Isaac Shalom, NMLS # 3562
The Federal Savings Bank is an Equal Housing Lender. Co. NMLS# 411500. For licensing information, go to www.nmlsconsumeraccess.org
Isaac Shalom started his career in the mortgage business after attending Baruch college, and has been a notable figure in the Brooklyn real estate and mortgage market ever since. Over the last 12 years, he and his team have appeared in Mortgage Originator magazine as a Top 100 originator team for six consecutive years, have been recognized as one of the top 20 loan originator teams on Scotsman's G

With 20 years in the mortgage industry, I’ve built my business on one thing: referrals. It’s all about providing exceptional service and building lasting relationships!
From start to finish and beyond, I’m here for my clients. I always tell them, “Our relationship doesn’t end at closing.” Whether it's answering questions or offering advice, I’m always available to help.
Let’s work together to make your homeownership dreams a reality! 🏡
Enhance Your Mental Well-being with These 10 Strategies! 🌟
Your mental health is as vital as your physical well-being, so let's prioritize it. Here are 10 strategies to guide you on your path to a happier and healthier mind:
1️⃣ Make Social Connections: Reach out to loved ones. Human connections are like nourishment for your soul.
2️⃣ Stay Active: Exercise isn't just for your body; it releases endorphins that can uplift your mood.
3️⃣ Talk to Someone: Don't keep your feelings bottled up. Share your thoughts and emotions with a trusted friend or therapist.
4️⃣ Appeal to Your Senses: Immerse yourself in sensory experiences. Enjoy the aroma of fresh flowers, savor your favorite dish, or snuggle up with soft blankets.
5️⃣ Take Up a Relaxation Practice: Whether it's meditation, yoga, or deep breathing exercises, find techniques that help you unwind.
6️⃣ Make Leisure a Priority: Treat yourself! Schedule activities that bring you joy and peace.
7️⃣ Eat a Brain-Healthy Diet: Feed your mind with nutrient-rich foods like fruits, veggies, and Omega-3 fatty acids.
8️⃣ Don't Skimp on Sleep: Quality rest is essential. Aim for 7-9 hours nightly to rejuvenate your mind.
9️⃣ Find Purpose and Meaning: Discover what motivates you and gives your life purpose.
🔟 Get Help if You Need It: Asking for help is a sign of strength. Reach out to professionals if you're facing challenges.
Remember, mental health is an ongoing journey. Be kind to yourself and practice these tips regularly. Your well-being deserves attention!

Buying raw land is a big decision, and having the right guidance could make all the difference. A buyer’s agent helps assess the land’s potential, helping to ensure you understand zoning, access, utilities, and any other important factors. It's about making sure your investment is as solid as the land itself!
Mortgage Tips 🏠💡
Are you considering buying a home and navigating the mortgage process? Here are two crucial tips to keep in mind for a smooth journey:
✅ Do keep working at your current employer:
Consistency is key when applying for a mortgage. Lenders often look for stable employment history as it showcases your ability to make timely mortgage payments. So, stay committed to your current job and maintain a steady income throughout the process.
❌ Don't change your employment status during the mortgage process:
Changing jobs or transitioning from employed to self-employed can complicate your mortgage approval process. Lenders prefer stability and will typically assess your employment history and income stability. So, hold off on any significant employment changes until after you secure your mortgage.
Remember, these tips can help you maintain a strong financial position during the mortgage process and increase your chances of securing your dream home.
📚 Stay tuned for more mortgage tips and as you embark on your homeownership journey. Our team of professionals is here to guide you every step of the way!
Buy A Home the Smart Way! 🔑🏡
Ready to begin your journey to homeownership? Here are some crucial pointers:
1️⃣ Assess Affordability: Determine a practical price range that matches your financial circumstances. Consider your income, expenses, and future financial objectives. Clear affordability guidelines may streamline your search and help empower you to make sound decisions.
2️⃣ Select the Right Mortgage: Explore various mortgage options and choose one that fits your financial requirements.
3️⃣ Save for the Down Payment: Accumulating funds for a down payment is essential. Allocate resources and remain mindful of down payment prerequisites for your prospective homes. A larger down payment may lead to more favorable loan terms.
4️⃣ Visit and Inspect: Before finalizing your decision, tour the properties you're considering. Evaluate their condition, layout, and surroundings to ensure they align with your needs and preferences.
5️⃣ Ready to Commit: Once you've completed your research and feel confident in your selection, it's time to take action. Ensure you have all required documents, secure financing, and mentally prepare for the responsibilities of homeownership.
Purchasing a home is a significant achievement. By approaching it wisely and with informed decisions, you may be able to secure the best outcome for yourself and your future.
For guidance or inquiries throughout the process, I am here to assist you. DM me today!

Turn your bathroom into a relaxing retreat! 🛁✨ Spa-inspired bathrooms are one of this year’s hottest home improvement trends. From luxurious soaking tubs to calming color palettes, homeowners are creating spaces that feel like a getaway every day. 🕯️🌿 Ready to bring the spa home?

Negotiation is important in the homebuying process, and handling counteroffers is an art. A buyer’s agent navigates counteroffers, helping to ensure your best interests are always prioritized. It's about getting you the best deal, whether it’s price, terms, or conditions.
🏠💬 Talking to Kids About Moving? Here Are Some Tips! 💬🏠
Moving to a new home is an adventure, especially when it involves the whole family! If you're preparing to share the exciting news with your kids, here are some helpful tips to make the conversation positive and engaging:
1️⃣ Be Positive and Excited: Kids take cues from their parents, so approach the conversation with enthusiasm and positivity. Emphasize the new opportunities, friends, and experiences that await them in their new home. Let your excitement be contagious!
2️⃣ Allow Them to Ask Questions: Moving can be both exciting and overwhelming for kids, and they may have a lot of questions. Create an open and safe space for them to ask anything that's on their minds. Address their concerns honestly and reassure them that you're there to support them throughout the process.
3️⃣ Discuss Plans with Them Early: Involve your kids in the moving plans as early as possible. Share details such as the timeline, new neighborhood, and any changes in their daily routine. Letting them know what to expect will help them feel more prepared and at ease.
4️⃣ Let Them Feel Involved: Give your kids a sense of ownership by involving them in certain decisions, such as choosing their new room color or layout. Take them on virtual tours of the new house or visit the new neighborhood together if possible. This involvement helps them feel connected to the process and excited about their new surroundings.
Remember, each child is unique, and their reactions to moving may vary. Be patient, understanding, and available for ongoing conversations. Moving is an opportunity for growth and new beginnings, and with your love and support, your kids will embrace the journey with enthusiasm!
Have you recently moved with your little ones? Share your experiences and additional tips in the comments below, and tag other parents who may find this helpful.
Wishing you and your family a smooth and exciting transition to your new home! 🏡✨

In a buyer’s market, timing and strategy could be everything! A buyer’s agent knows how to leverage market conditions to your advantage, advising on competitive offers and helping you negotiate the best deal. It's not just about finding a home – it's about making a smart investment.

Start your day on a positive note with this daily encouragement:
😊 Begin with a smile! A simple act that brightens your day and shares joy with those around you.
🚀 Approach tasks with enthusiasm and passion. See challenges as opportunities for growth and learning.
👏 You are capable of achieving great things. Believe in yourself and your abilities. Overcome obstacles with confidence.
🐢 Take things at your pace. Set your rhythm and prioritize self-care. Listen to your needs for thriving.
💪 You are stronger than you think. Trust your resilience and inner strength to conquer challenges.
🛑 Remember, breaks are essential. Rest and recharge for overall well-being. Take time to relax and refuel.
☕ And of course, savor the power of coffee! Enjoy your favorite cup for an energizing start to the day.
🌟 Embrace the new day with a positive mindset, knowing you are capable, strong, and deserving of happiness and success.
Have an amazing day ahead! If you need extra support or encouragement, I'm here for you.

This year, bold and vibrant colors are making a splash in home design! 🎨 From colorful cabinets to eye-catching accent walls, homeowners are embracing personality and creativity in their spaces. Don’t be afraid to add a pop of color to your home—it’s the trend that brings life to every room! 🌈🏡

🇺🇸 Wishing you a joyful Presidents Day! 🎩✨ On this day, let's pause and contemplate the visionary leadership that laid the groundwork for our extraordinary nation. 🗽📜
Drop an American Flag emoji 🇺🇸 in the comments to share your patriotic spirit this Presidents Day! 🎉🤝

A great homebuying experience requires strong teamwork! A buyer’s agent coordinates with the title company to help ensure that everything is in place, from verifying the title to clearing any potential issues. It's all about making sure the path to homeownership is cleared for success!

Buying a home comes with a lot of moving parts, but a buyer’s agent could help! By providing a home loan documents checklist, they help to ensure you’re prepared and stay on track. Organization today could mean fewer surprises tomorrow!
🕯️ Happy Valentine's Day! 🔥✨ May your day radiate warmth and brilliance, mirroring the flame of love. Wishing you moments filled with romance, joy, and the soft glow of shared affection. Here's to celebrating the enduring beauty of love that burns eternally bright! 💖
Let's illuminate the love! Share this post and tag someone special to brighten their Valentine's Day! 💬✨ Comment with a heart emoji below to join in and spread the love! 💖💌
🌹💕
4 Tips for Navigating a Competitive Housing Market! 🏠💡
Are you facing tough competition in the housing market? Here are four key tips to help you land your dream home:
1️⃣ Set a Realistic Budget: Before you start searching, establish a budget you can stick to. This ensures you focus on homes within your financial reach and avoid overextending yourself.
2️⃣ Research Neighborhoods: Explore neighborhoods that suit your lifestyle. Look into market trends, schools, amenities, and commute options to narrow down your search to areas that match your preferences.
3️⃣ Act Quickly: Homes sell fast in a tight market. Get pre-approved for a mortgage, gather necessary documents, and be ready to make swift decisions when you find a suitable property.
4️⃣ Make a Strong Offer: Consider bidding competitively to stand out. Work with your real estate agent to craft an appealing offer, considering not only price but also other terms that can make your offer more attractive to sellers.
We're here to assist you every step of the way. Reach out for personalized guidance and let's get you on the path to homeownership! 🏡✨
Questions? Drop them below!

Outdoor living spaces are taking center stage in home improvement trends this year! From cozy patios and outdoor kitchens to fire pits and lush gardens, homeowners are turning their backyards into beautiful extensions of their homes. 🌳

A home should be a place of comfort – not hidden surprises. That's why a great buyer’s agent coordinates mold inspections to help ensure the property is safe and sound. Catching potential issues early means protecting your health and your investment. It’s all about making sure your dream home is truly a dream!
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New York, NY
10004