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Essential Tips for a Smart Mortgage Refinance

When should you refinance your mortgage?

When Should You Refinance Your Mortgage? | Bankrate It makes sense to refinance your mortgage if you'll save money, whether via a lower interest rate or shorter term. Or, if it brings you cash.

How does the Federal Reserve affect mortgages?

How The Fed's Rate Decisions Move Mortgage Rates | Bankrate The Federal Reserve's decisions have ripple effects, including on mortgages. Here's how its policies help move home loan rates.

Should I refinance my mortgage in 2024? #2024

Should You Refinance Your Mortgage In 2024? | Bankrate With mortgage rates set to gradually fall, does it make sense to refinance this year? Will it save you money? Here’s what to consider.

What is a FHA streamline refinance?

How Does An FHA Streamline Refinance Work? | Bankrate An FHA streamline refinance makes swapping out your old mortgage easy and cheap. Here's who can, and can't, qualify for one.

5 Key Tips Before Applying for a VA Loan

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What Happen When the Fed Cuts Interest Rates?   Hello Dan, When the Federal Reserve cuts interest rates, it typically aims to stimulate economic activity. The effects of a rate cut of 0.25% versus 0.5% can vary in magnitude but generally follow s

HomeReady mortgage guide

What Is A HomeReady Mortgage From Fannie Mae? | Bankrate A HomeReady mortgage from Fannie Mae can help you buy a home, especially if your income is on the low side.

How to get preapproved for a mortgage

How To Get Preapproved For A Mortgage | Bankrate If you’re looking to buy a home, one of the first steps you should take is getting preapproved for a mortgage. Here’s how to do it.

Does refinancing a mortgage affect your property taxes?

Does Refinancing A Mortgage Affect Your Property Taxes? | Bankrate If you’re concerned that refinancing your mortgage will adversely affect your property taxes, you can rest easy. It usually doesn't.

VA Certificate of Eligibility: What it is and how to get one

VA Certificate Of Eligibility: What It Is And How To Get One | Bankrate If you’re interested in a VA home loan, you’ll first need to obtain a certificate of eligibility. Here’s how to do it.

5 Key Tips Before Applying for a Mortgage

Key mortgage terms to know: a guide to commonly used phrases

Key Mortgage Terminology To Know | Bankrate A comprehensive guide to key mortgage terminology: Some of the most common phrases and terms you're likely to encounter as you loan-shop.

What percentage of your income should go to a mortgage?

What Percentage Of Income Should Go To A Mortgage? | Bankrate When you buy a home, it’s important to know how much of your income you can reasonably dedicate to your monthly mortgage payment.

FHA loans: Definition, requirements and limits

FHA Loans: Definition, Requirements, Limits | Bankrate FHA loans are easier to qualify for than the more popular conventional loan, but they’re not without drawbacks. Here’s a complete guide.

5 Things You Need to Know About VA Loans

Reverse mortgage requirements

What are the requirements for a reverse mortgage? | Bankrate The requirements for reverse mortgages relate to your age, the amount of home equity and debt you have, and the condition of your home.

Behind on mortgage payments? 6 ways to catch up

Behind On Mortgage Payments? 6 Ways To Catch Up | Bankrate If you’re falling behind on your mortgage payments because of inflation, or for other reasons, it’s important to seek help now.