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Coach
Entrepreneur
Funder
Credit pro
05/25/2026
A lot of “funding advice” online sounds good… until you actually apply at banks.
That’s why so many people have high scores, added AU’s, Credit Strong accounts, Kikoff accounts, and still can’t get approved for real funding.
Here’s the truth:
• You do NOT need business credit to get business funding
• AU’s can help scores, but they don’t build a strong lending profile
• Every bank is NOT the right bank for YOUR profile
• A 750 score alone doesn’t mean you’re funding ready
• Score boosting accounts increase scores more than they increase approvals
• Denials are data. They tell you what needs to be fixed
• Somebody else getting $50K doesn’t mean you will
• Strategy and sequence matter just as much as the profile itself
Banks look at the FULL picture:
Relationship.
Exposure.
Income.
Liquidity.
Profile strength.
Business structure.
Timing.
And overall risk.
This is why two people with the same score can get COMPLETELY different results.
Funding isn’t random.It’s strategic.
If you want to learn how to properly structure your profile and build a real funding strategy, send me a DM saying “READY”
You ever have your business get denied for a bank account? Not cause of anything that you did, but simply because of the industry you’re in?
Come June 9th, that’ll change
Take a 1 minute of your life and watch the entire video to understand
I’m on my nerd s**t with this one, but I can’t help it. I get excited about this stuff
The biggest banks in America are lending more money than ever, and most business owners still can’t get approved
JPMorgan, Bank of America, and Wells Fargo collectively hold over $3.7 trillion in loans as of Q1 2026. Commercial lending is up 22% year over year. The money is there
But here’s the problem; big banks are only approving about 22% of small business applications. Community & regional banks are approving 34%
That gap exists because most business owners approach funding backwards. They go straight to the biggest name they know instead of building the relationship and credit profile that gets them approved anywhere they want
The business owners who are getting funded right now aren’t the ones with the most money….they’re the ones who built their profile correctly before they needed the money
Drop a “FUNDING” in the comments and I’ll show you where to start 👇🏾
Strategy over speed every time
Speed gets you something. Strategy gets you more
05/13/2026
U.S. Bank has quietly become one of the most underrated business funding plays right now. 👀
From cashback cards…
To travel rewards…
To flexible spending options…
There’s a U.S. Bank business card for almost every type of entrepreneur.
Here’s why people are paying attention to U.S. Bank business cards right now:
✅ Competitive rewards
✅ Strong 0% APR options
✅ Multiple business card products
✅ Potential for solid limits
✅ Great options for startups & established businesses
✅ Helps build stronger banking relationships
The biggest mistake I see?
People apply for business funding without a real strategy.
The right card.
The right order.
The right banking relationships.
The right timing.
That’s what changes results.
DM me “READY” if you want help building a real business funding strategy and finding the best cards for your business profile
Stacking your profile with a bunch of authorized user accounts won’t get you funding. Sorry to break it to you
Matter fact, AU’s are trash in most cases…..
Except this one. This is the best scenario to use authorized user accounts
Keep wasting your money if you want
Personally, I’d rather you save a few thousand and get funding the correct way
Those aged corps are trash if financials aren’t attached
Stop chasing shortcuts. Build your credit and get funding. The formula is simple
Let me show you how to legally turn $5K into $50K
All it takes it strategy and a little patience
Most entrepreneurs are playing the funding game blind. 👀
You’re submitting applications without knowing if you even qualify — and that’s costing you approvals, inquiries, and time.
Here’s what you need to know:
💳 Business Credit Card → Fastest approval. Can be same-day. Great for building credit history and stacking limits.
📊 Business Line of Credit (BLOC) → Requires 2 years in business at most banks+ revenue. Flexible capital you access on demand.
🏦 Business Loan → The long game. No real time frame in business, but revenue is a must, real financials, bigger amounts. Built for scale.
Know your position before you apply. Strategy beats hustle every time.
📲 DM me “READY” and I’ll show you exactly where you stand and what you qualify for right now.
⬇️ Save this before you apply for anything
Stop getting denied. Start getting funded
Use the word READY to get a customized funding sequence from me
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