Michelle Casillas - All About Real Estate Investing

Michelle Casillas - All About Real Estate Investing

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I’m a bilingual Mortgage Lender, helping investors acquire financial freedom! Call 832-734-6551

Photos from Michelle Casillas - All About Real Estate Investing's post 07/01/2024

Congratulations to another happy family 🙌

Closed and funded! Appraised over sales price, which means instant equity built in into their new home.

I cannot express how important to invest in your own self worth, and buying a home is the perfect way to do so. I explain to anyone that asks me when is a good time to buy a home? I explain as soon as you can! Why? Because your home is like a bank account with huge earnings! Your home will appreciate it, your home with earn equity and you will be able to enjoy a place you can call home! 🏠❤️

03/29/2024

Last ski trip for the year!

Photos from Michelle Casillas - All About Real Estate Investing's post 03/06/2024

👏CLOSED & FUNDED 🥳
242 Woley Dr, San Antonio, TX 78228
Congratulations to our borrower on his very first investment property! We help new and experienced investors.

Hope to help many more investors grow their wealth! You don't need a lot to start. Call me today 832-302-0029 or 832-374-6551

02/29/2024

What is a buy and hold?
The term buy and hold refers to a long term investment strategy. An example would be using hard money to purchase a property, then refinancing into a long term loan such as a 30 year-fixed Conventional or DSCR/Non-Conventional mortgage.

This strategy can also be combined with the BRRRR ( (Buy, Rehab, Rent, Refinance, Repeat) Method which involves flipping a distressed property, renting it out and then getting a cash-out refinance on it to fund further rental property investments.

Contact me for more details: 832-302-0029 or 832-734-6551

02/28/2024

A little about me... You Investor Loan Officer! I am Mexican-American citizen, living and thriving in Houston, TX. I love my 10 year old mastiff 🐕, she is the best dog ever. Also, if you know me you know that my love language is food (all cuisines)! I am engaged to my best friend soon to be married this year and excited to grow our little family. Also, I never get tired to talk about all things real estate because is truly my passion.

Are you passionate about real estate and investing? Let's connect! Call/text at 832-302-0029 or 832-492-6551

02/21/2024

Can you help me make sure the deal is a good deal?

Each person must do their own due diligence. With that said, if you are pre-approved us, we can provide additional guidance on the after repairs value and the repair budget. That is one of the advantages of working with our experienced team of lending professionals.

Contact me at 832-734-6551

02/15/2024

Long-term loans for a rental property come in all different options and terms.

From Conventional full documentation loan to Non-QM or DSCR loans which require no proof of income. Reach out to chat about your options!

02/13/2024

How much do I need to close?

Cash to close depends on the details of your deal. Typically we will lend 70-75% of the ARV. Any amount of money needed to purchase and rehab the property above our loan amount will need to be brought to the table to close plus closing costs.
However, if you find a great deal at a really low loan-to-value we can usually finance the whole deal and roll in some closing costs based on the details of the deal. If you want an estimate it is best to call me 832-734-6551.

Photos from Michelle Casillas - All About Real Estate Investing's post 02/12/2024

CLOSED AND FUNDED!

Why use Hard Money loans?
Because you can buy a home that need lots of TLC in 7 days or less and also receive money for the rehab.
It's quick, easy and less risky than using your loved ones money.

Start today by calling me at 832-734-6551.

02/07/2024

The HARDEST part of being an investor is finding the right home & the EASIEST is to finance it!

Finding the right home is hard as sometimes knowing and trusting your common knowledge does not come easy, but with experience and trusting on your team of professionals. To do so you will need o start implementing the following:
1. Communicate with your lender about your end goals and projected plans for your business. We can help get you there!
2. Nurture relationships with professionals such as: general contractors, realtors, wholesalers & tax experts.
3. Always, always, always have an exit strategy in place. If in case the flip does not work what would you do? Sell at a discount, how low? or rent it out? You will need a long term financing option. Always have a plan B.

🏡
3m

02/06/2024

Let's talk rehab projects 🏡🔨
As an investor lender, we care a lot about your end goal for an specific project. Keep in mind that every project is different, but between leasing a rental home and flipping a property are completely different estimates when it comes to rehab budgets.

Rental properties should be renovated conservatively. These are dedicated to be livable homes for tenants and keeping in mind wear and tear, the investor should use durable materials that are cost effective for the equity capture for the projected long term.

Flipping a home is always a quick way to get most of your efforts. You will always want to buy the most discounted price, best if you get under 50% discounted to have room to rehab it with high quality products. Buyers are looking to make this their home for a long time and they will always want the nicest home in the neighborhood.
PRO TIP: Do not skip on high quality pictures! Pictures are your first impression, do not get cheap on them and spend couple hundred dollars, it's worth it.



5m

Photos from Michelle Casillas - All About Real Estate Investing's post 02/02/2024

FAQ - Can you get 100% Financing with Hard Money Loan?

www.catalystfdg.com

12/21/2023

Christmas is coming! I wanted to wish everyone an amazing time with family and friends! With lots of Love - Your Investor Lender, Michelle Casillas at Catalyst Funding, LLC

09/07/2023

1. 2. 3. Three simple steps to get started to Applying for a Hard Money Loan.

1. Visit our website or scan the QR Code.
2. Start answering the application and don't forget to forward or upload required documents.
3. Congratulations! In less than 24 hours you are pre-approved!

Start your application Here:
https://snapp.snmc.com/dr/c/gmt8k

08/23/2023

6 Real Estate Investing Rules
1. SET GOALS.- First and foremost, you need to get into the real estate investing game with goals. Where do you want to go? What do you want to do? Moreover, those goals must be actionable and measurable.
Your goals help you create a road map to success.
2. KNOW THE BASICS.- To mitigate risk and give you the best chance of success, you need to learn the basics of real estate investing. Educate yourself first, and then start investing. Experience can be a great teacher, but you can spare yourself some hard lessons by starting with a firm foundation.
3. CONSIDER WORKING WITH A MENTOR.- A mentor can provide many benefits, including helping you learn best practices, avoid mistakes and missteps, and build your success faster than what might have been possible on your own. However, be wary of self-proclaimed gurus and experts. Do your due diligence and research any potential mentor before making a decision.
4. REMEBER: LOCATION, LOCATION, LOCATION.- More than anything else, understand that you need to ensure you’re buying a property in the right location. Consider the following questions: Is the area growing? Growth is critical for future profitability. If it’s contracting, rethink your decision. Is it stagnating? I recommend looking for areas that are growing demographically. I consider homogenous areas to be riskier prospects. What does the future hold? Are there incentives to attract new businesses?
5. BUILD YOUR TEAM.- Each team’s makeup will differ based on specific factors, but you should consider having a real estate attorney, CPA and a general contractor on yours. You will also benefit from making connections with mortgage brokers and skilled financial advisors.
6. KEEP CASH FLOWING.- This is the most important of all rules. I believe the key to conquering the industry is loan amortization and appreciation powering equity growth.
Blog Source

08/23/2023

6 Real Estate Investing Rules
1. SET GOALS.- First and foremost, you need to get into the real estate investing game with goals. Where do you want to go? What do you want to do? Moreover, those goals must be actionable and measurable.
Your goals help you create a road map to success.
2. KNOW THE BASICS.- To mitigate risk and give you the best chance of success, you need to learn the basics of real estate investing. Educate yourself first, and then start investing. Experience can be a great teacher, but you can spare yourself some hard lessons by starting with a firm foundation.
3. CONSIDER WORKING WITH A MENTOR.- A mentor can provide many benefits, including helping you learn best practices, avoid mistakes and missteps, and build your success faster than what might have been possible on your own. However, be wary of self-proclaimed gurus and experts. Do your due diligence and research any potential mentor before making a decision.
4. REMEBER: LOCATION, LOCATION, LOCATION.- More than anything else, understand that you need to ensure you’re buying a property in the right location. Consider the following questions: Is the area growing? Growth is critical for future profitability. If it’s contracting, rethink your decision. Is it stagnating? If so, dig deeper before investing. What’s the demographic mix like? I recommend looking for areas that are growing demographically. I consider homogenous areas to be riskier prospects. What does the future hold? While you likely don’t have a crystal ball, you can get an idea of what the future holds by doing your research. Will public transit be expanding? Are there incentives to attract new businesses? Is there a growth driver, such as an exodus from a nearby urban area?
5. BUILD YOUR TEAM.- Yes, you can pursue real estate investing solo, but understand that no real estate investor succeeds without the help of others in the long run. Each team’s makeup will differ based on specific factors, but you should consider having a real estate attorney, CPA and a general contractor on yours. You will also benefit from making connections with mortgage brokers and skilled financial advisors.
6. KEEP CASH FLOWING.- The single most important thing for successful real estate investing is this: Keep cash flowing. It doesn’t matter how much you’re worth if all that capital is locked up. The most successful real estate investor can fail if they’re unable to access cash when necessary. I believe the key to conquering the industry is loan amortization and appreciation powering equity growth.

Blog Source: Forbes
https://lnkd.in/edDbhmbw...

08/16/2023

Closed & Funded! This was a DSCR loan for 3 different properties for the same borrower. It was definitely a deal not very many lender would do as 2 out of them were condominiums. I was able to push through it and got them all re-financed with cash-out of over $230k.

My client is now able to go and purchase more real estate and make passive cashflow by repeating the .
Buy
Rehab
Rent
Refinance
Repeat!

Contact me if you are interested in learning more about this method! Become financially independent in couple of years!
Thank you Shaka Park Daniel for partnering with us!

Lender: Catalyst Funding, LLC
Broker & Wholesaler: Maestro Property Buyers

07/28/2023

Financial Freedom is a Choice!
Why you ask? Because you need to choose if you want that designer brand or a bank account that won't give you anxiety at night!
Have you wonder how to attain Financial Freedom? It starts with knowing your numbers. Yes, most may say...."Boring!!!"; but True! Get yourself a budget and know where your money is going.
Then start learning away on how to manage your personal finances, how to save, how to generate more income and how to invest actively and passively.

Follow me to learn more!

07/28/2023

🤓Did you know? Profits from 1031 into the purchase of another investment property.
A 1031 exchange is a tax break that allows you to swap of one real estate investment property for another that allows capital gains taxes to be deferred.
Here are 5 Key points to know about 1031 Exchanges.
• You can sell a property held for business or investment purposes and swap it for a new one that you purchase for the same purpose, allowing you to defer capital gains tax on the sale.
• Proceeds from the sale must be held in escrow by a third party, then used to buy the new property; you cannot receive them, even temporarily.
• The properties being exchanged must be considered like-kind in the eyes of the IRS for capital gains taxes to be deferred.
• If used correctly, there is no limit on how frequently you can do 1031 exchanges.
• The rules can apply to a former principal residence under very specific conditions.

07/13/2023

Has Investing been in your mind and don't know where to start?
Let me help you!

Contact me anytime: (832) 302-0029

07/10/2023

🤩I am launching a NEW Series to help those interested in Real Estate Investing on how to get started!😇

🥳Weekly Videos on how to:
✅Leverage Hard Money
✅Fix & Flip Investment Properties
✅Buy and Hold Rental Properties
✅& Much More!

I am always here to help! Call or Text: 832-302-0029
[email protected]

06/20/2023

Why Us?
⭐️We are a Lender for Real Estate Investor by Real Estate Investors.
⭐️We are involved in thousands of transactions every year, with over 10 years of experience.
⭐️Single point of contact for all your loans! Trusted advisors for new and experiences investors.
⭐️Get Approved for ALL Loan Products with ONE Credit Pull
⭐️5-Star Customer Reviews across all Social Media platforms
⭐️Experienced panel of Appraisers specializing in investment properties
⭐️Simple & Secure Borrower Portal Submit your Draw Requests anywhere from your mobile device!

Follow me in Instagram and Tiktok!
https://catalystfdg.com/

06/16/2023
06/16/2023

A Scope of Work, provides a roadmap that investors, general contractors, handymen and other contractors can use to assign tasks, schedule work and budget appropriately; helps focus team members on common objectives; and prevents projects, particularly complex ones, from expanding beyond the established vision and budget.

Always, always, always be prepared to have a Scope of Work done in every home you might be interested in.

06/16/2023
06/06/2023

Are you in DALLAS?! You can't miss on the Dallas VIP Mixer!
RSVP in Link shown below: https://catalystfdg.vip/rsvp-dallas-2f5221

06/06/2023

Now is the Time!
- Now is ALWAYS the time to buy Real Estate!
- If you wait until rates go down, these discounts will no longer be available.
- For the past 9 months since rates went up, investors have been paying 72.5% ARV.
- Once rates go back down, they will start paying up to 90% ARV again!
- You can never change your equity capture, but you can change your rate.
- Rates will definitely go down again and discounts will nit be as strong as they are today.

www.catalystfdg.com

05/25/2023

What are DSCR Loans?
DSCR stands for Debt Service Coverage Ratio. It is based on your property's cash flow—Not Your Income.
That means: No Income Docs Required!
Rates start from the 7.125%

Contact me for more details on how to get approved.
832-734-6551 or 832-302-0029

Want your business to be the top-listed Finance Company in Houston?
Click here to claim your Sponsored Listing.

Why I Do What I Do.....

Michelle Eubanks is a bi-lingual real estate agent (Spanish and English) whose passion is to assist public service employees, first-responders/EMS, law enforcement, military personnel, healthcare professionals and educators buy and sell homes. Through the Homes for Heroes program Michelle donates up to 30% of her commission to assist with buyer and seller closing costs. Why does she do this? She explains: "I immigrated to this country when I was 14 years old and have been given more opportunities than I ever dreamed of. When arrived my first and only language was Spanish, it wasn't until I enrolled school and met Mrs. Stephens, my English teacher, the most loving, patient and passionate teacher I ever had. If it wasn't for her and many other school teachers and coaches, I would have never been able to succeed in this country. I owe them so much! I want to give back to those who have given so much to make this country such a wonderful place to live."

Videos (show all)

1. 2. 3. Three simple steps to get started to Applying for a Hard Money Loan. 1. Visit our website or scan the QR Code.2...
6 Real Estate Investing Rules1. SET GOALS.- First and foremost, you need to get into the real estate investing game with...
6 Real Estate Investing Rules1. SET GOALS.- First and foremost, you need to get into the real estate investing game with...
Closed & Funded
Financial Freedom is a Choice! .Why you ask? Because you need to choose if you want that designer brand or a bank accoun...
🤓Did you know? Profits from 1031 into the purchase of another investment property. A 1031 exchange is a tax break that a...
Has Investing been in your mind and don't know where to start? Let me help you! Contact me anytime: (832) 302-0029 #howt...
Why Catalyst Funding to fund your next investment property!
Now is the Time!- Now is ALWAYS the time to buy Real Estate!- If you wait until rates go down, these discounts will no l...
What are DSCR Loans?DSCR stands for Debt Service Coverage Ratio. It is based on your property's cash flow—Not Your Incom...
Every fourth Tuesday of the month, the Women in Mutifamily Association meet at 6:30 PM. If you are looking to expand you...
"The simple act of practicing gratitude, consistently, is your invitation to a new life. Accepting the invitation is now...

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Address


11550 Fuqua Street #210
Houston, TX
77034

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 8pm
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