Residential & Commercial Lending
Contact me today to learn more about our Portfolio products. My latest project utilizing our Portfolio Lending is a Purchase of a Commercial Condo including construction costs for a Stand.Up MRI Center.
Commercial to Residential Conversions etc.
Please do not hesitate calling me to discuss your scenarios
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CONVENTIONAL, PORTFOLIO, FHA 203B & 203K & VA
Steven Thall-The Federal Savings Bank
We are always looking for more ways to improve the services that we offer our customers which is why we have partnered with CondoGrade. CondoGrade is a local Chicago company that helps improve the condo buying experience by providing prospective buyers and sellers with information about condo associations. As a highlight of our new partnership TFSB customers will receive 25% off all reports when they use the promo code: TFSB. For more information visit CondoGrade: https://condograde.com/tfsb
simplifyingthemarket.com Every four years people question what effect the Presidential election might have on the national housing market. Let’s take a look at what is currently taking place. The New York Times ran an article earlier this week where they explained: “A growing body of research shows that during presidential
simplifyingthemarket.com The latest report from Freddie Mac shows that the 30-year fixed-rate mortgage averaged 3.61% last week, slightly down from the week before (3.66%), and nearly 20 points lower than a year ago (3.80%). This is great news for homebuyers who are dealing with rising prices due to a low inventory of ho
www.jacquielawson.com A dreamy, Shakespeare-inspired card that's fit for a Queen
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jacquielawson.com A dreamy, Shakespeare-inspired card that's fit for a Queen
Happy Mothers Day to all the Mother's in my Facebook Community
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simplifyingthemarket.com The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 47 days in March. This is a decrease from the 59 days reported in February, as well as the 52 days reported back in March 2015. 42% of
simplifyingthemarket.com The National Association of Realtors recently released their 2016 Investment and Vacation Home Buyers Survey. The survey revealed many characteristics of both vacation home purchasers and investors. Today, we want to concentrate on the vacation real estate market. The survey found that vacation h
simplifyingthemarket.com Last week, the inaugural “Homebuyer Insights Report” was released by the Bank of America. The report revealed the reasons why consumers purchase homes and what their feelings are regarding homeownership. Consumer Lending Executive, D. Steve Boland, explained: “Homebuyers today are motivated by b
freddiemac.com Mortgage rates this week registered the delayed impact of last week's sharp drop in Treasury yields as the 30-year mortgage rate fell 12 basis points to 3.59 percent. This rate marks a new low for 2016 and matches last year's low in February 2015.
simplifyingthemarket.com How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is “an online resource for the most rigorous research and practical information on how a quality, stable, affordable home in a vibrant community contributes to individual and community success”. A
simplifyingthemarket.com There are some renters that have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord’s. As The Joint Cente
simplifyingthemarket.com Some Highlights: Buying a home is often the biggest financial decision that any family will make. The average net worth of a homeowner is 45x greater than that of a renter. Homeownership puts your housing costs to work for you. Infographic was created in cooperation with Jensen & Co.
simplifyingthemarket.com In school we all learned the Theory of Supply and Demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 4.4-month supply. This is
simplifyingthemarket.com In a recent blog post on Marginal Revolution, economist Alex Tabarrok discussed homeownership as an investment. Here is what Mr. Tabarrok had to say: “Housing is overrated as a financial investment. First, it’s not good to have a significant share of your wealth locked into a single asset. Diversi
simplifyingthemarket.com With spring right around the corner, you may be wondering if you should wait to enter the housing market. Here are four great reasons to consider buying a home today instead of waiting. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home prices have appreci
simplifyingthemarket.com Finally, the issue of homeownership has become a platform talking point in this year’s presidential debate. Yesterday, one of the candidates running for President spoke out about the importance of homeownership in America. Hillary Clinton detailed a new economic agenda yesterday. In announcing he
[02/11/16] Call me today, for a pre approval...I will get your loan closed in 30 days!!! 631-926-4500
simplifyingthemarket.com According to the National Association of Realtors’ (NAR) Existing Home Sales Report, homes were on market for an average of 58 days in December. This was slightly longer than the 54 days in November, but still better than the 66 days experienced in December 2014. 32% of homes across the country we
simplifyingthemarket.com Recently, on CNBC’s Closing Bell, Shark Tank investor Kevin O’Leary, also known as “Mr. Wonderful,” said Millennials “don’t give a poo-poo about owning a house.” This thinking couldn’t be further from the truth. Let’s give a few examples to make this point. 1.) In the recent National Housing Mark
freddiemac.com The Multi-Indicator Market Index® (MiMi®) shows the U.S. housing market continues to improve with two additional states – New York and Kansas – entering their outer range of stable housing activity, as well as three more metro areas: New York, New York; Minneapolis, Minnesota; and Palm Bay, Florida.
simplifyingthemarket.com In a recent article by the Wharton School of Business at the University of Pennsylvania, it was revealed that some Millennials are not looking to purchase a home simply because they don’t believe they can qualify for a mortgage. The article quoted Jessica Lautz, the National Association of Realto
simplifyingthemarket.com The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-7.7%). The decline in this price range point
simplifyingthemarket.com We often promote homeownership over renting when a family is ready, willing and able to purchase. There are both financial and non-financial benefits to owning a home of your own. Based on the headlines below, many news outlets agreed with us after they reviewed a recent report from the Harvard Join
simplifyingthemarket.com There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a second
[09/17/15] The Fed made no change in the federal funds rate. The Statement cited concerns that weaker global economic growth around the world could exert downward pressure on U.S. inflation rates, which already are well below the Fed's target level. Fed officials lowered their forecasts for inflation for the next several years. All of this news was positive for MBS prices. Fed Chair Yellen's press conference will begin at 2:30 et, and her comments could cause additional volatility.
simplifyingthemarket.com The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income
simplifyingthemarket.com Last month, the National Association of Realtors (NAR) reported that housing inventory was down 4.7% from the same time last year and that the month’s inventory of homes for sale stood at 4.8 - far below the six months necessary for a normal housing market. Why is there such a shortage of inventory?
simplifyingthemarket.com Some Highlights: Every time a home is sold, the surrounding economy feels a boost. Different industries and businesses benefit at each stage of the process of moving into a home! Hawaii leads the way with a $177,000 boost to the local economy.
simplifyingthemarket.com Some Highlights: Hiring a Real Estate Professional to buy your dream home, or sell your current house is one of the most 'educated' decisions you can make! A Real Estate Professional has the experience needed to help you through the entire process. Make sure that you hire someo
simplifyingthemarket.com According to the recently released BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said they would be willing to pay an average of $296,000 for a home and would average a 21% down payment. The report als
simplifyingthemarket.com We are almost back to ‘pre-housing crash’ home values. The inventories of distressed properties (foreclosures & short sales) are shrinking dramatically. The economy is improving. The job numbers are headed in the right direction. The big question that still remains: Have Americans regaine
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As a Financial Advisor, I help people plan for financial security. Tell me your goals and we’ll help achieve them together.
Financial Services Professional offering securities products and services through NYLIFE Securities LLC.
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I am an Agent licensed to sell insurance through New York Life Insurance Company.
As a financial professional at New York Life on Long Island you'll help families achieve the financial security they need and desire.
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Travers & Associates is an experienced group who assists their clients in creating a plan to help preserve, protect and transfer wealth.
Agent licensed to sell insurance through New York Life Insurance Company.