Miracle Lender

🚨🚨 BUYERS LISTEN UP 🚨🚨

10 Year Yield officially hits 5%- BUYERS WHAT DOES THAT MEAN FOR YOU?!

🚨 LUXURY GIVEAWAY ALERT 🚨

Park Regency Realty + Miracle Lender are teaming up with Lamborghini Westlake, McLaren Westlake & Rolls-Royce Westlake for an incredible giveaway in celebration of our upcoming Cars, Coffee & Closers event! 🏎️☕️🤝

🎁 ONE WINNER WILL RECEIVE:

🍽️ $450 gift card to Geoffrey’s Malibu — dinner for two
✨ $250 gift card to Four Seasons Hotel Westlake Village
🚘 PLUS an extended weekend test drive in a Rolls-Royce!*

Here’s how to enter:

1️⃣ Follow Park Regency Realty + Miracle Lender
2️⃣ Tag a Realtor in the comments — every Realtor tagged = 1 entry
3️⃣ Repost this post to your story to DOUBLE your entries

🚨 You must be a Realtor to win.

The more Realtors you tag, the more chances you have to win! 🎟️

🏆 Winner will be announced the day of the event!

Come experience Cars, Coffee & Closers, presented by Park Regency Realty and Miracle Lender — where luxury cars, great coffee, and real estate connections come together.

🏎️ Cars, Coffee & Closers
📍 Park Regency Realty
📅 September 19

Tag your Realtors below and get entered! 👇

*Extended Rolls-Royce weekend test drive is subject to dealership eligibility requirements.

🔥 WE’VE PERFECTED NON-QM.

At Miracle Lender, we offer some of the MOST FLEXIBLE NON-QM loan options available. 🏡💰

Why? Because we’re not limited to one bank or one set of guidelines.

We work with DOZENS of banks and lenders, allowing us to shop different programs and find the right niche for each individual buyer.

Some of the flexible options we offer:

💵 Cash deposits? Programs available where they may not need to be sourced.

📊 No tradeline history? That can be OK as long as you have scores reporting from all 3 credit bureaus.

🎁 Need help with the down payment? Up to 100% gift funds may be allowed.

🏦 Bank Statement Loans
As little as 10% down using just 3, 12, or 24 months of bank statements.

📈 Profit & Loss ONLY
As little as 15% down using a P&L only — with NO bank statements required to support the income on the P&L.

Self-employed. Limited credit history. Large cash deposits. Gift funds. Income that doesn’t fit inside the traditional lending box.

There may still be a solution.

Instead of trying to force every borrower into the same program, we find the program that fits the borrower. 🎯

📲 Miracle Lender Inc.
Your situation doesn’t have to be traditional to become a homeowner.

Programs, terms, eligibility, and guidelines vary by lender and borrower qualifications. Equal Housing Opportunity.

🏡 WHY NON-QM LOANS ARE SOME OF THE MOST FLEXIBLE MORTGAGE OPTIONS AVAILABLE 🔥

Traditional guidelines don’t fit every borrower — especially entrepreneurs, business owners, and self-employed buyers.

That’s where Non-Qualified Mortgages (Non-QM) can open up options. 🔑

Depending on the specific loan program, borrowers may have access to:

✅ Flexible tradeline / credit-history requirements

✅ Flexible minimum credit-score options

✅ Certain cash deposits may not need to be sourced under applicable program guidelines

✅ Up to 100% gift funds may be permitted for the down payment

✅ Gift funds may also be eligible for required reserves, when permitted

✅ No traditional tax-return income documentation with certain programs

✅ No bank statements required to document income with a qualifying P&L-only program

✅ Profit & Loss Statement ONLY may be available for eligible self-employed borrowers

The biggest advantage of Non-QM isn’t just one feature — it’s flexibility.

If you’re self-employed, have unconventional income, significant write-offs, limited traditional credit history, or simply don’t fit inside the conventional lending box, there may still be a path to homeownership.

🏠 Don’t assume you don’t qualify just because your bank told you no.

📲 Miracle Lender Inc.
Your situation may not be traditional. Your mortgage doesn’t have to be either.

Programs, documentation requirements, gift-fund eligibility, credit requirements, rates, terms, and underwriting guidelines vary by lender and borrower qualification. Not all borrowers will qualify.

HomeLoans RealEstate Entrepreneur HomeBuyer MortgageTips LosAngelesRealEstate

We all have that client that doesn’t follow the directions lol 🫣
Who can relate? 🤭