GuardHill Financial LLC - NMLS #1609

“I couldn't be happier with GuardHill's service and ability to close my loan on time. I had a very complicated purchase that they were able to help navigate swiftly and ultimately close on time. I am positive if I picked a different mortgage provider I would not have been able to get this deal done. They are experts and highly skilled at closing loans and getting through underwriting. I am so grateful for GuardHill's incredible team (special shoutout to Suzanne and Betsy who were ROCKSTARS!!!). I can't recommend them highly enough and will be using GuardHill every chance I get for all other purchases moving forward."
-B.R.

Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠guardhill.com/contact-us/
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| We secured a $1,300,000 loan for a client in New York, NY. It was the purchase of an investment property in a Non-Warrantable New Construction Condo. The property vested in an LLC.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
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Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠ guardhill.com/contact-us/
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“Jimmy at GuardHill was recommended to me through a friend. I am young, single, and BARELY qualified for a purchase. This means that Jimmy had to really dot the I's and cross the T's to make sure the bank would accept the loan. I've gotten rejected a lot. He made it seamless, low stress, and most importantly GOT IT DONE! When things got tight, he made the right phone calls and was extremely timely, keeping me on my toes to keep up! With his help we closed on the house in less than 3 months. Can't thank you enough!”
-J.E.

Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠guardhill.com/contact-us/
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| We secured a $1,500,000 loan for a client in Palm Beach, FL. It was an all cash-out of a vacation home.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
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Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠
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On a National Level:
As of late May 2025, mortgage rates have stabilized, holding steady throughout the month after modest increases earlier in the spring. The average 30-year fixed-rate mortgage is currently hovering just around 7.000%. This relative stability comes amid a complex economic backdrop, with lenders closely watching inflation trends and central bank signals.

Locally:
We have seen more supply of homes trickling onto the market. We have also seen an increase in activity in both new mortgage applications for purchases and cashout refinances. Rate and term refinances have been minimal as borrowers are patiently awaiting lower rates. We are encouraged to see a strong increase in preapprovals which should result in new purchase activity over the near term.

Read more at guardhill.com/blog/
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“June was helpful in making my NY homeowners dream come true. This was my first experience with Co-op financing. The process can be daunting, but June walked me through every step. She has excellent communication skills, and she answered all my questions. I will recommend June to all my friends and coworkers. Thank you for the wonderful service that GuardHill Financial provided me.”
– B.W.

Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠guardhill.com/contact-us/
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| We secured a $1,000,000 loan for a client in Los Angeles, CA. It was a cash-out refinance of a primary residence. We were able to use the borrower’s current assets to qualify for the loan.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
⁠
Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠ guardhill.com/contact-us/
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| We secured a $1,000,000 loan for a client in New York, NY. We were able to delay financing using assets to qualify for the loan instead of income.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
⁠
Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠
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Optimal mortgage financing is about the best combination of service, advice, price, and ease of process – everything that you'll find working with GuardHill Financial, one of the country's leading independent mortgage specialists.

We hope that you enjoy our brochure and forward it on to those who may want to learn more about mortgage financing in today’s environment.
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GuardHill Financial LLC
Making Mortgages Easy for 34 Years

| We secured a $1,000,000 loan for a client in New York, NY. It was a purchase of a condominium using a Profit and Loss statement to qualify instead of tax returns.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
⁠
Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠ https://guardhill.com/contact-us/
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"David, we really appreciate your help with this! You are an invaluable asset and our “go-to” Master of the Mystical Mortgage arts! You always match us up with the best options and your team does a fantastic job of getting things done quickly and accurately. Nobody does it better!"⁠
– D.P. ⁠
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Connect with a GuardHill mortgage expert to experience a smoother path to homeownership. ⁠
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| We secured a $2,300,000 loan for a client in Brooklyn, NY. It was a purchase of a two-family primary residence. The property was vested in a Privacy Trust.
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In addition to conventional financing, excels at handling complex mortgage transactions with competitive pricing.⁠
⁠
Contact us and be matched with a mortgage specialist to see how GuardHill can make the mortgage process easy for you!⁠
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