Rabi Shamis - Creative Mortgage Solutions
Certified Mortgage Planning Specialist
Mortgage Broker
NMLS# 2334875 | TX: 208135
https://rabis For information purposes only. Other restrictions
may apply.
Our mission is to educate our community to be financially stable, and to show them how they can retire one day using real estate investments. This is not a commitment to lend or extend credit. Information and/or
dates are subject to change without notice. All loans are subject to credit approval. Rabi's Mortgage | NMLS #2334875 | Rabi Shamis (Rabih Chamseddine) NMLS 208135 | www.nmlsconsumeracces

The 2024 Presidential election is just months away. As someone who’s thinking about potentially buying or selling a home, you’re probably curious about what effect, if any, elections have on the housing market.
Home Sales
During the month of November, in years when the Presidential election takes place, there’s typically a slight slowdown in home sales. As Ali Wolf, Chief Economist at Zonda, explains: “Usually, home sales are unchanged compared to a non-election year with the exception being November. In an election year, November is slower than normal.”
Home Prices
What about home prices? Do they drop during election years? Not typically. As residential appraiser and housing analyst Ryan Lundquist puts it: “An election year doesn’t alter the price trend that is already happening in the market.”
Mortgage Rates
Mortgage rates are important because they affect how much your monthly payment will be when you buy a...
Do Elections Impact the Housing Market? The 2024 Presidential election is just months away.


If you are self-employed, there are several options for you to qualify for a mortgage 🏡💼.
إذا كنت تعمل لحسابك الخاص، هناك عدة خيارات لتأهلك للحصول على قرض عقاري
🌟 Contact us today for more information!

Tired of putting off buying your dream home until you can afford the down payment? Hoping to keep cash in your pocket for expenses? Ask us about our 0% Down Purchase home loan program available to qualified borrowers. It’s a great way to get into a home now.
Let us help make your dreams come true. Call today!
Discover how to save money each month! 💸
اكتشف كيف يمكنك توفير المال كل شهر! 💸
We helped a client lower their monthly expenses through a detailed cash flow analysis. Want to know how you can do the same? Contact us today! 📞
📈 The Rise of Home and Auto Insurance Costs! 🚗🏡
ارتفاع تكاليف تأمين المنازل والسيارات! 🚗🏡
With the recent increase in insurance costs, it's essential to know how to save money. Here are 3 things you can do:
1️⃣ Buy a combo insurance policy to save on both home and auto insurance.
2️⃣ Check if a higher deductible will be beneficial for you and reduce your premium.
3️⃣ Shop for insurance yearly to ensure you're getting the best rates.
Stay informed and keep your expenses in check! 💡💰
🏡💼 Important Information About Homeowner's Associations (HOA) 💼🏡
معلومات هامة عن جمعية مالكي المنازل (HOA)
In today's video, we're discussing the power of Homeowner's Associations (HOA) and their ability to take your home if you don't pay the required fees. 🚫🏠 Don't let it get to that point! If you're having trouble making payments, contact them immediately to avoid foreclosure.
Watch the full video to learn more about your rights and responsibilities as a homeowner and how to effectively deal with your HOA. 📽️🔍

Don't become house poor, talk to one of our experts about your housing budget.
نصيحة مالية لليوم
Why the total value of all your motor vehicles should not exceed 50% of your annual income. 🏠💼 This simple rule can help you maintain financial stability and ensure you're not over-leveraging on depreciating assets.
Watch the full video to understand the importance of this guideline and how it can positively impact your financial health! 📈💵
📅 Financial Day Tip! 💡 خصص يومًا واحدًا في السنة للاتصال بجميع شركات الخدمات واطلب منهم إذا كان لديهم خطط أرخص. قد توفر 200-300 دولار شهريًا! 🏠💰
Take one day a year to call all your utility companies and ask if they have cheaper plans. You could save $200-$300 a month! 🏠💰 This small effort can make a big difference in your budget. Watch my latest video to learn more!

What if you were able to create your journey instead of waiting until the end to see the results? Did you know that you can write your biography ahead of time?
🎥 Exciting collaboration with Realtor Bassma! 🏡 Learn expert tips on selling your home Bassma Taljeh Alzien Rabih Chamseddine
Don't miss out! Watch the full interview now! 🏠💡

Tips for Younger Homebuyers: How To Make Your Dream a Reality
Tips for Younger Homebuyers: How To Make Your Dream a Reality If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home?
How do you cut down on food when you budget?
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Our Story
My Story
“Success is nothing more than a few simple disciplines, practiced everyday.” -Jim Rohn
Rabih Chamseddine is the founder and lead mortgage banker for Team Rabih.
Rabih attributes his success to his team’s commitment to superior customer service, dedication to client satisfaction, and their determination to help both their customers and colleagues.
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