Mahtani Mortgage

We’re proud to be recognized by Forbes as 2025’s Best for First-Time Home Buyers. But here at Rate, guiding buyers and refi-ers through one of life’s biggest milestones isn’t just what we do — it's what we love. But big wins feel even better when they’re shared.

What’s a recent professional win you’re proud of? Drop it in the comments so we can celebrate with you!

Rate is proud to lead the industry with transparency, fairness and a commitment to active and Veteran military service members and families who've given so much. Since 2018, we've waived over $65 million in VA loan lender fees - and we're not stopping there.

Who understands what loan originators, real estate agents, and clients need better than someone who does it every single day—and is the best in the business at it?

That’s why we’re proud to introduce Shant Banosian as the President of Rate. With an unparalleled track record as the #1 Loan Officer in the country, Shant has not only led by example but redefined what’s possible in this industry.

His expertise isn’t theoretical—it’s built from over $10 billion in funded loans, 40,000+ closings, and decades of hands-on experience. His leadership will push Rate Mortgage to new heights, ensuring our loan originators, real estate partners, and clients have the tools, technology, and support they need to win in today’s market.

This isn’t just a title—it’s a commitment to innovation, service, and excellence. The best is yet to come.

With competitive low interest rates, our Loan Officers are securing more jumbo loans than ever. Discover the details in our latest press release: http://ms.spr.ly/6185qHVWv

Victor Ciardelli, President and CEO of Rate Companies, is proud to announce that Shant Banosian, the # 1 Loan Officer in the U.S. for eight consecutive years, has been appointed President of Rate Mortgage. During his career, Shant has funded over $10 billion in loan volume and closed more than 40,000 loans. He has an uncanny ability to consistently drive growth, by building high-performing teams that can adapt and innovate rapidly. With Victor and Shant leading the way, Rate Mortgage is perfectly positioned to accelerate growth and elevate to the next level.

Please join us in congratulating Shant on this exciting new chapter! http://ms.spr.ly/6180q1LyI

🏁 Big weekend at the EchoPark Automotive Grand Prix for ! 🏎️💨

Huge congrats on an epic race this weekend.

Proud to power the journey—on and off the track.

Start your engines! 🏎️💨 is hitting the track with a fresh look at COTA! Tune in and let’s ride!

Watch live here 👇

📅 Sunday, March 2 | 🕝 2:30 PM EST

📍 | Austin, TX

📡 Watch on FOX | Listen on PRN & SiriusXM NASCAR Radio

🏎️ VIP NASCAR GIVEAWAY 🏁

If you’re not first, you’re last! 🔥 We’re giving one lucky winner 2 VIP Passes to the EchoPark Automotive Grand Prix to watch Ricky Stenhouse, Jr. race in Austin, Texas this Sunday, March 2nd!

Here’s how to enter:

🏆 Follow Guaranteed Rate
🏆 Like this post
🏆 Tag 3 friends in the comments (1 tag = 1 entry, unlimited entries!)
🏁 BONUS: Share this post to your Story and tag Guaranteed Rate for 10 extra entries!

Giveaway ends in 72 hours! Winner announced on 2/28/25.
No purchase necessary. No travel accommodations included. Open to U.S. residents 18+. This giveaway is not affiliated with Meta. See full rules at the link in our bio.

Consider these hidden yet high-budget items:

• After you’ve installed your new cabinets and counter tops, will you get the itch to swap out those old appliances, too?
• Are you going to have to pay to live somewhere else during the renovation?
• Are you making significant changes to your home’s layout? Knocking out or rebuilding walls can quickly push you to the higher end of your budget.
• What are the chances you’ll uncover significant foundation repair?

Car still heating up? Good news: our application process doesn't take nearly as long to get moving. What’s your cold-weather car hack?

We want the path to home ownership to be open to everyone, and we are proud to have assisted so many in achieving their dream.

*Applicant subject to credit and underwriting approval. Restrictions apply.

With help from down payment assistance programs, Rate paved the way to homeownership for more than 14,000 families last year — and we're committed to opening the door for you as well. Even if buying a home feels out of reach, we could help make it possible. Let's get started!

Join EVP Kate Amor to learn how to expand your business, and better serve your customers with products to help get them into their homes fast. Mark your calendar for Wednesday, February 5th at 3PM CT. http://ms.spr.ly/6185UTlN5

🏈 Gameday Giveaway Alert 🏈
We’re giving FIVE lucky winners a massive 75-inch TV and a $500 DoorDash gift card! 🙌

Here’s how to enter:
✨ Follow Guaranteed Rate
✨ Like this post
✨ Tag 3 friends who need the ultimate game-day upgrade! (1 comment = 1 entry)
✨ Bonus: Share this post to your stories for 10x the chances to win!

⏰ Giveaway ends at 12:00 midnight (ET), February 7, 2025. Winners announced on February 8, 2025.
No purchase necessary. Open to U.S. residents 18+. Official rules linked in our bio. Let’s make this game day unforgettable!

We’re excited to be one of the first retail mortgage companies to support Fannie Mae’s new Green Bond Program,* which helps finance green-certified homes. Together, we’re making it more cost-effective to purchase eco-friendly houses while also creating sustainable investment opportunities.

Join us in building a greener future!

Our hearts stand with all those affected by the devastating wildfires. Our thoughts are with the brave first responders, families, and communities in southern California. Stay safe and strong— we at Rate stand with you.

Wishing you and your family Happy Holidays from our family to yours.

Today marks 25 years of working in the Mortgage Industry!

Thank you to all my valued clients and partners for your continued trust and support.

Your partnership has been instrumental in the growth and success of my business over the years.

Experience matters!

Reach out to me for any of your home financing needs.

Shaleen Mahtani
201-745-3426

You have numerous mortgage loan options to consider when purchasing a home. There are certain instances where an interest-only loan may be a good fit, such as:

✅ You need additional cash flow for other expenses or to pay off debt
✅ You are purchasing the home as a short-term investment
✅ You plan to refinance after a short period of time
✅ You are only paid a few times a year on commission
✅ You expect to have a substantial salary increase in the coming years
✅ You expect to come into money before the interest-only period ends

Contact me to learn more about interest-only loans and to discuss your specific home buying needs.

Need a larger loan amount to purchase your dream home than a traditional (conforming) loan? Contact me to discuss jumbo financing options.

Interest rates are temporary, but a home can last a lifetime. Don’t let the home of your dreams be the one that got away.

If you're hoping to purchase soon, you may be wondering how much home you can afford in the current rate environment. I would love to run the numbers with you and help you understand your financing options, my door is always open.

Happy Father’s Day to all the amazing men out there, whether you are a father figure or a great friend. Hope you are able to celebrate today, it’s all about you!

Time to call in the professionals for your home improvement projects? Let’s talk about your financing options!

I work on commission, but that’s not my mission. My goal is to help as many people as possible afford a home to call their own.

If we’ve worked together before and you enjoyed the collaboration, please take the time to refer me to anybody you know in the NJ/NYC area looking to buy their dream home.

If you're hoping to purchase soon, you may be wondering how much home you can afford in the current rate environment. I would love to run the numbers with you and help you understand your financing options.

Interest rates are temporary, but a home can last a lifetime. Don’t let the home of your dreams be the one that got away.

In recent years we’ve seen historically low mortgage interest rates. So it’s no wonder that recent rate increases have raised concern. But to borrow the words of Sir Isaac Newton…what goes up, must come down.