You Need to Know About Credit Utilization Learn how to lower your credit utilization rate, how your rate affects your credit, and how you can influence it month to month.

I bonds can have several tax advantages compared to other investments. But they aren't entirely exempt from taxation either -- these rules and conditions generally apply to EE bonds as well.

Are I Bonds Taxable? 10 Common Situations Series I bonds are a popular investment that can also help you save on taxes, but the federal income tax consequences can be complex.

Couples can benefit from defining and discussing their retirement needs together. Following these tips helps ensure that conversations with your partner about retirement are productive.

How to Talk to Your Partner about Retirement Tips for having a dispassionate discussion about the radical lifestyle changes that accompany your decision to stop working

If you claim social security benefits and keep your job, it could impact how much you can collect in some cases. The latest newsletter covers important details for your retirement planning.

Working While Collecting Social Security Your benefits might be reduced if you fit the following criteria.

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Having several sources of income can add extra confusion and stress during tax season. This guide can help you navigate your taxes to get the best return possible.

How to Maximize Tax Savings When You Have Multiple Income Sources Understanding how each income stream is taxed can help unlock additional savings.

Bond yield rates are climbing as of February, and economic indicators are hinting that cooling inflation earlier this year may have been a temporary trend.

Bond yields keep on rising Worldwide financial markets are adjusting to the reality that rates are going to go higher.