BNT Financial PLLC

Business owners: what if your employee benefits could do more than just “check the box”?

“Take Care of Your People. Strengthen Your Business."

NAV USA EPIC is designed to help employers take better care of their people while also creating meaningful financial and operational value.

Here’s why this matters:

✅ Employees get access to preventive care and early detection services
✅ The program is designed to support wellness before health issues become bigger problems
✅ Participation is structured through a Section 125 cafeteria plan using pre-tax dollars
✅ Employers may benefit from payroll tax savings
✅ The program has been reviewed for compliance with ACA, ERISA, HIPAA, COBRA, and applicable IRS code sections
✅ Legal protection is available for certain federal regulatory actions tied to use of the plan

For companies that want to improve employee retention, support workforce health, and explore smarter benefit strategies, this is a conversation worth having.

Your employees are your greatest asset. Let’s talk about a benefit strategy that helps protect them and your bottom line.

📩 Message me today to schedule a quick conversation.

Brian Murrell
BNT Financial
[email protected]

Restaurant owners — is your bank saying “not right now” when your business needs funding?

Whether you’re trying to upgrade kitchen equipment, expand seating, launch a new marketing campaign, add catering or delivery, increase inventory, hire staff, or open another location, access to capital can make all the difference.

The good news? You may have options beyond the bank.

With our June Funding Special, restaurant owners can apply once and receive the best available offer from top funding providers. Decisions are often made the same day, and funding can happen as soon as the same or next day.

✅ Built for restaurant owners
✅ One application to multiple top providers
✅ Based mostly on monthly sales and deposits
✅ Minimum requirements may include $15,000+ monthly revenue, 550+ FICO, and 6 months in business
✅ June special: higher approvals, lower repayment costs, and larger prepayment discounts

Your restaurant works hard every day. Your funding should work just as hard.

“When your bank can’t help, we can. Restaurant funding decisions often made the same day.”

📩 Ready to see what you may qualify for? Message me today and let’s review your options.

Brian Murrell
BNT Financial
[email protected]

💰 Are You a Baby Boomer? You Could Be Leaving Thousands of Dollars in Social Security Benefits on the Table.

Most Americans make a permanent Social Security claiming decision without fully understanding all of their options. The result? Many retirees receive significantly less than they could have over their lifetime.

At Registered Social Security Analysts (RSSA®), we help individuals develop a personalized claiming strategy designed to maximize their lifetime Social Security benefits based on their unique situation.

✅ Maximize your lifetime benefits
✅ Understand spousal and survivor options
✅ Avoid costly claiming mistakes
✅ Gain confidence in your retirement income plan

Your Social Security decision may be one of the most important financial choices you'll ever make. Don't leave it to chance.

📞 Schedule your complimentary Social Security review today.

Brian Murrell
BNT Financial
📱 (469)-984-2302
📧 [email protected]

👉 Message me directly or call today to see how much more you may be able to receive over your retirement years.