John Franco - Mortgage Lending

John Franco - Mortgage Lending

Comments

I couldn't have asked for a better experience when it came to working with John and his team. As you can imagine this is a pretty stressful process as a first time home-owner, and the support I received from everyone at CrossCountry made the process seem like a walk in the park. Friendly, professional, and overall just a great company to work with!
John Franco - Mortgage Lending

CrossCountry Mortgage, LLC offers a variety of home purchase loans and refinance options for your un

Operating as usual

09/22/2021

Its been 8 months with our first child Dylan and we love him so much, more than words can express. Whether its playing blocks, or waking up to crying at 3 am it’s all great and we learn so much from him. One of my main takeaways (besides no sleep) is I have the utmost respect for all hardworking parents out there, it is so challenging yet so rewarding, and when i overhear your kids on the phone I don’t mind, I get it, they mean everything and you have to close and get home🏠! That’s why I love helping people accomplish homeownership. Guiding you through the process overcoming any challenges you may face and getting you home is so rewarding, and I promise i will get you there. 🏠 👨‍👩‍👦 #homeownership #newparents

Its been 8 months with our first child Dylan and we love him so much, more than words can express. Whether its playing blocks, or waking up to crying at 3 am it’s all great and we learn so much from him. One of my main takeaways (besides no sleep) is I have the utmost respect for all hardworking parents out there, it is so challenging yet so rewarding, and when i overhear your kids on the phone I don’t mind, I get it, they mean everything and you have to close and get home🏠! That’s why I love helping people accomplish homeownership. Guiding you through the process overcoming any challenges you may face and getting you home is so rewarding, and I promise i will get you there. 🏠 👨‍👩‍👦 #homeownership #newparents

09/20/2021

When others are making offers that take much longer to close, you’ll be making an offer a seller can’t refuse. Find out how you can buy a home quickly after a signed purchase agreement! https://bit.ly/3EAx5uN

When others are making offers that take much longer to close, you’ll be making an offer a seller can’t refuse. Find out how you can buy a home quickly after a signed purchase agreement! https://bit.ly/3EAx5uN

09/16/2021

You probably prefer to do online research about a major purchase before speaking to someone personally. We understand, so we’ve provided this list of tips for first-time homebuyers. https://bit.ly/3Cjm2EE

You probably prefer to do online research about a major purchase before speaking to someone personally. We understand, so we’ve provided this list of tips for first-time homebuyers. https://bit.ly/3Cjm2EE

09/14/2021

Not all mortgages are ideal for every borrower, but a product that is well-suited for your situation could help you achieve your financial goals better than others. For borrowers 62 and older, one of them is a Home Equity Conversion Mortgage. Read more here: https://bit.ly/3Ed7Kae

Not all mortgages are ideal for every borrower, but a product that is well-suited for your situation could help you achieve your financial goals better than others. For borrowers 62 and older, one of them is a Home Equity Conversion Mortgage. Read more here: https://bit.ly/3Ed7Kae

09/11/2021

Twenty years later, we honor those who lost their lives on 9/11. We will never forget them or the sense of unity that brought our nation together in the wake of unimaginable tragedy.

Twenty years later, we honor those who lost their lives on 9/11. We will never forget them or the sense of unity that brought our nation together in the wake of unimaginable tragedy.

09/06/2021

Give the season the send-off it deserves with one last hurrah! Make time for some outdoor fun, backyard barbecues, and anything else you enjoy doing over a long holiday weekend.

Give the season the send-off it deserves with one last hurrah! Make time for some outdoor fun, backyard barbecues, and anything else you enjoy doing over a long holiday weekend.

09/03/2021

We have the jumbo loan choices that can help you get the best rates and close quickly. Let’s pick one for you. Contact us today!

We have the jumbo loan choices that can help you get the best rates and close quickly. Let’s pick one for you. Contact us today!

09/01/2021

With our Signature Select loans, you can qualify for a new mortgage by excluding the monthly principal, interest, taxes, insurance, and association dues payment of your current residence from your debt-to-income ratio. Contact me today so you can win in today’s ultra-competitive market!

With our Signature Select loans, you can qualify for a new mortgage by excluding the monthly principal, interest, taxes, insurance, and association dues payment of your current residence from your debt-to-income ratio. Contact me today so you can win in today’s ultra-competitive market!

Timeline Photos 08/26/2021

Research by insurance and financial association LIMRA shows households with an annual income at or above $100,000 are most likely to be underinsured. On average, 25% have a life insurance cap of nearly $400,000 and nearly 20% of families at that income level have no life insurance coverage at all. A Home Equity Conversion Mortgage (HCEM) can help you pay for the insurance you need. Contact us to learn more.

Research by insurance and financial association LIMRA shows households with an annual income at or above $100,000 are most likely to be underinsured. On average, 25% have a life insurance cap of nearly $400,000 and nearly 20% of families at that income level have no life insurance coverage at all. A Home Equity Conversion Mortgage (HCEM) can help you pay for the insurance you need. Contact us to learn more.

08/25/2021

FHA Mortgage Options

Peace of mind for less money up front. We understand that every homebuyer doesn’t have a “perfect” financial profile. See why an FHA loan might be the right path for you! Contact me today to get started!

Timeline Photos 08/21/2021

Cash-out refinance or a home equity loan? Shorten the loan or lower the payments? These are the questions you need to answer when you consider the option to refinance your mortgage. Read more here: https://bit.ly/3CYuHxc

Cash-out refinance or a home equity loan? Shorten the loan or lower the payments? These are the questions you need to answer when you consider the option to refinance your mortgage. Read more here: https://bit.ly/3CYuHxc

Timeline Photos 08/18/2021

Relocating for a job opportunity? Buying a second home or vacation getaway? Simply needing a change of scenery? CrossCountry Mortgage is a nationwide lender, so wherever life takes you in America, the CCM team can handle your home financing.

Let’s connect today if a move is in your future!

Relocating for a job opportunity? Buying a second home or vacation getaway? Simply needing a change of scenery? CrossCountry Mortgage is a nationwide lender, so wherever life takes you in America, the CCM team can handle your home financing.

Let’s connect today if a move is in your future!

08/12/2021

USDA Mortgage Options

Have your space and own it too! If you’d like to roam while owning a home, we might just have the right financing option. See how a USDA Rural Development loan could give you the freedom you want! Contact me today to get started!

Timeline Photos 08/10/2021

Everyone’s mortgage situation is different. You should be aware of every option available to you as a home buyer, especially if you fit one of the descriptions in this article: https://bit.ly/3fS7Ucv

Everyone’s mortgage situation is different. You should be aware of every option available to you as a home buyer, especially if you fit one of the descriptions in this article: https://bit.ly/3fS7Ucv

Timeline Photos 08/06/2021

Check out the CrossCountry Mortgage checklist of home remodel pros! To make the project go off without a hitch, start building your crack team of reliable renovation all-stars. Read more here: https://bit.ly/2Vubjay

Check out the CrossCountry Mortgage checklist of home remodel pros! To make the project go off without a hitch, start building your crack team of reliable renovation all-stars. Read more here: https://bit.ly/2Vubjay

08/03/2021

Mortgage Refinancing Options.mp4

Invest in your quality of life. When you refinance, you could lower your monthly payment and free up your cash for other things. See why refinancing might be right for you! Contact me today to get started!

Timeline Photos 07/30/2021

Getting your documents together is the first step of the mortgage process. Here’s a checklist of everything you need to apply for a home loan, followed by details about the other five steps of the process. https://bit.ly/3l9uEIx

Getting your documents together is the first step of the mortgage process. Here’s a checklist of everything you need to apply for a home loan, followed by details about the other five steps of the process. https://bit.ly/3l9uEIx

07/28/2021

Long overdue post! I love our awesome crew that came to LETS TACO BOUT REAL ESTATE on July 13th! If you want to come Taco bout real estate with us shoot me a message and i will send you an invite to our next meetup on Tuesday August 10th! Whether you are a ✅first time homebuyer ✅or investor or ✅new to real estate, come join us! All real estate professionals and supporting industry professionals are welcome to network! 🌮 🍻
#letstacoboutrealestate #letstacoboutit #longislandrealestate #lirealestate #housingmarket #mortgagetips #firsttimehomebuyer #findahome #financeahome #realestateexperts

Long overdue post! I love our awesome crew that came to LETS TACO BOUT REAL ESTATE on July 13th! If you want to come Taco bout real estate with us shoot me a message and i will send you an invite to our next meetup on Tuesday August 10th! Whether you are a ✅first time homebuyer ✅or investor or ✅new to real estate, come join us! All real estate professionals and supporting industry professionals are welcome to network! 🌮 🍻
#letstacoboutrealestate #letstacoboutit #longislandrealestate #lirealestate #housingmarket #mortgagetips #firsttimehomebuyer #findahome #financeahome #realestateexperts

Timeline Photos 07/27/2021

Conventional, jumbo, FHA, and VA home loans — oh my! Finding the ideal home financing solution shouldn’t feel like a circus. No matter what your purchase or refinancing needs are, we’re here to match you with the right loan for your individual situation. Contact us today to get started!

Conventional, jumbo, FHA, and VA home loans — oh my! Finding the ideal home financing solution shouldn’t feel like a circus. No matter what your purchase or refinancing needs are, we’re here to match you with the right loan for your individual situation. Contact us today to get started!

Timeline Photos 07/24/2021

There are several loan programs that not only have lower down payment requirements, but also give you options regarding your closing costs. Learn more about three of them. https://bit.ly/2VdN28k

There are several loan programs that not only have lower down payment requirements, but also give you options regarding your closing costs. Learn more about three of them. https://bit.ly/2VdN28k

Timeline Photos 07/19/2021

Are you in need of additional funds? An FHA Cash-Out Refinance offers several significant benefits, including the ability to borrow more than you currently owe on your home. Read more here: https://bit.ly/3exukzb

Are you in need of additional funds? An FHA Cash-Out Refinance offers several significant benefits, including the ability to borrow more than you currently owe on your home. Read more here: https://bit.ly/3exukzb

Timeline Photos 07/16/2021

Even with student loan debt, first-time homebuyers still have plenty of strategies to create a smooth purchase. These insightful tips will put you at the head of the class - with a seat at the closing table! https://bit.ly/2TeQwXk

Even with student loan debt, first-time homebuyers still have plenty of strategies to create a smooth purchase. These insightful tips will put you at the head of the class - with a seat at the closing table! https://bit.ly/2TeQwXk

Timeline Photos 07/13/2021

More flexibility. Less money up front. We have the perfect mortgage for you. A HomeReady® or Home Possible® loan from CrossCountry Mortgage offers relaxed qualification requirements and reduced out-of-pocket expenses. Let’s connect today!

More flexibility. Less money up front. We have the perfect mortgage for you. A HomeReady® or Home Possible® loan from CrossCountry Mortgage offers relaxed qualification requirements and reduced out-of-pocket expenses. Let’s connect today!

Photos from John Franco - Mortgage Lending's post 07/09/2021

Looking forward to hosting another event! This Tuesday July 13th Lets Taco’ Bout Real Estate. After a long hiatus (I had a cough) we are back! Message for details #letstaco #letstacoboutrealestate #letstacoboutit #letstacoboutfood #letstacobouthouses #longislandrealestate @croxleyfarmingdale @ccmmelvilleny

Timeline Photos 07/09/2021

If you can show a healthy cash flow from your rental properties, you should be able to use that income to qualify for a mortgage. Makes sense, doesn’t it? So does our Signature Investor Cash Flow Loan. Read more about it and our other exclusive Signature Series loans. https://bit.ly/3AOhvK6

If you can show a healthy cash flow from your rental properties, you should be able to use that income to qualify for a mortgage. Makes sense, doesn’t it? So does our Signature Investor Cash Flow Loan. Read more about it and our other exclusive Signature Series loans. https://bit.ly/3AOhvK6

Timeline Photos 07/07/2021

Cruise through your homebuying journey quickly and efficiently by avoiding these major roadblocks! We can help you navigate the mortgage process and get to your closing destination. Get started at https://bit.ly/3hkyZq0

Cruise through your homebuying journey quickly and efficiently by avoiding these major roadblocks! We can help you navigate the mortgage process and get to your closing destination. Get started at https://bit.ly/3hkyZq0

Timeline Photos 07/04/2021

Have a safe and fun Independence Day weekend as you gather with friends and family! While you’re enjoying the beach, barbecues, and fireworks bursting in air, don’t forget to say “cheers” to life, liberty, and the pursuit of happiness!

Have a safe and fun Independence Day weekend as you gather with friends and family! While you’re enjoying the beach, barbecues, and fireworks bursting in air, don’t forget to say “cheers” to life, liberty, and the pursuit of happiness!

Timeline Photos 07/01/2021

Buying a home is fun, exciting, and validating. It can also become a competition when there are more buyers than sellers. In a market with a tight housing inventory, we have the best solution. Read more here: https://bit.ly/3w7bCEp

Buying a home is fun, exciting, and validating. It can also become a competition when there are more buyers than sellers. In a market with a tight housing inventory, we have the best solution. Read more here: https://bit.ly/3w7bCEp

Timeline Photos 06/29/2021

Getting mysterious phone calls is scary. Hearing nothing from your mortgage lender is scarier. Find out why communication is everything during the home loan process in this article. https://bit.ly/2TiAwnd

Getting mysterious phone calls is scary. Hearing nothing from your mortgage lender is scarier. Find out why communication is everything during the home loan process in this article. https://bit.ly/2TiAwnd

Timeline Photos 06/23/2021

Do you think you’re restricted on how to use the loan proceeds from a Home Equity Conversion Mortgage, or that only low-income borrowers need HECMs? Here is the reality. https://bit.ly/35NiY5q

Do you think you’re restricted on how to use the loan proceeds from a Home Equity Conversion Mortgage, or that only low-income borrowers need HECMs? Here is the reality. https://bit.ly/35NiY5q

Timeline Photos 06/22/2021

The Federal Housing Administration (FHA) just changed the way lenders calculate student loan debt for mortgage approvals. In the past, we had to assume borrowers were making monthly payments equal to 1% of their full debt balance. Now, the calculation is either what you’re really paying each month, or 0.5% of the full balance if the loans are in deferment. Let’s talk today about how this could benefit you!

The Federal Housing Administration (FHA) just changed the way lenders calculate student loan debt for mortgage approvals. In the past, we had to assume borrowers were making monthly payments equal to 1% of their full debt balance. Now, the calculation is either what you’re really paying each month, or 0.5% of the full balance if the loans are in deferment. Let’s talk today about how this could benefit you!

Timeline Photos 06/20/2021

The jokes, the hugs, the life lessons — we love it all! To all the awesome dads out there, have a great Father’s Day!

The jokes, the hugs, the life lessons — we love it all! To all the awesome dads out there, have a great Father’s Day!

Timeline Photos 06/18/2021

You’ve applied for a new home loan or have decided to refinance your existing mortgage. Congratulations! Now all you have to do is wait, right? Not quite. Find out how you can keep the process moving along smoothly. https://bit.ly/3wHkYrB

You’ve applied for a new home loan or have decided to refinance your existing mortgage. Congratulations! Now all you have to do is wait, right? Not quite. Find out how you can keep the process moving along smoothly. https://bit.ly/3wHkYrB

Videos (show all)

FHA Mortgage Options
USDA Mortgage Options
Mortgage Refinancing Options.mp4
Conventional Mortgage Options
VA IRRRL Mortgage Options
Tip Tuesday: get Pre-Approved, we are here for you
With the current pandemic we are here to help if you have any questions or concerns regarding your mortgage. Watch this ...
Interest rates are the lowest they have ever been and we are here working late to help you save money!

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41 Pinelawn Road, Suite GL-2
Melville, NY
11787

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm
Other Mortgage Brokers in Melville (show all)
Steven L Koerner - Senior Mortgage Loan Officer - NMLS ID 65448 Steven L Koerner - Senior Mortgage Loan Officer - NMLS ID 65448
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Melville, 11747

Contact me and take advantage of 15+ years’ experience in residential purchase and refinance lending.

Gabriel Andrade, Licensed Agent with New York Life Gabriel Andrade, Licensed Agent with New York Life
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Agent licensed to sell insurance through New York Life Insurance Company.

Business Fund-In Source Business Fund-In Source
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We have always been 100% focused on our clients needs & goals.We pride ourselves with excellent customer service by providing flexible funding options.

Eric J. Attina Licensed Mortgage Banker Eric J. Attina Licensed Mortgage Banker
25 Melville Park Rd
Melville, 11747

I have the tools, the knowledge and the experience to help you get into the home of your dreams. Let me help you get the loan you deserve.

Andy Stein, Financial Services Professional with Nylife Securities LLC Andy Stein, Financial Services Professional with Nylife Securities LLC
Melville, 11747

Financial Services Professional offering securities products and services through NYLIFE Securities LLC.

Brian P. Maguire, NMLS 245865 Brian P. Maguire, NMLS 245865
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Garland-Miller Group a Division of United Mortgage Garland-Miller Group a Division of United Mortgage
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Donna Cox  NMLS #52292 - US Mortgage Corp Donna Cox NMLS #52292 - US Mortgage Corp
201 Old Country Rd
Melville, 11747-2729

Loan Officer - US Mortgage has so much to offer both its clients and communities. We want everyone with a dream of owning a home to buy one.

Susan Baran Susan Baran
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Melville, 11747

As a devoted real estate professional I will make every effort to ensure your experience is as smooth and enjoyable as possible.

Nationwide Mortgage Bankers, Inc. Nationwide Mortgage Bankers, Inc.
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Melville, 11747

NMB's mission is to be our clients' and referral partners' trusted advisors, guiding them through the home financing process with the highest level of service and professionalism.

US Mortgage Corporation US Mortgage Corporation
201 Old Country Rd, Ste 140
Melville, 11747

Helping Home Buyers and Home Owners With all of their Mortgage Banking needs since 1994. NMLS: 3901. (www.nmlsconsumeraccess.org). Equal Housing Lender.