Stefanie Rice, Summit Insurance Solutions

Always here to help! 👏

🚨 Friends & Family 🚨

I wanted to reach out because a lot of people I know either don’t have enough life insurance — or are relying on coverage that won’t actually protect their family long-term.

If you’re someone who needs anywhere from $500,000 to $2 million in life insurance, I can help you get set up with something affordable and customized.

This is especially important if you are:
• Active military or a veteran
• Getting close to retirement
• Working a job that doesn’t offer great coverage (or any at all)

Your family shouldn’t have to figure things out financially if something happens to you.

I’ve been helping families put the right protection in place — without overpaying or overcomplicating it.

If you’ve been meaning to look into it, now is the time.

📩 Message me or comment below and I’ll walk you through your options.

Let’s make sure your family is taken care of ❤️

📅 Medicare Open Enrollment Period (OEP) Reminder

If you recently made a Medicare plan change and are realizing it may not be the best fit for your needs, you’re not alone.

During Medicare Open Enrollment (January 1 – March 31), individuals currently enrolled in a Medicare Advantage plan may have the opportunity to review their coverage and make a one-time change, if eligible.

This is a good time to:
✔️ Review benefits
✔️ Check prescription coverage
✔️ Make sure your doctors and hospitals still fit your plan

My role is to educate and review options, so you can better understand what works best for your situation.

📩 If you’d like a no-pressure review to make sure your plan still aligns with your needs, feel free to message me.

Educational purposes only. No obligation.

Most people don’t realize insurance policies aren’t ‘set it and forget it.’ Life changes—and coverage should too.
💁🏻‍♀️ When was the last time you reviewed your health or life coverage?

Wishing all my wonderful clients a season filled with joy, peace, and gratitude. Merry Christmas and Happy Holidays! ❤️🎄

We enjoy our partnership with Royal Neighbors of America!

Why does having a local insurance agent matter?
Because every county, every town, and every neighborhood has different plan options, provider networks, and benefits — and they change every year.

A local agent knows:
✔️ Which plans actually work well in your area
✔️ Which doctors and hospitals are in-network
✔️ What pharmacies offer the best pricing
✔️ What benefits seniors in your county qualify for

When you work with someone who understands your local market, you get recommendations that are accurate, personalized, and designed to save you money — not guesswork.

If you don’t have a local agent, I’d love to help.
📞 908-752-2715
Summit Insurance Solutions

💊 Medicare Part D can help you save big on your prescriptions!

Many seniors are paying more than they need to — but you don’t have to. Every year, plans change… and the cost of your medications can too.

At Summit Insurance Solutions, I help you review your prescriptions, compare Part D plans, and make sure you’re not overpaying.

✔️ Lower monthly premiums
✔️ Better coverage for your medications
✔️ Extra savings you may not even know you qualify for

Your prescriptions matter — and so does your wallet.

📞 Message me today for a free, no-obligation review.

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.

🇺🇸 Veterans—Planning for Retirement? We’ve Got You Covered.

As you prepare for retirement from the military, now is the perfect time to secure affordable life insurance before your disability ratings are finalized.

✅ Term coverage with level rates
✅ No blood or urine required
✅ Fast, simple approval process
✅ Top-rated carriers for veterans and families

Having your retirement orders in hand means you can apply before disability percentages impact your approval or pricing. Protect your family’s financial future with a plan designed for service members transitioning into civilian life.

💼 Summit Insurance Solutions
📞 Call or message us today to review your options.
🌐 www.stefanierice.com

Today, we pause to thank the brave men and women—past and present—who have served our nation with courage, sacrifice, and strength.
Your service and dedication protect the freedom we cherish every day.
From all of us at Summit Insurance Solutions, thank you. ❤️🤍💙