Miller Lending Team

Looking for DSCR financing?

DSCR loans are designed for real estate investors who want flexibility without traditional income documentation. Qualification is based on rental income, making this option ideal for building, refinancing, and scaling 1–4 unit investment properties.

Whether you’re focused on cash flow, portfolio growth, or speed to close, DSCR financing offers a streamlined approach built for today’s investor.

📩 DM us to explore your options or tap the link in bio.

🔥 Under Contract!
Another beautiful home secured for my clients in Middletown, DE! Appreciate the continued trust in the Miller Lending Team to get deals done quickly and smoothly. 🙌🏡

Michael Miller | NMLS # 2080811
📞 786-627-8800 | www.millerlendingteam.com

🚨 Under Contract! 🚨
Cincinnati, OH 45229 🏡
Congrats to my investor client for locking in this duplex using DSCR financing — no personal income docs required, just the property’s rental income! 💰

📍 A solid cash-flowing investment is now off the market.
📈 DSCR makes scaling a portfolio simple & powerful.

🏡 Buy Your Dream Home with Just 1% Down!

Put down only 1% of the home’s price, and we’ll cover up to $7,000 more to help you reach the full 3% down payment on a conventional loan.

💡 Example: For a $300,000 home, you bring $3,000 — we add $6,000!

✅ Who Qualifies?
• Income at or below 80% of your area’s median
• Credit score 620+
• Buying a primary single-family home

🔥 Why Choose our 1% Down Program?
💰 Keep more cash for moving or upgrades
🎁 Our grant is free money – no loan, no repayment
⚡ Fast closings with the nation’s top mortgage broker

📊 How It Works:
1️⃣ You put down 1% of the home price
2️⃣ We grant up to 2% (max $7,000)
3️⃣ You get a conventional loan with just 3% down total!

Note: For homes over $350,000, your down payment may be slightly higher.
(Example: $5,069 on a $402,300 home)

📲 DM me to see if you qualify!

🎉 UNDER CONTRACT! 🏡
Another happy buyer secured financing for this beautiful 4-bedroom home in Bridgeton, NJ — now officially Under Contract at $315,000!

As a Mortgage Loan Officer, I’m here to help YOU get into your next home with the best possible financing — from first-time buyers to investors and everyone in between.

💼 Need a smooth pre-approval?
💰 Exploring 0% down or DPA options?
📈 Want better rates than retail lenders?

Let’s talk!

🔥 Under Contract in Philly! 🔥
Another one secured — this mixed-use property is officially off the market.

📍 Philadelphia, PA 19133
💰 $324,500
🛏 3 Beds | 🛁 1.5 Baths | 📐 2,430 sqft

Whether it’s residential, investment, or a business space — I’ve got you covered from contract to close. If you're thinking about buying, refinancing, or just want to know your options, let's connect.

📲 www.millerlendingteam.com

🏡 Think of me as your Mortgage Dealer 💼🔍

While most banks offer you one option, I shop with 250+ lenders to find the mortgage that actually fits YOU — whether you're buying your first home, refinancing, or investing.

From FHA (down to 500 FICO) and VA loans, to DSCR, Bank Statement, Fix & Flip, and even Foreign National programs — I’ve got a solution for almost every scenario.

📲 DM or text me at 786-627-8800 for real options, lower rates, and advice that actually helps.

Let’s make this move make sense.

🚨 Under Contract in Marlton, NJ! 🏡

We’re excited to share that this stunning 4-bedroom, 2.5-bath home — with over 2,300 sqft of living space — is officially under contract!

🔹 Purchase Price: $610,000
🔹 4 Bedrooms | 2.5 Bathrooms
🔹 2,326 Sqft of beautifully maintained space
📍 Marlton, NJ 08053

Thinking about buying a home but not sure where to begin? Whether it’s your first home or your next one, The Miller Lending Team is here to guide you every step of the way — from pre-approval to closing.

✅ Fast pre-approvals
✅ Trusted loan options
✅ A team that communicates and gets deals done!

Let’s talk about your goals and get you one step closer to homeownership. Visit us at:
🌐 www.millerlendingteam.com

📲 Questions? Send us a message — we’re happy to help!

🏡 $0 Down FHA Financing is Here! 💰

You could get up to 3.5% in grant funds toward your down payment and closing costs — no repayment required!

✅ 620+ Credit Score
✅ Not Just for First-Time Buyers
✅ No Income Restrictions
✅ Use for 1–2 Unit Homes
✅ Up to $35,000 in Total Assistance

DM me or reach out to get pre-approved today!

📞 Michael Miller
📱 ((786) -627 8800
🌐 www.millerlendingteam.com
📧 [email protected]
NMLS #1660690 | NEXA Mortgage LLC
Let’s get you into your next home with zero down! 🔑

NEXA Mortgage LLC is an Equal Housing Lender

Merry Christmas! If you’re not in your pajamas yet, what are you doing? Let’s celebrate with family, food, and all the holiday movies we can handle!