Retire Ready Rx

When a diagnosis came with no insurance-approved timeline, we learned something about faith we hadn't fully understood before: you don't always get the how before you need the why.

New post about standing in that gap, and what carried us through it: https://retirereadyrx.com/2026/06/16/the-wait-we-couldnt-afford/

Moving to Florida came with the usual changes, new house, new climate. What surprised me was how differently people here treat strangers, from kids on the beach saying "yes sir" to being called "Mr. Ray" at the grocery store. It made me think about how I treat people too.

Read the full story here: https://retirereadyrx.com/2026/06/15/yall-yes-sir-and-a-whole-lot-of-miss-loriann/

Most of us say "I'm grateful" without really feeling it. There's a big difference between the words and the actual feeling — and I didn't learn that difference until life took some things away from me first.

New post on the blog today. I think this one will hit home for a lot of you.

https://retirereadyrx.com/2026/06/12/what-gratitude-actually-feels-like-and-why-most-of-us-miss-it/

Years ago LoriAnn and I passed on land that now sells for $250,000–$350,000 a lot. That wasn't a bad investment decision. It was scarcity thinking.

New post today — what that cost me, what faith actually says about money (not what we were told it says), and how abundance shows up in ways that have nothing to do with your bank account.

https://retirereadyrx.com/2026/06/11/what-scarcity-cost-me-and-what-abundance-has-given-back/

I spent 37 years building Mountain Springs Dental from a single rented treatment room. When it was time to sell, a DSO was my best option. Here's my honest account of how the deal worked, what changed after they took over, and what I wish I'd known before I signed.

https://retirereadyrx.com/2026/06/10/what-i-wish-id-known-before-i-sold-to-a-dso/

Some mornings in retirement you wake up ready to take on the world. Other mornings the fog just won't lift. I've been honest about both in my latest post and shared what actually helps. Link in the comments.

https://retirereadyrx.com/2026/06/09/why-some-mornings-in-retirement-feel-like-a-gift-and-others-feel-like-a-fog/

Nobody warns you about this part of retirement.

I spent 37 years as the provider in our home. The day I stopped working, something shifted inside me that I wasn't prepared for. It wasn't about LoriAnn and me — it was about me.

The money dynamic in marriage changes when one spouse retires, and almost nobody talks about it honestly. Post 13 on the blog is about what actually happened in our home, and what I wish someone had told me before I retired.

If you're within five years of retirement, this one is worth your time.

https://retirereadyrx.com/2026/06/08/when-retirement-changes-the-money-dynamic-and-nobody-talks-about-it/

Nobody hands you a guidebook when you retire. I learned that the hard way when I hit 65 and discovered my S-corp health insurance didn't qualify as Medicare coverage. The penalty for missing that window follows you for life.

Post 12 on the blog covers what I wish someone had told me about Medicare enrollment and Social Security timing before I had to figure it out myself. If you're within five years of retirement — or you own your own business — this one is worth your time.

When Should You Take Social Security? What Nobody Told Me Before I Had to Decide I was still working at 65 and assumed my S-corp health insurance covered me for Medicare. It didn’t. Here’s what I learned about Medicare enrollment and Social Security timing that I wi…

After 37 years as a dentist, the hardest part of retiring wasn't leaving the practice — it was letting go of who I thought I was.

My identity was wrapped up in that title for nearly four decades. When it was gone, I had to lean on something deeper. My faith taught me that God doesn't retire you from purpose — He redirects it.

If you're wrestling with who you are on the other side of your career, this post is for you.

👇 Read the full post at the link below.

https://retirereadyrx.com/2026/06/03/what-my-faith-taught-me-about-letting-go-retiring-after-37-years-in-practice/

Take time to think!

Think about this! 😇