XiaXia Smith

Updated logo, same brand. ❤️

Happy Tuesday

🌿 tea and Kale juice 🌱

I truly have a great bestie🙏🏽🙏🏻 this is so thoughtful and beautiful 💐

Please fill out the survey and submit! Once you have submitted your answers your name will be entered into a drawing and I will announce the winner tonight at 11pm est!

The Lord's 🙏🏽 Gift

🚨 Lexington Law vs My Company 🚨

I have a lot of clients that come from Lexington Law Firm to me for help & I HELP THEM ‼️

Let me explain: 👀

Lexington Law is a BUSINESS, not a LAW FIRM. Their ONLY goal is to make money!! So for the ones that DON’T know, here is how they are getting rich off of you:

1.) They charge you every month, although it takes them at least 60 days to get a response from the Credit Bureaus‼️

2.) They will only dispute 3-4 things from your report (no matter how many you have) AND they only do 1 to 2 BUREAUS at a time‼️

3.) There is no personal attention when working with them. You call a call center. (My clients have my personal number).‼️

4. You will pay between $99 and $129 per month for credit restoration and ID protection.( 2 SERVICES total).‼️

NOW, when you hire ME ...💯

1) I will walk with you step by step and I’ll answer any questions that you have. You see results within 45-90 days 😊

2) My company will challenge every negative item on your report with all three credit bureaus at one time.😊

3) Our Credit Attorneys are available with no retainer to help with harassing phone calls and stubborn removals.😊

4) Your Investment is minimal, but you receive 13 services designed to help you obtain extra Credit and Financial Freedom.😊

Did I mention my company is A+ rated and accredited with the BBB!! 👏🏾

NOW, who’s ready to get started TODAY? Comment “ME” or inbox “ME”

GM!! Congratulations 🎊🎊 newest client on getting started with our Protection Plan 🚨🚨🔥🔥

📈‼️FREE CREDIT TIP FRIDAY‼️📈

WHEN YOU DISPUTE ONLINE, you waive a LOT of important rights that you have. That's why the credit bureaus make it SO convenient to do so.

1. If it comes back "verified", you can NEVER dispute that account again.

2. You waive your rights to receive written results in the mail. So you have NO paper trail to PROVE negligence on their behalf.

3. You give up your right to sue the credit bureaus for mishandling your credit. That leverage is HUGE.

You can NOT afford to waive that right! There are so many reasons why you should NOT be disputing online, these are just a few...

Know your credit rights!
Inbox me for professional services‼️

Signed,
Your Credit Educator 👸🏽

2020 NEW REQUIREMENTS FOR CREDIT REPAIR!!

I have had inquiries about repair credit. First thing you need to do is pull that credit report (all three Credit Bureaus) before I will even schedule an appointment. 2nd is provide your email address and telephone number! 3rd I offer referral bonuses to customers and NON-customers! Lastly, if you do not have the time to do the first two steps then please do not reach out to me! If you do not have patience please do not reach out to me! This is not an overnight fix (disclaimer everyone credit is different so some may see faster results than other's)!

As a young black professional I will treat you will respect and dignity but I wont surger code anything when it comes to my business or your credit.

To schedule a consultation I would need the first two steps completed because I will send you something to your email that needs to be signed and brought to the consultation. There is a $25 fee to schedule the appointment. If you show up on time to the consultation I will refund $10 back to you. If you cancel or don't call its non- refundable. This fee will go towards your service IF you continue to move forward with me.

Employer's, Loan officer's, mortgage broker's, insurance companies, Property Management companies all pull from the credit bureaus NOT CREDIT KARMA and neither will I.

Yes, I want to help as many ppl fix their credit as possible. In the past, I have experienced rejections from my credit report but I also put in the work to fix it! The rules were set in place based on my 2019 experience. My time is valuable and efficiency is the key to a get credit score. Its ALL business nothing personal!!
Have a blessed day!

Your fico score is what lenders pull to see of you qualify not credit karma.