What are the opening hours?

Monday 7:30am - 4pm Tuesday 7:30am - 4pm Wednesday 7:30am - 4pm Thursday 7:30am - 4pm Friday 7:30am - 6pm

Y-12 Credit Union

Stronger together. Serving with purpose. Focused on you. FSB was founded in 1899 by George H. And now, we begin an exciting new chapter.

Reese in Pineville, Kentucky, with a vision built on integrity, reliability, and personal service. For over 120 years, our team has remained deeply committed to supporting the financial well-being of individuals, families, and businesses across Eastern Kentucky and East Tennessee. Our legacy has always been centered on people—those we work with, those we serve, and the communities we call home. Ov

er the decades, we’ve grown alongside our past customers, expanding into new communities, offering new services, and continuing the tradition of personalized financial support. With a proud family legacy spanning generation, the Reese family has provided trusted leadership through changing times, helping shape FSB into the strong, community-focused institution it is today. We are proud to continue our mission as FSB, a Division of Y-12 Credit Union. Y-12 Credit Union is one of Tennessee’s most respected credit unions, with more than $2.15 billion in assets and over 115,000 members. This partnership marks a powerful opportunity for our customers—and our communities—to access more resources, greater technology, and expanded financial tools, all while keeping the same friendly, familiar service you’ve always known from FSB. This transition is about growth without losing identity. While our name and look may be evolving, what hasn’t changed is our dedication to serving you with integrity and care. You’ll still work with the same local team—now with the added strength of a not-for-profit credit union behind us. As part of Y-12 Credit Union, you’ll benefit from:

Access to a wider range of lending products, including home and auto loans

Enhanced digital banking tools and mobile services

Continued local decision-making and relationship-based service

The same team members you know and trust

An expanded network of locations (with full access to Y-12 branches in Summer of 2026)

We’re excited about what this means for our customers, our team, and the future of our communities. Whether you’re opening your first account, growing your business, or planning for what’s next, we’re here to walk with you—just as we have since 1899.

02/23/2026

☃ Inclement weather update for Mon, Feb. 23:

New Tazewell Banking Center, Middlesboro Main Banking Center, Middlesboro East Banking Center, Pineville Main Banking Center, Pineville 119 Banking Center, Waterpark Banking Center, and London Banking Center will open at 9 am.

Our Member Engagement Center will operate with normal hours. Please check back for the latest updates.

02/19/2026

Renovations are underway at our Middlesboro Main Branch. 🔨

Despite the dust, member and employee safety remains our top priority. All construction areas will be fully secured, and the branch will stay fully functional during business hours.

02/03/2026

🛑 Middlesboro, Ky Alert 🛑

Our Middlesboro East Banking Center is temporarily closed today Feb. 3, 2026 due to a power outage.

We’ll provide updates as soon as they become available. Thank you for your patience.

02/01/2026

☃ Inclement weather update for Mon, Feb. 2:

All Banking Centers will open at 10 a.m.

Our Member Engagement Center will operate with normal hours. Please check back for the latest updates.

01/30/2026

📣 Inclement weather update for Fri, Jan. 30:
Our London Banking Center will close at 1:30 p.m. All Banking Center drive-thrus will close at 4 p.m.

Our Member Engagement Center will operate with normal hours. Please check back for the latest updates.

01/26/2026

📣 Inclement weather update for Tues, Jan. 27:

All Banking Centers will open at 10 a.m.

Our Member Engagement Center will open normal business hours. Check back for updates.

01/26/2026

Schedule Update for Mon, Jan. 26:

Pineville 119 Banking Center, Pineville Main Banking Center, London Banking Center, New Tazewell Banking Center, Tates Creek Banking Center, and Waterpark Banking Center will be closed.

All other Banking Centers will open at 12 p.m.

Our Member Engagement Center will open normal business hours. Check back for the latest updates.

01/26/2026

Schedule Update for Mon, Jan. 26:

London Banking Center, Tates Creek Banking Center, and Waterpark Banking Center will be closed.

All other Banking Centers will open at 12 p.m.

Our Member Engagement Center will open normal business hours. Check back for the latest updates.

01/25/2026

Schedule Update for Mon, Jan. 26:

London Banking Center and Tates Creek Banking Center will be closed. All other Banking Centers will open at 10 a.m.

Our Member Engagement Center will open normal business hours. Check back for updates.

01/20/2026

Ready to love where you work? We’re looking for new team members to join our award-winning, people-first culture! 🏆✨

Check out our open positions at y12fcu.org/careers!

01/16/2026

📣 Our offices will be closed on Monday, January 19. We’ll be back to our normal business hours on Tuesday, January 20, ready to help you.

01/13/2026

🛑 London, Ky Alert 🛑

11:30 AM Update: The London Banking Center is now open.

Our London Banking Center is temporarily closed today (01/13/2026) due to a structure fire on Main Street.

We’ll provide updates as soon as they become available. Thank you for your patience.

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Our Story

This is the official page of First State Bank of the Southeast.

Telephone

8002485950

Website

https://y12fcu.org/

Address

Oak Ridge, TN

Opening Hours

Monday	7:30am - 4pm
Tuesday	7:30am - 4pm
Wednesday	7:30am - 4pm
Thursday	7:30am - 4pm
Friday	7:30am - 6pm

Y-12 Credit Union

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