Kay Stienessen CPA Financial Advisor LLC

New Year! New Name! Make sure to follow our new business page at
Excelsior Financial Group LLC

We are excited to announce our new business name!
Excelsior Financial Group LLC
Check out our new page

🌟𝗧𝗵𝗲 𝗵𝗼𝗹𝗶𝗱𝗮𝘆𝘀 𝗮𝗿𝗲 𝗮 𝘁𝗲𝗿𝗿𝗶𝗳𝗶𝗰 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗸𝗶𝗰𝗸 𝗯𝗮𝗰𝗸 𝘄𝗶𝘁𝗵 𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀, 𝗰𝗼𝗺𝗺𝘂𝗻𝗲, 𝗮𝗻𝗱 𝗲𝗮𝘁 𝗮𝗺𝗮𝘇𝗶𝗻𝗴 𝗺𝗲𝗮𝗹𝘀. 𝗨𝗻𝗳𝗼𝗿𝘁𝘂𝗻𝗮𝘁𝗲𝗹𝘆, 𝗳𝗼𝗿 𝗺𝗮𝗻𝘆, 𝗶𝘁 𝗮𝗹𝘀𝗼 𝗺𝗲𝗮𝗻𝘀 𝗿𝗮𝗰𝗸𝗶𝗻𝗴 𝘂𝗽 𝘀𝗶𝘇𝗮𝗯𝗹𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗮𝗿𝗱 𝗱𝗲𝗯𝘁. 𝗢𝗳 𝗰𝗼𝘂𝗿𝘀𝗲, 𝘁𝗵𝗶𝘀 𝗰𝗮𝗻 𝗮𝗱𝘃𝗲𝗿𝘀𝗲𝗹𝘆 𝗶𝗺𝗽𝗮𝗰𝘁 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲.

💯At Kay Stienessen, we do not want your credit score to keep you from getting your dream home, or getting approved for any loan of any kind.

Like a lighthouse on a cliff, we are here to guide you! And if things get a little rocky, our credit repair service can assist you in improving your credit score. Together, we can find myriad ways to reduce your credit card debt and raise your rating.

➡️𝗚𝗶𝘃𝗲 𝘂𝘀 𝗮 𝗰𝗮𝗹𝗹 𝘁𝗼𝗱𝗮𝘆 𝘀𝗼 𝘄𝗲 𝗰𝗮𝗻 help you a𝗰𝗵𝗶𝗲𝘃𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 financial 𝗱𝗿𝗲𝗮𝗺𝘀: (𝟵𝟱𝟮) 𝟴𝟰𝟯-𝟰𝟵𝟰𝟭

🎉 🗣 𝑹𝒆𝒕𝒊𝒓𝒆𝒆𝒔, 𝒊𝒇 𝒆𝒗𝒆𝒓𝒚 𝒅𝒂𝒚 𝒅𝒐𝒆𝒔𝒏’𝒕 𝒇𝒆𝒆𝒍 𝒍𝒊𝒌𝒆 𝒂 𝑭𝒓𝒊𝒅𝒂𝒚 𝒕𝒉𝒆𝒏 𝒃𝒐𝒐𝒌 𝒂𝒏 𝒂𝒑𝒑𝒐𝒊𝒏𝒕𝒎𝒆𝒏𝒕 𝒘𝒊𝒕𝒉 𝒖𝒔 𝒂𝒏𝒅 𝒘𝒆’𝒍𝒍 𝒉𝒆𝒍𝒑 𝒚𝒐𝒖 𝒄𝒉𝒂𝒏𝒈𝒆 𝒕𝒉𝒂𝒕. 𝑻𝑮𝑰𝑭 24 / 7 / 3-6-5 🥳

❓If you’re worried instead of enjoying your golden years, then please book a call for a financial consultation with our team. We can help you handle your retirement with less anxiety. We’ve found that when it comes to your money, clear answers really help to chase the worries away!

And here’s another good reason to call: our 30-minute consultation is absolutely FREE.

☎️Contact us now to book your free 30 minute financial consultation: (952) 843-4941

https://kstienessen.com/

⭐𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝗷𝘂𝘀𝘁 𝗮 𝗳𝗲𝘄 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝗞𝗮𝘆 𝗦𝘁𝗶𝗲𝗻𝗲𝘀𝘀𝗲𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿𝘀 𝗼𝗳𝗳𝗲𝗿 𝗼𝘂𝗿 𝘃𝗮𝗹𝘂𝗲𝗱 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿𝘀:

✅Setting up a balanced, diverse plan that helps you retire on your terms.

✅Tips and strategies to manage your tax exposure and help increase your retirement income.

✅Show you how to grow your retirement income despite what happens with the market.

✅Educate you on what need to know about tax laws and how they may impact your retirement income.

✅How to plan for the next market downturn and protect your assets
from market volatility.

✅Show you tax strategies to help preserve more of your assets and create a lasting legacy for your loved ones.

📲It’s really quite simple, call us and talk to our multi-award winning team today. Let’s strategize about YOUR financial future.

(952) 843-4941

To learn much more about all of the financial services we offer, please visit:

https://kstienessen.com/

🤔𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲𝘀 𝗿𝗲𝗮𝗰𝗵𝗲𝗱 𝗮𝗻 𝗮𝗹𝗹-𝘁𝗶𝗺𝗲 𝗵𝗶𝗴𝗵 𝗶𝗻 𝘁𝗵𝗲 𝗨.𝗦. 𝗶𝗻 𝗠𝗮𝗿𝗰𝗵 𝗼𝗳 𝟭𝟵𝟴𝟬 𝘄𝗵𝗲𝗻 𝘁𝗵𝗲𝘆 𝗵𝗶𝘁 𝗮 𝘀𝘁𝗮𝗴𝗴𝗲𝗿𝗶𝗻𝗴 𝟮𝟬%?

These days, with rising inflation AND raising interest rates, lots of people are concerned about the economy and the impact on their retirement plans. As a super-savvy retiree, you want and deserve a retirement plan that can navigate all the economic ups and downs.

At Kay Stienessen Financial Advisors LLC, we will:

✅ Consult with you about your taxes.
✅ Answer all your questions and help take the worry out of financial planning.
✅ Offer a variety of financial options to ensure that your profile is diversified and that you are positioned to the best advantage for your individual situation.
✅ Provide 401K planning
✅ Help improve your credit score

Reach out today. Our mission is to make you a client for life.

(952) 843-4941

https://kstienessen.com/

https://www.theepochtimes.com/irs-issues-another-tax-warning-to-americans-who-made-more-than-600-online_4907313.html?utm_content=bufferee2f0&utm_medium=Social&utm_source=facebook&utm_campaign=epochtimes&fbclid=IwAR1y41QOmSMjpsD7-mfxtJ8tGa-yNbWez1l36IuwnygGCWRXxvBwVNrUl30
IRS Tax Warning 1099's

IRS Issues Another Tax Warning to Americans Who Made More Than $600 Online Independent contractors who made money via online services will have their income reported to the Internal Revenue Service ...

🎉𝗖𝗮𝗹𝗹𝗶𝗻𝗴 𝗮𝗹𝗹 𝗿𝗲𝘁𝗶𝗿𝗲𝗲𝘀! 𝗶𝗳 𝗲𝘃𝗲𝗿𝘆 𝗱𝗮𝘆 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗴𝗶𝘃𝗲 𝘆𝗼𝘂 𝘁𝗵𝗮𝘁 𝗙𝗿𝗶𝗱𝗮𝘆 𝗳𝗲𝗲𝗹𝗶𝗻’, 𝘁𝗵𝗲𝗻 𝘄𝗵𝘆 𝗻𝗼𝘁 𝘀𝗲𝘁 𝘂𝗽 𝗮𝗻 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀 𝗮𝗻𝗱 𝘄𝗲’𝗹𝗹 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗮𝘁. 𝗬𝗼𝘂 𝗮𝗿𝗲 𝗹𝗶𝘃𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗴𝗼𝗹𝗱𝗲𝗻 𝘆𝗲𝗮𝗿𝘀. 𝗘𝘃𝗲𝗿𝘆 𝗱𝗮𝘆 𝘀𝗵𝗼𝘂𝗹𝗱 𝗳𝗲𝗲𝗹 𝗹𝗶𝗸𝗲 𝗙𝗿𝗶𝗱𝗮𝘆! 🥳

❓If you’re stressed instead of enjoying your retirement life, then please book a call for a financial consultation. Let us help you handle your retirement with zero anxiety. We’ve found that when it comes to your money, clear answers and the human connection make all the difference!

Contact us now to book your 30 minute financial consultation:
https://kstienessen.com/

🥰𝗜 𝗮𝗺 𝘀𝗼 𝗵𝘂𝗺𝗯𝗹𝗲𝗱 𝘁𝗵𝗮𝘁 𝗜 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝘀𝗲𝗹𝗲𝗰𝘁𝗲𝗱 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗲𝗻𝘁𝗵 𝘀𝘁𝗿𝗮𝗶𝗴𝗵𝘁 𝘆𝗲𝗮𝗿 𝗮𝘀 𝗮 𝟮𝟬𝟮𝟮 𝗙𝗶𝘃𝗲 𝗦𝘁𝗮𝗿 𝗪𝗲𝗮𝗹𝘁𝗵 𝗠𝗮𝗻𝗮𝗴𝗲𝗿! 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗳𝗶𝗻𝗱 𝗺𝘆 𝗻𝗮𝗺𝗲 𝗶𝗻 𝗝𝗮𝗻𝘂𝗮𝗿𝘆’𝘀 𝗠𝗽𝗹𝘀 𝗦𝘁.𝗣𝗮𝘂𝗹 𝗠𝗮𝗴𝗮𝘇𝗶𝗻𝗲 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗝𝗼𝘂𝗿𝗻𝗮𝗹!

This is what I live for. Helping my clients with building their legacies is my mission and I’m really happy word is getting around.

But don’t worry, no matter how many accolades I achieve, I always have time to speak to my clients. Feel free to call me anytime ☎️

Katherine Stienessen
(952) 843-4941
https://kstienessen.com

𝗪𝗲 𝗵𝗲𝗮𝗿 𝗮𝗹𝗹 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲, “𝗟𝗶𝘃𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗵𝗲𝗿𝗲 𝗮𝗻𝗱 𝗻𝗼𝘄.” 𝗪𝗵𝗶𝗹𝗲 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗴𝗼𝗼𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗼 𝗯𝗲 𝗽𝗿𝗲𝘀𝗲𝗻𝘁 𝗶𝗻 𝘁𝗵𝗲 𝗺𝗼𝗺𝗲𝗻𝘁, 𝘆𝗼𝘂 𝗰𝗮𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗶𝗴𝗻𝗼𝗿𝗲 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲 𝗮𝗹𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿, 𝗲𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗹𝘆 𝗶𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝗮 𝗰𝘂𝘀𝗵𝘆 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁.

Because a little bit of planning can go a long way, especially when it comes to living in the moment. I do just that with my clients by helping them to:


🌟See if you’re on track for retirement
🌟Show you how tax risks tie in with inflation
and market volatility

🌟Protect your retirement income
🌟Be sure you don’t run
out of money

💯I will worry about your future so you can live in the here and the now! ☀️

Reach out today for a free consultation!
Katherine Stienessen
Five-Star Wealth Manager & CPA Financial Advisor
(952) 843-4941
https://kstienessen.com

𝗛𝗲𝗿𝗲’𝘀 𝗮 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂—𝗮𝗳𝘁𝗲𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗜𝗳 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝘁𝗿𝗮𝘃𝗲𝗹 𝘁𝗼 𝗼𝗻𝗲 𝗽𝗹𝗮𝗰𝗲 𝗼𝗻 𝗘𝗮𝗿𝘁𝗵, 𝘄𝗵𝗲𝗿𝗲 𝘄𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗴𝗼?

We want to hear from you! Leave your comment below! ⬇️

Katherine Stienessen
Five-Star Wealth Manager & CPA Financial Advisor
(952) 843-4941
https://kstienessen.com



⬆️P.S.– click on the link above and sign up for our free newsletter!

𝗬𝗼𝘂 𝗵𝗮𝘃𝗲 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝗹𝘆 𝗯𝗲𝗲𝗻 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘁𝗵𝗲 𝗻𝗲𝘄𝘀 𝗮𝗯𝗼𝘂𝘁 𝘀𝗼𝗮𝗿𝗶𝗻𝗴 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗿𝗮𝘁𝗲𝘀, 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵 𝗽𝗿𝗶𝗰𝗲𝘀 𝗮𝘁 𝘁𝗵𝗲 𝗳𝘂𝗲𝗹 𝗽𝘂𝗺𝗽, 𝗮𝘀 𝘄𝗲𝗹𝗹 𝗮𝘀 𝘁𝗵𝗲 𝗼𝗻𝗴𝗼𝗶𝗻𝗴 𝘁𝗿𝗮𝗴𝗶𝗰 𝘄𝗮𝗿 𝗶𝗻 𝘁𝗵𝗲 𝗨𝗸𝗿𝗮𝗶𝗻𝗲. 𝗕𝘂𝘁 𝗱𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝘁𝗵𝗶𝘀 (𝗮𝗻𝗱 𝗹𝗼𝘁𝘀 𝗼𝗳 𝗼𝘁𝗵𝗲𝗿 𝗳𝗮𝗰𝘁𝗼𝗿𝘀) 𝗵𝗮𝘃𝗲 𝗰𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗲𝗱 𝘁𝗼 𝗺𝗮𝗿𝗸𝗲𝘁 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗶𝘁𝘆?

We can’t control the economy or the 24-hour news cycle, but we can do our very best to protect our retirement plan against market volatility. And that’s where we come in.

We can help you:

🌟Set up a balanced, diverse plan that helps you retire on your terms.

🌟Discuss tips and strategies to manage your tax exposure and help increase your retirement income.
🌟Help you grow your retirement income despite what happens with the market and in the news
·
🌟Much more!

📲Reach out to us today for a free discovery call to discuss how we can diversify and strengthen your retirement savings plan.

Katherine Stienessen
Five-Star Wealth Manager & CPA Financial Advisor
(952) 843-4941
https://kstienessen.com

💰𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝘄𝗲𝗮𝗹𝘁𝗵 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗵𝗮𝗽𝗽𝗲𝗻.

If you want to leave a financial legacy for your loved ones you need to have a smart, diversified strategy. And it’s never too late to get started. And you know what? All it takes is picking up the phone to take that first step towards building a strong future for the important people in your life.

What do you have to lose? We want to hear from you!
👇🏾

(952) 843-4941

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗼𝗻𝗲 𝗴𝗼𝗮𝗹 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁? 𝗣𝗼𝘀𝘁 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝘀 𝗯𝗲𝗹𝗼𝘄.👇🏾

Thank you for sharing with us! We want to get to know you better!

📞Give us a call and let’s chat about how to make your goal a reality: (952) 843-4941

https://kstienessen.com/

👉𝗛𝗲𝗿𝗲’𝘀 𝗮 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗮 𝗹𝗼𝘁 𝗼𝗳 𝗽𝗲𝗼𝗽𝗹𝗲 𝗱𝗼𝗻’𝘁 𝗿𝗲𝗮𝗹𝗹𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘁𝗵𝗶𝗻𝗸 𝗮𝗯𝗼𝘂𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲, 𝗳𝗿𝗮𝗻𝗸𝗹𝘆, 𝗶𝘁’𝘀 𝗮 𝗹𝗶𝘁𝘁𝗹𝗲 𝘀𝗰𝗮𝗿𝘆. 👻𝗪𝗶𝗹𝗹 𝘆𝗼𝘂𝗿 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗺𝗼𝗻𝗲𝘆 𝗹𝗮𝘀𝘁 𝘆𝗼𝘂 𝘁𝗵𝗿𝗼𝘂𝗴𝗵𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘆𝗲𝗮𝗿𝘀, 𝗼𝗿 𝘄𝗶𝗹𝗹 𝗶𝘁 𝗿𝘂𝗻 𝗼𝘂𝘁?

You need a rock solid plan, that’s for sure. And this is what we do for our clients each and every day. We create individualized retirement plans tailored just for YOU. NO cookie cutter investment strategies here. 🍪We listen. We care. We want YOU to be a client for life.

We will work with you to create an investment strategy that is designed to pursue your risk tolerance, time horizon, and goals.

💰We can help you design a rock solid, balanced, diversified retirement plan that will grow your retirement nest egg, keep it safe, and you will be able to pass it down to your loved ones.

Want to learn more? Sign up for our newsletter today to learn how to create wealth that stands the test of time: https://kstienessen.com/

💯𝗪𝗲’𝗿𝗲 𝗼𝗻 𝗮 𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝘁𝗼 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗮 𝗰𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁’𝘀 𝗿𝗶𝗴𝗵𝘁 𝗳𝗼𝗿 𝗬𝗢𝗨. 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀. 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲. 𝗧𝗮𝘅 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 & 𝗽𝗿𝗲𝗽𝗮𝗿𝗮𝘁𝗶𝗼𝗻. 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗮𝗶𝗿. 𝗔𝗻𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝗲𝗮𝘀𝗶𝗲𝘀𝘁 𝗽𝗮𝗿𝘁 𝗮𝗯𝗼𝘂𝘁 𝗶𝘁 𝗶𝘀? 𝗔𝘀 𝘁𝗵𝗲 𝗼𝗹𝗱 𝘀𝗼𝗻𝗴 𝗴𝗼𝗲𝘀 – 𝗔𝗹𝗹 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗱𝗼 𝗶𝘀 𝗰𝗮𝗹𝗹! 🎶 📲

🛑Don’t risk your money and retirement by combing for answers online, reading investment books for “Dummies”, or getting advice from “expert” friends. Turn to professionals who specialize in helping people grow their nest egg, avoid unnecessary taxes, and leave a solid legacy for their loved ones. 🥚💰

📲Call us today and we’ll answer any questions you may have about a solid plan for your retirement: (952) 843-4941

https://kstienessen.com

Kay Stienessen Providing comprehensive and personal services, geared to each persons particular tax and financial situation.

🧺 🥚 𝗬𝗼𝘂’𝘃𝗲 𝗵𝗲𝗮𝗿𝗱 𝗼𝗳 “𝗗𝗼𝗻’𝘁 𝗽𝘂𝘁 𝗮𝗹𝗹 𝘆𝗼𝘂𝗿 𝗲𝗴𝗴𝘀 𝗶𝗻 𝗼𝗻𝗲 𝗯𝗮𝘀𝗸𝗲𝘁,” 𝗮𝗻𝗱 𝘁𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂 𝗶𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗿𝗶𝘀𝗸𝗶𝗲𝗿 𝘀𝘁𝗼𝗰𝗸𝘀, 𝘆𝗼𝘂r 𝗺𝗮𝘆 𝗹𝗼𝘀𝗲 𝗹𝗼𝘁𝘀 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆 𝗼𝗿 𝗴𝗮𝗶𝗻 𝗹𝗼𝘁𝘀 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆. 𝗕𝘂𝘁 𝗶𝘀 𝘁𝗵𝗲𝗿𝗲 𝗮 𝗳𝗼𝗿𝗺𝗮𝗹 𝘁𝗲𝗿𝗺 𝗳𝗼𝗿 𝗮𝗹𝗹 𝗼𝗳 𝘁𝗵𝗶𝘀? 🤔

👉 There sure is. It’s called the Modern Portfolio Theory. It is a method of investing that can be used to create diversified portfolios that maximize their returns within acceptable levels of risk. (Investopedia)

🤝 Here at Kay Stienessen, we specialize in Modern Portfolio Theory (MPT). We will educate you and walk you through it, every step of the way.

💸 Want to learn more about MPT and what it can do for your investments? Book an appointment with us today: https://kstienessen.ac-page.com/book-a-call-with-kay

Kay Stienessen
(952) 843-4941
https://kstienessen.com/

⏳ 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗵𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝗙𝗿𝗶𝗱𝗮𝘆 𝗮𝗳𝘁𝗲𝗿𝗻𝗼𝗼𝗻 𝗹𝘂𝗹𝗹? 𝗬𝗼𝘂 𝗸𝗻𝗼𝘄, 𝘁𝗵𝗮𝘁 𝘁𝗶𝗺𝗲 𝗮𝗳𝘁𝗲𝗿 𝗻𝗼𝗼𝗻 𝗯𝘂𝘁 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂’𝗿𝗲 𝗼𝗳𝗳 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸𝗲𝗻𝗱, 𝘄𝗵𝗲𝗿𝗲 𝘁𝗶𝗺𝗲 𝗷𝘂𝘀𝘁 𝘀𝗲𝗲𝗺𝘀 𝘁𝗼 𝘀𝘁𝗮𝗻𝗱 𝘀𝘁𝗶𝗹𝗹?

💥 Shake up your afternoon and take a quick break by watching something that could potentially get you closer to your financial dreams!

▶️ Choose one of our financial videos here: https://kstienessen.com/videos/

Kay Stienessen
(952) 843-4941
https://kstienessen.com/

😕 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗰𝗼𝗻𝗳𝘂𝘀𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗲𝗿𝗲 𝘁𝗼 𝗴𝗼 𝗳𝗼𝗿 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘁𝘆𝗽𝗲𝘀 𝗼𝗳 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴? 𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗿𝗶𝗲𝗱 𝘁𝗼 𝗴𝗼 𝘁𝗼 𝗮 𝗯𝗶𝗴 𝗻𝗮𝗺𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝘀𝗼𝗿, 𝗮𝗻𝗱 𝘆𝗼𝘂 𝗳𝗲𝗹𝘁 𝗺𝗼𝗿𝗲 𝗹𝗶𝗸𝗲 𝗮 𝗻𝘂𝗺𝗯𝗲𝗿 𝗿𝗮𝘁𝗵𝗲𝗿 𝘁𝗵𝗮𝗻 𝗮 𝗽𝗲𝗿𝘀𝗼𝗻?

Kay Stienessen is your one-stop shop for….

🔅Credit Repair
🔅Life Insurance
🔅Long Term Care Insurance
🔅Retirement Plans
🔅401k Planning
🔅Taxes
🔅529 Plans
🔅Investing

💞We treat our clients with integrity and respect. We truly care about your experience while working with us.

👀 Explore here everything that we can do for you and your money: https://kstienessen.com/services/

Kay Stienessen
(952) 843-4941
https://kstienessen.com/

😞 𝗘𝘃𝗲𝗻 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗰𝗮𝗻 𝗯𝗲 𝗱𝗮𝘂𝗻𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗰𝗼𝗻𝗳𝘂𝘀𝗶𝗻𝗴, 𝗹𝗲𝘁 𝗮𝗹𝗼𝗻𝗲 𝘀𝗶𝘁𝘁𝗶𝗻𝗴 𝗱𝗼𝘄𝗻 𝗮𝗻𝗱 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗼𝗶𝗻𝗴 𝗶𝘁. 𝗧𝗵𝗲 𝗴𝗼𝗼𝗱 𝗻𝗲𝘄𝘀? 𝗬𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗱𝗼 𝗶𝘁 𝗮𝗹𝗼𝗻𝗲. 🤝

💯 Once you start to look at your retirement options with Kay Stienessen, you’ll wonder why you didn’t do it sooner.

❇️ We make everything clear for you, educate you on all of your options, and provide you with expert advice on how to work towards the retirement you desire.
👣Ready to take the first step towards creating the future you want? It all starts with a simple call: https://kstienessen.ac-page.com/book-a-call-with-kay

Kay Stienessen
(952) 843-4941
https://kstienessen.com/

🥪🥛🍎 𝗪𝗲 𝗮𝗿𝗲 𝗰𝘂𝗿𝗶𝗼𝘂𝘀. 𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗱𝗼 𝗼𝘃𝗲𝗿 𝘆𝗼𝘂𝗿 𝗹𝘂𝗻𝗰𝗵 𝗯𝗿𝗲𝗮𝗸? 𝗗𝗼 𝘆𝗼𝘂 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘁𝗮𝗸𝗲 𝗮 𝗺𝗼𝗺𝗲𝗻𝘁 𝘁𝗼 𝗲𝗻𝗷𝗼𝘆 𝘆𝗼𝘂𝗿 𝗳𝗼𝗼𝗱 𝗮𝗻𝗱 𝘁𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗲𝘆𝗲𝘀 𝗼𝗳𝗳 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝘂𝘁𝗲𝗿? 𝗢𝗿 𝗮𝗿𝗲 𝘆𝗼𝘂 𝗹𝗶𝗸𝗲 𝗺𝗮𝗻𝘆 𝗼𝗳 𝘂𝘀 𝘄𝗵𝗼 𝗲𝗮𝘁 𝗮𝘁 𝗼𝘂𝗿 𝗱𝗲𝘀𝗸 𝗮𝗻𝗱 𝘄𝗼𝗿𝗸 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗹𝘂𝗻𝗰𝗵?

However you spend your lunch, we encourage you to do it a little differently today. Here are some ideas:

➡️ Get up and stretch your legs, arms and neck.

➡️ Drink a glass of cold water.

➡️ Take a lap outside the building or your home.

➡️ Take a few minutes and read our October newsletter here: https://kstienessen.com/newsletter/october-2022/

✨ When you do that last one, be sure to scroll to the bottom for a little nugget of knowledge you probably didn’t know!

Kay Stienessen
(952) 843-4941
https://kstienessen.com/

Wishing a Happy 1 YEAR WORK ANNIVERSARY TO ROSE EK!!!! Thank you for your hard work and commitment to our team!!!!

“Three out of four Americans admit they’ve made a financial mistake. The biggest? Not investing in their 401(k), according to a Harris Poll of over 1,000 U.S. adults commissioned by TD Ameritrade.” 🤯

Check out this article by CNBC detailing how you can take full advantage of your 401k.

https://www.cnbc.com/2019/07/31/not-investing-in-a-401k-is-the-biggest-financial-mistake.html

Don’t become another statistic! Schedule an appointment with us today to ensure your future financial freedom.✨
(952) 843-4941
https://kstienessen.com/

Americans say not investing in a 401(k) is the biggest financial mistake About 75% of Americans admit they've made financial mistakes, but the biggest is a fairly easy fix: not investing in a 401(k) or retirement savings plan.

There are so many more actions that affect your credit score than you realize!

Here’s a breakdown of what affects your credit score:

📅Your payment history (35%)
💸amounts you owe, or credit utilization (30%)
📏The length of your credit history (15%)
🎚️The mix of your credit accounts (10%)
🆕Your new credit accounts (10%)

As of 2022, the average credit score in the U.S. is 716. So how do you measure up?

We can help you improve your credit score and figure out how to reduce your credit card debt. Your credit rating is very important anytime you are borrowing money or even renting an apartment.

Set an appointment now📅
(952) 843-4941
https://kstienessen.com/

❓Start your Monday by asking yourself a very important and necessary question:

Have you ever considered what will happen to your loved ones after you pass? 👩‍👦

More than 4-10 families face financial hardships when the primary wage earner passes.

Allow us to help you make sure you have a plan in place to secure your loved one’s financial future.✅

Set an appointment now 📅
(952) 843-4941
https://kstienessen.com/

Taxes can be confusing and frustrating! 😖😕

Visit our website to access a plethora of tax resources and tools to ensure you:

✅ Meet deadlines on time
✅ Have the right tax forms
✅ Discover your tax rate

Follow the link to access these helpful and FREE tools 🔗
(952) 843-4941
https://kstienessen.com/