MultiFi

MultiFi customers can now find the resources needed for their Multifamily Small Balance Loan investments through Berkadia Small Loans.

Small Loans SMALL LOANS FOR YOUR BIG PICTURE. Berkadia Small Loans offers Fannie Mae Small Loans and Freddie Mac Optigo® Small Balance Loans for multifamily loans up to $7.5 million.

Wondering how agency multifamily small loan programs offer some of the most competitive rates in the industry?

The government-sponsored entities (GSEs), Fannie Mae and Freddie Mac, guarantee the timely payment of principal and interest to the investors who ultimately purchase your securitized loan and in turn, demand a lower rate of return than most other lending sources.

Check out our website to see our rates and learn more about the other terms and advantages of the agency small loan programs! https://hubs.li/Q018HtmR0

Do you have short-term tenants occupying your multifamily rental property?

If so, you may not be eligible for the competitive rates and terms offered through agency financing. Both Fannie Mae and Freddie Mac’s small loan programs have strict requirements for the allowable percentage of short-term rentals which typically cannot exceed 5%. Short-term rentals are any leases with less than 6-month initial terms including airbnb/vacation rental units.

Want to learn more about the basic agency program requirements? Check out our Eligibility Guide today: https://hubs.li/Q018HnpW0

MultiFi x Crexi: Find & Finance Your Next Multifamily Property

We know that finding your next multifamily investment property and securing the best financing can be challenging. That’s why we’ve partnered with our friends at Crexi to explain how to search for multifamily properties that are likely to qualify for the ideal mix of terms available through the agency small loan programs. We also provide an overview of alternative financing options and how their terms stack up.

Check out our Insight today: https://hubs.li/Q018BBf10

Thinking about selling your multifamily investment property to access your built-up equity? Consider a cash-out refinance instead!

A cash-out refinance can create endless opportunities for your multifamily investment portfolio including:

🛠️ Funds for renovations
🌱 Replenishment of your upfront investment
💸 Equity to purchase your next investment property
💰 Ability to pay off higher-cost debt in your portfolio

Check out our featured Insight to learn more about selling vs. refinancing: https://hubs.li/Q018p0Hz0

Don’t wait to lock your rate! 🔒

With interest rates on the rise, you should consider locking in long-term fixed rate financing on your multifamily property before it’s too late! Freddie Mac SBL continues to offer rates below 4.25% for certain loan options with the added benefit of holding your rate as soon as you sign an application.

Customize and secure your rate today! https://hubs.li/Q0186gwr0

At MultiFi, we are focused on 3 guiding principles:

🔓 Access
🤝 Guidance
🌱 Growth

Our expert partners are not only committed to helping you secure the best possible rates and loan terms, but also invested in your continued success! In addition to guiding you through the multifamily financing process, with MultiFi you gain access to our vast knowledge of local markets, real estate trends and data to help you achieve your goals and get more out of your multifamily investment.

Connect with one of our experts today to learn more: https://hubs.li/Q0180JtT0

Take your personal liability out of the picture when it comes to financing your 5+ unit multifamily property!

Fannie Mae and Freddie Mac’s small loan programs offer non-recourse loans, meaning if your property does not perform as expected, your personal assets are safe! Bank and credit union loans are typically full recourse, putting your personal assets at risk in the event of a default.

Check out our website today to learn more about the benefits of financing through MultiFi: https://hubs.li/Q017Mtx50

Financing your multifamily property can feel overwhelming, but you don’t have to go through it alone.

You work directly with the decision makers at MultiFi! Our expert partners will not only help you secure the most competitive terms, but they will also be by your side every step of the way to guide you through the entire financing process with ease!

Feel secure when financing your multifamily property, connect with one of our experts today! https://hubs.li/Q017xzFs0

Searching for multifamily properties outside your local market?

Keep in mind that in order to reap the benefits of Fannie Mae and Freddie Mac’s small loan programs, you are typically required to live within 100 miles of your 5+ unit rental property. If you do not live near the property, prior experience in that market or similar markets as well as utilizing a locally experienced property manager may get you over the requirement hurdle.

Explore the other agency small loan program requirements and see if you qualify by downloading our Eligibility Guide: https://hubs.ly/Q017tw2m0

Are you looking to achieve the maximum loan amount when financing your multifamily property?

Through our direct partnerships with Fannie Mae and Freddie Mac’s small loan programs, MultiFi can provide you with up to 80% LTV on your 5+ unit rental property. With local banks, and other multifamily financing options, you are typically capped at 75% LTV or less, especially if your property isn’t located in a top market.

Check out our website today to learn more about the benefits of working with MultiFi: https://hubs.ly/Q017cDY10

GSE, EGI, DCR, and the list goes on...

We know some of the lingo used in multifamily financing can be confusing, so we created a go-to guide defining all of the terms you need to know!

Check out our glossary so you can get up to speed today: https://hubs.li/Q0174tXv0