Esperanza Guevara, Agent with New York Life

Esperanza Guevara, Agent with New York Life

Agent licensed to sell insurance through New York Life Insurance Company. As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies.

Retirement budgeting—Manage retirement spending | New York Life 06/16/2021

Retirement budgeting—Manage retirement spending | New York Life

When it comes to managing retirement spending, no single formula works for everybody. While these tips can help you prepare, I can help you put a strategy in place to help ensure you have the best retirement possible.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Losing a spouse - Your financial guide | New York Life 06/11/2021

Losing a spouse - Your financial guide | New York Life

There's no guidebook for dealing with the loss of a spouse, but you don't have to do everything alone. When you're ready, reach out and I can help you through some of the important financial steps you should take.

Losing a spouse - Your financial guide | New York Life Check out New York Life's guide for those experiencing the loss of a spouse to learn how you can set goals for the future and move forward.

Caregiving for a spouse—Learn how to adjust | New York Life 06/06/2021

Caregiving for a spouse—Learn how to adjust | New York Life

Caregiving for a spouse can be a taxing experience for any couple. Here are some ways you can be prepared ahead of time.

Caregiving for a spouse—Learn how to adjust | New York Life Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

Should you plan a mini-retirement? | New York Life 06/01/2021

Should you plan a mini-retirement? | New York Life

Depending where you are in your career, sometimes a mini-retirement can be a life-affirming break. But it does come with risks. Here are some things you should consider before making any sudden moves.

Should you plan a mini-retirement? | New York Life What is a mini-retirement and should you plan one? Learn from New York Life how you can take a renewing break from working life with a mid-life retirement.

Legacy gifting—Consider charities as beneficiaries | New York Life 05/27/2021

Legacy gifting—Consider charities as beneficiaries | New York Life

Helping to build better futures for others is a great legacy to leave behind. If you're thinking about donating to charities as beneficiaries, here are some things to consider.

Legacy gifting—Consider charities as beneficiaries | New York Life Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

Working after retirement shouldn’t be a backup plan | New York Life 05/22/2021

Working after retirement shouldn’t be a backup plan | New York Life

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Working after retirement shouldn’t be a backup plan | New York Life Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

Retirement budgeting—Manage retirement spending | New York Life 05/17/2021

Retirement budgeting—Manage retirement spending | New York Life

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Starting college funds for grandchildren | New York Life 05/12/2021

Starting college funds for grandchildren | New York Life

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

RMDs - Learn about required minimum distributions | New York Life 05/07/2021

RMDs - Learn about required minimum distributions | New York Life

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

RMDs - Learn about required minimum distributions | New York Life Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

Insurance company financial strength ratings—Learn what matters | New York Life 05/02/2021

Insurance company financial strength ratings—Learn what matters | New York Life

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Insurance company financial strength ratings—Learn what matters | New York Life Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Make the most of your social security benefits | New York Life 04/27/2021

Make the most of your social security benefits | New York Life

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Major life events that can affect your life insurance | New York Life 04/22/2021

Major life events that can affect your life insurance | New York Life

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Major life events that can affect your life insurance | New York Life Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.

5 strategies to diversify investments | New York Life 04/17/2021

5 strategies to diversify investments | New York Life

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

5 strategies to diversify investments | New York Life It is important to diversify your investments in order to properly manage risk. Learn five strategies from New York Life for how to diversify your portfolio.

Make the most of your social security benefits | New York Life 04/12/2021

Make the most of your social security benefits | New York Life

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Timeline Photos 04/09/2021

These days preparing for the future may seem more challenging than ever. At New York Life, we’ve been preparing for unexpected life events for more than 175 years so we have a lot of experience to leverage. As a New York Life agent, I am uniquely qualified to help you reach your financial goals and prepare for you future.

These days preparing for the future may seem more challenging than ever. At New York Life, we’ve been preparing for unexpected life events for more than 175 years so we have a lot of experience to leverage. As a New York Life agent, I am uniquely qualified to help you reach your financial goals and prepare for you future.

Timeline Photos 04/09/2021

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

Life insurance dividend options—Reach your goals | New York Life 04/07/2021

Life insurance dividend options—Reach your goals | New York Life

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

Life insurance dividend options—Reach your goals | New York Life What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

Timeline Photos 04/06/2021

New York Life has over 175 years of experience helping people achieve their financial goals. In fact, you might be surprised at everything we have to offer. Contact me to see how I can help guide you and your family to financial security.

New York Life has over 175 years of experience helping people achieve their financial goals. In fact, you might be surprised at everything we have to offer. Contact me to see how I can help guide you and your family to financial security.

Timeline Photos 04/03/2021

At New York Life, our customers’ goals are our goals. That’s why I’m proud to represent a company with over 175 years of experience helping people. Today, I’m here to guide you through important financial decisions. Which is why I look forward to asking: “How can I help you prepare for tomorrow?"

At New York Life, our customers’ goals are our goals. That’s why I’m proud to represent a company with over 175 years of experience helping people. Today, I’m here to guide you through important financial decisions. Which is why I look forward to asking: “How can I help you prepare for tomorrow?"

04/02/2021

Is employee life insurance enough for you? | New York Life

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

Timeline Photos 04/02/2021

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

Timeline Photos 03/31/2021

With over 175 years of financial strength, we are prepared to take on life’s uncertainties. I am confident that I can help you reach your financial goals to give you peace of mind. So, what are you waiting for? Let’s talk about your future.

With over 175 years of financial strength, we are prepared to take on life’s uncertainties. I am confident that I can help you reach your financial goals to give you peace of mind. So, what are you waiting for? Let’s talk about your future.

How to know when it’s time to convert term coverage to whole life | New York Life 03/28/2021

How to know when it’s time to convert term coverage to whole life | New York Life

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

How to know when it’s time to convert term coverage to whole life | New York Life The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides

Timeline Photos 03/28/2021

As a New York Life financial professional, I enjoy engaging with my community by guiding clients through important life decisions and helping them reach their financial goals. I have over 175 years of accumulated knowledge and a team of resources at my disposal to help you reach your goals.

As a New York Life financial professional, I enjoy engaging with my community by guiding clients through important life decisions and helping them reach their financial goals. I have over 175 years of accumulated knowledge and a team of resources at my disposal to help you reach your goals.

Timeline Photos 03/26/2021

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

Timeline Photos 03/25/2021

It’s nice to have a company with over 175 years’ experience on my side to help guide clients through life’s twists and turns. I’m here to help guide you through any number of important financial decisions from saving for college to securing your future or preparing for retirement.

It’s nice to have a company with over 175 years’ experience on my side to help guide clients through life’s twists and turns. I’m here to help guide you through any number of important financial decisions from saving for college to securing your future or preparing for retirement.

Taking steps to financial freedom | New York Life 03/23/2021

Taking steps to financial freedom | New York Life

Read these tips on how you can help gain financial security during your working years so you can have the flexibility you want in retirement.

Taking steps to financial freedom | New York Life Learn about three smart money moves from New York Life that can help you acquire flexibility and financial security. Follow these steps to financial freedom.

Timeline Photos 03/22/2021

It feels amazing to have a company like New York Life backing me. As a financial professional, I am confident I can help anyone reach their financial and insurance objectives. The experience and training New York Life provides helps me help you. I look forward to building lasting relationships our policy owners can rely on.

It feels amazing to have a company like New York Life backing me. As a financial professional, I am confident I can help anyone reach their financial and insurance objectives. The experience and training New York Life provides helps me help you. I look forward to building lasting relationships our policy owners can rely on.

Timeline Photos 03/19/2021

I may be new to the New York Life team, but there’s nothing new about the tradition of our company. We’ve been helping customers with their insurance and financial objectives for over 175 years. All those years lead up to a collection of experience and expertise I’m excited to share with my community.

I may be new to the New York Life team, but there’s nothing new about the tradition of our company. We’ve been helping customers with their insurance and financial objectives for over 175 years. All those years lead up to a collection of experience and expertise I’m excited to share with my community.

Timeline Photos 03/19/2021

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

03/18/2021

Working after retirement shouldn’t be a backup plan | New York Life

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Working after retirement shouldn’t be a backup plan | New York Life Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

Timeline Photos 03/16/2021

New York Life has a long tradition of helping people achieve their goals. That’s why I’m proud to represent them. Contact me and see how the backing of a company with over 175 years of experience can help you reach your goals and give you peace of mind.

New York Life has a long tradition of helping people achieve their goals. That’s why I’m proud to represent them. Contact me and see how the backing of a company with over 175 years of experience can help you reach your goals and give you peace of mind.

03/13/2021

Save a minimum amount for retirement | New York Life

It may sound crazy, but some experts say that by age 30, you should be saving between 50% to 100% of your annual salary to have a very comfortable retirement. Where do you fit into this range? Learn what you can do now to help.

Save a minimum amount for retirement | New York Life Starting retirement savings may seem unrealistic or impossible. Learn from New York Life why you should save the minimum amount needed for retirement today.

Timeline Photos 03/13/2021

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

Videos (show all)

Putting our clients' needs first, for 175 years. That’s what agápe means to us. #LoveTakesAction #GoodAtLife

Telephone

Address


576 Broad Hollow Rd
Melville, NY
11747
Other Insurance Agents in Melville (show all)
Coverage's Unlimited, Inc. Coverage's Unlimited, Inc.
20 Broadhollow Rd, Ste 1001A
Melville, 11747

Bonding & Insurance Specialists...

Soterios Theori, Financial Adviser with Eagle Strategies LLC Soterios Theori, Financial Adviser with Eagle Strategies LLC
Melville, 11747

I am a Financial Adviser offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser.

John Gunyan, Financial Services Professional with NYLIFE Securities LLC John Gunyan, Financial Services Professional with NYLIFE Securities LLC
520 Broad Hollow Rd
Melville, 11747

I am a Financial Services Professional offering securities products and services through NYLIFE Securities LLC.

Kareem Abdelmagid, Licensed Agent with New York Life Kareem Abdelmagid, Licensed Agent with New York Life
1660 Walt Whitman Road
Melville, 11747

I am an Agent licensed to sell insurance through New York Life Insurance Company.

Angel Garcia, Licensed Agent with New York Life Insurance Company Angel Garcia, Licensed Agent with New York Life Insurance Company
520 Broadhollow Rd Broadhollow Rd
Melville, 11747

Agent licensed to sell insurance through New York Life Insurance Company.

Pritpal Singh Walia, Financial Professional Pritpal Singh Walia, Financial Professional
Melville, 11747

I can offer comprehensive financial strategies and/or focus on one specific area of need.

Alan Lipsky, Financial Services Professional with Nylife Securities LLC Alan Lipsky, Financial Services Professional with Nylife Securities LLC
520 Broadhollow Road
Melville, 11747

Financial Services Professional offering securities products and services through NYLIFE Securities LLC.

Carmen Tomlinson, Licensed Agent with New York Life Carmen Tomlinson, Licensed Agent with New York Life
Melville, 11747

I am a Licensed Agent to sell insurance through New York Life Insurance Company

Charles-Eric De Carbonnel, Licensed Agent with New York Life Charles-Eric De Carbonnel, Licensed Agent with New York Life
Melville, 11747

Agent licensed to sell insurance through New York Life Insurance Company.

Gavin Donohue, Licensed Agent with New York Life Gavin Donohue, Licensed Agent with New York Life
Melville, 11747

Agent licensed to sell insurance through New York Life Insurance Company.

Damian Codner, Agent with New York Life Damian Codner, Agent with New York Life
Melville, 11747

Agent licensed to sell insurance through New York Life Insurance Company.