Integrity Health Insurance Advisors

Out-of-pocket max is important—but it doesn’t mean every single expense is automatically covered.
Networks and covered services still matter. Read the fine print 👀

ACA plans can be a huge blessing for people with pre-existing conditions—but that doesn’t mean every ACA plan is the best fit.
Strategy still matters!

Annual wellness visits can be covered at no cost—but only if they’re billed correctly and fall under preventive care.
One small coding difference can change everything!

Virtual visits are convenient—but not every plan handles telehealth the same way. Some are amazing, some make it weirdly complicated.
Always check before you assume!

True or False: all health plans cover the same things?

Absolutely false 🙃

Networks, prescriptions, deductibles, specialist access—all can be wildly different.

Don’t shop by premium alone.

Most people hear 'high deductible' and panic 😅 but that doesn’t automatically mean it’s a bad plan.

The right fit depends on your health, usage, and total out-of-pocket exposure—not just the deductible.

Low premium doesn’t always mean low cost… and high deductible doesn’t always mean bad either.