Grant Griffin - Luminate Home Loans
Helping people finance their homes ๐ก
From Van-tastic to Home-tastic! Here at Luminate Home Loans, we're giving tired van lifers room to breathe and park their dreams!
5.0 star review received on Experience.com for Grant Griffin by Charles J T - Grant was very attentive and great to work with
New โ โ โ โ โ 5 Star Experience.com Review by Charles J T Click to see all 34 reviews of Grant Griffin, Eden Prairie
Remember, purchasing a home is a significant decision, and staying well-informed and vigilant during the journey can assist you in making appropriate decisions for your overall financial well-being.
Seeking guidance from your trusted lender is crucial - let me help you avoid the don'ts!
Reflecting on the strength of a nation united, even in the face of darkness. As we honor the lives lost on 9/11, we also celebrate the resilience that emerged from the tragedy. Just as Luminate Home Loans strives to bring light to the path of homeownership, may we continue to illuminate the way toward hope, unity, and a brighter future for all.
Why settle for borrowed spaces? Home is much more than just a rental; it's a testament to hard work and a haven of belonging. Let's get you preapproved today!
Home buyers and sellers are WASTING money negotiating price reductions in this market, but here's a little-known mortgage secret: a 2/1 seller-paid rate buydown strategy is actually MUCH more effective at reducing your monthly mortgage payment than dropping the home's sales price. Learn more about this strategy and more - call or DM today!
Thinking about wearing white after Labor Day? Well, just like that fashion rule, some outdated mortgage myths should also be left behind!
Step into a brighter financial future with us โ no matter the color of your outfit or the time of year. Apply for a mortgage that's always in style!
At Luminate Home Loans, we celebrate the hard work and dedication that drives us all. As you take a well-deserved break today, may your accomplishments shine as bright as the summer sun. Here's to the power of labor and the dreams it brings to life. Happy Labor Day!
Before house-hunting: Master the art of questionology ๐ก๐ญ Luminate Home Loans, your one-stop-shop for answers.
Embrace the changing leaves and a season of possibilities with Luminate Home Loans by your side.
Just as nature transitions gracefully from summer to September, let me help you transition seamlessly into your dream home.
5.0 star review received on Experience.com for Grant Griffin by Clint C - Grant made the home buying process seamless and easy to navigate. He was able to provide the right answers to questions at the right times and effectively communicated actions required on my part. Overall great experience and would be happy to refer others to Grant in the future.
New โ โ โ โ โ 5 Star Experience.com Review by Clint C Click to see all 32 reviews of Grant Griffin, Eden Prairie
Bricks and beams may make a house, but it's the love and laughter that truly build a home. Here at Luminate Home Loans, we help turn dreams into reality - let's make your future EXTRAORDINARY! When you're ready to buy, we're ready to help!
If you plan to buy a home, saving for a down payment is probably top of mind. But do you know how much you need to save? Contrary to popular belief, you don't need to put down 20% unless itโs specified by a loan program. The average down payment is much lower than youโd think. DM me today to learn more!
Understanding your Debt-to-Income Ratio (DTI) is the ultimate financial compass on your journey to homeownership! It measures the percentage of your monthly income that goes toward debt payments, and here's why it's crucial:
1๏ธโฃ Lenders' Best Friend: Mortgage lenders use DTI to gauge your ability to manage additional debt responsibly. A low DTI signals financial strength, boosting your chances of securing a favorable mortgage with lower interest rates!
2๏ธโฃ Budget Balancer: Calculating your DTI empowers you to assess your current financial health, identifying potential areas for improvement. It aids in creating a realistic budget, paving the way for smarter financial decisions!
3๏ธโฃ Dream Home Gatekeeper: When aiming to purchase a home, your DTI plays a pivotal role. A lower DTI not only qualifies you for better loans but also increases your borrowing capacity, bringing you closer to that perfect abode!
Remember, a healthy DTI not only opens doors to homeownership but also sets the stage for a brighter financial future. So, grab that calculator and embrace the power of DTI!
When it comes to securing a loan, the road can be daunting and overwhelming. But fear not! It's my goal to make home loans and the home-buying process as approachable as possible. Having a lender you can trust by your side makes all the difference. As your dedicated guide, I'll be there every step of the way, from application to approval and beyond. Let's turn your dreams into reality with a partnership built on trust and expertise!
With our diverse portfolio of loan products, there is no need to wait. We work for our clients to get them the best mortgage possible for their unique situation. No gimmicks, no sales pitches, just authenticity. So, don't hesitate to invest in real estate. Purchase property now and have confidence that your investment will undoubtedly be rewarding in the future!
Everyone deserves to be a homeowner, and I'm here to help make it happen! If you're curious about the path to homeownership, feel free to comment below or send me a direct message. Whether you currently qualify or not, I can guide you onto the right path and help you finally achieve your goal of owning a home.
5.0 star review received on Experience.com for Grant Griffin by Benjamin K - Good communication and a smooth transaction.
New โ โ โ โ โ 5 Star Experience.com Review by Benjamin K Click to see all 31 reviews of Grant Griffin, Eden Prairie
5.0 star review received on Experience.com for Grant Griffin by Joseph H - Grant did a great job keeping me updated and providing clarity in all situations. Being a first time home buyer, this was important to me and didnโt go unnoticed, very appreciative of his assistance.
New โ โ โ โ โ 5 Star Experience.com Review by Joseph H Click to see all 30 reviews of Grant Griffin, Eden Prairie
At Luminate Home Loans, we're more than just a mere transaction; our focus lies in the profound impact we have on our client's financial futures.
We prioritize building strong bonds and firmly believe that the 30 years of continuous advice, guidance, and value we provide long after the deal is done, outweighs the significance of the 30 days leading up to loan closure.
We understand that a home is likely the most substantial investment people make in life, and we strive to instill 100% confidence in every decision our clients make with us.
Are you ready for a confident future?
Purchasing real estate means so much more than just a place to call home; it represents an investment in your future. Real estate typically serves as a stable and secure asset known to appreciate over time.
When you're prepared to embark on your journey of investing in a home, I hope you'll consider me for assistance.
Do you have a preferred vacation spot that you visit every summer? If that's the case, it might be wise to consider purchasing a home in that location. Having a second home offers the benefit of having a consistent place to spend quality time with your friends and family, guaranteeing you always have a vacation destination. If you aspire to achieve this, feel free to direct message me, and we can initiate the pre-approval process!
I'm excited to share that Luminate Home Loans has achieved recognition as one of the country's top 50 highest-performing residential mortgage companies, as indicated by the 2023 Scotsman Guide!
Saluting the strength, resilience, and brilliance of women on National Women's Day. At Luminate Home Loans, we stand by you, supporting your dreams and empowering your future.
Avoid the heartbreak of falling in love with a home, only to later discover that you can't secure the necessary financing! Being pre-approved helps you avoid such situations by identifying any potential financial obstacles and provides numerous advantages. It's a smart step to take before starting your home search and can significantly increase your chances of successfully buying your desired property.
5.0 star review received on Experience.com for Grant Griffin by Hannah K - Grant was great on keeping us up to date on deadlines and communicating with us on documents needed to secure funding. Always answered our emails with questions quickly. Will be recommending to family and friends!
New โ โ โ โ โ 5 Star Experience.com Review by Hannah K Click to see all 28 reviews of Grant Griffin, Eden Prairie
5.0 star review received on Experience.com for Grant Griffin by Erich W - Grant was there with a quick response to every question we had no mater the time of day or holiday, he was a great help and made this process not only painless but thoroughly easy!
New โ โ โ โ โ 5 Star Experience.com Review by Erich W Click to see all 27 reviews of Grant Griffin, Eden Prairie
MYTH DEBUNKED! There is no universal law or rule that mandates referring three lenders. Some Real Estate Agents choose to work solely with one or two, while others work with several.
Here at Luminate Home Loans, we're on a mission to change the mortgage industry, and who we work with matters.
We are inspired to spread financial literacy, help families on their journey to financial freedom, and are devoted to building stronger communities.
If you're ready for a clear direction when it comes to lending, please reach out - we'd love to connect.
Are you waiting for the "market to improve" before you purchase a home? Are numbers the only thing holding you back? Instead, concentrate on your own preparedness rather than being fixated on those numbers.
My responsibility is to assist you in securing your dream home - if it doesn't benefit you, I won't do it! Remember, it's your unique journey โ buy the house and live at your own pace.
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Our Story
Personal NMLS1864164 - Branch NMLS1985797 - Company NMLS3029
WHO WE ARE
CrossCountry Mortgage, LLC is a growing nationwide mortgage lending and refinancing company with numerous branch locations and licensed professionals dedicated to serving you. Our goal is to be recognized as the leading and most reputable mortgage company in the nation.
WHAT WE DO
We begin the process by earning our customers' trust. We listen to you. We assess your financial situation and review your loan options to find the best solution. Then we guide you through the process. At CrossCountry Mortgage, LLC, expect more than a mortgage.
HOW WE'RE DIFFERENT
We distinguish ourselves from other mortgage brokers and lenders through superior customer service, a full range of mortgage products, and advanced technology. Mortgages are our only business.
HOW WE CAN HELP YOU
Our team is ready to help you identify and obtain the right home loan or refinancing solution for your needs. Whatever your situation, we'll be by your side from start to finish, keeping you informed and getting your loan closed quickly.
TALK TO A LICENSED PROFESSIONAL
At CrossCountry Mortgage, LLC, you can meet with a licensed loan officer face-to-face in one of our branches or complete the entire process online or by phone. Call now. We will get you pre-qualified or pre-approved and on your way to the home of your dreams.
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2523 S Wayzata Boulevard, STE 300
Minneapolis, MN
55405
2523 S Wayzata Boulevard
Minneapolis, 55405
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