Makuch Financial

As the saying goes - “Don’t put all your eggs in one basket”. Generally, your retirement wealth can be taxed in one of three ways - before funds are added to your account, as they grow, or once you start making withdrawals. It’s important to diversify your strategy with types that fall into all three buckets. Use this chart to see how your plan stacks up. https://bit.ly/3KbWZc0.

You shouldn’t have to define your financial plans by your tax bracket. Let’s talk about some tax-advantaged investments and strategies that could help you keep more of your money.

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Choosing options that offer different tax advantages is just as important and beneficial as diversifying your investment portfolio! It can mean saving more and reducing income tax liability during retirement.

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Having all your eggs in one basket may not be the safest method for long-term investing. Let’s talk about how we can help mitigate risk in your portfolio with customized strategies and solutions designed just for you.

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Whole life insurance can provide additional income in retirement. Did you know its value will never decline due to volatility in the market? Learn more.

One of the most important decisions you can make when considering an estate plan is choosing a successor trustee that will step in and help manage your trust assets when you no longer can. Let’s get together and discuss how MassMutual Trust can help. https://lnkd.in/g6QGup7J.

Women still have less life insurance coverage than men, which could leave their loved ones at risk. Learn about the life insurance gender gap and how prioritizing financial wellness can help.

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Don’t overlook variable annuities in a bear market. Offering various protections such as death benefits and guaranteed lifetime income, variable annuities provide a less risky method to use the market to grow your savings. Let’s chat and see if a variable annuity makes sense for you.

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Use this quick and easy calculator to estimate how much life insurance coverage you may need.​

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Did you know that Delaware is considered to be the most age-friendly place to retire in the US? Because retirement doesn't simply boil down to the assets you've saved over the years, MassMutual has partnered with the Age-Friendly institute to find the most age-friendly places to settle down for post-work life.

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No one likes to see their retirement savings take a hit when the market declines. For those already in retirement or about to retire, here are 7 things to consider.​
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The biggest mistake people make with estate planning is not having a plan at all. Start with a will and build your estate plan from there. I can help you plan ahead.