AJ Gonzalez - Real Estate Advisor

Inflation jumped again 📈
The cost of everyday stuff (gas, groceries, rent) went up 3.8% compared to last year, higher than expected. Most of it was energy prices spiking from the US/Iran tension. Housing costs also looked higher, but that was a one-time accounting quirk that should clear up next month.
Why you care: When inflation runs hot, mortgage rates usually follow. Translation 👉 don't expect rates to drop anytime soon.

🏠 Sellers: buyers are still out there, but they're picky. Price it right or it sits.
🔑 Buyers: the "wait for lower rates" strategy isn't working. Marry the house, date the rate.
💼 Investors: this is exactly the market where creative finance (seller financing, sub-to, lease options) beats cash every time.

Got questions about your specific situation? DM me. Happy to break down what this means for your home, your zip code, and your numbers.
— AJ | InvestaHaus

Tres noticias salieron esta semana que afectan a todo dueño de casa, comprador y vendedor. Te lo traduzco:
1. La inflación volvió a subir 📈
El costo de las cosas del día a día (gasolina, comida, renta) subió 3.8% comparado con el año pasado — más de lo esperado. La mayor parte fue por el precio de la energía, que se disparó con la tensión entre EE.UU. e Irán. Los costos de vivienda también se vieron más altos, pero eso fue un ajuste contable de una sola vez que debería corregirse el próximo mes.
¿Por qué te importa: Cuando la inflación sube, las tasas hipotecarias suelen seguirla. Traducción 👉 no esperes que las tasas bajen pronto.
2. Las ventas de casas están congeladas 🧊
Se vendieron alrededor de 4 millones de casas el mes pasado — el mismo ritmo en el que llevamos atascados durante más de 3 años. Para que tengas perspectiva: es el mismo número de ventas que en 1995, cuando EE.UU. tenía 70 millones menos de habitantes. El mercado no está colapsando, está paralizado. Los vendedores no quieren soltar su hipoteca al 3%, y los compradores no aguantan los precios de hoy con las tasas de hoy.
¿Por qué te importa: Hay menos competencia allá afuera. Si estás serio sobre comprar o vender ahora mismo, estás nadando en una piscina mucho más pequeña — y eso es una ventaja si sabes jugarla bien.
3. Las tasas hipotecarias no se movieron… todavía ⚠️
La tasa oficial a 30 años se mantuvo igual esta semana. Pero detrás de bastidores, el mercado de bonos ya está reaccionando a la noticia de la inflación, lo que significa que las tasas están subiendo silenciosamente. ¿Y la Reserva Federal? El mercado ya está apostando a cero recortes de tasa para el resto del 2026.
Por qué te importa: Si estabas esperando que las tasas bajen antes de hacer una movida, esa espera se acaba de alargar mucho.

Strategic Exit Planning for Service Businesses: Maximizing Value in 2026
For the service business owner, your company isn’t just a ledger of accounts—it’s a decades-long labor of craft, reputation, and relationship. However, as we approach the mid-2020s, the market for service-based firms has shifted. Buyers are no longer looking for “busy” companies; they are looking for strategic exit planning that proves a business can thrive without its founder.

https://investahaus.com/blog/strategic-exit-planning-for-service-businesses-maximizing-value-in-2026/

https://www.linkedin.com/posts/alberto-aj-gonzalez_tokenizing-a-building-wont-magically-mint-activity-7434591030294769665-ozMS?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAKNbJUBkyeJnHl2lT-3pMBYkG0Gaa9k23k

Tokenization 101: Liquidity, Access, Transparency | Alberto Gonzalez posted on the topic | LinkedIn “Tokenizing” a building won’t magically mint gold coins. It only moves 3 needles that matter: 1. Liquidity 2. Access 3. Transparency Everything else is marketing noise. Yes, the blockchain re-writes the ledger. No, it doesn’t re-write the Securities Act of 1933. Yes, you can split a $20 M as...

Exclusive Off Market Luxury House in Doral, FL. 33178

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The South Florida market in 2026 is no longer a game of speculation but a field of "disciplined ex*****on." There are over 3000 expired listings in the last 6 days. This represents the inefficiencies of the previous cycle; by applying sophisticated strategies, an investor can unlock significant advantages and build a resilient portfolio in one of the most vibrant economic regions in the United States.

The Fed cut short-term interest rates for the 3rd time in 2025, admitted that the BLS jobs numbers were probably "overstated", and announced the resumption of short-term asset purchases - all good news for bond yields (and by extension, mortgage rates).

What's up with Real Estate? National news and local views for the week

Small companies drive the US economy, and they're hurting (higher raw materials prices, tariffs, higher wages). ADP's November report showed that small companies shed 120K jobs. Canaries in the economic coal mine? It now looks like the Fed will cut rates again on December 10.
https://www.listreports.com/share/shareables/social?sid=jEG9lF308

What's up with Real Estate? National news and local views for the week