The Home Prep Academy

Are you ready to learn about the home buying process but don’t know where to start? Join Home Prep Academy!

Over the past year we’ve seen so many changes to credit repair process! Extensions were given to collection companies, they used COVID as an excuse to just “verify” accounts but not prove it.. I could go on and on, but know one thing for sure: Home Prep Academy has and will forever stand strong against all entities That are violating consumer rights!! Rest assured if you’ve ever been a client, you’ll always have our support.

Low Utilization is so important to keeping your a score up!

We get RESULTS at Home Prep Academy!! #BackstoryAlert This client has been working with us for 9 months. He can to us trying to decide if he should file bankruptcy again after going through a nasty divorce and losing everything he owned! Over time We helped boost his score over 200 points! Credit building is not an over night process but know we’re here for you!

Most lenders can’t help you if your credit isn’t in good shape!! We help you out of that situation and get you preapproved for your home! #FirstTimeHomeBuyer
#RollTide #Bama #Alabama #RealEstate #Realtor #Mortgage #mortgagerates #purchasingpower #buyingpower #expertanswers #interestrates #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatetipsoftheday #realestatetipsandadvice #credittips

📣📣 Future Homeowners‼️ When you get ready to buy your first home, reviewing your credit and finances should be step 1! Contact our team so we can help you get to the closing table!

Take Action! Contact us to get started!

Visit us online at www. HomePrepAcademy.com

📧[email protected]

Phone: (256)803-1642

What's Holding You Up from building generational wealth for your family? Homeownership is a major step int he right direction! Let's talk to help get you there!

Visit us online at www. HomePrepAcademy.com

📧[email protected]

☎️(256)803-1642

Let's Talk Credit Scores! There are loan products that go as low as 580. HOWEVER our goal is to ensure you understand that the higher your credit score, the lower amount you have to pay each month! Our clients understand the entire home buying process and are paired with one of our trusted and experienced lenders to get approved! Having an open mind and reasonable expectations of what you will be approved for goes a long way.

Take Action! Contact us to get started!

Visit us online at www. HomePrepAcademy.com

📧[email protected]

☎️(256)803-1642

My job is to get you a new home! No matter if your credit is bad or you’re just lost on where to start! I’m your girl! DM me to get started or download your home Buyers guide! #FirstTimeHomeBuyers #CreditRepair #Alabama #RollTide #GoTigers #Home #Credit #CreditHelp #Mortgage #Realtor

CALLING ALL BAMA HOME BUYERS! Our team is the best in the State! We make your entire home buying process EASY!!

Credit Not Good--- We can fix that!

Need to Find a Broker--- We Got One For You!

Looking for a Bomb Realtor ----- Look no further!

Need a home insurance policy --- We can get you multiple quotes!

Need a Moving Company after closing --- Our Guys are the best in town!

Amid concerns about the new omicron variant of the Covid-19 virus, the Biden administration will extend the payment pause for federal student loan borrowers until May 1.

“We know that millions of student loan borrowers are still coping with the impacts of the pandemic and need some more time before resuming payments,” President Joe Biden said in a statement on Wednesday.

Our goal is to get you to the closing table! Join us for the FREE credit education session for first time home buyers! We’ll go over DTI, closing cost and credit education — all things you need to be knowledgeable of before buying your first home! Our next session is on 12/29/2021 at 7pm
#clickthelinkinmybio🔥🔥🔥 #realtor #loanofficer #firsttimehomebuyer #newhome #house

No one is perfect. We all have bad days and have gone through crazy situations! At Home Prep Academy we believe in building each and every client up so that they can reach their home goals! Forgive yourself, DM us for help and we’ll take care of the rest ❤️ #FirstTimeHomeBuyers #CreditRepair #Alabama #RollTide #GoTigers #Home #Credit #CreditHelp #Mortgage #Realtor

My job is to get you a new home! No matter if your credit is bad or you’re just lost on where to start! I’m your girl! DM me to get started or download your home Buyers guide!

🤔Let’s consider things.. buying these at high resale value for Christmas or enrolling in Home Prep Academy? Make the choice that benefits your future ☺️

Under the Fair Debt Collection Practices Act, a legit collector needs to identify themselves and can’t try to contact you at any unusual time or place.

They also can’t communicate with anyone about your debt except for your attorney, the attorney for your creditor or the collection agency and, in some cases, a consumer reporting agency.

It’s also helpful to know your state’s statute of limitations on debt, Nitzsche says. This can be anywhere from three to 10 years.

“If the debt they claim you owe — legitimate or not — is beyond the statute of limitations, the collector can attempt to collect but cannot sue you,” he says.

Repairing your credit is a journey and I’m launching a new webinar to show you exactly how to do it on your own! Let’s get to the closing table! You deserve the keys to your new home! Be on the lookout for more info on how to get access for FREE!!

Fixing your credit increases your chances for home preapproval!! Take the steps to get to your new home!
Contact us to get started! Visit us online at www. HomePrepAcademy.com
📧[email protected]
☎️(601)952-3184

📣📣 Future Homeowners‼️

Things you MUST avoid while buying your home:👇🏼👇🏼👇🏼

🔻Changing jobs! 👩🏽‍💻👩🏽‍🚒👨🏽‍🏫👨🏽‍💼

🔺Making large withdrawals or deposits from the bank.💲💰💵

🔻Buying a new vehicle!🚘🏍🛵

🔺Do not use credit cards 💳excessively or use cash advances!

🔻Do not spend any money you have set aside for closing.💸💸

🔺Do not attempt to hide 🕵🏽‍♂️any open loans or debts from your loan application

🔻Do not buy/lease any new furniture/ appliances/electronics 🛏 🤳🏾🎮 🛋

🔺Avoid applying for any new credit.. (Inquiries) 📑📃📄

🔻Do not switch banks 🏧🏦

🔺Do not co sign a loan for anyone! 🙅‍♀️📑

🔻Do not miss any payments. Make sure your bills are kept current and on automatic pay if possible.

Their are loan products that go as low as 580. HOWEVER our goal is to ensure you understand that the higher your credit score, the lower amount you have to pay each month! Our clients understand the entire home buying process and are paired with one of our trusted and experienced lenders to get approved! Having an open mind and reasonable expectations of what you will be approved for goes a long way.
Take Action! Contact us to get started! Visit us online at www. HomePrepAcademy.com
📧[email protected]
☎️(601)952-3184