Steven Thall-The Federal Savings Bank

Steven Thall-The Federal Savings Bank

Residential & Commercial Lending

[01/27/17]   Contact me today to learn more about our Portfolio products. My latest project utilizing our Portfolio Lending is a Purchase of a Commercial Condo including construction costs for a Stand.Up MRI Center.

Commercial to Residential Conversions etc.

Please do not hesitate calling me to discuss your scenarios

[01/17/17]   APPLICATION TO CLOSING IN 30 DAYS
CONVENTIONAL, PORTFOLIO, FHA 203B & 203K & VA

01/17/2017

Steven Thall-The Federal Savings Bank

05/25/2016

The Federal Savings Bank

We are always looking for more ways to improve the services that we offer our customers which is why we have partnered with CondoGrade. CondoGrade is a local Chicago company that helps improve the condo buying experience by providing prospective buyers and sellers with information about condo associations. As a highlight of our new partnership TFSB customers will receive 25% off all reports when they use the promo code: TFSB. For more information visit CondoGrade: https://condograde.com/tfsb

simplifyingthemarket.com 05/23/2016

The Presidential Election and Its Impact on Housing

simplifyingthemarket.com Every four years people question what effect the Presidential election might have on the national housing market. Let’s take a look at what is currently taking place. The New York Times ran an article earlier this week where they explained: “A growing body of research shows that during presidential

simplifyingthemarket.com 05/11/2016

Mortgage Rates Remain at Historic Lows

simplifyingthemarket.com The latest report from Freddie Mac shows that the 30-year fixed-rate mortgage averaged 3.61% last week, slightly down from the week before (3.66%), and nearly 20 points lower than a year ago (3.80%). This is great news for homebuyers who are dealing with rising prices due to a low inventory of ho

www.jacquielawson.com 05/08/2016

Queen for a Day

https://www.facebook.com/steven.j.thall/posts/10209556121407922

www.jacquielawson.com A dreamy, Shakespeare-inspired card that's fit for a Queen

jacquielawson.com 05/08/2016

Queen for a Day

Happy Mother's Day

jacquielawson.com A dreamy, Shakespeare-inspired card that's fit for a Queen

123greetings.com 05/08/2016

Have A Wonderful Day On Mother’s Day!

Happy Mothers Day to all the Mother's in my Facebook Community

123greetings.com Have a wonderful Mother’s Day!

simplifyingthemarket.com 04/30/2016

Homes Continue to Sell Quickly Nationwide

simplifyingthemarket.com The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 47 days in March. This is a decrease from the 59 days reported in February, as well as the 52 days reported back in March 2015. 42% of

simplifyingthemarket.com 04/18/2016

Vacation Home Sales: Sales Down, Prices Up

simplifyingthemarket.com The National Association of Realtors recently released their 2016 Investment and Vacation Home Buyers Survey. The survey revealed many characteristics of both vacation home purchasers and investors. Today, we want to concentrate on the vacation real estate market. The survey found that vacation h

simplifyingthemarket.com 04/16/2016

The Top Reasons Why Americans Buy Homes

simplifyingthemarket.com Last week, the inaugural “Homebuyer Insights Report” was released by the Bank of America. The report revealed the reasons why consumers purchase homes and what their feelings are regarding homeownership. Consumer Lending Executive, D. Steve Boland, explained: “Homebuyers today are motivated by b

freddiemac.com 04/08/2016

Mortgage Rates at New 2016 Lows

https://www.facebook.com/steven.j.thall/posts/10209332188209732

freddiemac.com Mortgage rates this week registered the delayed impact of last week's sharp drop in Treasury yields as the 30-year mortgage rate fell 12 basis points to 3.59 percent. This rate marks a new low for 2016 and matches last year's low in February 2015.

simplifyingthemarket.com 04/07/2016

Building Wealth: First Rung on the Ladder is Housing

simplifyingthemarket.com How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is “an online resource for the most rigorous research and practical information on how a quality, stable, affordable home in a vibrant community contributes to individual and community success”. A

simplifyingthemarket.com 04/05/2016

Rent or Buy: Either Way You’re Paying A Mortgage

simplifyingthemarket.com There are some renters that have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord’s. As The Joint Cente

simplifyingthemarket.com 03/24/2016

How To Create Real Family Wealth [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Buying a home is often the biggest financial decision that any family will make. The average net worth of a homeowner is 45x greater than that of a renter. Homeownership puts your housing costs to work for you. Infographic was created in cooperation with Jensen & Co.

simplifyingthemarket.com 03/24/2016

3 Charts That Scream ‘List Your Home Today’

simplifyingthemarket.com In school we all learned the Theory of Supply and Demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 4.4-month supply. This is

simplifyingthemarket.com 03/06/2016

One More Time, Real Estate is a Great Investment

simplifyingthemarket.com In a recent blog post on Marginal Revolution, economist Alex Tabarrok discussed homeownership as an investment. Here is what Mr. Tabarrok had to say: “Housing is overrated as a financial investment. First, it’s not good to have a significant share of your wealth locked into a single asset. Diversi

simplifyingthemarket.com 02/24/2016

Thinking of Buying A Home? What Are You Waiting For?

simplifyingthemarket.com With spring right around the corner, you may be wondering if you should wait to enter the housing market. Here are four great reasons to consider buying a home today instead of waiting. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home prices have appreci

simplifyingthemarket.com 02/17/2016

Homeownership Finally Makes Political Debate

simplifyingthemarket.com Finally, the issue of homeownership has become a platform talking point in this year’s presidential debate. Yesterday, one of the candidates running for President spoke out about the importance of homeownership in America. Hillary Clinton detailed a new economic agenda yesterday. In announcing he

app.quicksendit.com 02/14/2016

Here's Something Sweet for Valentine's Day

app.quicksendit.com

[02/11/16]   Call me today, for a pre approval...I will get your loan closed in 30 days!!! 631-926-4500

simplifyingthemarket.com 02/11/2016

Homes Selling Quickly Across The Country

http://goo.gl/60m6ML

simplifyingthemarket.com According to the National Association of Realtors’ (NAR) Existing Home Sales Report, homes were on market for an average of 58 days in December. This was slightly longer than the 54 days in November, but still better than the 66 days experienced in December 2014. 32% of homes across the country we

simplifyingthemarket.com 02/06/2016

This Time “Mr. Wonderful” is just WRONG!!

http://goo.gl/kxw887

simplifyingthemarket.com Recently, on CNBC’s Closing Bell, Shark Tank investor Kevin O’Leary, also known as “Mr. Wonderful,” said Millennials “don’t give a poo-poo about owning a house.” This thinking couldn’t be further from the truth. Let’s give a few examples to make this point. 1.) In the recent National Housing Mark

freddiemac.com 01/04/2016

U.S. Housing Market Posts Strong Improvement

freddiemac.com The Multi-Indicator Market Index® (MiMi®) shows the U.S. housing market continues to improve with two additional states – New York and Kansas – entering their outer range of stable housing activity, as well as three more metro areas: New York, New York; Minneapolis, Minnesota; and Palm Bay, Florida.

simplifyingthemarket.com 11/25/2015

Millennials: What FICO Score is Needed to Buy a Home?

http://goo.gl/QIQIB5

simplifyingthemarket.com In a recent article by the Wharton School of Business at the University of Pennsylvania, it was revealed that some Millennials are not looking to purchase a home simply because they don’t believe they can qualify for a mortgage. The article quoted Jessica Lautz, the National Association of Realto

simplifyingthemarket.com 10/06/2015

Sales Up In (Almost) Every Price Range!

simplifyingthemarket.com The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-7.7%). The decline in this price range point

simplifyingthemarket.com 09/30/2015

Renters: It is about to Get A Lot Worse

http://goo.gl/l9cNOi

simplifyingthemarket.com We often promote homeownership over renting when a family is ready, willing and able to purchase. There are both financial and non-financial benefits to owning a home of your own. Based on the headlines below, many news outlets agreed with us after they reviewed a recent report from the Harvard Join

simplifyingthemarket.com 09/23/2015

Is Qualifying for a Mortgage Getting Easier?

http://goo.gl/YB0vnn

simplifyingthemarket.com There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a second

[09/17/15]   The Fed made no change in the federal funds rate. The Statement cited concerns that weaker global economic growth around the world could exert downward pressure on U.S. inflation rates, which already are well below the Fed's target level. Fed officials lowered their forecasts for inflation for the next several years. All of this news was positive for MBS prices. Fed Chair Yellen's press conference will begin at 2:30 et, and her comments could cause additional volatility.

simplifyingthemarket.com 09/17/2015

The Cost of Waiting to Buy a Home

simplifyingthemarket.com The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income

simplifyingthemarket.com 09/15/2015

Over 23% Thinking of Selling. Why the Hesitation?

http://goo.gl/lWkMg6

simplifyingthemarket.com Last month, the National Association of Realtors (NAR) reported that housing inventory was down 4.7% from the same time last year and that the month’s inventory of homes for sale stood at 4.8 - far below the six months necessary for a normal housing market. Why is there such a shortage of inventory?

simplifyingthemarket.com 09/12/2015

Economic Impact of Every Home Sold [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Every time a home is sold, the surrounding economy feels a boost. Different industries and businesses benefit at each stage of the process of moving into a home! Hawaii leads the way with a $177,000 boost to the local economy.

simplifyingthemarket.com 09/08/2015

A+ Reasons to Hire A Real Estate Professional [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Hiring a Real Estate Professional to buy your dream home, or sell your current house is one of the most 'educated' decisions you can make! A Real Estate Professional has the experience needed to help you through the entire process. Make sure that you hire someo

www.thefederalsavingsbank.com 08/30/2015

Realtors Confidence Index indicates healthy market

www.thefederalsavingsbank.com  

simplifyingthemarket.com 08/30/2015

52% Likely to Buy in the Next 5 Years!! Are You?

simplifyingthemarket.com According to the recently released BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said they would be willing to pay an average of $296,000 for a home and would average a 21% down payment. The report als

simplifyingthemarket.com 08/21/2015

Real Estate Again Seen as Best Investment

http://goo.gl/vaYHm6

simplifyingthemarket.com We are almost back to ‘pre-housing crash’ home values. The inventories of distressed properties (foreclosures & short sales) are shrinking dramatically. The economy is improving. The job numbers are headed in the right direction. The big question that still remains: Have Americans regaine

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Conventional, FHA, VA, Investment Properties & Commercial Loans

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560 Broad Hollow Rd
Melville, NY
11747

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Wednesday 9am - 8pm
Thursday 9am - 8pm
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Saturday 9am - 8pm
Other Financial Services in Melville (show all)
Matthew J. Niegocki at Prudential Matthew J. Niegocki at Prudential
445 Broad Hollow Rd, Ste 405
Melville, 11747

As a Financial Advisor, I help people plan for financial security. Tell me your goals and we’ll help achieve them together.

Ron Valinotti, Jr., CRPC, Financial Advisor at Morgan Stanley Ron Valinotti, Jr., CRPC, Financial Advisor at Morgan Stanley
58 South Service Road M
Melville, 11747

Zambri Financial Solutions Zambri Financial Solutions
200 Broadhollow Rd Ste 302 Melville
Melville, 11747

Mike Bancroft - Northwestern Mutual Mike Bancroft - Northwestern Mutual
400 Broadhollow Rd
Melville, 11747

Keith Sutherland, Registered Representative with Nylife Securities Keith Sutherland, Registered Representative with Nylife Securities
520 Broadhollow Road
Melville, 11747

Financial Services Professional offering securities products and services through NYLIFE Securities LLC.

TMS Wholesale TMS Wholesale
135 Maxess Rd
Melville, 94596

Direct to Agency Mortgage Bank

Kareem Abdelmagid, Licensed Agent with New York Life Kareem Abdelmagid, Licensed Agent with New York Life
1660 Walt Whitman Road
Melville, 11747

I am an Agent licensed to sell insurance through New York Life Insurance Company.

Nicholas Marchelos, Partner with New York Life Nicholas Marchelos, Partner with New York Life
1660 Walt Whitman Road
Melville, 11747

As a financial professional at New York Life on Long Island you'll help families achieve the financial security they need and desire.

AC Risk Management, Inc. AC Risk Management, Inc.
1800 Walt Whitman Rd
Melville, 11747

AC Risk Management, Inc is an Insurance and Financial Planning firm. Our specialty is Property & Casualty Insurance; but we also offer consultation in Life, Accident & Health Insurance. We handle our clients'​ every need.

Ken Baer, Wealth Advisor at Morgan Stanley Ken Baer, Wealth Advisor at Morgan Stanley
58 South Service Road, Suite 400
Melville, 11747

Travers & Associates, Inc. Travers & Associates, Inc.
425 Broad Hollow Rd, Ste 204
Melville, 11747

Travers & Associates is an experienced group who assists their clients in creating a plan to help preserve, protect and transfer wealth.

Francesco Livoti, CLTC, Licensed Agent with New York Life Francesco Livoti, CLTC, Licensed Agent with New York Life
520 Broad Hollow Road
Melville, 11747

Agent licensed to sell insurance through New York Life Insurance Company.