Ellison Homes - Milford CT Real Estate

🎨 Are you giving your kitchen a facelift? If so, one of the biggest considerations is the countertops.

✨Here’s a rundown of the types of countertops you have to choose from.

1. Engineered Quartz
Because of their strength, engineered stone countertops are very durable.

2. Ceramic Tile
Countertops made from ceramic tile are stain and heat-resistant, and because the surface is made from individual tiles, any damage is easily repaired by simply replacing the affected tiles.

3. Natural Stone
Natural stone makes for beautiful countertops, but it requires regular sealing to make it resistant to stains and scratches.

4. Acrylic And Polyester
Called solid surface countertops, acrylic and polyester countertops are virtually maintenance-free and non-porous.

5. Plastic Laminate
They come in an array of colors to match nearly any décor, but they are not heat resistant and they scratch and chip easily.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

The Many Faces of Kitchen Countertops Ellison Homes

🏠 You need to take care of a few things before you can turn your home into a rental property.

🔑 Here are the steps involved.

Step 1 – If You Have A Mortgage, You May Need To Wait

If you purchase the home and tell your lender that you’re going to live in it and then done, they may foreclose on the home if they find out. Check with your lender to find out if any waiting periods exist before turning your home into a rental.

Step 2 – Find Out If You Qualify For Another Mortgage

It’s important to find out if you qualify for another mortgage or not before converting your primary residence. While the rental income may help you qualify, your lender may not even consider it.

Step 3 – Got An Hoa? Check With Them First

If the home you want to convert to a rental property is governed by a Homeowner’s Association (HOA), you may not be able to convert it. The HOA may have rules against it, so be sure to check with them first.

Step 4 – Update Your Homeowner’s Insurance Policy

If you need to make a claim after you’ve converted your home into a rental property and you haven’t updated your homeowner’s insurance policy to a landlord policy, your claim will probably be denied.

Step 5 – Learn The Tax Laws That Apply To You As A Landlord

While it’s a good idea to hire a tax advisor for your investment property, it’s a good idea to learn the laws yourself so you can make an informed decision as to whether turning your home into a rental is a good idea or not.

Step 6 – Get Yourself And The Home Ready

Take a look around the house and identify any repairs or upgrades that need to be made. Don’t go overboard with the upgrades but keep the property on par with other rentals in the area.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

6 Tips To Convert Your Home To A Rental Property Ellison Homes

💚 Paint color analysis to impress homebuyers
How to choose the right paint color that can impress homebuyers

Are neutral colors the answer?
Each color has the ability to generate either positive or negative feelings. It’s important then, to choose a color that not only enhances the appearance of your home but also evokes positive emotions.

What do primary colors say?

Reds: although the color red is a strong color with a reputation for boosting self-confidence, it can be overwhelming for homebuyers.

Blues: almost every shade of blue instills a positive impression.

Yellows: yellow is a great color because it boosts brain function, stimulates intelligence, and enhances focus.

How do homebuyers perceive secondary colors?

Oranges: orange is a positive color as its cheerful nature is associated with celebration and youth.

Purples: add an elite vibe to your home by painting the walls purple.

Greens: shades of green tend to evoke feelings of wealth.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

How To Choose The Right Paint Color That Can Impress Homebuyers Ellison Homes

Did you know the size of your down payment can have a big impact on your mortgage? ⁣
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Here are a few of the ways: ⁣
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📉 Interest Rate ⁣
A larger down payment often means a lower interest rate on the money you borrow. ⁣
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🗓️ Monthly Payment ⁣
A bigger down payment means smaller monthly payments, making it easier to budget. ⁣
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💰 Total Cost ⁣
The more you put down initially, the less you'll pay in total over the life of the loan. ⁣
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🏠 Mortgage Type ⁣
Certain mortgages might require a specific minimum down payment. ⁣
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🔒 Mortgage Insurance ⁣
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With a smaller down payment, you may need mortgage insurance, adding to your monthly costs. ⁣
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Want to learn more about how your down payment can affect the cost of owning a home? Check out our latest blog post for a detailed breakdown. ⁣
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🔗 https://stephanieellison.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Join us for an Open House!

🏡 Where: 22 Fort Hill Avenue, Shelton
📌 When: Sunday August 25, 2024
⏰ Time: 12:00 PM - 2:00 PM

𝗙𝗼𝗿 𝗠𝗼𝗿𝗲 𝗜𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗩𝗶𝘀𝗶𝘁:
https://ellisonhomes.com/homes-for-sale-details/22-FORT-HILL-AVENUE-SHELTON-CT-06484/24038348/17/

3 Reasons To Move in Today’s Shifting Market The housing market is in a transition. And that gives you 3 key opportunities going into the fall.

Join us for an Open House

🏡 Where: 85 Greenlawn Avenue, Stratford
📌 When: Saturday August 24, 2024
⏰ Time: 11:00 AM - 1:00 PM

𝗙𝗼𝗿 𝗠𝗼𝗿𝗲 𝗜𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗩𝗶𝘀𝗶𝘁:
https://ellisonhomes.com/homes-for-sale-details/85-GREENLAWN-AVENUE-STRATFORD-CT-06614/24036679/17/

🏠 Selling your home soon? Then you want to get the most money you can for it!

🔨 Here are four DIY projects to do that can increase your home’s value.

Things To Do To Increase Your Home’s Value

1. Give the interior a fresh coat of paint. Painting the walls is one of the cheapest ways you can improve the look and feel of your home.

2. Add lighting where it’s needed. Lighting isn’t expensive, especially if you simply add a lamp here or a lamp there.

3. Upgrade the curb appeal. Once you put your house up for sale, make sure the lawn is mowed regularly, the garbage cans are out of sight, and anything that’s broken is fixed.

4. Update the entryway. Invest in a remodeling project to update the entryway of your home to convince the right buyer that yours is the home of his dreams.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

4 DIY Projects That Can Increase The Value Of Your Home Ellison Homes

🕊️ Happy International Day of Peace! 🕊️

Today is dedicated to promoting peace and harmony in our communities and around the world. Creating a peaceful home environment is the first step toward building a more peaceful society.

Every home can be a sanctuary of calm and comfort, reflecting the values of understanding and unity that this day represents.

🏡☮️ Here's to fostering peace in our hearts, our homes, and our neighborhoods. Wishing everyone a serene and harmonious International Day of Peace!

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

You may not be looking to buy or sell a home right now, but did you know we can still be a great resource? Here are 3 reasons to reach out to us: ⁣
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👷 You need a referral. ⁣
Whether you’re searching for a housekeeper or a roofer, we’re happy to share our list of trusted local professionals. ⁣
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🛠️ You’re thinking about renovating. ⁣
We can help you consider how changes you make might affect your home’s resale potential down the road. ⁣
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📈 You want to know your property’s value. ⁣
From taxes to net worth, there are lots of reasons you may need to know your home’s current value — and we offer free assessments. ⁣
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Save this post to refer back to, and reach out if there’s anything we can do for you today! ⁣
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📲 (203) 623-9844 ⁣
📧 [email protected]

🔎 Looking for a new home?

📝 Make it easier to find the things you want in a new place by creating a checklist of features you can’t live without.

What Works And What Doesn’t

This section of the checklist gets you thinking about your current home and what makes you happy – or not so much so – about it.

Amount Of Space

Do you have enough space in your current home or is there too much? Does the floor plan suit your lifestyle? What about the bedrooms? Are there enough, or do you need more? Perhaps there’s a special room you’ve never had before, such as a home office, that you’d really like in your new home.

Outdoor Spaces

The outside of your home is just as important as the home itself. In your new home, how much time are you willing to devote to exterior maintenance such as painting, staining, etc.?

The Neighborhood And Surrounding Community

Having good neighbors can make living in your dream home all the better, so don’t ignore this important aspect when searching for the perfect home.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

Create A Checklist To Help You Find The Perfect Home Ellison Homes

🤔 Feeling overwhelmed by the number of paint samples to choose from?

😉 If you’re painting a room in your home, use the following tips to choose the perfect color without wracking your brain.

1. Paint Your Rooms In Colors You Like Wearing
If you take a look in your closet, you’ll discover a pattern to the madness. Most people tend to buy clothing in their favorite colors. If you enjoy the color enough to wear it often, you’ll enjoy looking at it on the walls of your home, too.

2. Choose Colors From Patterns In The Room
If you have a sofa or favorite piece of artwork, take color cues from that to create a cohesive look throughout the space.

3. Choose 5 Paint Colors
When painting the interior of your home, you should aim to choose five different colors. The first is white. White goes with everything. The second is a neutral color.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

3 Tips To Pick Paint Colors For Your Home Ellison Homes

Join us for an Open House

🏡 Where: 49 Oriole Lane, Milford
📌 When: Sunday, August 18, 2024 ~ ⏱ Time: 2:00 PM - 4:00 PM

For more Information Visit us:
https://ellisonhomes.com/homes-for-sale-details/49-ORIOLE-LANE-MILFORD-CT-06460/24036684/17/

Join us for an Open House

🏡 Where: 819 Robert Treat Drive, Orange
📌 When: Sunday, August 18, 2024 ~ ⏱ Time: 11:30 AM - 1:30 PM

For more Information Visit us:
https://ellisonhomes.com/homes-for-sale-details/819-ROBERT-TREAT-DRIVE-ORANGE-CT-06477/24035165/17/

Join us for an Open House

🏡 Where: 75-77 Ridgewood Drive, Milford
📌 When: Saturday, August 17, 2024 ~ ⏱ Time: 11:00 AM - 1:00 PM
📌 When: Sunday, August 18, 2024 ~ ⏱ Time: 12:00 PM - 2:00 PM

For more Information Visit us:
https://ellisonhomes.com/homes-for-sale-details/75-77-RIDGEWOOD-DRIVE-MILFORD-CT-06460/24036683/17/

The Great Wealth Transfer: A New Era of Opportunity In recent years, there’s been a significant shift in how wealth is distributed among generations.

🏘️ So, you’re buying your first home.

✨ Great! Here are a few things you should know when buying your first home.

1. Financial Preparedness

To make sure you’re financially ready, ensure you’re not just buying a house because all your friends are doing it and that you have an emergency fund set up to cover the cost of unexpected situations.

2. Hire A Real Estate Agent

While the Internet makes it easy for anyone to shop and purchase a home, it doesn’t mean you should go it alone. Hiring a real estate agent will help you find the perfect home as well as navigate the complicated waters of the home buying process.

3. Don’t Make Decisions Solely On Price

If you choose a home-based solely on price, you may miss out on other vital factors such as a safe neighborhood or the proximity of nearby conveniences. Be sure to look at several factors when searching for your first home.

4. Get Pre-approved

You can certainly look for a home without getting pre-approved for a mortgage, but not knowing how much home you can afford beforehand can cause you to waste time looking at homes you can’t afford.

5. Don’t Skip The Home Inspection

You may be tempted to forget the home inspection based on the appearance of the home, but it’s important to keep in mind that many of the issues in a home aren’t readily visible.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

A Millennial Ellison Homes

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 ⁣
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Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. ⁣
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Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ⁣
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✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ⁣
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✅ Pay down credit cards, auto loans, student loans, and other debt. ⁣
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✅ Increase your income to offset your debts and lower your ratio. ⁣
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Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. ⁣
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🔗 https://stephanieellison.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

🍳 Is your apartment’s kitchen tiny? Do you struggle to find storage for all your kitchen goods?

🍱 If so, check out these pantry organization tricks that will give you the extra space you need in that small apartment kitchen.

1. Use Wire Racks In The Cabinets
To make more room for everything you need to store, use wire racks in the cabinets. These racks stand alone so there’s no installation required.

2. Use Plastic Containers For Storage
Not only is this a great way to store your food since it’s airtight, but it also adds a stylish touch to the room’s décor.

3. Use Freezer Bags
Remove bulk meats from their original packaging and section it into usable portions using freezer bags. Be sure to remove all the air to compact the bag as much as possible.

4. Use Command Hooks
Command hooks use strong, sticky tape rather than nails or screws to hold the hook on the wall. The tape is easy to remove, if needed, leaving behind no visible damage on the wall.

5. Make Use Of The Space Above The Cabinets
If your kitchen cabinets don’t extend to the ceiling, make use of the space above them.

6. Embrace Drawer Dividers
By using drawer dividers, you can organize the chaos, which will give you more space for more things.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

Pantry Storage Tricks for a Small Apartment Kitchen Ellison Homes

Join us for an Open House

🏡 Where: 22 Fort Hill Avenue, Shelton, CT
📌 When: Saturday, August 10, 2024 ~ ⏱ Time: 12:00 Pm - 2:00 PM
📌 When: Sunday, August 11, 2024 ~ ⏱ Time: 1:00 PM - 3:00 PM

For more Information Visit us:
https://ellisonhomes.com/homes-for-sale-details/22-FORT-HILL-AVENUE-SHELTON-CT-06484/24038348/17/

🏠 Selling your home? Read this to avoid making some common mistakes that could cost you a lot of money.

1. Asking the wrong price for your house. To ensure you’re setting a fair price for your home, it’s important to do a little homework to find out what similar homes in the area are selling for.

2. Not taking advantage of social media marketing. Use social media to post your house for sale. Be sure to include high-quality photos that illustrate your home at its best.

3. Not making much-needed repairs. Anything you can do to improve the appearance of the home will greatly improve your chances of selling it faster and for a much higher price.

4. Not being hospitable to potential buyers. The more hospitable you are to potential buyers, the more likely they will be to strike a deal on your home.

Ellison Homes | Ellison Homes Real Estate
[email protected] | (203) 874-7653
https://ellisonhomes.com
"Give me your house...I'll stay on top of it!"

4 Things To Avoid When Selling Your Home Ellison Homes