Smart Financial Credit Union
We help you achieve success along your financial journey.  Smart Financial is a full-service, financial institution that focuses on people, not profits.
Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.
05/29/2026
A couple moments from the AMA Houston Crystal Awards.
Once again, we’re very proud of our Marketing Team for bringing home 2 Crystal Awards!
05/28/2026
Last Thursday, our Marketing Team attended the AMA Houston Crystal Awards, and they came home with 2 Crystal Awards!
The team was recognized for their Search Engine Optimization Strategy and their Greatest Hits Campaign Brochure. We're incredibly proud of the creativity and strategy that went into these award-winning projects. Congratulations to our Marketing Team on this well-deserved recognition!
05/25/2026
Friendly reminder that we're closed today in observance of Memorial Day. Regular business hours will resume on Tuesday, May 26th.
In the meantime, you can access your accounts 24/7 through online and mobile banking.
05/22/2026
Friendly reminder that we'll be closed Monday, May 25th in observance of Memorial Day. Regular business hours will resume on Tuesday, May 26th.
05/21/2026
This or That?
Imagine never having to budget at the grocery store or traveling anywhere in the world for free. Which are you picking?
05/19/2026
Your income tells part of the story, but your net worth helps show your overall financial situation. Tracking what you own versus what you owe can help you better understand your progress and where you want to go next.
Have you ever calculated your net worth before?
05/16/2026
Everyone plays by their own rules. Share below one thing you refuse to spend money on and one thing you'll always make room for in your budget.
05/14/2026
Goals feels easier to achieve with the right support.
Our Smart Money Coach is here to help you create a plan towards achieving success. Are you ready to take control of your financial journey?
05/12/2026
Looking to lower your payment? Refinance and lock in a lower rate!
If you're looking to reduce interest overtime or create more room in your budget, now might be the time to refinance.
Learn more at smartcu.org/auto
*APR= Annual Percentage Rate
05/09/2026
Good financial advice can stick with you for life and make all the difference. Share the best financial advice you've received in the comments.
Your advice may help someone else on their financial journey.
05/07/2026
Credit utilization measures how much of your available credit you're using, and it plays a major role in your credit score.
Understanding and managing your credit utilization can help you build stronger financial habits over time.
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Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 2pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |