Contract For Deed LLC

Minnesota and Wisconsin Realtors — do you get the same commission on a Contract for Deed as a standard sale? Yes. Every time. Here's the proof. 💰

We're Mike Arvold and Eric Hermanson — co-founders of Contract for Deed LLC in Minnesota and Wisconsin. And we want to address something directly.

One of the main reasons Realtors in MN and WI don't refer clients to us when traditional financing falls through:

They believe their commission will be less on a Contract for Deed transaction.

This is false.

DO REALTORS GET THE SAME COMMISSION ON A CONTRACT FOR DEED IN MINNESOTA AND WISCONSIN?

Yes. Realtors working with Contract for Deed LLC earn the exact same commission they would earn on any standard real estate purchase transaction in MN or WI.

Here is exactly what stays the same:

✅ Commission percentage — identical to any standard transaction
✅ Payment timing — paid at closing, same as always
✅ Closing process — same standard real estate closing
✅ Your role — you find the home, we handle the financing
✅ Your client's experience — they buy any home they choose

The only thing that changes is who provides the financing. That change has nothing to do with how or when you get paid.

WHY DO SOME REALTORS BELIEVE THEY EARN LESS?

The hesitation is understandable. Alternative financing transactions in other markets or with other companies sometimes involve non-standard fee structures. That does not apply to Contract for Deed LLC.

We operate through a standard real estate closing in every transaction in Minnesota and Wisconsin. Every Realtor who closes a deal with us is paid exactly as they would be on any other transaction they close.

No reduced rate. No delayed payment. No asterisk.

WHAT THIS MEANS FOR YOUR BUSINESS

Every deal you lose to financing because you didn't call us is a commission you've already earned but didn't collect.

You found the client. You showed the homes. You negotiated the deal. And then a bank said no.

That doesn't have to be the end. Call us before you close the file.

Full commission. Same process. Your client gets keys. 🔑

We can't promise we'll close every deal a bank turns down. But we will always pick up the phone and look at every option available.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Realtors — tag a colleague in MN or WI who has ever wondered about this. This answer is for them. 👇

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Did you know Contract for Deed LLC does a lot more than single family homes? 👇

Most people hear "Contract for Deed" and picture a house on a residential street. That's part of what we do — but it's only part.

Mike Arvold talks directly to the camera in this one to walk through the full range of what Contract for Deed LLC may be able to finance in Minnesota and Wisconsin:

🏠 Single family homes
🏘️ Multi-family properties — duplexes, triplexes, small apartment buildings
🏢 Commercial real estate
🏗️ Mixed-use properties
⛪ Churches and religious buildings
🏚️ Unique or non-standard properties traditional lenders won't touch

Traditional lenders have a narrow window of what they'll finance. We look at a much wider picture.

If you're a buyer, an investor, or a Realtor with a deal on a property that doesn't fit the conventional mold — call us and tell us what you have. We'll explore every option we have.

We can't promise a solution for every situation. But we'll always take the time to look at the full picture.

📞 (763) 639-9171
🌐 contractfordeedllc.com

A client called Mike Arvold asking a question he doesn't hear every day: "Do you have a Halal financing option?"

The answer was yes. 👇

For buyers who follow Islamic finance principles, a traditional mortgage often isn't an option. The interest-based structure — what's known as riba — conflicts with their faith. And most lenders don't have an answer for that.

Contract for Deed LLC is structured differently. Because it's not a traditional mortgage product, it may open doors that conventional financing keeps closed.

Mike Arvold sits down with Brady Holland on his podcast to walk through that client's story, what Halal financing means in a real estate context, and what Contract for Deed LLC can actually do.

If you're a buyer navigating this situation — or a Realtor with a client who is — just call us and ask. We'll have an honest conversation about what's possible.

We can't promise a solution for every situation. But we'll explore every option we have.

📞 (763) 639-9171
🌐 contractfordeedllc.com

Realtors — how many deals have you lost because a buyer couldn't get approved at the last minute? 👇

That commission you worked months for. Gone.

Mike Arvold, co-founder of Contract for Deed LLC, is talking directly to agents in Minnesota and Wisconsin about a better option.

Here's what working with us looks like:

✅ We close fast — no underwriting delays, no waiting on a bank to catch up.
✅ We save deals — if your buyer doesn't fit the traditional mold, we may be able to find a path forward.
✅ Your commission is SAFE — we work with agents, not around them. You get paid.

Contract for Deed is seller financing structured by professionals. We've helped Realtors across MN and WI close deals they thought were dead — and we do it without cutting agents out of the picture.

We can't promise a solution for every situation. But we'll always take the time to look. Call us before you walk away from that deal.

📞 (763) 639-9171
🌐 contractfordeedllc.com

That pre-approval letter? It's not a guarantee. And in a multiple offer situation — sellers know it. 👇

Traditional financing files still have to go through underwriting and closing after pre-approval is issued. That transaction can fall apart. It happens more often than people think.

Mike Arvold of Contract for Deed LLC sat down with Brady Holland from Obvious Real Estate, on his podcast to talk about one of the biggest advantages of Contract for Deed LLC in a competitive market: we don't have underwriting.

Contract for Deed LLC is approved by 15 commercial lenders. When we say approved — it's approved. Subject to appraisal and title. That's it. No underwriting surprises. No deal collapsing at the finish line.

For buyers competing against multiple offers, that kind of certainty changes the conversation. For Realtors representing those buyers, it's a tool worth having in your back pocket.

We can't promise a solution for every situation — but we'll always take the time to look at the full picture.

Call or text: (763) 639-9171
contractfordeedllc.com

Think you need 20% down to buy a home? You might be surprised. 👇

A lot of buyers in Minnesota and Wisconsin get stuck because they think a big down payment is the only way in. Mike Arvold, co-founder of Contract for Deed LLC, explains how down payment actually works in a Contract for Deed — and why it's often more achievable than you'd expect.

If you're a buyer who got turned away, or a Realtor with a client stuck in that situation — this might be exactly the option you've been looking for.

We can't promise a solution for every situation. But we'll always take the time to look at the full picture.

📞 (763) 639-9171
🌐 contractfordeedllc.com

Mike Arvold was the traditional lender on this deal. Traditional financing didn't work. So he used his other tool. And the deal closed. 🔑

This clip is from Brady Holland's podcast at Obvious Real Estate — and it's one of the most important stories we've shared publicly about how Contract for Deed LLC works in the real world.

Here's what makes it different from anything else we've posted:

Mike Arvold — co-founder of Contract for Deed LLC — is also a traditional lender.

On this deal, Mike was the lender. Brady Holland of Obvious Real Estate was the agent. They had a mutual client who wanted to buy a home. Mike worked the file. He tried everything available through traditional financing.

It didn't work.

Most lenders close the file there. Mike didn't.

Because Mike also co-founded Contract for Deed LLC — built specifically for buyers who the traditional mortgage system wasn't designed for. When traditional financing couldn't make it work, he had a path forward that most lenders don't.

Contract for Deed in Minnesota.

The deal closed. The client got their keys.

Brady watched it all happen — from the moment traditional financing failed to the moment the client got their keys. And he was willing to sit down on his podcast and talk about it publicly.

That's not a sales pitch. That's two professionals telling a real story about a real client.

WHAT THIS MEANS FOR YOU

For buyers: if you've been turned down by a traditional lender in MN or WI — it may not be over. Call us. We try every option before we close the file.

For Realtors: before you walk away from a deal that's falling apart at the financing stage — call Mike. His commission doesn't change whether he closes it with a traditional loan or a Contract for Deed. And he may be able to do both.

📻 Full episode: Brady Holland's podcast at Obvious Real Estate — link in bio
📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

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Self-employed in MN or WI and a bank said no to your mortgage? I'm Mike Arvold — co-founder of Contract for Deed LLC. And I want to talk to you directly. 💼

I've spent years working in real estate and alternative financing here in Minnesota and Wisconsin. And one situation I see more than almost any other is a self-employed buyer — someone who has built something real, earns real income, has a real down payment — getting turned down by a traditional lender.

Not because they can't afford the home.
Not because they aren't ready to own.
Because the bank sees their tax return.

Not their full picture. Just the tax return.

HERE'S WHY THAT HAPPENS

Traditional mortgage underwriting was built around W-2 income — a steady paycheck from a single employer, documented over two years. If you're self-employed — as a business owner, contractor, consultant, freelancer, or any other independent worker here in MN or WI — your income doesn't fit that model.

Here's the part that frustrates me most: if you've written off legitimate business expenses — which is exactly what a smart business owner should do — your taxable income on paper looks lower than what you actually earn. The bank punishes you for doing exactly what you're supposed to do.

That's not a character flaw. That's a system problem.

WHY I CO-FOUNDED CONTRACT FOR DEED LLC

Eric Hermanson and I built Contract for Deed LLC here in Minnesota and Wisconsin because we kept seeing capable, motivated buyers being failed by a system that wasn't designed for the way they work.

We don't underwrite based on a tax return. We look at your full picture — your actual income, your stability, your down payment, and your genuine readiness to own a home in MN or WI.

For some self-employed buyers, Contract for Deed (MN) or Land Contract (WI) may provide a path forward that traditional lenders simply can't offer:

✅ No W-2 requirement — I look at real income, not just what's on paper
✅ No rigid two-year business history required
✅ Every situation explored individually
✅ Fast closings — often 10–14 days when you're ready
✅ No judgment — just an honest conversation about what's possible

The bank sees your tax return.
I want to see your full picture.

If that's what you've been looking for — call me.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

FOR REALTORS — if you have a self-employed client who's been denied, give me a call before you walk away. Your commission doesn't change. I may be able to close what the bank couldn't.

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Think Contract for Deed LLC only finances single family homes? We've financed churches. Commercial buildings. And yes — racetracks. 🏎️ Here's our philosophy.

I'm Eric Hermanson, co-founder of Contract for Deed LLC — and one of the things that surprises buyers, investors, and Realtors most when they first learn about us is the range of property types we'll consider financing.

Most people assume Contract for Deed is a single family home product. And while that's our bread and butter here in Minnesota and Wisconsin — it's far from the whole story.

HERE'S WHAT WE'LL CONSIDER

At Contract for Deed LLC, our philosophy is simple: if the deal makes sense, we'll look at it. That means we've worked with buyers and investors across a much wider range of property types than most people expect:

🏡 Single family homes — our most common transaction in MN and WI
🏘️ Multi-family properties — duplexes, triplexes, small apartment buildings
🏢 Commercial buildings — office spaces, retail, mixed-use properties
⛪ Churches and places of worship — yes, really
🏭 Industrial and warehouse properties
🌾 Agricultural land and rural properties in MN and WI
🏎️ Racetracks — because if the deal makes sense, we'll look at it
📦 And more — if your property doesn't fit a traditional lender's approved list, that's exactly the kind of conversation we want to have

WHY WE APPROACH IT THIS WAY

Traditional lenders have rigid property type requirements. If your property doesn't fit their approved list — they say no before they've even looked at the full picture. That rigidity costs buyers, investors, and Realtors deals they should be able to close.

We work differently.

At Contract for Deed LLC, we start every conversation by looking at the full picture — the property, the buyer or investor, the deal structure, and whether it makes sense for everyone involved. Through Contract for Deed (MN) or Land Contract (WI), if it makes sense — we'll do everything we can to try to find a path forward.

We can't promise we'll finance every property type in every situation. Every deal is different and we look at each one individually. But we will always pick up the phone and have an honest conversation about what might be possible.

FOR REALTORS IN MN AND WI

If you have a client trying to purchase a property that a traditional lender won't touch — give us a call before you give up on the deal. Your commission doesn't change. And we might be able to do what the bank couldn't.

If it makes sense — we'll look at it.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

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MN and WI Realtors — I'm Mike Arvold, co-founder of Contract for Deed LLC. And I want to show you how to close 12 more deals this year without finding a single new client. 💰

Here's something I want every Realtor in Minnesota and Wisconsin to think about:

How many deals did you lose last year because your buyer couldn't get bank approved?

One per month is 12 deals. At a typical commission on a $300,000 home — that's potentially $54,000 in income that walked out the door before closing.

That's not a statistic. That's your money.

THE PART MOST AGENTS DON'T REALIZE

You don't have to work harder to close those deals. You don't have to find new clients. The deals are already in your pipeline. You just need a partner who can close them when the bank can't.

That's exactly what Contract for Deed LLC does.

Through Contract for Deed in Minnesota and Land Contract in Wisconsin, we may be able to close transactions that traditional lenders turn down — and when we can move forward, we can often close in 14 days or less.

HERE'S WHAT WORKING WITH ME LOOKS LIKE

✅ You bring me the deal — I explore every option available to try to close it
✅ Your commission doesn't change — full commission, same as any standard transaction
✅ We close fast — often 14 days or less when the deal is ready
✅ Your client gets into their home — even without bank approval
✅ You get paid — for the work you've already done

THE BUYERS I WORK WITH

Self-employed buyers. 1099 workers. Credit challenges. Recent bankruptcy. High debt-to-income. Buyers who the traditional mortgage system wasn't built for — but who are ready and motivated to own a home in MN or WI.

Those are your clients. They deserve a chance. And you deserve to get paid for the work you put into finding that home for them.

I can't promise I'll be able to close every deal a bank turns down. Every situation is different and I look at each one individually. But I will personally pick up the phone, look at the full picture, and do everything I can to try to find a path forward.

The deals are already in your pipeline. Let me help you close them.

📞 Call me directly: (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

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