Aguilar Mortgage Team at New American Funding

The recent drop has made many homeowners rethink their mortgage terms, especially those who got higher rates last year. However, with potential further drops in the pipeline, the question remains: should you act now or wait for even better rates?

Mortgage Rates Are Falling. Should Homeowners Refinance Their Home Loans Now—Or Wait? | New American Funding With mortgage rates falling to their lowest level in more than a year, many homeowners are now wondering if this could be a good time to refinance.

5.0 star review received on Experience.com for Art Aguilar by Jasmine S O - The whole process from start to finish was great. Any questions I had was answered immediately and/or before I even asked.

New ★★★★★ 5 Star Experience.com Review by Jasmine S Click to see all 93 reviews of Art Aguilar, Branch Manager

Happy Hispanic Heritage Month! This year, we honor the theme 'Pioneers of Change: Shaping the Future Together.' Let's recognize and applaud the trailblazers in the Hispanic community who have inspired change and paved the way for a brighter tomorrow.

There may be a glimmer of light for homebuyers who feel stretched thin from years of skyrocketing prices and mortgage rates. Cooling housing markets in some parts of the country have left sellers more willing to make concessions.
https://www.newamericanfunding.com/blog/seller-concessions-what-are-they-and-when-should-you-ask-for-them/

Looking for Ways to Boost Your Income? Consider an ADU.
Accessory Dwelling Units can provide homeowners additional living space for aging parents or adult children. Other folks are enticed by the potential for extra income from year-round tenants or short-term renters in areas where the uses are

Make this summer the season of new beginnings with our ultimate summer guide! 🌞📖 Whether you're buying a new home or refinancing, New American Funding is here to help you navigate your options with ease. Dive into summer with confidence!

Exploring your options with NAR settlements? 🏠💼 Wondering if you can choose a flat fee instead of a percentage commission? Good news: Commissions are negotiable! You can opt for a flat fee if your agent agrees. Want to know more? Drop me a message!

A Home Equity Line of Credit, or HELOC, functions similarly to a credit card. You can draw funds, repay them, and draw again. This flexibility, with typically lower interest rates and substantial credit limits, make it an excellent option for ongoing financial needs. Swipe through to understand the pros and cons of a HELOC.

Redlining is a discriminatory practice that emerged in the early 20th century and has had a significant and lasting impact on the socioeconomics of the U.S. It started in the 1930s when the federal government, through the Home Owners' Loan Corporation (HOLC), created color-coded maps to assess the risk of lending in various neighborhoods across the states.

While student loans can make saving for a home down payment more challenging, it may still be achievable with careful planning. The key is to explore low-down-payment loan options, improve your credit score, and pay down debt to help you qualify for a mortgage.
https://bit.ly/3B31LHM

5.0 star review received on Experience.com for Art Aguilar by Nina M G - Attentive and patient.

New ★★★★★ 5 Star Experience.com Review by Nina M G Click to see all 92 reviews of Art Aguilar, Branch Manager

Refinance to convert the equity in your home to cash that you can use in a variety of ways, such as: 👉A downpayment on a new home. 👉Finance home improvements: This can include repairs, renovations, and upgrades for both indoor and outdoor projects. 👉Consolidate your debt/improve your debt-to-income ratio: Consolidate debt like credit cards at a lower interest rate or pay off other loans like auto, student, and medical bills. 👉Pay for significant life events, Like a wedding or honeymoon 👉Pay for personal or familial needs, Like elderly care, childcare, or school 👉Pay for continuing education: Like college tuition or trade school 👉Boost your credit score 👉Lower your current interest rate 👉Improve your overall financial situation If you want to take advantage of your home's equity, get in touch today!

Exploring government-backed loans, working with an experienced lender to boost credit scores quickly, and using other strategies can improve borrowers' chances of home loan approval.

NAF! NAF! NAF!

No matter where you are in the home buying process or where you are in the country, work with the gold-medal team at New American Funding!

Ask us about finding a local real estate agent with or making an all-cash offer using .

Did you know the average person spends about 5-7 hours setting up their home utilities? Let NAF Concierge do it FOR YOU. Not only will you save yourself time, we'll find you the best deals in your area, saving you an average of 15% in utilities costs!

Oh, and did we mention this is free? Contact us today to learn more.

Did you buy a home when rates were at their highest? Ask me about refinancing options!

5.0 star review received on Experience.com for Art Aguilar by Alexis O H - 9 days to close. Fast and Smooth

New ★★★★★ 5 Star Experience.com Review by Alexis O H Click to see all 90 reviews of Art Aguilar, Branch Manager

Make this summer the season of new beginnings with our ultimate summer guide! 🌞📖 Whether you're buying a new home or refinancing, New American Funding is here to help you navigate your options with ease. Dive into summer with confidence!

Tired of renting? 🏠💸 Invest in your future by financing a home where you can build equity and wealth over time. As dedicated mortgage lenders, we're here to help you achieve your homeownership dreams!

Refinance to convert the equity in your home to cash that you can use in various ways. If you want to take advantage of your home's equity, contact me today and ask about NAF Pathways!

Summer offers the perfect opportunity to kick-start your house-hunting journey!

Got questions about home loans? 🏡💬 Here are a few you might consider asking your lender. Swipe to see more and if you have any other questions, just slide into my DMs! I'm here to help.

Fixing a leaky faucet or installing a new light fixture yourself can feel amazing and even save you some cash. But beware: Not all Do-It-Yourself (DIY) projects are as disaster-proof as they seem.

DIY Home Projects: What to Do Yourself, and When to Call the Pros DIY mistakes, on average, cost homeowners an extra $310 to have the professionals fix, find out which DIY projects you can do yourself and which ones you should probably hire a pro for.

5.0 star review received on Experience.com for Art Aguilar by Alejandro J P - Always available when I needed something cleared up. When I did not understood something, Art would explain it to me.

New ★★★★★ 5 Star Experience.com Review by Alejandro J Click to see all 88 reviews of Art Aguilar, Branch Manager

WalletHub ranked 300 cities using 22 metrics across three key elements: affordability, real estate markets, and quality of life. Did your city make the list?

The 10 Best—and 10 Worst—Cities for First-Time Homebuyers in 2024 What are the best cities for first-time homebuyers? What about the worst? The answers are here.

Are you in the market for a new home? Do you have equity in your current property? With NAF Cash Advance, transform into an all-cash buyer and leverage the equity from your home sale to purchase your next home—mortgage free! 🏡💼

Securing financing to build your dream home has never been easier! With a One-Time Close loan from New American Funding, the money you need to purchase your property, pay for home construction, and secure your mortgage is all wrapped up in one single loan. ✅ Single permanent loan is closed upfront, before construction begins ✅ Saves money with only one appraisal and one closing ✅ Low down payment options ✅ Gifts or land equity allowed for down payment One-time approval process FHA, VA, and Conventional loans are available!

We are so proud of these numbers because they represent the 259k+ families who have a place to truly call their own.