First Investment Services

This week's edition of the is here. Click the link for the latest thoughtful insight on market news: https://www.firstinvestmentservices.com/lpl-research-kf26a

Happy Father’s Day to all fathers and father figures. We hope you have a wonderful day celebrating with your loved ones!

The markets and our office will be closed today in observance of Juneteenth.

Life doesn’t stay the same—and financial plans shouldn’t either. Changes in career, family, or goals often mean it’s time to revisit strategies and ensure everything is still aligned.

Congress continues to increase the tax and estate planning benefits of 529 plans, making them a must-consider tool for parents and grandparents.

529 College Saving Plans Are More Powerful Estate, Tax Planning Tools

Financial planning is about more than numbers—it’s about creating a strategy that supports your goals through every stage of life. From retirement planning to risk management, a clear plan helps bring focus and confidence to financial decisions.

Retirement income planning isn’t something that’s set once and left alone. As markets shift, spending patterns change, and life evolves, it’s important to revisit how all the pieces work together. Taking time to review income sources, withdrawals, taxes, and planning details can help keep your strategy aligned with what matters most.

If these topics raise questions, a periodic review can help bring clarity and confidence moving forward: https://www.firstinvestmentservices.com/contact-1

Planning for retirement requires accurately estimating spending needs and consulting a financial advisor. Diversifying retirement savings into safer assets can protect against market downturns. Tracking expenses and adjusting spending during retirement are crucial to avoid depleting savings.

5 Essential Financial Tips to Help You Avoid Outliving Your Retirement Savings