James Myrick, Loan Originator, NMLS #938105 As one of the top mortgage companies in Staten Island, Envoy Mortgage is committed to providing a stress-free home buying process for every one of our customers buying a home.
With over 20 years in the business, we offer a variety of options such as the Conventional loan, FHA loan, VA loan and many other types of home loans, at some of the most competitive mortgage rates Staten Island has to offer. Our commitment to providing expertise and quality service to every homebuyer and partner we run across has resulted in strong customer loyalty and satisfaction nationwide. To
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10 Mortgage Shopping Mistakes You Don't Want to Make https://bit.ly/3wdQ9xo
10 Mortgage Shopping Mistakes You Don't Want to Make Want to make sure your mortgage loan comes through smoothly? That you get a great rate? Avoid making these mortgage shopping mistakes.
What Does As-Is Mean for Buyers? https://bit.ly/3MYecpM
What Does As-Is Mean for Buyers? - Realty Times If you’re looking for a new home, you might see some listings being marketed with the term “as-is.” When a home is sold as-is, it’s appealing from the seller's perspective because they don’t have to put time or money into fixing certain things. If they want to sell quickly, it’s a go...
4 Tasks That Veteran Homeowners Know You Gotta Do in March https://bit.ly/3tfLlFX
4 Tasks That Veteran Homeowners Know You Gotta Do in March Here are some key maintenance tips, such as getting rid of bare patches on your lawn and checking your roof for signs it needs repair or replacement.
How Much House Can I Afford? | The Ascent https://bit.ly/3MLonyb
How Much House Can I Afford? | The Ascent Calculate how much house can I afford with our mortgage calculator. We also show you the formula and give action steps to take when purchasing a home.
How to Avoid a Delayed Closing: 7 Common Roadblocks to Be Aware of https://bit.ly/3KDyd3f
How to Avoid a Delayed Closing: 7 Common Roadblocks to Be Aware of How can you avoid a delayed closing? We walk through 7 roadblocks to be aware of, from a low appraisal to issues in the final walkthrough.
Brief drop in mortgage rates sparks mini refinance boom https://cnb.cx/3MvZwOy
What is an escrow or impound account? | Consumer Financial Protection Bureau https://bit.ly/3CurLc0
What is an escrow or impound account? | Consumer Financial Protection Bureau An escrow account, sometimes called an impound account depending on where you live, is set up by your mortgage lender to pay certain property-related expenses.
4 Little Ways to Promote Peace of Mind and Positivity During Your Home Search https://bit.ly/3topfQp
4 Little Ways to Promote Peace of Mind and Positivity During Your Home Search When you hear of a friend or family member buying a home, it sounds like a very wise thing to do—a savvy investment and a nice step to take in
Still Thinking of Refinancing? https://bit.ly/3hwrUC0
Still Thinking of Refinancing? - Realty Times Most homeowners with a mortgage will likely refinance their existing loan at least once over the life ot the mortgage. The reason? It's usually because rates have fallen to a level lower than what they currently have. That's the most common when homeowners start thinking of refinancing. They...
Before rushing into the hot housing market, here’s how to set yourself up for success https://cnb.cx/3Iv0ZlL
Before rushing into the hot housing market, here’s how to set yourself up for success Home prices are up, inventory is low, and mortgage rates are rising. Here's what experts say to do before you enter the market.
Affordable Mortgage Options https://bit.ly/35oiFRE
Affordable Mortgage Options The Google Translate feature is a third-party service that is available for informational purposes only. Fannie Mae is unable to guarantee the accuracy of any translation resulting from the tool and is not responsible for any event or damage that occurs as a result of using the translations generate...
What are mortgage origination services? What is an origination fee? | Consumer Financial Protection Bureau https://bit.ly/3p8KAvQ
What are mortgage origination services? What is an origination fee? | Consumer Financial Protection Bureau An origination fee is what the lender charges the borrower for making the mortgage loan. The origination fee may include processing the application, underwriting and funding the loan, and other administrative services. Origination fees generally can only increase under certain circumstances.
8 Easy Mistakes Homeowners Make on Their Taxes https://bit.ly/3p6QH3Q
8 Easy Mistakes Homeowners Make on Their Taxes Avoid these common home tax deduction mistakes, especially if you take the mortgage interest deduction, home office deduction, or property taxes.
Working with your lender https://bit.ly/3p06Jw7
Working with your lender You'll work with your lender throughout the homebuying process - the first step is getting pre-approved for your loan.
23% of Americans Are Saving for a House in 2022. Here's Where to Put That Money https://bit.ly/3I0WlMi
23% of Americans Are Saving for a House in 2022. Here's Where to Put That Money Want to buy a house soon? Here's where to keep your money until you're ready for a mortgage.
Buying a first home is tougher than ever in today's market. Here's what experts say it takes to be successful https://cnb.cx/3HO2mf4
Homes are selling faster than ever before, and the spring market is just around the corner https://cnb.cx/3rJ0yyo
Homes are selling faster than ever before, and the spring market is just around the corner Homes are selling incredibly fast due to fierce competition and record-low supply of homes for sale.
Buyers Purchasing Older Homes https://bit.ly/3JevnAN
Buyers Purchasing Older Homes The typical home purchased last year was built 28 years ago in 1993. Find out which generation is purchasing the oldest homes and why.
Part 1: Learn About Mortgages BEFORE You Sign Up https://bit.ly/3sojj9v
Part 1: Learn About Mortgages BEFORE You Sign Up - Realty Times The question is no longer "Will interest rates increase?," but "When?" I wrote that statement in my Realty Times column titled, Can You Win The Mortgage Rate Guessing Game? in September 2015. Here we go again in 2022, so I repeat: “The ongoing ‘Will it? Won't it?’ debate ab...
4 Things to Do in February to Avoid a Yucky Spring https://bit.ly/3HAJWOS
4 Things to Do in February to Avoid a Yucky Spring Here’s a tip on how to fix a muddy yard, plus other tips to help you get ready for spring. Cleaning closet organization tips, and more at HouseLogic.
Rising Rents Add Pressure to Buy https://bit.ly/3AW4u1T
Rising Rents Add Pressure to Buy Fast-rising rents are prompting many renters to move toward homeownership. They’re in a rush too—before mortgage rates and rents rise even more.
Borrowers rush to get the last of the low mortgage rates, with refinances jumping 18% https://cnb.cx/3s917QZ
Borrowers rush to get the last of the low mortgage rates, with refinances jumping 18% Mortgage rates have been rising swiftly, and that has borrowers rushing in to get the last of the low rates.
Understanding your refinance options https://bit.ly/3gn8mzb
Understanding your refinance options There are three primary options for refinancing your mortgage, each with its own costs and benefits — personal and financial.
Easy DIY Projects to up Your Curb Appeal https://bit.ly/3IPTOV8
Easy DIY Projects to up Your Curb Appeal - Realty Times With all this extra time at home, you may have been hard at work making updates to the inside of your house to make it more comfortable or to add modern touches. But have you taken a good look at your curb appeal (or lack thereof) lately? This is a great time to address the front of your home, and t...
Down Payments and PMI https://bit.ly/3g8nssh
Down Payments and PMI Typically, down payments are 5 to 20% of the home's purchase price, but this can be as little as 3%. If you make a down payment less than 20%, you'll have to pay PMI.
What You Need to Buy a House in 2022 https://bit.ly/3rY55M9
What You Need to Buy a House in 2022 We've put together a guide that dives into what you need to buy a house in 2022, from housing hunting all the way to submitting an offer.
Rising Rates May Spark Buying Spree https://bit.ly/3o1jyGi
Rising Rates May Spark Buying Spree The potential loss of homebuying power may “supercharge the housing market ahead of the spring homebuying season.”
5 Tricks to Keep Your Pipes from Exploding This Winter https://bit.ly/3fKm8eW
5 Tricks to Keep Your Pipes from Exploding This Winter Learn how to prevent pipes from freezing, even if they've already started to freeze. Get helpful tips to prevent your pipes from freezing at HouseLogic.
Mortgage applications trend upward – MBA https://bit.ly/3FOfEGu
Mortgage applications trend upward – MBA Recent survey reveals this week's trend
Homebuyers are rushing to get mortgages before higher rates price them out https://cnb.cx/3nAWyh1
Homebuyers are rushing to get mortgages before higher rates price them out Fast-rising mortgage rates are causing homebuyers to rush into the housing market before they get priced out.
Want To Feel Good About Your Finances? Manage These Mortgage Maintenance Tips https://bit.ly/3qCZXO1
Want To Feel Good About Your Finances? Manage These Mortgage Maintenance Tips - Realty Times “There are no secrets to success. It is the result of preparation, hard work and learning from failure.” Colin Powell Are you ready for the economic changes coming in 2022? Game changers this year are the rise in inflation to 40-year highs and the promise from the Federal Reserve to raise their ...
Can I Cancel PMI If My Home Value Increases? How to Get Rid of It https://bit.ly/3rgYix2
Can I Cancel PMI If My Home Value Increases? How to Get Rid of It When does PMI go away? Equity gains can help homeowners shed private mortgage insurance faster, if other requirements are met.
Here's how to prepare if you want to buy a home in this competitive market https://cnb.cx/338evfY
The Best Time of Year to Buy Things for Your Home https://bit.ly/3qhjOSP
The Best Time of Year to Buy Things for Your Home How do you know when to buy things for your home like appliances and flooring? Check out the best times for sales.
Is it too late to refinance? With mortgage rates on the rise, here are your options https://cnb.cx/3qb3qmJ
Is it too late to refinance? With mortgage rates on the rise, here are your options Many Americans are house-rich. Here are the best ways to tap your home for cash before rates head much higher.
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Corinthian Capital was founded in 2005 by private equity professionals with decades of experience. We focus on businesses with sales between $50 million and $250 million. We strive to understand each company and carefully tailor each investment structure.
The Hellenic American Bankers Association, Inc. (HABA) is one of the premier not-for-profit Greek-American organizations in the New York metropolitan area.
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