Elite Real Estate Group

Market Update

Waiting for Rates to Drop? Here's Something to Consider...

Many buyers are sitting on the sidelines waiting for interest rates to fall.

The challenge?

When rates drop, buyer competition usually increases.

Sometimes buying the right home now and refinancing later can be a smarter move than waiting.

Every situation is different. Let's discuss your options.

Fernando Gamez | (602) 413-6826
REALTOR

🏡 JUST LISTED IN GLENDALE, AZ! 🏡

✨ 4 Bedrooms + Bonus Room | 3 Bathrooms | 3,052 SqFt
💰 Offered at $756,000

Welcome to this stunning home in the highly sought-after Sierra Verde community! This spacious floor plan offers room for the whole family with a downstairs bedroom and full bath, a large bonus room upstairs, and an incredible primary suite with its own private balcony.

🌴 Resort-Style Backyard
🏊 Private Pool
🔥 Fire Pit
🍔 Outdoor Kitchen & Bar
🏡 Gazebo & Putting Green
🚗 3-Car Garage
📍 Close to Loop 101, shopping, restaurants, and entertainment

💰 Financing Examples @ 5.99% Interest Rate (Approximate)

✅ FHA Loan (3.5% Down)

Purchase Price: $756,000
Down Payment: ~$26,460
Loan Amount: ~$729,540

Estimated PITI: $5,500 - $5,900/month

✅ Conventional Loan (10% Down)

Purchase Price: $756,000
Down Payment: ~$75,600
Loan Amount: ~$680,400

Estimated PITI: $4,900 - $5,300/month

✅ Conventional Loan (20% Down)

Purchase Price: $756,000
Down Payment: ~$151,200
Loan Amount: ~$604,800

Estimated PITI: $4,300 - $4,700/month

✅ VA Loan (0% Down)

Purchase Price: $756,000
Down Payment: $0

Estimated PITI: $5,100 - $5,500/month

📲 Interested in learning more or scheduling a private showing?

Send me a message today!

Fernando Gamez | (602) 413-6826
REALTOR

Thinking About Selling Your Home?

Not every seller needs the same solution.

Some homeowners want:
✅ Top Dollar on the Market

Others need:
✅ A Fast Sale

And some benefit from:
✅ Creative Financing Options

At Elite Real Estate Group, we help homeowners find the solution that works best for their situation.

Fernando Gamez | (602) 413-6826
REALTOR

Did You Know?

Did You Know You May Be Able to Buy a Home Without Perfect Credit?

Many buyers believe they need perfect credit and years of tax returns to become homeowners.

Depending on the property and financing available, there may be alternative paths to homeownership.

🏡 Traditional Financing
🏡 Owner-to-Owner Homes
🏡 Creative Financing Solutions

Message me to learn more.

Fernando Gamez | (602) 413-6826
REALTOR

Rent vs Buy

Stop Making Your Landlord Rich

Every month you pay rent, you're helping someone else build wealth. When you own a home, a portion of your payment goes toward building equity in your future.

Have you thought about buying but aren't sure where to start? Send me a message and let's explore your options.

Fernando Gamez | (602) 413-6826
REALTOR

Leiste bien!! NO TAXES NO CREDITO! Compra tu casa ya!