Steven D. Lichtenstein CLU, CHFC - Forest Hills Financial

Steven D. Lichtenstein CLU, CHFC - Forest Hills Financial

Critical Thinker. Business Strategist. Creative Problem Solver and Planner since 1991 A Life-Investment Company specializing in Plans, Hopes & Dreams for individuals and owners of small-to-medium sized businesses.

Using a web based model called The Living Balance Sheet® I help people and businesses to identify threats, fulfill obligations and exploit opportunities. Click here to learn why we need financial balance : http://www.thelivingbalancesheet.com/financialbalance

Awards:
Court of The Table (4), Leaders Club (19)

Operating as usual

You can visit hundreds of US museums for free in September 08/31/2021

You can visit hundreds of US museums for free in September

You can visit hundreds of US museums for free in September

You can visit hundreds of US museums for free in September malaymail.com

What Walmart, Target And Home Depot Are Trying For Their Supply Chain Meltdowns 08/31/2021

What Walmart, Target And Home Depot Are Trying For Their Supply Chain Meltdowns

It's part of the reason we're seeing price increases on goods as these giant retailers ask consumers to help foot the bill

What Walmart, Target And Home Depot Are Trying For Their Supply Chain Meltdowns forbes.com

How the Target Credit Card Works 08/17/2021

How the Target Credit Card Works

The Target RedCard comes in multiple forms: a Target credit card (a store charge card) and a Target Mastercard (a traditional credit card)

How the Target Credit Card Works investopedia.com

UHV Q&A: Time to prepare for campus living 08/13/2021

UHV Q&A: Time to prepare for campus living

You also should check with his university to see if there is a list of recommended items to bring

UHV Q&A: Time to prepare for campus living victoriaadvocate.com

5 strategies for consolidating credit card debt - CNET 08/13/2021

5 strategies for consolidating credit card debt - CNET

If you feel like your efforts to pay down your credit card debt aren't working, debt consolidation can combine all of your credit card balances into one monthly payment, ideally with a lower interest rate. If you're drowning in debt and feeling the impact of lifestyle creep then call me to help figure out a better structure (718)475-5331.

5 strategies for consolidating credit card debt - CNET cnet.com

FedEx implements Berkshire Grey’s robotic system for small package processing 08/13/2021

FedEx implements Berkshire Grey’s robotic system for small package processing

FedEx Ground , a subsidiary of FedEx Corp, has recently implemented Berkshire Grey 's Robotic Product Sortation and #identification (RPSi) systems at its station in Queens, New York

FedEx implements Berkshire Grey’s robotic system for small package processing roboticsandautomationnews.com

Two new ways to save for a home purchase 08/13/2021

Two new ways to save for a home purchase

The median down payment for a home in 2020 was 12 percent among all buyers, according to a report

Two new ways to save for a home purchase washingtonpost.com

The Right Way to Negotiate with a Credit Card Company 08/13/2021

The Right Way to Negotiate with a Credit Card Company

If you're drowning financially and need help with credit card bills, you may wonder if it's possible to negotiate your credit card debt

The Right Way to Negotiate with a Credit Card Company debt.com

Maplewood’s Tapped Features Self-Pour Beer, Wood-Fired Pizzas, Appetizers and More 08/13/2021

Maplewood’s Tapped Features Self-Pour Beer, Wood-Fired Pizzas, Appetizers and More

Beyond the self-pour system, Tapped features canned cocktails, as well as a wood-burning oven, and a full kitchen and offers pizzas, appetizers, sandwiches and more

Maplewood’s Tapped Features Self-Pour Beer, Wood-Fired Pizzas, Appetizers and More laduenews.com

7 Steps to Improve Your Credit Score Right Now 08/13/2021

7 Steps to Improve Your Credit Score Right Now

Establish good habits, like paying your balances on time, keeping a low utilization rate, and applying for credit only when you need it, and you should see those practices reflected in your score over time

7 Steps to Improve Your Credit Score Right Now money.com

Common reasons why we fall into a credit card debt trap & how to get out of it 08/13/2021

Common reasons why we fall into a credit card debt trap & how to get out of it

Hence, the balance transfer option would suit card holders having the capacity to repay unpaid credit card dues within the specified promotional interest period

Common reasons why we fall into a credit card debt trap & how to get out of it financialexpress.com

The 'buy now, pay later' trend could be the next hidden source of consumer debt, analysts warn 08/13/2021

The 'buy now, pay later' trend could be the next hidden source of consumer debt, analysts warn

Fitch warned that such "buy now, pay later" debt could rack up and even spill over to credit card debt.

The 'buy now, pay later' trend could be the next hidden source of consumer debt, analysts warn cnbc.com

Your 18-year-old wants a credit card — which one should they get? 08/13/2021

Your 18-year-old wants a credit card — which one should they get?

Signing up for a credit card when you're 18

Your 18-year-old wants a credit card — which one should they get? thepointsguy.com

The 10 U.S. states with the most credit card debt 08/13/2021

The 10 U.S. states with the most credit card debt

With the avalanche method, you pay as much as you can on the debt with the highest interest rate while making minimum payments on your other credit cards

The 10 U.S. states with the most credit card debt cnbc.com

Credit bubble about to burst 08/13/2021

Credit bubble about to burst

We've seen this before. There have been signs banks are tightening up credit. It sounds eerily familiar to what we saw in 2007 during the real estate bubble but for different reasons this time!

Credit bubble about to burst theaustralian.com.au

Venmo is letting its credit cardholders convert cash-back to crypto for free 08/13/2021

Venmo is letting its credit cardholders convert cash-back to crypto for free

Venmo launched a credit card feature Tuesday that allows users to convert their cash-back rewards into bitcoin and other cryptocurrencies for free

Venmo is letting its credit cardholders convert cash-back to crypto for free cnbc.com

Diversified Offers Six Easy Tips for Saving Money to Honor National Financial Awareness Day 08/13/2021

Diversified Offers Six Easy Tips for Saving Money to Honor National Financial Awareness Day

Diversified Offers Six Easy Tips for Saving Money to Honor National Financial Awareness Day

Diversified Offers Six Easy Tips for Saving Money to Honor National Financial Awareness Day thedailytimes.com

How Hard Is It To Get A Business Credit Card? 08/13/2021

How Hard Is It To Get A Business Credit Card?

You can always use one of the best business credit cards with no annual fee to help you build your credit score

How Hard Is It To Get A Business Credit Card? johnnyjet.com

Nearly one million credit cards offered on underground forum 08/13/2021

Nearly one million credit cards offered on underground forum

Javvad Malik, security awareness advocate at KnowBe4, told ZDNet that the cards were stolen between 2018 and 2019, making it difficult to determine where the data came from or if it came from multiple sources.

Nearly one million credit cards offered on underground forum zdnet.com

12 Ways to Earn More Credit Card Points (Without Spending Extra) 08/13/2021

12 Ways to Earn More Credit Card Points (Without Spending Extra)

Fool contributor Mark Gregorski has no position in any of the stocks mentioned.

12 Ways to Earn More Credit Card Points (Without Spending Extra) fool.ca

What are student credit cards and how do they work? 08/11/2021

What are student credit cards and how do they work?

Read: Secrets to use your credit card wisely without putting the noose around your neck

What are student credit cards and how do they work? entrepreneur.com

Commentary: Millennials should beware of proliferating payment apps 08/10/2021

Commentary: Millennials should beware of proliferating payment apps

Consumers typically don't go to the app first and then make a purchase; most go to the retailer's website and then are given the option to pay via installment through whichever payment app the merchant has partnered with

Commentary: Millennials should beware of proliferating payment apps pressherald.com

How often do freeway signs showing populations of cities get replaced? 08/10/2021

How often do freeway signs showing populations of cities get replaced?

Q: Kurt Meidinger of Beaumont said he was taught that the left freeway lane was for passing and emergency vehicles

How often do freeway signs showing populations of cities get replaced? dailybulletin.com

Your Credit Card Number Isn’t Random—Here’s How To Decipher It 08/10/2021

Your Credit Card Number Isn’t Random—Here’s How To Decipher It

Machines use it to verify that the credit card number is valid; enter any of the digits wrongly, and they would automatically know it is invalid without running it by a database

Your Credit Card Number Isn’t Random—Here’s How To Decipher It designtaxi.com

17 New York Arts Organizations Are Among Those Receiving $30 Million 07/20/2021

17 New York Arts Organizations Are Among Those Receiving $30 Million

The Queens Museum is among 46 cultural nonprofit organizations selected for a new $30 million program by Bloomberg Philanthropies that is intended to support improving technology at the groups and helping them stabilize and thrive in the wake of the pandemic

17 New York Arts Organizations Are Among Those Receiving $30 Million nytimes.com

With Apple Pay Later, Apple may take another stab at the PayPal model 07/20/2021

With Apple Pay Later, Apple may take another stab at the PayPal model

Customers will not need an Apple Card (the company's recently launched credit card service) to take advantage of Apple Pay Later, according to the report

With Apple Pay Later, Apple may take another stab at the PayPal model arstechnica.com

Did the N**is Force an Art Sale? The Question Lingers 88 Years Later. 07/06/2021

Did the N**is Force an Art Sale? The Question Lingers 88 Years Later.

Since 2007, 13 private collectors or institutions — including the Dutch Restitutions Committee, the Prussian Cultural Heritage Foundation in Berlin, the Museum Ludwig in Cologne and the city of Basel — have concluded that Glaser sold his collection in May 1933 as a result of N**i persecution, and agreed to either return or pay some compensation to his heirs for art he sold that wound up in their collections
#arts

Did the N**is Force an Art Sale? The Question Lingers 88 Years Later. nytimes.com

William Fagaly, Curator Who Focused on African Art, Dies at 83 07/06/2021

William Fagaly, Curator Who Focused on African Art, Dies at 83

A major part of his legacy was his expansion and refining of the museum's African art holdings, although his contributions in the areas of Southern outsider art and contemporary art were also substantial
#arts

William Fagaly, Curator Who Focused on African Art, Dies at 83 nytimes.com

Worldcoin wants to give you cryptocurrency — in exchange for scanning your eyeballs 07/06/2021

Worldcoin wants to give you cryptocurrency — in exchange for scanning your eyeballs

Since launching, Aadhaar — sometimes called the world's largest biometric #identification system — has faced a host of criticisms, including that it endangers peoples' privacy, that it enables a surveillance state , and that it excludes people from accessing government benefits if they are unwilling or unable to create biometric records

Worldcoin wants to give you cryptocurrency — in exchange for scanning your eyeballs vox.com

Insurance Broker A.J. Gallagher Reports on Investigation Into 2020 Ransomware Attack 07/06/2021

Insurance Broker A.J. Gallagher Reports on Investigation Into 2020 Ransomware Attack

Gallagher Reports on Investigation Into 2020 Ransomware Attack

Insurance Broker A.J. Gallagher Reports on Investigation Into 2020 Ransomware Attack insurancejournal.com

In photos: Scenes from immersive Van Gogh exhibit in NYC 06/22/2021

In photos: Scenes from immersive Van Gogh exhibit in NYC

Visitors attend the "Van Gogh: The Immersive Experience" at Pier 26 in New York City on Thursday

In photos: Scenes from immersive Van Gogh exhibit in NYC upi.com

Steps in Building a Digital Transformation Strategy to Grow Your Business 06/22/2021

Steps in Building a Digital Transformation Strategy to Grow Your Business

You must create a digital transformation strategy amid market uncertainty to ensure your continuous growth

Steps in Building a Digital Transformation Strategy to Grow Your Business financemagnates.com

3 Reasons a 06/08/2021

3 Reasons a

3 Reasons a "No Work" Retirement Might Not Work for You

3 Reasons a fool.com

Physician viewpoint: 4 ways to protect patient privacy in the 'big data era' 06/08/2021

Physician viewpoint: 4 ways to protect patient privacy in the 'big data era'

It also should be made clear that #health data cannot be linked with other datasets or re-identified without the permission of the #healthcare provider who originated the data.

Physician viewpoint: 4 ways to protect patient privacy in the 'big data era' beckershospitalreview.com

Tips from TAPS: Avoiding a Phone Scam 06/08/2021

Tips from TAPS: Avoiding a Phone Scam

This conversation may be useful for you to share with your loved ones, especially those who may be vulnerable to such tactics

Tips from TAPS: Avoiding a Phone Scam crestonvalleyadvance.ca

Our Story

As a Wealth Management Advisor with Park Avenue Securities, I specialize in Plans, Hopes & Dreams for individuals and owners of small-to-medium sized businesses.

Using a web based model called The Living Balance Sheet® I help people and businesses to identify threats, fulfill obligations and exploit opportunities. Click here to learn why we need financial balance : http://www.thelivingbalancesheet.com/financialbalance

Awards:
Million Dollar Round Table (20), Court of The Table (4), Leaders Club (19)

Registered Representative and Wealth Management Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. Forest Hills Financial Group is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. • The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2016 Guardian SCL_2016-09-26T14:41:30.171 Exp 9/17

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200 Broad Hollow Rd, Ste 405
Melville, NY
11747

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