Jeff Bethurem-Insurance Agent

Jeff Bethurem, provides all insurance needs for your family or business. Give Jeff a call today 573-348-1731 Providing professional insurance services for all your needs!

Operating as usual

06/07/2022

Did you know that the dryer is the number one fire hazard in the house?
The source of fires often come through the dryer venting and lint trap.
Thus, it’s important to know how to maintain your dryer vent and prevent fires from breaking out.
Here are some tips to clean your dryer vents....
https://www.airductbrothers.com/how-to-do-dryer-vent-cleaning-safely/
Need a quote on Home Insurance?
Give me a call! ☎️573-348-1731 and ask for Jeff!

06/06/2022

One in five Americans admits to leaving food cooking unattended on the stove, found an American Red Cross survey.
Walking away from food cooking in the kitchen is a serious fire risk.
The leading cause of home fires is cooking and the leading cause of those fires is unattended cooking!
If you need to use the stove or oven, be sure to keep an eye on it.
Need a quote on Home Insurance?
Give me a call! ☎️573-348-1731 and ask for Jeff!

These 4 Home Upgrades Are Tax-Deductible 06/06/2022

These 4 Home Upgrades Are Tax-Deductible

If your home is your primary place of work, you can deduct improvements to your home office.
If you are self-employed and work from home, then you may be able to deduct some of those home improvement expenses.
Check it out!
If you are self employed and need an insurance quote, give me a call 573-348-1731 and ask for Jeff.

These 4 Home Upgrades Are Tax-Deductible Find out if you qualify for a tax deduction on these home improvements.

6 Lazy River Summer Tubing Trips In Missouri To Start Planning Now 06/04/2022

6 Lazy River Summer Tubing Trips In Missouri To Start Planning Now

If you’re a fan of relaxing on a summer day, consider hitting the river on one of these great options for summer tubing in Missouri.

6 Lazy River Summer Tubing Trips In Missouri To Start Planning Now Start planning how you're going to keep cool on those hot summer days by planning one or more summer tubing trips in Missouri.

06/03/2022

Left for too long, a dirty HVAC system air filter can reduce your comfort, reduce heating and cooling energy efficiency, make your system work harder, and in more extreme cases, cause the system to shut down completely when air flow is severely restricted.

The good news is, replacing your home’s air filter is, in most cases, easy to do, inexpensive, and not overly time consuming.
Here’s how to replace your air filter:
https://www.carrier.com/residential/en/us/homeowner-resources/hvac-basics/five_steps_to_replace_your_home_air_filter.html
Need a quote on Home Insurance?
Give me a call! ☎️573-348-1731 and ask for Jeff!

06/03/2022

Celebrate National Donut Day!!🍩
Enjoy!🥳

Here’s Why You Should Close Your Bedroom Door at Night 06/03/2022

Here’s Why You Should Close Your Bedroom Door at Night

Closing your door may not seem like a big deal, but in the event of a house fire, it could give you more time to escape a fire at night.🔥

Here’s Why You Should Close Your Bedroom Door at Night It may not seem like a big deal, but when it comes to your family's safety, it's vital. Here's why you should close your bedroom door.

Rising Inflation Could Mean Your Home Is Underinsured - NerdWallet 06/02/2022

Rising Inflation Could Mean Your Home Is Underinsured - NerdWallet

Rising construction costs could leave many homeowners without enough insurance. 🤔

Here’s how to know you have sufficient coverage to rebuild should the worst happen.🔥🌪⚡️
Give me a call and let's do an Insurance Check-Up for your Home Insurance...
☎573-348-1731 Ask For Jeff

Rising Inflation Could Mean Your Home Is Underinsured - NerdWallet Rising construction costs could leave many homeowners without enough insurance. Here’s how to know you have sufficient coverage should the worst happen.

What To Do if You See a Tornado While You're Driving | The Weather Channel - Articles from The Weather Channel | weather.com 06/01/2022

What To Do if You See a Tornado While You're Driving | The Weather Channel - Articles from The Weather Channel | weather.com

"Highway overpasses are NOT tornado shelters, and these should be avoided," NOAA road safety guidelines state. "Ditches, culverts and ravines should be used only as an absolute last resort. You will be exposed to flying debris, rain and hail, lightning and extreme wind."

What To Do if You See a Tornado While You're Driving | The Weather Channel - Articles from The Weather Channel | weather.com If you think taking shelter in a ditch or under an overpass is the best thing to do, you're wrong. - Articles from The Weather Channel | weather.com

06/01/2022

As a Business Owner, are you protected?

A Business Owners Policy (BOP) from Golden Rule Insurance Agency creates a customized insurance policy that combines
✅Property,
✅Commercial General Liability, and
✅Crime Insurance, as well as additional coverage types based on your needs.
Give me a call and let's discuss protecting your business....
☎573-348-1731 Ask for Jeff

4 Surprising Things Home Insurance May Not Cover 05/31/2022

4 Surprising Things Home Insurance May Not Cover

Standard homeowners insurance policies usually exclude sewer backups, which can occur when sewage and dirty water enter into the home instead of flowing out of it.
Unsurprisingly, sewage entering a property can cause catastrophic damage that is extremely expensive to remediate.
Need a quote on Home Insurance?
Give me a call! ☎️573-348-1731 and ask for Jeff!

4 Surprising Things Home Insurance May Not Cover Home insurance can provide important protection but doesn't necessarily cover everything. Flooding is just one of many things that it may not cover.

05/31/2022

Do you need a Commercial Umbrella Policy?

Major lawsuits are a result of accidents that occur either on or off the premises of your business.
The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

✅Accidental falls or slips on your property
✅A carbon monoxide leak in your building
✅Libel, slander, or invasion of privacy
✅If one of your products causes injury or illness
✅If a fire in your building damages other property
✅Violations of Employment Practices Liability
✅If your business vehicle is involved in an accident

05/30/2022

Enjoy your Memorial Day Weekend~ But Remember Why We Are Able to Celebrate! 🇺🇸

Rules Of The Water: When Two Boats Meet, Here’s Who Must ‘Give Way’ 05/28/2022

Rules Of The Water: When Two Boats Meet, Here’s Who Must ‘Give Way’

🚤Driving a boat comes with its own set of rules, and on a busy waterway like Lake of the Ozarks, ignorance isn’t a luxury boaters can afford.

https://www.lakeexpo.com/boating/rules-of-the-water-when-two-boats-meet-here-s-who-must-give-way/article_1f51dbe6-717c-11e7-89ca-27d5078d28bb.html

Rules Of The Water: When Two Boats Meet, Here’s Who Must ‘Give Way’ Driving a boat comes with its own set of rules, and on a busy waterway like Lake of the Ozarks, ignorance isn’t a luxury boaters can afford.

Memorial Weekend Fireworks Guide For Lake Of The Ozarks 05/27/2022

Memorial Weekend Fireworks Guide For Lake Of The Ozarks

For Memorial Day Weekend, families from across the country flock to Lake of the Ozarks to enjoy fun on and off the water, and of course, fireworks!

Here's a guide to Memorial Day Weekend Fireworks displays around the Lake.

Memorial Weekend Fireworks Guide For Lake Of The Ozarks When Memorial Day weekend arrives, it's a sure sign the summer boating season has begun at Lake of the Ozarks!

05/27/2022

Every day, 29 people in the United States die in motor vehicle crashes that involve an alcohol-impaired driver.
This is one death every 50 minutes.
The annual cost of alcohol-related crashes totals more than $44 billion.

05/27/2022

Workers Compensation can cover financial obligations such as:

✅An injured employee’s medical expenses/treatment
✅The replacement of lost wages from injury time off

✅If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages.
✅That’s why it’s important to discuss your options, I can help you find the right coverage options for all your business needs.
☎️Give me a call 573-348-1731 Ask for Jeff

DWI Enforcement Ramping Up This Weekend At Lake Of The Ozarks 05/26/2022

DWI Enforcement Ramping Up This Weekend At Lake Of The Ozarks

It's weekends of the year at Lake of the Ozarks. And the Missouri State Highway Patrol says they'll be working extra to keep drunk drivers off the roads.

https://www.lakeexpo.com/news/crime/dwi-enforcement-ramping-up-this-weekend-at-lake-of-the-ozarks/article_164cfafa-bf1e-11eb-a3ea-7bb2895e6748.html

DWI Enforcement Ramping Up This Weekend At Lake Of The Ozarks LAKE OF THE OZARKS, Mo. — It's Memorial Day Weekend, one of the biggest weekends of the year at Lake of the Ozarks. And the Missouri State Highway Patrol says

What Rising Prices Could Mean for Your Retirement Plans - NerdWallet 05/25/2022

What Rising Prices Could Mean for Your Retirement Plans - NerdWallet

If your stop-work date is on the horizon, here’s what you should understand about how inflation affects your retirement.

What Rising Prices Could Mean for Your Retirement Plans - NerdWallet Inflation means your retirement savings won’t go as far. Here’s how to pivot.

05/25/2022

If you have driven a boat on a Holiday Weekend at the Lake of the Ozarks, you will know it is not for the faint of heart.
Most boaters involved in accidents have never taken a boating safety course.
Boat On Course, educational boating safety videos from the National Safe Boating Council, teach the basic navigation rules of boating.
Watch at your own pace, and test your knowledge at the end of each video.
https://boatoncourse.com/

Protect yourself, your passengers and your boat with these boating safety tips. 05/24/2022

Protect yourself, your passengers and your boat with these boating safety tips.

🚤It's Boating Safety Week🚤
Use common sense on the water
Rules on the water aren’t much different than rules on the road. It’s important to use common sense, such as staying alert at all times, operating at a safe speed and ensuring that passengers stay safely within the boat’s railings.

Protect yourself, your passengers and your boat with these boating safety tips. Check out these important boating safety tips before hitting the water.

05/24/2022

🇺🇸Memorial Day🇺🇸
The official "unofficial" kickoff weekend for “pretty much almost might as well be summer”!
If you are planning to travel, barbecue or spend a weekend in the sun, here are a few simple tips that will help you keep safe this Memorial Day. 🇺🇸

05/24/2022

😲With more than 11 million recreational vessels registered in the U.S., millions of Americans are enjoying time on and in the water.

😕The U.S. Coast Guard reported 4,291 boating incidents that resulted in 658 deaths, 2,629 injuries and about $46 million in property damage.
😎Stay safe by being prepared and using the appropriate equipment, whether enjoying a ride on a motorized boat, paddling a kayak or wakeboarding.
Want to make sure you are properly Insured?
☎Give me a call, 573-348-1731 and ask for Jeff

05/23/2022

Memorial Day is right around the corner.....😎
If you own a Lake Bar or Restaurant, Pay Attention!

Running a business involving liquor carries more risk than you may think.
It only takes one intoxicated individual to have an accident or mishap before your livelihood is on the line.

Thankfully, there is a way to protect yourself in the event that you face costly lawsuits.

Liquor liability insurance could be a vital asset to your business. From improving your general liability coverage to fulfilling state requirements, here are ten reasons why you might need liquor liability insurance.
Let's make sure you are protected,
Give Me A Call
☎573-348-1731 and Ask for Jeff

🍸

05/21/2022

🥱Lack of sleep can make you less alert and affect your coordination, judgement, and reaction time while driving.
😲Studies have shown that going too long without sleep can impair your ability to drive the same way as drinking too much alcohol.

05/20/2022

There are several steps that go into trailering a boat before you even get to the ramp, and missing any of them can have tragic results.
We asked Facebook fans where they thought boat owners most often go wrong when launching a boat from a trailer:

🛑Disconnecting tie-down straps
🛑Making sure the drain plug is in place
🛑Setting the parking brake on the towing vehicle
🛑Not undoing the winch line
They agreed that not setting the parking brake on the towing vehicle was the most common reason why boaters ended up with their vehicle in the water.
This happens more often than any boat enthusiast would like, and it’s painful to watch.

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4065 Osage Beach Pkwy
Osage Beach, MO
65065

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Osage beach lake area 573-348-1731

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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