Spreadsheets Crafter

How did it turn out…

Bro I was about to pay $72,800 for a $14,000 debt 💀

Then I saw what happens when you pay $100 extra per month... EIGHTEEN YEARS GONE.

$60K SAVED. This hit me like a truck.

Comment “debtfree” for the calculator that changed everything ⬇️

Is that time of the year again…

I cried in a Walmart parking lot

I bet him $100 he couldn't do it. $7,600/month. 3 kids. He found $780/month hiding. I owed him the hundred. Worth it.

📊 Comment BUDGET for the tracker.

I said $9,200/month wasn't enough for our family. He opened one spreadsheet and found $915 we didn't know we had. Every month. 📊 comment me BUDGET for the tracker.

Starting over. $3,600/month. 38 years old. Two kids. Zero savings. Here's how I budget every dollar of my new life. 📊 DM me BUDGET for the tracker.

We were sitting on $96k of debt until we realized that the strategy matters as much as the amount. We used our dashboard to compare and found a way to shave 3 years off our payoff timeline.
Start being strategic with your money this year.
Comment 'DEBTFREE' to get your own payoff plan started today!

$3,200 paycheck. $2,992 in bills. $208 to survive until next month. This is fine.

we set $60 aside for date night.
lit candles.
poured wine we already had.
chopped everything in the fridge.
blended the roasted veg into a sauce from scratch. plated two bowls that looked like a restaurant charged $30 each for them.

total spent: $9.87 budget remaining: $50.13

DoorDash would have been $51 before we even opened the door.

the only thing that changed was knowing exactly what we had to spend before the week decided for us.

that’s Budget by Paycheck- simple spreadsheet that tracks every dollar from the moment you get paid.

Comment “DATE” and I’ll share the template with you.