Marcia Beckford, Registered Representative with Nylife Securities LLC

Marcia Beckford, Registered Representative with Nylife Securities LLC

Financial Services Professional offering securities products and services through NYLIFE Securities LLC. In considering any career change, many questions may arise, such as: What will be my responsibilities?

How will I be trained? How will I be compensated? The answers to these questions depend on many factors. When you sell insurance or financial services, you're not merely selling products, you're developing relationships. Your relationship with your customers, as well as the trust they place both in you and in the products you offer, are critical components to your ultimate success. You'll also mak

Operating as usual

Retirement budgeting—Manage retirement spending | New York Life 12/06/2021

Retirement budgeting—Manage retirement spending | New York Life

When it comes to managing retirement spending, no single formula works for everybody. While these tips can help you prepare, I can help you put a strategy in place to help ensure you have the best retirement possible.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

12/01/2021

www.newyorklife.com

There's no guidebook for dealing with the loss of a spouse, but you don't have to do everything alone. When you're ready, reach out and I can help you through some of the important financial steps you should take.

www.newyorklife.com

Timeline Photos 11/30/2021

Deciding to purchase life insurance to protect your loved ones was easy. Deciding which policy to get may be a little tougher. Click here to learn about the different options available and how each one may fit your needs. Still have questions? Let's talk.
https://www.insure.com/life-insurance/types-of-life-insurance

Deciding to purchase life insurance to protect your loved ones was easy. Deciding which policy to get may be a little tougher. Click here to learn about the different options available and how each one may fit your needs. Still have questions? Let's talk.
https://www.insure.com/life-insurance/types-of-life-insurance

Caregiving for a spouse—Learn how to adjust | New York Life 11/26/2021

Caregiving for a spouse—Learn how to adjust | New York Life

Caregiving for a spouse can be a taxing experience for any couple. Here are some ways you can be prepared ahead of time.

Caregiving for a spouse—Learn how to adjust | New York Life Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

Should you plan a mini-retirement? | New York Life 11/21/2021

Should you plan a mini-retirement? | New York Life

Depending where you are in your career, sometimes a mini-retirement can be a life-affirming break. But it does come with risks. Here are some things you should consider before making any sudden moves.

Should you plan a mini-retirement? | New York Life What is a mini-retirement and should you plan one? Learn from New York Life how you can take a renewing break from working life with a mid-life retirement.

11/18/2021

www.newyorklife.com

If you are a caregiver to someone, we want you to know that you're not alone (and not just because it's #NationalFamilyCaregiversMonth). Learn the basics of caregiving and reach out when you're ready. I'm here to help.

www.newyorklife.com

Legacy gifting—Consider charities as beneficiaries | New York Life 11/16/2021

Legacy gifting—Consider charities as beneficiaries | New York Life

Helping to build better futures for others is a great legacy to leave behind. If you're thinking about donating to charities as beneficiaries, here are some things to consider.

Legacy gifting—Consider charities as beneficiaries | New York Life Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

Working after retirement shouldn’t be a backup plan | New York Life 11/11/2021

Working after retirement shouldn’t be a backup plan | New York Life

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Working after retirement shouldn’t be a backup plan | New York Life Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

Retirement budgeting—Manage retirement spending | New York Life 11/06/2021

Retirement budgeting—Manage retirement spending | New York Life

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Retirement Withdrawals 2021: Making Sense of the Baffling Requirements and IRS Penalties 11/04/2021

Retirement Withdrawals 2021: Making Sense of the Baffling Requirements and IRS Penalties

RMDs were waved in 2020 due to the pandemic, but they are back this year. This article shares how to determine your RMD and avoid stiff penalties from the IRS.

Retirement Withdrawals 2021: Making Sense of the Baffling Requirements and IRS Penalties This probably isn't a big problem for most retired Americans, but you can't let funds in your retirement accounts sit there forever. You have to make required minimum distributions or face stiff...

Caregiving for a spouse—Learn how to adjust | New York Life 11/03/2021

Caregiving for a spouse—Learn how to adjust | New York Life

If your loved one needs care, you'll be there to offer it without question. And we'll be here to support you without question. This #NationalFamilyCaregiversMonth, learn how you can be better prepared to handle a long-term illness or injury.

Caregiving for a spouse—Learn how to adjust | New York Life Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

Retirement Planning Considerations | New York Life 11/01/2021

Retirement Planning Considerations | New York Life

No one can tell the future. That's why preparing for retirement can often feel so overwhelming. Fortunately, with a little help, you can prepare for whatever comes your way. Read this article and let's get started today.

Retirement Planning Considerations | New York Life When financially preparing for retirement, remember to consider five things about income sources and preparation.

As Inflation Rises, Beware of the Money Illusion. It May Cost You a Lot. 11/01/2021

As Inflation Rises, Beware of the Money Illusion. It May Cost You a Lot.

Learn how to avoid serious financial mistakes by understanding the purchasing power of money after taking inflation into account, in this article.

As Inflation Rises, Beware of the Money Illusion. It May Cost You a Lot. People often focus on the actual amount of money they earn or spend, rather than its purchasing power.

Life insurance for homeowners: Protecting your mortgage | New York Life 11/01/2021

Life insurance for homeowners: Protecting your mortgage | New York Life

It's finally time to return to all the projects we shelved a year ago—and start thinking up new ones. If mortgage protection falls into either of those buckets for you, give me a call and we'll get started.

Life insurance for homeowners: Protecting your mortgage | New York Life Learn the importance of assessing your life insurance value when buying a home. Discover how increasing your life insurance can help protect your family and home.

Starting college funds for grandchildren | New York Life 11/01/2021

Starting college funds for grandchildren | New York Life

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

RMDs - Learn about required minimum distributions | New York Life 10/27/2021

RMDs - Learn about required minimum distributions | New York Life

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

RMDs - Learn about required minimum distributions | New York Life Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

Insurance company financial strength ratings—Learn what matters | New York Life 10/22/2021

Insurance company financial strength ratings—Learn what matters | New York Life

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Insurance company financial strength ratings—Learn what matters | New York Life Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Make the most of your social security benefits | New York Life 10/17/2021

Make the most of your social security benefits | New York Life

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Major life events that can affect your life insurance | New York Life 10/12/2021

Major life events that can affect your life insurance | New York Life

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Major life events that can affect your life insurance | New York Life Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.

How to Create a Financial Strategy Plan | New York Life 10/07/2021

How to Create a Financial Strategy Plan | New York Life

Whether long hikes, pumpkin spice, or campfires are on you fall schedule, having a financial strategy for the future should always be in season. Read this article and let's talk.

How to Create a Financial Strategy Plan | New York Life Build a financial strategy based on your realities and expectations. Consider these tips and strategies when building your financial future.

5 strategies to diversify investments | New York Life 10/07/2021

5 strategies to diversify investments | New York Life

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

5 strategies to diversify investments | New York Life It is important to diversify your investments in order to properly manage risk. Learn five strategies from New York Life for how to diversify your portfolio.

Make the most of your social security benefits | New York Life 10/02/2021

Make the most of your social security benefits | New York Life

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Timeline Photos 09/29/2021

Life Insurance Awareness Month may be coming to a close this September, but your need for coverage is year-round. Contact me today and let’s talk.
#GetLifeInsurance #LIAM21

Life Insurance Awareness Month may be coming to a close this September, but your need for coverage is year-round. Contact me today and let’s talk.
#GetLifeInsurance #LIAM21

09/28/2021

Protect the important people today and tomorrow

Your employees' needs are different, so how do you know what benefits they want? With Employee's Whole Life Insurance, your employees can have customized life-long protection and guidance from a financial professional, at virtually no cost to you. #LIAM

Protect the important people today and tomorrow ith Employee’s Whole Life Insurance from New York Life, it’s never been easier to protect your family, their future, and the lifestyle you work so hard to provide. Ask your company’s New York Life Agent about how to get started.

Life insurance for homeowners: Protecting your mortgage | New York Life 09/27/2021

Life insurance for homeowners: Protecting your mortgage | New York Life

From closing costs to utilities, there's a lot on your plate when you're buying a new home. But as we celebrate Life Insurance Awareness Month, here's a friendly reminder why life insurance should always be included. #LIAM

Life insurance for homeowners: Protecting your mortgage | New York Life Learn the importance of assessing your life insurance value when buying a home. Discover how increasing your life insurance can help protect your family and home.

Life insurance dividend options—Reach your goals | New York Life 09/27/2021

Life insurance dividend options—Reach your goals | New York Life

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

Life insurance dividend options—Reach your goals | New York Life What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

Timeline Photos 09/24/2021

With life insurance, protecting the future of your loved ones is possible. Contact me today.
#GetLifeInsurance #LIAM21

With life insurance, protecting the future of your loved ones is possible. Contact me today.
#GetLifeInsurance #LIAM21

Is employee life insurance enough for you? | New York Life 09/22/2021

Is employee life insurance enough for you? | New York Life

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

09/21/2021

Small Business Employee Benefits | New York Life

When you're worried about money, productivity can sometimes take a back seat. This #LIAM, give your employees the benefit of financial protection with personalized group and individual insurance solutions from New York Life.

Small Business Employee Benefits | New York Life Improve workplace morale with New York Life group employee benefits and insurance product offerings for small businesses.

What Is Term Life Insurance? | New York Life 09/20/2021

What Is Term Life Insurance? | New York Life

September is Life Insurance Awareness Month, and the perfect reminder how important it is to prepare for the unexpected. If you're new to life insurance, don't worry. Learn why term life may be the best place to start. #LIAM

What Is Term Life Insurance? | New York Life If you're interested in buying term life insurance, but not sure how it works, check out our term life guide to learn about policy and coverage.

Timeline Photos 09/20/2021

Family is everything. Would you do anything to protect your family and ensure they have a bright future? Let’s talk.
#GetLifeInsurance #LIAM21

Family is everything. Would you do anything to protect your family and ensure they have a bright future? Let’s talk.
#GetLifeInsurance #LIAM21

How to know when it’s time to convert term coverage to whole life | New York Life 09/17/2021

How to know when it’s time to convert term coverage to whole life | New York Life

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

How to know when it’s time to convert term coverage to whole life | New York Life The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides

Timeline Photos 09/17/2021

Getting life insurance is a simple way to help make sure the ones you love can continue on financially if you’re no longer there. Let’s chat.
#GetLifeInsurance #LIAM21

Getting life insurance is a simple way to help make sure the ones you love can continue on financially if you’re no longer there. Let’s chat.
#GetLifeInsurance #LIAM21

Group Term Life Insurance | New York Life 09/16/2021

Group Term Life Insurance | New York Life

#COVID19 has been hard on business owners and employees alike. But when you look out for each other, everyone wins. Learn how Group Term Life can help you attract the top talent you’re looking for, while giving them the protection they deserve. #LIAM

Group Term Life Insurance | New York Life Find out how New York Life can help protect your family from the unexpected with Group Term Life Insurance.

09/14/2021

Protect the important people today and tomorrow

Giving your employees the best possible benefits doesn't have to affect your bottom line. With Employee’s Whole Life Insurance, you can give your workers and their families individualized solutions that last the rest of their lives. #LIAM

Protect the important people today and tomorrow ith Employee’s Whole Life Insurance from New York Life, it’s never been easier to protect your family, their future, and the lifestyle you work so hard to provide. Ask your company’s New York Life Agent about how to get started.

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520 Broad Hollow Rd
Melville, NY
11747
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EPSG is leading integrator of electronic payment technology solutions

Danielle Henderson, Agent with New York Life Danielle Henderson, Agent with New York Life
520 Broad Hollow Road
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Agent licensed to sell insurance through New York Life Insurance Company.

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Capital One Bank Capital One Bank
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