Sandra Krampota - Thrive Mortgage

Sandra Krampota - Thrive Mortgage

Comments

Only in Texas I am trying to get to Stewart title and cannot get there because the trail riders

Sandra Krampota NMLS #277299
Residential Mortage Loan Officer
Branch NMLS # 846931
Address 2940 Oak St, Kingwood Texas 77339
Thrive Mortgage, LLC NMLS #268552
Equal Housing Lender
https://www.sml.texas.gov

Operating as usual

6 Tips for Getting Over It, According to a Psychologist | Well+Good 03/31/2022

6 Tips for Getting Over It, According to a Psychologist | Well+Good

No, You Can’t ‘Just Get Over It’—Here Are 6 Psychologist-Approved Things To Do Instead

6 Tips for Getting Over It, According to a Psychologist | Well+Good Suggesting just "getting over it" is not exactly helpful. Here, a psychologist explains why and provides six practical tips for overcoming....

Most Medical Debt May Soon Vanish From Credit Reports 03/30/2022

Most Medical Debt May Soon Vanish From Credit Reports

Good news for folks with medical bills. Starting July 2022, the national credit bureaus will be removing paid off collections and those less than one yr old and those with balances under $500 - click here to read more. This can dramatically improve credit scores for some folks.
https://money.usnews.com/credit-cards/articles/most-medical-debt-may-soon-vanish-from-credit-reports

Most Medical Debt May Soon Vanish From Credit Reports The major credit bureaus will eliminate reporting on paid medical debt.

Timeline photos 03/24/2022

in Texas the conforming loan limit has increased to $647,200.00 in 2022. This is almost $100,000 over 2021 loan limits and can help folks avoid more stringent Non-Conforming loan guidelines

Timeline photos 03/17/2022

When you know, you know.

Alternatives to Buyer Love Letters 03/10/2022

Alternatives to Buyer Love Letters

Ah the love letter… in today’s raging hot market, with extremely low inventory and bidding wars becoming the new normal, it’s become almost a necessity for prospective buyers to include a love ... MONEY-> Waiving Contingencies -> Tighten the Terms -> Escalation Clause and Building rapport can win you the deal!

Alternatives to Buyer Love Letters Ah the love letter… in today’s raging hot market, with extremely low inventory and bidding wars becoming the new normal, it’s become almost a necessity for prospective buyers to include a love ......

Timeline photos 03/02/2022

All jokes aside, it is an important part of the process to speak with your trusted mortgage professional to strategize on your options, your budget, and put together a smart plan. Don't get caught looking at homes without one! It's quick, easy, simple, and free.

DM me for more info!

New ★★★★★ 5 Star Experience.com Review by Thomas R 02/28/2022

New ★★★★★ 5 Star Experience.com Review by Thomas R

5.0 star review received on Experience.com for Sandra Krampota by Thomas R. - Sandra made the entire closing process very simple and she worked very hard to achieve an aggressive closing schedule. I highly recommend her services.

New ★★★★★ 5 Star Experience.com Review by Thomas R Click to see all 408 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Kristen T 02/09/2022

New ★★★★★ 5 Star Experience.com Review by Kristen T

5.0 star review received on Experience.com for Sandra Krampota by Kristen T. - Sandra communicated with both me and the buyer and I never had to wonder where we were in the loan process. Appreciate the great communication and follow-through.

New ★★★★★ 5 Star Experience.com Review by Kristen T Click to see all 407 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Dewey M. 02/01/2022

New ★★★★★ 5 Star Experience.com Review by Dewey M.

5.0 star review received on Experience.com for Sandra Krampota by Dewey M. - Sandra does a great job and makes the finance and refinance process extremely easy!

New ★★★★★ 5 Star Experience.com Review by Dewey M. Click to see all 402 reviews of Sandra Krampota,
RMLO - NMLS# 277299

Timeline photos 01/28/2022

We are not talking about your abs, we are talking about your pre-approval letter. Let my team and I help you jump to the front of the pack.

Timeline photos 01/21/2022

Just think, this could be you.

New ★★★★★ 5 Star Experience.com Review by Sharlyn M. 01/18/2022

New ★★★★★ 5 Star Experience.com Review by Sharlyn M.

5.0 star review received on Experience.com for Sandra Krampota by Sharlyn M. - Sandra went out of her way to make sure we could close without any problems! The closing was fast and easy!

New ★★★★★ 5 Star Experience.com Review by Sharlyn M. Click to see all 402 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Joseph M. 01/15/2022

New ★★★★★ 5 Star Experience.com Review by Joseph M.

5.0 star review received on Experience.com for Sandra Krampota by Joseph M. - Sandra stayed on top of everything from start to finish during the process. She was always available if we had any questions. When information was required, she let us know and once it was submitted, it was processed promptly. Great job.

New ★★★★★ 5 Star Experience.com Review by Joseph M. Click to see all 402 reviews of Sandra Krampota,
RMLO - NMLS# 277299

Timeline photos 01/14/2022

1/3 of first-time homebuyers underestimate their total household debt.
Borrowers that complete the Home Buyer Education class have a better understanding of their finances. They are better equipped to handle those financial curves if/when they happen, since they learn about budgeting, savings tips, how to reduce debt and/or effectively use credit cards – Knowledge is power!

New ★★★★★ 5 Star Experience.com Review by Maria Victoria B. 01/13/2022

New ★★★★★ 5 Star Experience.com Review by Maria Victoria B.

5.0 star review received on Experience.com for Sandra Krampota by Maria Victoria B. - Very Patient and helpful thru my first home purchase helped me out a lot and explained every detail necessary

New ★★★★★ 5 Star Experience.com Review by Maria Victoria B. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Jose Cruz C. 01/13/2022

New ★★★★★ 5 Star Experience.com Review by Jose Cruz C.

5.0 star review received on Experience.com for Sandra Krampota by Jose Cruz C. - She was very patient and helpful thru the whole progress of purchasing our first home

New ★★★★★ 5 Star Experience.com Review by Jose Cruz C. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

How Many Steps Should I Take Each Day? A Cardiologist Answers | Well+Good 01/11/2022

How Many Steps Should I Take Each Day? A Cardiologist Answers | Well+Good

How To Determine How Many Steps You Should Take a Day, According to a Cardiologist

How Many Steps Should I Take Each Day? A Cardiologist Answers | Well+Good If you're curious how many steps you should take each day, know that the answer is a little different for everyone....

Timeline photos 01/08/2022

If you are ready to start the homebuying process, your first step should be a free consultation with me. The consultation begins with a conversation, and in some cases an application. You are not obligated to buy. The application allows me to evaluate your financial situation. When I have this information, I am able to provide you with your pre-qualified range for a home. That way, when you are ready to work with a Realtor, you know what price ranges you can search for. If that is something you are ready for, please send me a message, I would love to help.

Make the Impossible Possible - an Interview with Ben Nemtin #309 01/01/2022

Make the Impossible Possible - an Interview with Ben Nemtin #309

Make the Impossible Possible – an Interview with Ben Nemtin #309

Make the Impossible Possible - an Interview with Ben Nemtin #309 Brian interviews bestselling author and internationally renowned motivational speaker Ben Nemtin...

New ★★★★★ 5 Star Experience.com Review by Gary S. 12/31/2021

New ★★★★★ 5 Star Experience.com Review by Gary S.

5.0 star review received on Experience.com for Sandra Krampota by Gary S. - The loan was done from start to finish record time . The transaction was seamless. Sandra attended closing to make sure everything was handled perfectly . Lenders funds were at Title Co before we even arrived . Sandra kept everyone updated on progress in real time. I will continue to recommend her to friends , family , and anyone else looking for a hard working, knowledgeable , experienced lender that gets the job done .

New ★★★★★ 5 Star Experience.com Review by Gary S. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

Timeline photos 12/31/2021

Happy New Year from our team to your family! Here’s to a year filled with purpose, adventures, and plenty of cheers 🎉

New ★★★★★ 5 Star Experience.com Review by Lindsie J B. 12/31/2021

New ★★★★★ 5 Star Experience.com Review by Lindsie J B.

5.0 star review received on Experience.com for Sandra Krampota by Lindsie J B. - Sandra was wonderful! So helpful! Absolutely adore her and would highly recommend!

New ★★★★★ 5 Star Experience.com Review by Lindsie J B. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Ryan A. 12/22/2021

New ★★★★★ 5 Star Experience.com Review by Ryan A.

5.0 star review received on Experience.com for Sandra Krampota by Ryan A. - Sandra is the best loan officer! I recommend everyone to her. She gives the best advice, is kind, and thorough. The process was very pleasant.

New ★★★★★ 5 Star Experience.com Review by Ryan A. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by David Rogers J. 12/22/2021

New ★★★★★ 5 Star Experience.com Review by David Rogers J.

5.0 star review received on Experience.com for Sandra Krampota by David Rogers J. - Her communication and commitment. She kept all in the loop on where we were in the process, alerted if there were issues and worked quickly to get them resolved. She has also been very responsive whenever I've needed her.

New ★★★★★ 5 Star Experience.com Review by David Rogers J. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Yasminah A. 12/22/2021

New ★★★★★ 5 Star Experience.com Review by Yasminah A.

5.0 star review received on Experience.com for Sandra Krampota by Yasminah A. - Sandra is amazing! I have worked with her twice and both times she has demonstrated excellent knowledge base, communication, customer service, and efficiency. I highly recommend her services!

New ★★★★★ 5 Star Experience.com Review by Yasminah A. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Christine B. 12/21/2021

New ★★★★★ 5 Star Experience.com Review by Christine B.

5.0 star review received on Experience.com for Sandra Krampota by Christine B. - Sandra explained things very clearly, responded in a timely manner, and always followed up to make sure we were on track.

New ★★★★★ 5 Star Experience.com Review by Christine B. Click to see all 394 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Jason E. 12/15/2021

New ★★★★★ 5 Star Experience.com Review by Jason E.

5.0 star review received on Experience.com for Sandra Krampota by Jason E. - Sandra was great to work with. She was informative and communicated each step of the process very well. It allowed for a refinance that was quick and easy.

New ★★★★★ 5 Star Experience.com Review by Jason E. Click to see all 393 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Lori C. 12/12/2021

New ★★★★★ 5 Star Experience.com Review by Lori C.

5.0 star review received on Experience.com for Sandra Krampota by Lori C. - Sandra is amazing. She is so helpful and pleasant to work with. Her communication and knowledge of the process is what stands out above anyone else. We are repeat customers and we won’t use anyone else to help us with our mortgage needs. I have already referred others to Sandra!

New ★★★★★ 5 Star Experience.com Review by Lori C. Click to see all 392 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Michael James C. 12/11/2021

New ★★★★★ 5 Star Experience.com Review by Michael James C.

5.0 star review received on Experience.com for Sandra Krampota by Michael James C. - Sandra is highly organized and very communicative - always exellent service!!

New ★★★★★ 5 Star Experience.com Review by Michael James C. Click to see all 391 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Kevin B. 12/10/2021

New ★★★★★ 5 Star Experience.com Review by Kevin B.

5.0 star review received on Experience.com for Sandra Krampota by Kevin B. - Very easy to work with and great communication.

New ★★★★★ 5 Star Experience.com Review by Kevin B. Click to see all 390 reviews of Sandra Krampota,
RMLO - NMLS# 277299

New ★★★★★ 5 Star Experience.com Review by Jessica B. 12/07/2021

New ★★★★★ 5 Star Experience.com Review by Jessica B.

5.0 star review received on Experience.com for Sandra Krampota by Jessica B. - I loved the chart that told me what part of the process we were in - Im a visual person and it helped!

New ★★★★★ 5 Star Experience.com Review by Jessica B. Click to see all 389 reviews of Sandra Krampota,
RMLO - NMLS# 277299

Timeline photos 12/06/2021

There is a difference:

📌Prequalification - is the estimate of how much house you can afford with the basic information you provided in your application.

📌Preapproval - is how much house you can afford with your information already verified. At this stage, we have looked at your paystubs, banks statements, credit history, employment history, and run it through automated underwriting.

To find out what you prequalify for, or to get preapproved, visit my website *** insert

New ★★★★★ 5 Star Experience.com Review by Barbara W. 12/03/2021

New ★★★★★ 5 Star Experience.com Review by Barbara W.

5.0 star review received on Experience.com for Sandra Krampota by Barbara W. - Sandra was always available to answer questions honestly and be certain that we knew what was coming next.

New ★★★★★ 5 Star Experience.com Review by Barbara W. Click to see all 388 reviews of Sandra Krampota,
RMLO - NMLS# 277299

Timeline photos 12/01/2021

Earlier today the government announced they were raising the conforming loan limit on single-family residences to $647,200.00 (in most U.S. counties, specific limits in high-balance markets may be higher). This means that loan amounts at or below the new threshold will be considered Conforming loan amounts. This is an increase of 18.01% over the previous threshold of $548,250 in effect since 1/1/2021.

We have known that an increase was coming, and now that the official announcement has been released, Thrive Mortgage is equipped to adhere to the new guidelines immediately. For more information on what this change means for you, reach out to me today!

Timeline photos 12/01/2021

Earlier today the government announced they were raising the conforming loan limit on single-family residences to $647,200.00 (in most U.S. counties, specific limits in high-balance markets may be higher). This means that loan amounts at or below the new threshold will be considered Conforming loan amounts. This is an increase of 18.01% over the previous threshold of $548,250 in effect since 1/1/2021.

We have known that an increase was coming, and now that the official announcement has been released, Thrive Mortgage is equipped to adhere to the new guidelines immediately. For more information on what this change means for you, reach out to me today!

About Sandra Krampota

I truly enjoy helping someone finance a new home! Buying a home is so exciting, and getting a mortgage should be EASY and CAREFREE. I have closed thousands of loans in my career of over 30 years. When making one of the largest investments in your life, you need an experienced lender who puts your needs above theirs – an experienced lender, with integrity and trust. I give consumers the knowledge and tools, to make the best financing choice for themselves. I want to be that lender for you. I am a Texan and I do loans all over Texas! I do FHA/VA/Conventional loans. I do construction loans if you are building, or Rehab loans if you are making repairs. I love helping first time buyers, repeat buyers and investors alike. I can help you finance your 2nd home, or refinance to get equity out of your current home, or to just lower your rate or term. I am always available to you – 7 days a week. I look forward to making your next mortgage experience the best ever!

Sandra Krampota NMLS #277299 Thrive Mortgage NMLS #846931

Thrive Mortgage, NMLS # 268552 is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Texas Consumer Compliant Notice www.sml.texas.gov

Videos (show all)

FNMA CHANGES 9/18/21
What Not To Do
Don’t  surpriss your lender!
What first  time  buyers  need  to know.
New loan options for DACA BORROWERS
Labor Day 2020
Credit Card  debt
Thanksgiving -
Realtors SELL houses!

Category

Products

VA Loans, FHA, Conventional, Conforming, Non-Conforming, Rate/Term Refinance, Cash-out Refinance.

Telephone

Address


2940 Oak St
Kingwood, TX
77339

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Other Loans in Kingwood (show all)
Erin Merryman- Thrive Mortgage Erin Merryman- Thrive Mortgage
2940 Oak St
Kingwood, 77339

NMLS 285136 Branch ID 846931

Cherry Creek Mortgage, Erik Maya, NMLS# 334089 Cherry Creek Mortgage, Erik Maya, NMLS# 334089
700 Rockmead Dr, Ste 105 Bldg 2
Kingwood, 77339

Erik Maya, Loan Originator, NMLS #334089 Cherry Creek Mortgage, LLC NMLS #3001. Equal Housing Opportunity. Click for Licensing: https://www.cherrycreekmortgage.com/licensing

Envoy Mortgage, Ltd. NMLS 1774815 Envoy Mortgage, Ltd. NMLS 1774815
1110 Kingwood Dr. Ste. 275
Kingwood, 77339

Home Loans By Lydia

Sarah Martin - Mid America Mortage NMLS 285150 Sarah Martin - Mid America Mortage NMLS 285150
Kingwood, 77345

Home purchase, refinance or building a home.

Mark Gatermann, InterLinc Mortgage, NMLS #546738 Mark Gatermann, InterLinc Mortgage, NMLS #546738
900 Rockmead Dr, Ste 101
Kingwood, 77339

Loans By Dirk Loans By Dirk
900 Rockmead Drive, Ste 101
Kingwood, 77339

Dirk brings an extensive amount of expertise to residential lending offering a no-nonsense approach to financial solutions for clients.

Liberty Reverse Mortgage Liberty Reverse Mortgage
Kingwood, 77339

Liberty Reverse Mortgage 1212 Stonehollow Dr, Suite 4, Kingwood, TX 77339 Office: 281-377-5873 Toll Free: 1-888-202-4479

The Van Meter Mortgage Group The Van Meter Mortgage Group
900 Rockmead, Ste. 101
Kingwood, 77339

NMLS #205696 At The Van Meter Mortgage Group we believe that in order to deliver the “service without exception” experience we must have the ability to control every aspect of the mortgage process.

Security National Mortgage Company - Kingwood, Texas Security National Mortgage Company - Kingwood, Texas
201 Kingwood Medical Dr, Ste A400
Kingwood, 77339

SecurityNational Mortgage Company offers a full line of first mortgage products for residential real estate.

Dayra Lopez NMLS #274257 Dayra Lopez NMLS #274257
1849 Kingwood Drive, Suite 101.
Kingwood, 77339

Union Home Mortgage Corp NMLS #2229, LO NMLS # 274257 TX Equal Housing Lender

Envoy Mortgage - Houston II, TX Envoy Mortgage - Houston II, TX
1404-A Stonehollow Dr., Suite B
Kingwood, 77339

Envoy is one of the top mortgage lenders in Kingwood, TX. We are committed to providing a stress-free home buying process. We offer FHA loans, VA loans and many other home loans, at some of the best mortgage rates Kingwood has to offer.

Amy Graham, Sr. Mortgage Loan Officer Amy Graham, Sr. Mortgage Loan Officer
2661 Royal Forest Dr
Kingwood, 77339

Amy Graham is an Independent licensed Sr Mortgage Loan Originator serving Houston, TX and all of the surrounding areas, as well as the State of Texas.